Stripe Payments vs. Zoho Expense

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Stripe Payments
Score 8.9 out of 10
N/A
Stripe is a payment gateway software solution which supports a range of payment related needs such as subscription management and recurrent billing via Stripe Billing, integration with third party payment services via the Stripe Connect API, assistance starting an Internet business which accepts payements via Stripe Atlas, fraud prevention via Stripe Radar, and payment analytics via Stripe Sigma. Additional features and modules include Stripe Issuing, which allows users to create,…
$0.02
per charge
Zoho Expense
Score 9.1 out of 10
N/A
Zoho Expense is online expense reporting software, tailor-made for businesses worldwide to automate expense report creation, streamline approvals and make swift reimbursements.
$5
per month per user
Pricing
Stripe PaymentsZoho Expense
Editions & Modules
Sigma
$0.02
per charge
Radar
$0.05
per screened transaction
Issuing
$0.10
per virtual card
Terminal
2.7% + 0.05
per successful charge
Integrated
2.9% + 0.30
per successful charge
Atlass
$500
one-time fee
Premium Support
1,800
per month
Customized
Contact sales team
Free
$0
Standard Plan
$5
per month per user
Premium Plan
$9
per month per user
Custom
Get a Quote
per month per user
Custom
Get a Quote
per month per user
Custom
Get a Quote
per month per user
Offerings
Pricing Offerings
Stripe PaymentsZoho Expense
Free Trial
NoYes
Free/Freemium Version
NoYes
Premium Consulting/Integration Services
NoYes
Entry-level Setup FeeNo setup feeOptional
Additional Details20% discount for annual pricing.
More Pricing Information
Community Pulse
Stripe PaymentsZoho Expense
Features
Stripe PaymentsZoho Expense
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
Stripe Payments
7.8
8 Ratings
8% above category average
Zoho Expense
-
Ratings
Fraud Detection7.78 Ratings00 Ratings
API or SDK8.38 Ratings00 Ratings
Recurring Payment Support7.18 Ratings00 Ratings
Billing and Invoicing Support8.38 Ratings00 Ratings
Global Support8.07 Ratings00 Ratings
Payment Form Acceptance7.47 Ratings00 Ratings
Expense Management
Comparison of Expense Management features of Product A and Product B
Stripe Payments
-
Ratings
Zoho Expense
7.7
3 Ratings
7% below category average
Employee Expense Reporting00 Ratings8.13 Ratings
Corporate Card Reconciliation00 Ratings7.33 Ratings
Payment Management
Comparison of Payment Management features of Product A and Product B
Stripe Payments
-
Ratings
Zoho Expense
7.2
3 Ratings
10% below category average
Customizable Approval Policies00 Ratings7.93 Ratings
Financial Document Management00 Ratings8.02 Ratings
Payment Status Tracking00 Ratings7.93 Ratings
Payment Audit Trail00 Ratings8.02 Ratings
Duplicate Bill Detection00 Ratings7.73 Ratings
Advanced OCR00 Ratings5.42 Ratings
Electronic Funds Transfer00 Ratings5.53 Ratings
Best Alternatives
Stripe PaymentsZoho Expense
Small Businesses
Apple Pay
Apple Pay
Score 8.7 out of 10
Dext
Dext
Score 9.7 out of 10
Medium-sized Companies
Apple Pay
Apple Pay
Score 8.7 out of 10
Precoro
Precoro
Score 9.4 out of 10
Enterprises
Adyen
Adyen
Score 8.6 out of 10
Emburse Chrome River
Emburse Chrome River
Score 7.8 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Stripe PaymentsZoho Expense
Likelihood to Recommend
8.9
(85 ratings)
7.9
(7 ratings)
Likelihood to Renew
10.0
(3 ratings)
-
(0 ratings)
Usability
8.1
(7 ratings)
8.0
(3 ratings)
Support Rating
10.0
(16 ratings)
10.0
(3 ratings)
Implementation Rating
10.0
(1 ratings)
-
(0 ratings)
User Testimonials
Stripe PaymentsZoho Expense
Likelihood to Recommend
Stripe
We had a client who wanted a QR to use in their marketing, which enabled their clients to donate to us. It was so useful to be able to set it up, and we can track the views and donations received using this code. Another client with issues with our website wanted to set up a monthly subscription, so I sent her a payment link, which worked brilliantly. For clients that want to make one-time donations, it also lets the client choose the amount. The only scenario where we haven't been able to help is when clients want to change the card associated with the payment - whilst we understand it is for security/gdpr, it means they have to cancel and set up something new, which poses the danger that we may lose them as a customer.
Read full review
Zoho
easy of use for the end users as well as to manage. The option to add new categories (expenses) and have the end users use them immediately is wonderful. The ease of creating a new user as well as customer support has been great. The customer support while having issues has been quick to resolve any issues
Read full review
Pros
Stripe
  • They are reliable. I can count on everything going smoothly with transactions.
  • They are accurate. I don’t run into problems with collecting the proper amounts or being overcharged for fees.
  • They have good customer service. If I have a question about the customer portal or a problem with a customer, they help me resolve these issues.
Read full review
Zoho
  • The program will notify users if they have entered a duplicate charge.
  • Once the end-users understood that receipts were mandatory, attaching those receipts has become second-nature. The app makes it very easy to do so.
Read full review
Cons
Stripe
  • It would be nice to be able to see my Shopify payments from my main payment gateway. I currently have to go to Shopify for that.
  • The ability to be able to offer discounted rates at a smaller threshold would be nice.
Read full review
Zoho
  • Could have more default options. Instead of making my users select payment method, allow us to default it to one of the options.
  • More room for customization by department. My service department needs different categories of expenses then my sales department.
Read full review
Likelihood to Renew
Stripe
Stripe is the leader in the industry when it comes to any type of industry. All that is needed is a plan and then implementing that plan either with a developer, or through the help of Stripe's customer service team to assist in getting you setup. The ease of use time it takes to get up and running is second to none
Read full review
Zoho
No answers on this topic
Usability
Stripe
Stripe offers a very easy-to-navigate platform with many different functions. From linking it to our website and accounting platform to tracking our payments, being able to issue a refund quickly if required, and setting up QR codes and payment links for subscriptions or one-time donations, it really covers so many aspects that we need and use on a weekly and monthly basis.
Read full review
Zoho
Ease of use for the simple basic options. I wish the there was an option for reimbursement to be marked separately. Example for all corporate credit expense reports with $0 reimbursements still have to be marked as reimbursed in order to be removed from pending reimbursement section. For the cost the features offer benefits
Read full review
Support Rating
Stripe
Stripe's support is nearly perfect – great attention to detail, fast response times, and a willingness to really dig into issues and get to the bottom of them. In the five years we've been using Stripe, the only negative thing I can say about their customer support is that it seems like there has been a slight shift to less technical front-line support agents, which means it's more likely your issue will have to be escalated before you get more information. This, however, has happened as Stripe rolled out more real-time support features like call and chat, and that really isn't workable if you're escalating everything right off the bat. It's absolutely an acceptable trade-off.
Read full review
Zoho
The only reason I give Zoho a 9 is because of the issue with the Chart of Accounts skewing every time I export/import. I believe this is due to the fact that I use sub-accounts and Zoho cannot differentiate. Still hoping. :)
Read full review
Implementation Rating
Stripe
It took less than an hour to have everything setup and running
Read full review
Zoho
No answers on this topic
Alternatives Considered
Stripe
Stripe is easier to use and offers better support and rates. My favorite part with Stripe is probably their ready-to-use plug-in that's offered for me. We have multiple eCommerce stores and we rely on our payment process going smoothly. The plug-in from Stripe is free, constantly updated, secure, and very easy to implement.
Read full review
Zoho
We selected (switched) to Zoho Expense because it had similar features at a lower price and we were able to receive a discount through our partner relationship with another software company. We have considered moving from Zoho Expense to something else recently due to continued issues with being able to accurately import credit card charges and organize them correctly be team member. Creating some confusion among users.
Read full review
Return on Investment
Stripe
  • It makes getting money from your clients really easy
  • It gives your clients the guarantee that their payment information is totally secure and confidentially used and kept
  • It is very easy to integrate with online assets of the company
  • In a couple of occasions, some companies have wanted me to use Stripe for them to pay me, and I have had a couple of hiccups. This was more related to the way that these companies set up the Stripe integration of my account to their platform. In both cases, the integration has not been possible and to this date, I still do not know why with exactitude.
  • As I said before, the commissions kept by Stripe could be lower, and shared with the CC companies, rather than having us clients pay for all of o it.
Read full review
Zoho
  • We have had some issues with the credit card reconciliation process which has made our monthly accounting / close process. This has been a negative
  • Positive ROI is that team members spend less time on expense reports due to the ease of reporting
  • Positive ROI is that substantial training and onboarding is not needed due to the features and simplicity.
Read full review
ScreenShots