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QuickBooks Self-Employed (discontinued) vs. Stripe Payments

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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    QuickBooks Self-Employed (discontinued)

    Score4.1 out of 10
    N/AA now discontinued accounting solution, QuickBooks Self-Employed featured tools to help the self-employed drive growth and financial stability. It is replaced by the more advanced QuickBooks Solopreneur.N/A

    Stripe Payments

    Score9 out of 10
    N/AStripe is a payment gateway software solution which supports a range of payment related needs such as subscription management and recurrent billing via Stripe Billing, integration with third party payment services via the Stripe Connect API, assistance starting an Internet business which accepts payements via Stripe Atlas, fraud prevention via Stripe Radar, and payment analytics via Stripe Sigma. Additional features and modules include Stripe Issuing, which allows users to create,…

    $0.02

    per charge

    Pricing
    QuickBooks Self-Employed (discontinued)Stripe Payments
    Editions & Modules
    No answers on this topic
    Sigma
    $0.02
    per charge
    Radar
    $0.05
    per screened transaction
    Issuing
    $0.10
    per virtual card
    Terminal
    2.7% + 0.05
    per successful charge
    Integrated
    2.9% + 0.30
    per successful charge
    Atlass
    $500
    one-time fee
    Premium Support
    1,800
    per month
    Customized
    Contact sales team
    Offerings
    Pricing Offerings
    QuickBooks Self-Employed (discontinued)Stripe Payments
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details——
    More Pricing Information
    Community Pulse
    QuickBooks Self-Employed (discontinued)Stripe Payments
    Considered Both Products
    Intuit
    No answer on this topic
    Stripe
    Chose Stripe Payments
    I use both options pretty interchangeably, to be honest. Both Paypal and Stripe connect to the scheduling software I use and prefer (Acuity Scheduling), so I don't have any problem switching between the two. I've also used Venmo for these same purposes, but much prefer Stripe …
    Incentivized
    Key User Insights
    Would buy again
    No answers on this topic
    88%
    Would buy again
    50 Answers
    Delivers good value for the price
    No answers on this topic
    91%
    Delivers good value for the price
    50 Answers
    Happy with the feature set
    No answers on this topic
    93%
    Happy with the feature set
    53 Answers
    Lived up to sales and marketing promises
    No answers on this topic
    86%
    Lived up to sales and marketing promises
    44 Answers
    Implementation went as expected
    No answers on this topic
    92%
    Implementation went as expected
    48 Answers
    Features
    QuickBooks Self-Employed (discontinued)Stripe Payments
    Payroll Management
    Comparison of Payroll Management features of QuickBooks Self-Employed (discontinued) and Stripe Payments
    Feature
    QuickBooks Self-Employed (discontinued)
    7.8
    3 Ratings
    3% above category average
    Stripe Payments
    -
    Ratings
    Pay calculation10.02 Ratings00 Ratings
    Benefit plan administration5.02 Ratings00 Ratings
    Direct deposit files8.03 Ratings00 Ratings
    Salary revision and increment management8.02 Ratings00 Ratings
    Reimbursement management8.03 Ratings00 Ratings
    Customization
    Comparison of Customization features of QuickBooks Self-Employed (discontinued) and Stripe Payments
    Feature
    QuickBooks Self-Employed (discontinued)
    10.0
    5 Ratings
    28% above category average
    Stripe Payments
    -
    Ratings
    API for custom integration10.04 Ratings00 Ratings
    Plug-ins10.04 Ratings00 Ratings
    Security
    Comparison of Security features of QuickBooks Self-Employed (discontinued) and Stripe Payments
    Feature
    QuickBooks Self-Employed (discontinued)
    10.0
    8 Ratings
    20% above category average
    Stripe Payments
    -
    Ratings
    Single sign-on capability10.08 Ratings00 Ratings
    Role-based user permissions10.05 Ratings00 Ratings
    Reporting & Analytics
    Comparison of Reporting & Analytics features of QuickBooks Self-Employed (discontinued) and Stripe Payments
    Feature
    QuickBooks Self-Employed (discontinued)
    10.0
    14 Ratings
    24% above category average
    Stripe Payments
    -
    Ratings
    Dashboards10.012 Ratings00 Ratings
    Standard reports10.014 Ratings00 Ratings
    Custom reports10.08 Ratings00 Ratings
    General Ledger and Configurable Accounting
    Comparison of General Ledger and Configurable Accounting features of QuickBooks Self-Employed (discontinued) and Stripe Payments
    Feature
    QuickBooks Self-Employed (discontinued)
    10.0
    15 Ratings
    27% above category average
    Stripe Payments
    -
    Ratings
    Accounts payable10.09 Ratings00 Ratings
    Accounts receivable10.010 Ratings00 Ratings
    Cash management10.09 Ratings00 Ratings
    Bank reconciliation10.010 Ratings00 Ratings
    Expense management10.014 Ratings00 Ratings
    Time tracking10.07 Ratings00 Ratings
    Fixed asset management10.04 Ratings00 Ratings
    Multi-currency support10.02 Ratings00 Ratings
    Multi-division support10.02 Ratings00 Ratings
    Regulations compliance10.03 Ratings00 Ratings
    Electronic tax filing10.013 Ratings00 Ratings
    Self-service portal10.08 Ratings00 Ratings
    Global Financial Support10.02 Ratings00 Ratings
    Primary and Secondary Ledgers10.02 Ratings00 Ratings
    Intercompany Accounting10.03 Ratings00 Ratings
    Localizations10.03 Ratings00 Ratings
    Journals and Reconciliations10.06 Ratings00 Ratings
    Enterprise Accounting10.02 Ratings00 Ratings
    Configurable Accounting10.04 Ratings00 Ratings
    Centralized Rules Framework10.03 Ratings00 Ratings
    Standardized Processes10.05 Ratings00 Ratings
    Inventory Management
    Comparison of Inventory Management features of QuickBooks Self-Employed (discontinued) and Stripe Payments
    Feature
    QuickBooks Self-Employed (discontinued)
    10.0
    3 Ratings
    31% above category average
    Stripe Payments
    -
    Ratings
    Inventory tracking10.03 Ratings00 Ratings
    Automatic reordering10.03 Ratings00 Ratings
    Location management10.03 Ratings00 Ratings
    Manufacturing module10.02 Ratings00 Ratings
    Order Management
    Comparison of Order Management features of QuickBooks Self-Employed (discontinued) and Stripe Payments
    Feature
    QuickBooks Self-Employed (discontinued)
    10.0
    5 Ratings
    30% above category average
    Stripe Payments
    -
    Ratings
    Pricing10.04 Ratings00 Ratings
    Order entry10.04 Ratings00 Ratings
    Credit card processing10.05 Ratings00 Ratings
    Cost of goods sold10.03 Ratings00 Ratings
    Order Orchestration10.02 Ratings00 Ratings
    End-to-end order visibility10.03 Ratings00 Ratings
    Order exception Resolution10.02 Ratings00 Ratings
    Payment Gateways
    Comparison of Payment Gateways features of QuickBooks Self-Employed (discontinued) and Stripe Payments
    Feature
    QuickBooks Self-Employed (discontinued)
    -
    Ratings
    Stripe Payments
    7.6
    8 Ratings
    3% above category average
    Fraud Detection00 Ratings7.28 Ratings
    API or SDK00 Ratings8.68 Ratings
    Recurring Payment Support00 Ratings6.68 Ratings
    Billing and Invoicing Support00 Ratings8.68 Ratings
    Global Support00 Ratings8.07 Ratings
    Payment Form Acceptance00 Ratings6.67 Ratings
    Best Alternatives
    QuickBooks Self-Employed (discontinued)Stripe Payments
    Small Businesses
    Zoho Books
    Score8.8 out of 10
    Apple Pay
    Score9.1 out of 10
    Medium-sized Companies
    MYOB
    Score8.3 out of 10
    Payoneer
    Score8 out of 10
    Enterprises
    Microsoft Dynamics GP
    Score5.4 out of 10
    Checkout.com
    Score10 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    QuickBooks Self-Employed (discontinued)Stripe Payments
    Likelihood to Recommend
    10.0
    (15 ratings)
    8.9
    (85 ratings)
    Likelihood to Renew
    10.0
    (1 ratings)
    10.0
    (3 ratings)
    Usability
    9.4
    (2 ratings)
    7.5
    (7 ratings)
    Support Rating
    10.0
    (2 ratings)
    10.0
    (16 ratings)
    Implementation Rating
    -
    (0 ratings)
    10.0
    (1 ratings)
    User Testimonials
    QuickBooks Self-Employed (discontinued)Stripe Payments
    Likelihood to Recommend
    Intuit
    QuickBooks is a great tool for new SoleTraders that need basic accounting software and require digital invoicing for their clients to send via email and access key features via a mobile app on the go. QuickBooks is a straightforward tool to use with a simple design and learning curve for business owners that are not very tech-savvy. For businesses that operate on a larger scale and need to provide access to other users on their team, QuickBooks is limited. This type of business may also require more insights into the business outside of accounting, and QuickBooks won't be able to supply insights outside of that.
    Incentivized
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    Stripe
    We had a client who wanted a QR to use in their marketing, which enabled their clients to donate to us. It was so useful to be able to set it up, and we can track the views and donations received using this code. Another client with issues with our website wanted to set up a monthly subscription, so I sent her a payment link, which worked brilliantly. For clients that want to make one-time donations, it also lets the client choose the amount. The only scenario where we haven't been able to help is when clients want to change the card associated with the payment - whilst we understand it is for security/gdpr, it means they have to cancel and set up something new, which poses the danger that we may lose them as a customer.
    Incentivized
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    Pros
    Intuit
    • QuickBooks Self-Employed does keep a running total of your income and estimated taxes. Of course, this requires that your entries are accurate.
    • The mileage feature is particularly helpful. One just needs to either use the phone app in conjunction with QuickBooks Self-Employed, or keep a log of all mileage.
    • When tax time comes around, it's easy to use TurboTax software and import your data from QuickBooks.
    Incentivized
    Read full review
    Stripe
    • They are reliable. I can count on everything going smoothly with transactions.
    • They are accurate. I don’t run into problems with collecting the proper amounts or being overcharged for fees.
    • They have good customer service. If I have a question about the customer portal or a problem with a customer, they help me resolve these issues.
    Incentivized
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    Cons
    Intuit
    • Doesn't integrate with Mint, which I use for my home expenses. I think this would be a nice addition to the program, so I could keep track of my whole financial situation.
    • A Windows 10 app would be a nice addition to the program, so I could access it securely from my desktop.
    Incentivized
    Read full review
    Stripe
    • It would be nice to be able to see my Shopify payments from my main payment gateway. I currently have to go to Shopify for that.
    • The ability to be able to offer discounted rates at a smaller threshold would be nice.
    Incentivized
    Read full review
    Likelihood to Renew
    Intuit
    No answers on this topic
    Stripe
    Stripe is the leader in the industry when it comes to any type of industry. All that is needed is a plan and then implementing that plan either with a developer, or through the help of Stripe's customer service team to assist in getting you setup. The ease of use time it takes to get up and running is second to none
    Incentivized
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    Usability
    Intuit
    I have been using this software for several years now and it has always put out my data in beautiful generated reports that I can use for verification purposes with my financial institute and the IRS. It has all the tools I need to run my business without loosing track of anything
    Incentivized
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    Stripe
    Stripe offers a very easy-to-navigate platform with many different functions. From linking it to our website and accounting platform to tracking our payments, being able to issue a refund quickly if required, and setting up QR codes and payment links for subscriptions or one-time donations, it really covers so many aspects that we need and use on a weekly and monthly basis.
    Incentivized
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    Support Rating
    Intuit
    I have never faced any difficulties that required me to contact QuickBooks customer service. QuickBooks has plenty of online tutorials, blog posts, and helpful tips and advice for almost any issues you may face using the desktop or app version of the software. Even if you can not find the right answer on the QuickBooks webpages, there are loads of YouTube videos from experts.
    Incentivized
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    Stripe
    Stripe's support is nearly perfect – great attention to detail, fast response times, and a willingness to really dig into issues and get to the bottom of them. In the five years we've been using Stripe, the only negative thing I can say about their customer support is that it seems like there has been a slight shift to less technical front-line support agents, which means it's more likely your issue will have to be escalated before you get more information. This, however, has happened as Stripe rolled out more real-time support features like call and chat, and that really isn't workable if you're escalating everything right off the bat. It's absolutely an acceptable trade-off.
    Incentivized
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    Implementation Rating
    Intuit
    No answers on this topic
    Stripe
    It took less than an hour to have everything setup and running
    Incentivized
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    Alternatives Considered
    Intuit
    FreshBooks limited my ability to categorize transactions, specifically removing duplicates or excluding them. I selected QuickBooks Self-Employed because it allowed me to be in control of items. Sometimes accounting is just making sure things are organized the way YOU think, and FreshBooks wasn't doing that for me.
    Incentivized
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    Stripe
    Stripe is easier to use and offers better support and rates. My favorite part with Stripe is probably their ready-to-use plug-in that's offered for me. We have multiple eCommerce stores and we rely on our payment process going smoothly. The plug-in from Stripe is free, constantly updated, secure, and very easy to implement.
    Incentivized
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    Return on Investment
    Intuit
    • Overall, tagging expenses and mileage has saved me thousands in taxes, for a relatively low cost of around $8/mo.
    • QuickBooks allows me to get invoices to clients quickly and accept online payments, which helps with cashflow.
    • The app has stopped tracking mileage automatically on my device, so I worry that sometimes I am not tracking business miles effectively, which could end up costing me at the EOY.
    Incentivized
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    Stripe
    • It makes getting money from your clients really easy
    • It gives your clients the guarantee that their payment information is totally secure and confidentially used and kept
    • It is very easy to integrate with online assets of the company
    • In a couple of occasions, some companies have wanted me to use Stripe for them to pay me, and I have had a couple of hiccups. This was more related to the way that these companies set up the Stripe integration of my account to their platform. In both cases, the integration has not been possible and to this date, I still do not know why with exactitude.
    • As I said before, the commissions kept by Stripe could be lower, and shared with the CC companies, rather than having us clients pay for all of o it.
    Incentivized
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