QuickBooks Online vs. Usio

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
QuickBooks Online
Score 8.1 out of 10
N/A
QuickBooks Online is a SaaS version of the QuickBooks product. It contains all of the features found in the local version. Higher-priced plans include greater automation, payment management, inventory and time tracking, and analytics features.
$38
per month
Usio
Score 0.0 out of 10
N/A
Usio, Inc. is a provider of tech-enabled payment solutions that provide secure payment processing for software companies, merchants, billers, banks, service bureaus, and card issuers. Usio solutions help to make accepting and disbursing payments effortless while also unlocking new revenue streams.N/A
Pricing
QuickBooks OnlineUsio
Editions & Modules
Simple Start
$38
per month
Essentials
$75
per month
Plus
$115
per month
Advanced
$275
per month
No answers on this topic
Offerings
Pricing Offerings
QuickBooks OnlineUsio
Free Trial
YesNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
YesNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
QuickBooks OnlineUsio
Features
QuickBooks OnlineUsio
Payroll Management
Comparison of Payroll Management features of Product A and Product B
QuickBooks Online
8.1
115 Ratings
7% above category average
Usio
-
Ratings
Pay calculation8.3105 Ratings00 Ratings
Benefit plan administration7.456 Ratings00 Ratings
Direct deposit files8.596 Ratings00 Ratings
Salary revision and increment management8.269 Ratings00 Ratings
Reimbursement management7.976 Ratings00 Ratings
Customization
Comparison of Customization features of Product A and Product B
QuickBooks Online
7.2
104 Ratings
5% below category average
Usio
-
Ratings
API for custom integration7.286 Ratings00 Ratings
Plug-ins7.286 Ratings00 Ratings
Security
Comparison of Security features of Product A and Product B
QuickBooks Online
8.5
176 Ratings
4% above category average
Usio
-
Ratings
Single sign-on capability8.6141 Ratings00 Ratings
Role-based user permissions8.4166 Ratings00 Ratings
Reporting & Analytics
Comparison of Reporting & Analytics features of Product A and Product B
QuickBooks Online
8.3
202 Ratings
6% above category average
Usio
-
Ratings
Dashboards8.4189 Ratings00 Ratings
Standard reports8.6196 Ratings00 Ratings
Custom reports8.1180 Ratings00 Ratings
General Ledger and Configurable Accounting
Comparison of General Ledger and Configurable Accounting features of Product A and Product B
QuickBooks Online
7.9
219 Ratings
4% above category average
Usio
-
Ratings
Accounts payable8.8185 Ratings00 Ratings
Accounts receivable8.8202 Ratings00 Ratings
Cash management8.1185 Ratings00 Ratings
Bank reconciliation9.0208 Ratings00 Ratings
Expense management8.4192 Ratings00 Ratings
Time tracking7.087 Ratings00 Ratings
Fixed asset management8.087 Ratings00 Ratings
Multi-currency support7.441 Ratings00 Ratings
Multi-division support7.370 Ratings00 Ratings
Regulations compliance7.870 Ratings00 Ratings
Electronic tax filing8.1105 Ratings00 Ratings
Self-service portal7.5115 Ratings00 Ratings
Global Financial Support6.933 Ratings00 Ratings
Primary and Secondary Ledgers8.062 Ratings00 Ratings
Intercompany Accounting7.963 Ratings00 Ratings
Localizations7.847 Ratings00 Ratings
Journals and Reconciliations8.5132 Ratings00 Ratings
Enterprise Accounting7.051 Ratings00 Ratings
Configurable Accounting7.977 Ratings00 Ratings
Centralized Rules Framework7.651 Ratings00 Ratings
Standardized Processes8.896 Ratings00 Ratings
Inventory Management
Comparison of Inventory Management features of Product A and Product B
QuickBooks Online
7.0
81 Ratings
5% below category average
Usio
-
Ratings
Inventory tracking6.876 Ratings00 Ratings
Automatic reordering7.142 Ratings00 Ratings
Location management7.447 Ratings00 Ratings
Manufacturing module6.832 Ratings00 Ratings
Order Management
Comparison of Order Management features of Product A and Product B
QuickBooks Online
7.8
133 Ratings
4% above category average
Usio
-
Ratings
Pricing7.983 Ratings00 Ratings
Order entry7.779 Ratings00 Ratings
Credit card processing8.3101 Ratings00 Ratings
Cost of goods sold8.3100 Ratings00 Ratings
Order Orchestration7.241 Ratings00 Ratings
End-to-end order visibility7.844 Ratings00 Ratings
Order exception Resolution7.337 Ratings00 Ratings
Best Alternatives
QuickBooks OnlineUsio
Small Businesses
QuickBooks Self-Employed (discontinued)
QuickBooks Self-Employed (discontinued)
Score 6.4 out of 10
Stripe Payments
Stripe Payments
Score 9.0 out of 10
Medium-sized Companies
Zoho Books
Zoho Books
Score 9.1 out of 10
PayPal Enterprise Payments
PayPal Enterprise Payments
Score 7.6 out of 10
Enterprises
SAP Cloud ERP
SAP Cloud ERP
Score 8.6 out of 10

No answers on this topic

All AlternativesView all alternativesView all alternatives
User Ratings
QuickBooks OnlineUsio
Likelihood to Recommend
8.3
(230 ratings)
-
(0 ratings)
Likelihood to Renew
9.4
(27 ratings)
-
(0 ratings)
Usability
8.4
(146 ratings)
-
(0 ratings)
Availability
8.9
(6 ratings)
-
(0 ratings)
Performance
1.0
(5 ratings)
-
(0 ratings)
Support Rating
9.7
(70 ratings)
-
(0 ratings)
Implementation Rating
9.8
(7 ratings)
-
(0 ratings)
Configurability
1.0
(2 ratings)
-
(0 ratings)
Contract Terms and Pricing Model
5.0
(1 ratings)
-
(0 ratings)
Ease of integration
1.3
(2 ratings)
-
(0 ratings)
Product Scalability
2.0
(3 ratings)
-
(0 ratings)
Professional Services
5.0
(1 ratings)
-
(0 ratings)
Vendor post-sale
5.0
(3 ratings)
-
(0 ratings)
Vendor pre-sale
5.0
(3 ratings)
-
(0 ratings)
User Testimonials
QuickBooks OnlineUsio
Likelihood to Recommend
Intuit
QBO is a great solution for small and midsize companies. If the goal is to record all transactions and pull reliable financial reports, QBO is a great option. QBO is also a great solution if most operations are run in a system like Ramp. It syncs well with systems like that and turns the data into something management can use to make decisions. QBO is great because so many people use it. It is easy to find training online, and many people have experience with it.
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Usio, Inc.
No answers on this topic
Pros
Intuit
  • Workflows for accounts payable invoice review are terrific.
  • Bill payment allows you to pay vendors online via ACH or check without having to write a physical check, which reduces admin time.
  • The cloud based login lends well to a remote or hybrid work environment for staff.
  • QuickBooks Online allows you to pre-configure vendors' general ledger expense accounts. This helps with general ledger coding accuracy and consistency.
  • QuickBooks Online integrates with Rippling HRIS, Coast, Capital One, JPMorgan Chase, etc., which lends well to an efficient month-end closing and reduced administrative time.
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Usio, Inc.
No answers on this topic
Cons
Intuit
  • I dislike that the online bill pay option through QuickBooks is required for their invoicing.
  • The auto-fill portion of the customer setup, specifically the company name, is listed, but it also auto-fills in the name portion, which is inconvenient and time-consuming to remove.
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Usio, Inc.
No answers on this topic
Likelihood to Renew
Intuit
It like the product 'right out of the box' and I trust Intuit will continually improve it over the years based on my experience with their desktop products. The large providers of Apps makes customizing the entire package relatively easy and seamless for a wide variety of business types.
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Usio, Inc.
No answers on this topic
Usability
Intuit
Beyond being overkill for a small org's needs, QBO is constantly stealing screen real estate and attention by hammering users for account upgrades, connecting to one of their approved consultants or buying add-ons. The idea of using a simple configurable bookeeping and light accounting interface is completely missing. At the very least, we should be able to hide functions like inventory that we will never use.
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Usio, Inc.
No answers on this topic
Reliability and Availability
Intuit
We have rarely had outages in the last 10 years. I can only recall 2 times in the last 10 years where we were not able to access our client files.
Read full review
Usio, Inc.
No answers on this topic
Performance
Intuit
Everything process has its bugs lately with the new interface. Nothing has worked smoothly since this all began last month.
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Usio, Inc.
No answers on this topic
Support Rating
Intuit
In my experience, most representatives keep me on the phone for hours, literally, for a single issue and then usually cannot resolve it satisfactorily. I have 10 open cases that need resolution and, in my experience, there has been NO follow-up communication on any of them.
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Usio, Inc.
No answers on this topic
Implementation Rating
Intuit
The person in charge of QB needs to be very accurate with record keeping and is recommended to stay on top of tasks. The biggest issue we have is reconciliation, and those issues occur only when too much time has occurred between reconciliations
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Usio, Inc.
No answers on this topic
Alternatives Considered
Intuit
As a freelance bookkeeper, the Desktop version of QuickBooks Online doesn't allow for ease of access from any device. Having to be on a computer with the software downloaded creates additional work to gain access to all required filings etc. Also, I personally find the linking functionality on the Online version to be much more streamlined and user friendly.
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Usio, Inc.
No answers on this topic
Scalability
Intuit
As we have grown along our professional path, we have also expanded our use of QB. The scalability is easy and features seem to be waiting for you until you need them. We have increased profits by over 10x from our first year in business to the current and have yet to find a reason to look elsewhere
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Usio, Inc.
No answers on this topic
Return on Investment
Intuit
  • QuickBooks has given us a useful portal by which to get an overview of our financials.
  • QuickBooks has given us a relatively easy way to send out invoices quickly and efficiently.
  • Due to the customization limitations on QuickBooks, we've had to get creative in third-party implementations to better represent our brand and to track financials.
Read full review
Usio, Inc.
No answers on this topic
ScreenShots

QuickBooks Online Screenshots

Screenshot of the accounting and bank transactions interfaceScreenshot of an overview of the accounting inventoryScreenshot of book marksScreenshot of the business tax overviewScreenshot of the customer hubScreenshot of the dashboard