PaySimple vs. Plooto

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
PaySimple
Score 5.5 out of 10
N/A
PaySimple is a payment gateway software solution offered by PaySimple.
$59.95
per month
Plooto
Score 9.7 out of 10
N/A
Plooto aims to supply an accounts payable and accounts receivable solution for clients that is efficient, streamlined and profitable. Boasting users among thousands of accountants, bookkeepers and firms - Plooto provides end to end AP & AR automation, with workflows and integrated electronic payments. Plooto also provides two-way sync and reconciliation with Xero and QuickBooks. The vendor states that with it, users will reduce AP & AR processes from 5 hours to just 10 minutes.N/A
Pricing
PaySimplePlooto
Editions & Modules
Subscription
$59.95
per month
No answers on this topic
Offerings
Pricing Offerings
PaySimplePlooto
Free Trial
YesYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
PaySimplePlooto
Features
PaySimplePlooto
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
PaySimple
1.0
1 Ratings
151% below category average
Plooto
-
Ratings
Fraud Detection1.01 Ratings00 Ratings
API or SDK1.01 Ratings00 Ratings
Recurring Payment Support1.01 Ratings00 Ratings
Billing and Invoicing Support1.01 Ratings00 Ratings
Global Support1.01 Ratings00 Ratings
Payment Form Acceptance1.01 Ratings00 Ratings
Best Alternatives
PaySimplePlooto
Small Businesses
Apple Pay
Apple Pay
Score 8.7 out of 10
Square 9 Softworks
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Score 9.7 out of 10
Medium-sized Companies
Apple Pay
Apple Pay
Score 8.7 out of 10
Square 9 Softworks
Square 9 Softworks
Score 9.7 out of 10
Enterprises
Adyen
Adyen
Score 8.6 out of 10
Webexpenses
Webexpenses
Score 8.7 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
PaySimplePlooto
Likelihood to Recommend
3.0
(13 ratings)
9.0
(1 ratings)
User Testimonials
PaySimplePlooto
Likelihood to Recommend
PaySimple
PaySimple has made it next to impossible to become PCI compliant unless we purchased a separate computer for the sole purpose of invoicing. We switched to Chase Bank who does not store sensitive info on our computers allowing us to accept credit cards and still remain PCI compliant. Our money is available much faster by not using the 3rd party. Additionally, a simple company name change required more paperwork than closing the account and setting up a new one even when the same bank account was going to be used. This was the primary reason to shop around. We happily contacted Chase Bank and now save $125 a month and receive access to our funds faster. I cannot believe I stayed with PaySimple as long as I did. It's amazing anyone would jump through the hoops of PCI compliance when the technology exists to keep sensitive information off your small business computers. If this review stops anyone from paying those monthly fees, the time was well worth it! PaySimple, requires business owners to fill out forms that make no sense in laymens terms. Chase Bank fills them all in for you and highlights the areas that need to be signed and initialed. PaySimple, charges excessive fees and in my opinion has very emotional customer service reps. Chase Bank, was eager to help and get things rolling so you can focus on your business. I would never recommend PaySimple.
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Plooto Inc.
I only use Plooto to collect monthly payments from my clients. They set up a pre authorized debit agreement, I schedule the monthly payment, and that's it. Payment from my clients are processed automatically - I don't need to do anything further. Should something change, it is very simple to make adjustments, pause or cancel client payments.
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Pros
PaySimple
  • PaySimple is awesome for recurring payments. It's easy to set one up and make changes as needed. Without this feature, our business would be dead. Being able to easily set up recurring payments for our retainer is a must and PaySimple does it beautifully.
  • The payment portal feature is also really good fro collecting payments of differing amounts. We setup a single portal where customers enter the payment amount accessed from a link in the invoice email. This feature has transformed out collections and cut down our time to get paid significantly.
  • If you do have product type offerings, it's easy to setup individual products or an entire store.
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Plooto Inc.
  • Pre authorized debit agreement
  • Fair pricing
  • Scheduling receivables
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Cons
PaySimple
  • More proactive and empowering role in merchant fee's and alternative processors. Transparency is challenging in understanding Paysimple's role and relationship to the processors.
  • Identifying areas for further value to clients.
  • More targeted small to mid-size business perspective to anticipate growth challenges and prevent blocks on funds for legitimate sales and growth.
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Plooto Inc.
  • Setup can sometimes be tedious
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Alternatives Considered
PaySimple
Authorize.net and a handful of other merchant processors and gateways. Most payment gateways (online portals to process payments) are rudimentary and not extremely intuitive. PaySimple is not and they are constantly coming up with new ways to improve upon an already very impressive platform.
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Plooto Inc.
I find that Plooto has been much easier to use and set up than PayPal Payments. I also like Plooto's flat rate pricing. Basically I never have to think about how I am going to get paid every month and that is very important to a small business like mine.
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Return on Investment
PaySimple
  • Because we've got a really awesome rate with them it's definitely a positive ROI. I can't say what that figure is but it's pretty good. Also, our customers have a huge ROI over their prior way of getting payment from their customers.
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Plooto Inc.
  • I don't need to worry about collections
  • I can make adjustments at any time
  • The service is priced fairly
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ScreenShots

PaySimple Screenshots

Screenshot of PaySimple DashboardScreenshot of Online InvoicesScreenshot of Web Payment FormsScreenshot of Point of Sale (POS)Screenshot of Mobile AppScreenshot of Collect payments on the go.