Rippling vs. Stripe Payments

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Rippling
Score 9.0 out of 10
N/A
Rippling’s platform for HR, IT, payroll, and spend management automates the entire employee lifecycle, ensures compliance, supports device management, and provides real-time financial visibility from a central dashboard.
$8
per month per user
Stripe Payments
Score 8.9 out of 10
N/A
Stripe is a payment gateway software solution which supports a range of payment related needs such as subscription management and recurrent billing via Stripe Billing, integration with third party payment services via the Stripe Connect API, assistance starting an Internet business which accepts payements via Stripe Atlas, fraud prevention via Stripe Radar, and payment analytics via Stripe Sigma. Additional features and modules include Stripe Issuing, which allows users to create,…
$0.02
per charge
Pricing
RipplingStripe Payments
Editions & Modules
Recommended
$8.00
starting price per user, per month
Sigma
$0.02
per charge
Radar
$0.05
per screened transaction
Issuing
$0.10
per virtual card
Terminal
2.7% + 0.05
per successful charge
Integrated
2.9% + 0.30
per successful charge
Atlass
$500
one-time fee
Premium Support
1,800
per month
Customized
Contact sales team
Offerings
Pricing Offerings
RipplingStripe Payments
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
YesNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsFor additional pricing details visit the Rippling pricing page.
More Pricing Information
Community Pulse
RipplingStripe Payments
Features
RipplingStripe Payments
Human Resource Management
Comparison of Human Resource Management features of Product A and Product B
Rippling
9.1
1068 Ratings
12% above category average
Stripe Payments
-
Ratings
Employee demographic data8.9756 Ratings00 Ratings
Employment history8.9782 Ratings00 Ratings
Job profiles and administration9.2889 Ratings00 Ratings
Workflow for transfers, promotions, pay raises, etc.9.2790 Ratings00 Ratings
Organizational charting9.3926 Ratings00 Ratings
Organization and location management9.2821 Ratings00 Ratings
Compliance data (COBRA, OSHA, etc.)9.0636 Ratings00 Ratings
Payroll Management
Comparison of Payroll Management features of Product A and Product B
Rippling
9.3
1115 Ratings
13% above category average
Stripe Payments
-
Ratings
Pay calculation9.41002 Ratings00 Ratings
Off-cycle/On-Demand payment9.0700 Ratings00 Ratings
Benefit plan administration9.0977 Ratings00 Ratings
Direct deposit files9.5981 Ratings00 Ratings
Salary revision and increment management9.4752 Ratings00 Ratings
Reimbursement management9.3656 Ratings00 Ratings
Leave and Attendance Management
Comparison of Leave and Attendance Management features of Product A and Product B
Rippling
9.3
999 Ratings
13% above category average
Stripe Payments
-
Ratings
Approval workflow9.4963 Ratings00 Ratings
Balance details9.3919 Ratings00 Ratings
Annual carry-forward and encashment9.2680 Ratings00 Ratings
Employee Self Service
Comparison of Employee Self Service features of Product A and Product B
Rippling
9.2
1163 Ratings
11% above category average
Stripe Payments
-
Ratings
View and generate pay and benefit information9.41101 Ratings00 Ratings
Update personal information9.51149 Ratings00 Ratings
View company policy documentation9.4951 Ratings00 Ratings
Employee recognition8.6635 Ratings00 Ratings
View job history9.1824 Ratings00 Ratings
Asset Management
Comparison of Asset Management features of Product A and Product B
Rippling
8.9
494 Ratings
10% above category average
Stripe Payments
-
Ratings
Tracking of all physical assets8.9494 Ratings00 Ratings
HR Reporting
Comparison of HR Reporting features of Product A and Product B
Rippling
9.0
601 Ratings
17% above category average
Stripe Payments
-
Ratings
Report builder8.8581 Ratings00 Ratings
Pre-built reports9.1549 Ratings00 Ratings
Ability to combine HR data with external data9.2497 Ratings00 Ratings
Onboarding
Comparison of Onboarding features of Product A and Product B
Rippling
9.4
825 Ratings
16% above category average
Stripe Payments
-
Ratings
New hire portal9.5803 Ratings00 Ratings
Manager tracking tools9.3625 Ratings00 Ratings
Performance and Goals
Comparison of Performance and Goals features of Product A and Product B
Rippling
9.1
485 Ratings
12% above category average
Stripe Payments
-
Ratings
Corporate goal setting9.2416 Ratings00 Ratings
Individual goal setting9.0446 Ratings00 Ratings
Line-of sight-visibility9.2412 Ratings00 Ratings
Performance tracking9.0440 Ratings00 Ratings
Performance Management
Comparison of Performance Management features of Product A and Product B
Rippling
9.3
557 Ratings
16% above category average
Stripe Payments
-
Ratings
Performance plans9.2490 Ratings00 Ratings
Performance improvement plans9.2464 Ratings00 Ratings
Review status tracking9.2495 Ratings00 Ratings
Review reminders9.4523 Ratings00 Ratings
Multiple review frequency9.3454 Ratings00 Ratings
Succession Planning
Comparison of Succession Planning features of Product A and Product B
Rippling
9.1
411 Ratings
15% above category average
Stripe Payments
-
Ratings
Create succession plans/pools9.1341 Ratings00 Ratings
Candidate ranking9.2350 Ratings00 Ratings
Candidate search9.2367 Ratings00 Ratings
Candidate development9.0348 Ratings00 Ratings
Recruiting / ATS
Comparison of Recruiting / ATS features of Product A and Product B
Rippling
9.1
469 Ratings
17% above category average
Stripe Payments
-
Ratings
Job Requisition Management9.1373 Ratings00 Ratings
Company Website Posting9.1358 Ratings00 Ratings
Publish to Social Media9.2315 Ratings00 Ratings
Job Search Site Posting9.0326 Ratings00 Ratings
Duplicate Candidate Prevention9.1327 Ratings00 Ratings
Applicant Tracking9.0359 Ratings00 Ratings
Notifications and Alerts9.1440 Ratings00 Ratings
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
Rippling
-
Ratings
Stripe Payments
7.8
8 Ratings
8% above category average
Fraud Detection00 Ratings7.68 Ratings
API or SDK00 Ratings8.38 Ratings
Recurring Payment Support00 Ratings7.18 Ratings
Billing and Invoicing Support00 Ratings8.38 Ratings
Global Support00 Ratings8.07 Ratings
Payment Form Acceptance00 Ratings7.37 Ratings
Best Alternatives
RipplingStripe Payments
Small Businesses
Dayforce Powerpay
Dayforce Powerpay
Score 9.3 out of 10
Apple Pay
Apple Pay
Score 8.9 out of 10
Medium-sized Companies
Paypro Workforce Management
Paypro Workforce Management
Score 9.2 out of 10
Apple Pay
Apple Pay
Score 8.9 out of 10
Enterprises
PeopleStrong
PeopleStrong
Score 10.0 out of 10
Checkout.com
Checkout.com
Score 8.6 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
RipplingStripe Payments
Likelihood to Recommend
9.2
(1164 ratings)
8.9
(85 ratings)
Likelihood to Renew
8.9
(20 ratings)
10.0
(3 ratings)
Usability
9.4
(1162 ratings)
8.0
(7 ratings)
Availability
9.1
(4 ratings)
-
(0 ratings)
Performance
8.6
(4 ratings)
-
(0 ratings)
Support Rating
9.2
(877 ratings)
10.0
(16 ratings)
In-Person Training
8.6
(2 ratings)
-
(0 ratings)
Implementation Rating
7.8
(9 ratings)
10.0
(1 ratings)
Configurability
6.6
(3 ratings)
-
(0 ratings)
Ease of integration
9.1
(2 ratings)
-
(0 ratings)
Product Scalability
9.1
(3 ratings)
-
(0 ratings)
Vendor post-sale
9.1
(2 ratings)
-
(0 ratings)
Vendor pre-sale
8.6
(2 ratings)
-
(0 ratings)
User Testimonials
RipplingStripe Payments
Likelihood to Recommend
Rippling
Considering my past employers used Workday and Kronos, Rippling is miles ahead in terms of a friendly user interface and fast, easy access. For an environment like a fintech, Rippling is definitely the best one considering the need for a fast pace. I think Rippling would be less appropriate for a much older large company like a legacy bank that has built their entire HR systems already off of a different software. Making a transition for a company so large from Workday to Rippling would seem like a bit too much.
Read full review
Stripe
We had a client who wanted a QR to use in their marketing, which enabled their clients to donate to us. It was so useful to be able to set it up, and we can track the views and donations received using this code. Another client with issues with our website wanted to set up a monthly subscription, so I sent her a payment link, which worked brilliantly. For clients that want to make one-time donations, it also lets the client choose the amount. The only scenario where we haven't been able to help is when clients want to change the card associated with the payment - whilst we understand it is for security/gdpr, it means they have to cancel and set up something new, which poses the danger that we may lose them as a customer.
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Pros
Rippling
  • It is really easy to navigate, I barely needed instruction on how to do things in it as it is very intuitive.
  • Ease of workflow mapping, it was easy to have emails auto-generated to our staff regarding their eLearn content or compliance requirements.
  • Onboarding was made much easier with the workflows, auto emails sent at different points in the onboarding process, ensuring everything gets done to prepare the company to accept the new hire and to inform the new hire of what to expect.
Read full review
Stripe
  • They are reliable. I can count on everything going smoothly with transactions.
  • They are accurate. I don’t run into problems with collecting the proper amounts or being overcharged for fees.
  • They have good customer service. If I have a question about the customer portal or a problem with a customer, they help me resolve these issues.
Read full review
Cons
Rippling
  • Could clarify what is being asked when creating expense reports.
  • It could make 2FA more intuitive on mobile, such as allowing iPhone users to use Face ID as an alternative if the device is locked.
  • Overall avoid using too much jargon when asking questions.
Read full review
Stripe
  • It would be nice to be able to see my Shopify payments from my main payment gateway. I currently have to go to Shopify for that.
  • The ability to be able to offer discounted rates at a smaller threshold would be nice.
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Likelihood to Renew
Rippling
The AI assistant has always been able to direct me to the correct solution to any question i have about Rippling. Payroll is so easy, it takes about 10 minutes to go through the process.
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Stripe
Stripe is the leader in the industry when it comes to any type of industry. All that is needed is a plan and then implementing that plan either with a developer, or through the help of Stripe's customer service team to assist in getting you setup. The ease of use time it takes to get up and running is second to none
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Usability
Rippling
The interface is very user-friendly. Everything you do on Rippling is communicated to you via email (for example, when your invoice is approved, when your payment will be received, and any login attempts). There are some things that need work, though, some minor issues with "where some menus are located", but those are minor things that don't spoil the overall experience with the product (but they should be addressed nonetheless).
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Stripe
Stripe offers a very easy-to-navigate platform with many different functions. From linking it to our website and accounting platform to tracking our payments, being able to issue a refund quickly if required, and setting up QR codes and payment links for subscriptions or one-time donations, it really covers so many aspects that we need and use on a weekly and monthly basis.
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Reliability and Availability
Rippling
I like that the availability in using Rippling at any given time is useful to me. Getting on the site freely when I need gives me security of knowing that I can be in control of viewing health insurance and hours information. I have yet to get any errors in using the Rippling app.
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Stripe
No answers on this topic
Performance
Rippling
Rippling's performance has been great, no errors or glitches yet so far. I am confident that Going from one page to the next and all its complexity usage does not lag or times out, it works effectively and efficiently. While using Rippling and other apps it does not tend to slow it down, works great. No complaints.
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Stripe
No answers on this topic
Support Rating
Rippling
When I did have to reach out to Rippling for assistance I was able to get quick help and my problem resolved in a time efficient manner with out any type of hick up. The customer support team is professional, kind and always available. This makes Rippling more welcoming to use on a daily basis.
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Stripe
Stripe's support is nearly perfect – great attention to detail, fast response times, and a willingness to really dig into issues and get to the bottom of them. In the five years we've been using Stripe, the only negative thing I can say about their customer support is that it seems like there has been a slight shift to less technical front-line support agents, which means it's more likely your issue will have to be escalated before you get more information. This, however, has happened as Stripe rolled out more real-time support features like call and chat, and that really isn't workable if you're escalating everything right off the bat. It's absolutely an acceptable trade-off.
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In-Person Training
Rippling
The trainer went slow and and answered our questions.
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Stripe
No answers on this topic
Implementation Rating
Rippling
It's really easy to implement in comparison to other tools or applications. Different key points are easily configured and implemented as per need, having different configurations in systems. Implementation is something which binds the different parameters of an organization in a single row. Implementation of rippling is much easier, quicker, and error free than any other software. I recommend it strongly!
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Stripe
It took less than an hour to have everything setup and running
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Alternatives Considered
Rippling
We chose Rippling primarily based on cost and feature set available. As a small organization, budget is a high priority. Rippling gave us enterprise-level features at an affordable cost for an early stage start up. We appreciate that we have the opportunity to expand our feature set within Rippling as our business and workforce grow.
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Stripe
Stripe is easier to use and offers better support and rates. My favorite part with Stripe is probably their ready-to-use plug-in that's offered for me. We have multiple eCommerce stores and we rely on our payment process going smoothly. The plug-in from Stripe is free, constantly updated, secure, and very easy to implement.
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Scalability
Rippling
I can go on here and see all my hours and pto plus health benefits. I like to have the work handbook handy to refer to legal things. How to work my role within it's limits. Being able to put in my hours and view when they are approved is a huge benefit for me.
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Stripe
No answers on this topic
Return on Investment
Rippling
  • Our HR team used to spend almost three days doing payroll calculations before Rippling. This platform has cut that time down by 75%! Now they can devote the time they would've spent on payroll to other important tasks.
  • Rippling saves employees time by making time-tracking less of a headache.
  • Rippling has so many so many services that it's essentially a one-stop-shop for centralized HR solutions!
Read full review
Stripe
  • It makes getting money from your clients really easy
  • It gives your clients the guarantee that their payment information is totally secure and confidentially used and kept
  • It is very easy to integrate with online assets of the company
  • In a couple of occasions, some companies have wanted me to use Stripe for them to pay me, and I have had a couple of hiccups. This was more related to the way that these companies set up the Stripe integration of my account to their platform. In both cases, the integration has not been possible and to this date, I still do not know why with exactitude.
  • As I said before, the commissions kept by Stripe could be lower, and shared with the CC companies, rather than having us clients pay for all of o it.
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ScreenShots

Rippling Screenshots

Screenshot of the Rippling Dashboard: Employees' home for their payroll, benefits, documents, devices, expenses, and apps.Screenshot of Rippling Payroll: Runs payroll in 90 seconds. Pays employees and contractors around the world. Automatic tax filing.Screenshot of Rippling Benefits Administration: For the management of employees' Medical, Dental, Vision, 401K, FSA, HSA, and commuter benefits.Screenshot of Rippling Single Sign-On: Employees can access all of their SaaS apps in one click from their Rippling dashboard.Screenshot of Rippling’s Time & Attendance platform. This integrates with the rest of the product suite so that when employees clock in, their approved hours automatically synced with payroll and accounting systems.Screenshot of Rippling Mobile Device Management: To manage employees' computers and devices 100% remotely.