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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Paytm

    Score8.5 out of 10
    N/APaytm is a mobile payment processing app from Indian company One97 Communications.N/A

    Skrill

    Score7.5 out of 10
    N/ASkrill is a payment gateway software solution offered by Skrill USA, Inc..N/A
    Pricing
    PaytmSkrill
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    PaytmSkrill
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details——
    More Pricing Information
    Features
    PaytmSkrill
    Payment Gateways
    Comparison of Payment Gateways features of Paytm and Skrill
    Feature
    Paytm
    6.4
    2 Ratings
    15% below category average
    Skrill
    8.7
    2 Ratings
    16% above category average
    Fraud Detection6.02 Ratings9.01 Ratings
    API or SDK6.52 Ratings8.52 Ratings
    Recurring Payment Support7.02 Ratings8.01 Ratings
    Billing and Invoicing Support7.02 Ratings9.01 Ratings
    Global Support5.52 Ratings9.52 Ratings
    Payment Form Acceptance6.52 Ratings8.52 Ratings
    Best Alternatives
    PaytmSkrill
    Small Businesses
    Apple Pay
    Score9.1 out of 10
    Apple Pay
    Score9.1 out of 10
    Medium-sized Companies
    Payoneer
    Score8 out of 10
    Payoneer
    Score8 out of 10
    Enterprises
    Checkout.com
    Score10 out of 10
    Checkout.com
    Score10 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    PaytmSkrill
    Likelihood to Recommend
    7.5
    (22 ratings)
    7.5
    (10 ratings)
    Likelihood to Renew
    -
    (0 ratings)
    6.0
    (1 ratings)
    Usability
    8.0
    (2 ratings)
    10.0
    (2 ratings)
    Availability
    8.0
    (1 ratings)
    -
    (0 ratings)
    Performance
    7.0
    (1 ratings)
    -
    (0 ratings)
    Configurability
    8.0
    (1 ratings)
    -
    (0 ratings)
    Contract Terms and Pricing Model
    7.0
    (1 ratings)
    -
    (0 ratings)
    Ease of integration
    8.0
    (1 ratings)
    -
    (0 ratings)
    Product Scalability
    7.0
    (1 ratings)
    -
    (0 ratings)
    Vendor post-sale
    7.0
    (1 ratings)
    -
    (0 ratings)
    Vendor pre-sale
    5.0
    (1 ratings)
    -
    (0 ratings)
    User Testimonials
    PaytmSkrill
    Likelihood to Recommend
    Paytm
    The portal is easy to understand. Anyone can use this payment gateway on their website or app. Small businesses also can use this gateway to accept payments from their customers. Payment notifications are instant and received fund gets settled in bank account without any delay. Provides less payment gateway charges for debit, credit, and prepaid cards where with UPI and rupay payment gateway charges are zero. It has a unique dashboard to monitor transaction details. Available in both web and mobile application.
    Incentivized
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    Paysafe
    Skrill is my preferred way of doing money transactions abroad typically when I need a safe secured and efficient way of sending money overseas and the amount is low. Most other portals tend to charge a transfer fee for lower amounts but Skrill does not charge a transaction fee when I use the ACH Transfer even for lower amounts. For personal use, I have used the debit card to fuel transactions and it allows you the same facility as the debit card. If I need to complete the transaction within a day and want the money to be available in the receiving account overseas the same day, I prefer another portal that has the option of express service that Skrill does not offer.
    Incentivized
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    Pros
    Paytm
    • You can use Paytm to purchase from a selection of common items to luxurious items.
    • Tickets - Can be used to book tickets ranging from movie/concerts to flights/trains.
    • Bills - You can use Paytm to pay bills for your house/electricity/DTH.
    • Gifts - You can send gifts to your loved ones using Paytm.
    • UPI Transfer - Directly transfer money to another customer's bank account by UPI transfers.
    • Metro - Metro cards can be recharged from the app itself helping you beat the queue at metro stations.
    Incentivized
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    Paysafe
    • It is a global payment processor that accepts payments from all around the world.
    • Because of the high security requirements for signing in, no one can readily access the account.
    • Real-Time Payments - Payment Gateway
    Incentivized
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    Cons
    Paytm
    • One of the not so convenient things on Paytm is that if there is a connection failure while making a payment, your money is not credited directly to your bank account but rather to the Paytm Wallet, and this money can only be used by the Paytm platform.
    • In Paytm, user verification requires a personal visit to their physical offices, this can generate a lot of discomfort among potential users since if we want to use a virtual service it is precisely to encourage time saving.
    • You should be very careful when making purchases through Paytm's direct store, since in many occasions there are products of lower quality than the one offered and even fake products, it is better to use it to make payments to third parties and in considered amounts.
    Incentivized
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    Paysafe
    • Skrill's UI can be bloated and slow sometimes, and overcomplicated
    • There are some issues with localization and language, some concepts didn't see to be translated properly
    • What an e-wallet is, is not super clear to potential users
    Incentivized
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    Likelihood to Renew
    Paytm
    Good in-terms of sending reminders on Electricity bill payments and credit card bill payments.
    Incentivized
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    Paysafe
    We ended up using Tipalti which seems to have solved our specific needs better, though it is more expensive.
    Incentivized
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    Usability
    Paytm
    Paytm is highly usable due to its wide range of services, seamless payment structure and user friendly UI support.
    Incentivized
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    Paysafe
    Because it's simple to use, works well since we have first set it up and we never had any issues with it.
    Incentivized
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    Reliability and Availability
    Paytm
    Planned outages & downtime window
    Incentivized
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    Paysafe
    No answers on this topic
    Performance
    Paytm
    Slight improvements required
    Incentivized
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    Paysafe
    No answers on this topic
    Support Rating
    Paytm
    Need slight improvement on issues TAT
    Incentivized
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    Paysafe
    No answers on this topic
    Alternatives Considered
    Paytm
    I use Paytm just for the ticket booking system. For most of my daily transactions, Google Pay is the way. Google Pay has provided things very simple and faster. They always focus on a user-friendly env rather than adding everything to the app. They kept the app more simple and more useful.
    Incentivized
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    Paysafe
    I use different payment systems depending on the goal. Skrill is good when my contractor prefers this way of payment. Also, Skrill is a preferred payment option in many online services, which makes it easy to use. Also, Skrill issues a real plastic Visa card you can use like any bank card.
    Incentivized
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    Scalability
    Paytm
    Easy to integrate
    Incentivized
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    Paysafe
    No answers on this topic
    Return on Investment
    Paytm
    • It decreased checkout time for the user which allowed us to increase user experience.
    • Rarely, I used to face issues with transactions. If order got cancelled refunding of money, settling them etc.,
    • Since Paytm has link with UPI and I am able to collect money from any UPI applications, using credit or debit card, and internet banking it acted as single stop solution for me. There is no need to have multiple payment gateway options.
    Incentivized
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    Paysafe
    • I can quickly deposit my international multi-currency account without making an expensive wire transfer, with no border restriction as long as I have the mobile app with me.
    • Skrill is very convenient for each transfer amount up to EURO 2,500, and EURO 15,000/monthly.
    • Possibility of hiring freelancers for my company with immediate payments.
    Incentivized
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