Authorize.net vs. Klarna Checkout

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Authorize.net
Score 8.2 out of 10
N/A
Authorize.net is a payment gateway software solution offered by Visa featuring secure data processing and fraud protection.
$25
monthly gateway
Klarna Checkout
Score 4.5 out of 10
N/A
Swedish company Klarna offers Klarna Checkout, a compliant and personalized ecommerce shopping cart solution.N/A
Pricing
Authorize.netKlarna Checkout
Editions & Modules
All-in-One Option
25 & 2.9% + $0.30
monthly gateway/per transaction
Payment Gateway Only
$25
monthly gateway
No answers on this topic
Offerings
Pricing Offerings
Authorize.netKlarna Checkout
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Features
Authorize.netKlarna Checkout
Online Storefront
Comparison of Online Storefront features of Product A and Product B
Authorize.net
-
Ratings
Klarna Checkout
10.0
2 Ratings
27% above category average
Mobile storefront00 Ratings10.01 Ratings
Website integration00 Ratings10.02 Ratings
Online Shopping Cart
Comparison of Online Shopping Cart features of Product A and Product B
Authorize.net
-
Ratings
Klarna Checkout
10.0
1 Ratings
28% above category average
Checkout user experience00 Ratings10.01 Ratings
Online Payment System
Comparison of Online Payment System features of Product A and Product B
Authorize.net
-
Ratings
Klarna Checkout
10.0
2 Ratings
19% above category average
eCommerce security00 Ratings10.02 Ratings
eCommerce Business Management
Comparison of eCommerce Business Management features of Product A and Product B
Authorize.net
-
Ratings
Klarna Checkout
8.0
1 Ratings
3% above category average
Order processing00 Ratings8.01 Ratings
Best Alternatives
Authorize.netKlarna Checkout
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Score 9.1 out of 10
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Score 10.0 out of 10
Medium-sized Companies
Apple Pay
Apple Pay
Score 9.1 out of 10
IBM Digital Commerce
IBM Digital Commerce
Score 9.0 out of 10
Enterprises
Adyen
Adyen
Score 8.8 out of 10
IBM Digital Commerce
IBM Digital Commerce
Score 9.0 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Authorize.netKlarna Checkout
Likelihood to Recommend
8.3
(31 ratings)
10.0
(2 ratings)
Likelihood to Renew
9.1
(2 ratings)
-
(0 ratings)
Support Rating
5.0
(1 ratings)
-
(0 ratings)
User Testimonials
Authorize.netKlarna Checkout
Likelihood to Recommend
Visa
Authorize.net is reliable and I feel confident that customers' information is protected. The security protocols used by Authorize.net appear to be as good, and probably better than many credit card payment processors. However, the initial setup process was very difficult. I distinctly recall getting up and running as being very cumbersome and time-consuming. I also was disappointed with how the processing and deposit of payments were not consistent. I distinctly remember regretting the decision to go with Authorize.net. However, as mentioned before, with the time and effort required to get the account set up and running, I refused to go through the process again and try a different provider.
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Klarna
To get a flexible set of payment options quickly provisioned on your online store, Klarna is ideal. They offer the usual payment options and also additional buy now pay later options which give the customer a full selection of choices. With Klarna you can do one integration and get access to all of these.
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Pros
Visa
  • Very smooth workflow to authorizing, capturing, voiding, and refunding charges. This can all be done via API calls, or through their online dashboard.
  • Their AVS settings for validating credit cards are substantial and have been reliable in ensuring that our customers cards are being used safely and properly.
  • Their uptime and response times are very good in general. The only issues we ever have communicating with their services is when our connection quality is compromised.
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Klarna
  • Flexible payment option.
  • Easy to navigate the back end.
Read full review
Cons
Visa
  • The lack of data portability is a big issue for me.
  • Authorize.net uses the same $49.00 gateway setup fee to scam merchants out of money, which is no better than any of the other gateways out there.
  • Their customer service is not up to the mark. You can get stuck if you need any help from their end.
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Klarna
  • Some Magento integration needs extra customisation
  • Account setup can take time
  • Able to configure your own offers via the dashboard
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Likelihood to Renew
Visa
Authorize.net has been a useful system for our Chamber. We appreciate the ease of use and access to our Main Frame. Connecting Authorize.net to our system for membership, event and other payment ease has been excellent and we have experienced no problems whatsoever.
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Klarna
No answers on this topic
Support Rating
Visa
I have no experience directly with the support offered by Authorize.Net.
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Klarna
No answers on this topic
Alternatives Considered
Visa
Authorize.net is a reliable and affordable payment processing service that offers more robust security than other services, such as Stripe or PayPal with their monthly fees at $25 dollars month lot of people may be turned off by these high prices but you get what you pay for - protection against fraud in risky transactions so I would recommend using Authorize.net if this matters to your business!
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Klarna
Klarna have the most advanced and comprehensive solution which includes buy now pay later.
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Return on Investment
Visa
  • Lets us charge cards so we can get paid on time, every time.
  • It was very difficult to setup the DocuSign integration the first time, but after we got it setup, it's made the onboarding process very easy. That probably saves about 30 minutes every time we get a new client.
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Klarna
  • They take a fee, larger than other systems do, so I do lose some money there.
  • I make more sales than I would without the payment option through Klarna.
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ScreenShots