PayPal Enterprise Payments vs. PhonePe

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
PayPal Enterprise Payments
Score 7.1 out of 10
N/A
PayPal Enterprise Payments, formerly Braintree, is a billing platform which stores credit card data directly from the merchant’s systems on secure servers, and it allows for cards to be recharged or refunded. It also supports international payments.N/A
PhonePe
Score 6.4 out of 10
N/A
PhonePe is a mobile payments app that allows you to transfer money instantly to anyone, by using just their mobile number.N/A
Pricing
PayPal Enterprise PaymentsPhonePe
Editions & Modules
Standard Pricing
2.9% +$0.30
per transaction
Custom Pricing
Contact for quote
No answers on this topic
Offerings
Pricing Offerings
PayPal Enterprise PaymentsPhonePe
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsPhone app is free. Transaction fees will vary according to businesses.
More Pricing Information
Community Pulse
PayPal Enterprise PaymentsPhonePe
Features
PayPal Enterprise PaymentsPhonePe
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
PayPal Enterprise Payments
-
Ratings
PhonePe
5.2
2 Ratings
32% below category average
Fraud Detection00 Ratings3.02 Ratings
API or SDK00 Ratings3.01 Ratings
Recurring Payment Support00 Ratings7.52 Ratings
Billing and Invoicing Support00 Ratings7.52 Ratings
Global Support00 Ratings6.52 Ratings
Payment Form Acceptance00 Ratings4.01 Ratings
Best Alternatives
PayPal Enterprise PaymentsPhonePe
Small Businesses
Stripe Payments
Stripe Payments
Score 8.9 out of 10
Apple Pay
Apple Pay
Score 8.8 out of 10
Medium-sized Companies

No answers on this topic

Apple Pay
Apple Pay
Score 8.8 out of 10
Enterprises

No answers on this topic

Adyen
Adyen
Score 8.6 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
PayPal Enterprise PaymentsPhonePe
Likelihood to Recommend
1.0
(15 ratings)
6.1
(2 ratings)
Likelihood to Renew
10.0
(1 ratings)
-
(0 ratings)
Usability
5.0
(3 ratings)
-
(0 ratings)
Support Rating
1.6
(5 ratings)
-
(0 ratings)
Implementation Rating
10.0
(1 ratings)
-
(0 ratings)
User Testimonials
PayPal Enterprise PaymentsPhonePe
Likelihood to Recommend
PayPal
Braintree is a lower cost alternative to many of the options business owners have through their bank. However, they will need to be techy or be working with a developer to set up. The setup and backend isn't as user friendly as alternatives. Braintree is a great option if you'll need to manually type in credit card details. Banks will sometimes charge a lot more for that option. The manual option is nice if your clients aren't as tech savvy and prefer to pay over the phone than to pay on your website.
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PhonePe
Primary benefit is hassle-free payment to the merchant. You can purchase both online and offline without using cash to make the payment. Simply scan the QR code using the Phonepe app on your smartphone to make a payment into the merchant's account. And as said, its rewarding, you surely get a scratch card on every transaction that may either offer you cashback or a discount code for some vendor site shopping.
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Pros
PayPal
  • Braintree has excellent integration with the BigCommerce platform. The switch of our previous payment processing gateway to Braintree was very easy and only required a few clicks.
  • Tying into Braintree's BigCommerce integration, for company's like ours that are on the BigCommerce enterprise plan, Braintree's rates for BigCommerce enterprise customers are extremely competitive and saved us money.
  • Braintree has a pretty easy to use portal that can be accessed through the same login we use for PayPal which we are using in conjunction with Braintree with ease.
  • I've only had to call Braintree twice and my customer service issues were handled extremely quickly and easily.
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PhonePe
  • Payment status confirmation
  • User details before the payment start
  • Bills and Payment
  • Reminders of the bills
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Cons
PayPal
  • Not a very good subscription management platform for a Saas business, but they make up for it on the API with others that are
  • Doesn't have a lot of additional features, but that's what you'd expect out of a payment processor
  • Very expensive per transaction, but the reality is that any processor who helps early stage companies accept online payments are expensive.
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PhonePe
  • Like GPay, you dont have the option for secure login using PIN or password.
  • Sometimes your transaction gets stuck in between for long duration, so that's a technical bug with this app.
  • if you are booking your travel tickets with PhonePe and in case you cancelled it. Then you wont get any refunds for that.
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Likelihood to Renew
PayPal
There's a huge cost in migrating payment providers, and we're very happy with Braintree so far.
Read full review
PhonePe
No answers on this topic
Usability
PayPal
As a product, functionality has been fine for us. In our experience, some issues during On Boarding but because we had a dedicated Account Manager assigned to us, these issues were dealt with. Now we are a customer, it feels like they have stopped caring about us or aren't interested in working with us to resolve any issues we have.
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PhonePe
No answers on this topic
Support Rating
PayPal
Their support is a joke. There's nothing "supportive" about them. Every time I call in with an issue no one has an answer or even a recommendation. I am put on hold and no one ever comes back. It's time to find another processor.
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PhonePe
No answers on this topic
Implementation Rating
PayPal
It is simple for a developer to do.
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PhonePe
No answers on this topic
Alternatives Considered
PayPal
Braintree is better at handling international payments and supporting a variety of payment methods that can all be configured from the same dashboard. Braintree supports PayPal, Venmo, Apple Pay, Google Pay, etc. in addition to simply credit cards like Stripe. Braintree has a vault of existing user payment methods so the user doesn't have to re-enter their information each time.
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PhonePe
In case of payment failed we check the payment on the our app its showing on our app then it will definitely come other wise it will be refund to the customer, Its a unique feature. None of the other app has this feature. Its very simple to use as compare to the other compititive apps.
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Return on Investment
PayPal
  • Simplified billing so we spend less time on it
  • Saved $20 a month or more when compared to alternatives that have a monthly charge.
  • It gives peace of mind because we know that any service we use in the future will likely integrate with Braintree
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PhonePe
  • PhonePe instantly fetches the complete bank information based on your verified number.
  • You can even buy gold and invest in mutual funds via same app.
  • There are lots of fake accounts on PhonePe so the company should allow legitimate account users only.
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ScreenShots