Exact Payments vs. GoCardless

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Exact Payments
Score 3.6 out of 10
N/A
Exact Payments (formerly E-xact Transactions) is a payment gateway software solution offered by the company of the same name headquartered in Scottsdale, Arizona.N/A
GoCardless
Score 8.3 out of 10
N/A
GoCardless, from the company of the same name in San Francisco, is a recurring payments platform that integrates with the applications businesses use every day, to give businesses more visibility over payments and saving the time on tasks like payment reconciliation. The vendor states they partner with more than 150 billing and subscription software partners globally, including Xero, Sage, QuickBooks, Zuora and Salesforce.N/A
Pricing
Exact PaymentsGoCardless
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
Exact PaymentsGoCardless
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
Exact PaymentsGoCardless
Features
Exact PaymentsGoCardless
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
Exact Payments
-
Ratings
GoCardless
8.6
2 Ratings
18% above category average
Fraud Detection00 Ratings7.42 Ratings
API or SDK00 Ratings5.02 Ratings
Recurring Payment Support00 Ratings10.01 Ratings
Billing and Invoicing Support00 Ratings10.01 Ratings
Global Support00 Ratings10.01 Ratings
Payment Form Acceptance00 Ratings9.02 Ratings
Best Alternatives
Exact PaymentsGoCardless
Small Businesses
Apple Pay
Apple Pay
Score 8.7 out of 10
Apple Pay
Apple Pay
Score 8.7 out of 10
Medium-sized Companies
Apple Pay
Apple Pay
Score 8.7 out of 10
Apple Pay
Apple Pay
Score 8.7 out of 10
Enterprises
Adyen
Adyen
Score 8.6 out of 10
Adyen
Adyen
Score 8.6 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Exact PaymentsGoCardless
Likelihood to Recommend
-
(0 ratings)
9.0
(10 ratings)
Usability
-
(0 ratings)
9.0
(3 ratings)
Support Rating
-
(0 ratings)
2.0
(1 ratings)
User Testimonials
Exact PaymentsGoCardless
Likelihood to Recommend
Exact Payments
No answers on this topic
GoCardless Ltd
We believe GoCardless is the best-in-class solution for global companies who wish to streamline payment processing in many countries, especially when integrating within a company website or supported complementary software. It also works very well for recurring payment situations as it can be very streamlined for recurring & auto-payments. This is NOT a tool for credit card processing, so understand that and consider something like Stripe if credit card integration is your goal. The fees for GoCardless may be highly dependent on the anticipated processing volume and size of your business, so do know that very tiny companies may find the fee structure to be higher. For a US-only business, I'm not sure if GoCardless really would make the most sense outside of specifically for integrating within the software for click-thru payment processing. Where GoCardless shines is when your business operates in many countries and is looking for a seamless solution for your customers that also avoids them paying banking fees.
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Pros
Exact Payments
No answers on this topic
GoCardless Ltd
  • Real time status of direct debit payments
  • Homepage dashboard is well made and efficiently tracks the payment status
  • GoCardless website supports multiple language
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Cons
Exact Payments
No answers on this topic
GoCardless Ltd
  • Reduction in fees for customers who use it for large volumes of clients
  • Easier for clients to review their payment plans
  • Payment sooner to our bank account
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Usability
Exact Payments
No answers on this topic
GoCardless Ltd
We have had no issues with GoCardless since it was implemented in our new software. The customers are able to sign up with ease. The reporting on the site is very helpful and the site is easy to navigate
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Support Rating
Exact Payments
No answers on this topic
GoCardless Ltd
There is no phone support, email only, and the support is slow coming. The support staff often don't read your support query properly, so you waste time having to re-explain yourself. That is the only downside of this product.
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Alternatives Considered
Exact Payments
No answers on this topic
GoCardless Ltd
It stacks up well against Stripe but I think they serve different purposes. Stripe is better when it comes to integrations, GoCardless is great for recurring payments, particularly for service-based businesses.
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Return on Investment
Exact Payments
No answers on this topic
GoCardless Ltd
  • It has helped us to provide alternative payment options to our clients
  • It has helped us to secure regular and timely payments with the minimum of fuss
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ScreenShots

Exact Payments Screenshots

Screenshot of With a single API, a comprehensive payments infrastructure from underwriting to funding & reconciliation ca be integrated.Screenshot of The Onboarding API. When signing a new customer, posting merchant application data triggers automated underwriting for near real-time account decisioning. Once approved, the software sends a webhook notification with account credentials and the customer is live and ready to start accepting payments.Screenshot of All the payment types supported by exact payments. From credit and debit cards to ACH payments, Apple Pay, and Google Pay.Screenshot of All the payment types your customers want and their buyers need. From credit and debit cards to ACH payments, Apple Pay, Google Pay, and more.