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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    XPAY

    Score9 out of 10
    N/AXPAY has multiple payment processing solutions that are able to cater to any type of business and industry especially the high-risk industry. Businesses may end up being labeled as “high-risk” by payment processors or financial institutions due to excessive chargeback, credit history, and other reasons. As a result, they will find it hard to set up merchant accounts. Each business is unique, so XPAY matches the business's needs with the: best market rates, fees, and…N/A

    Zuora

    Score8.6 out of 10
    N/AZuora is one of the best-known subscription billing platforms. Zuora is an enterprise-level product and, as such, provides comprehensive metrics, tax automation, and support for multiple currencies. It also offers Salesforce and NetSuite integration out-of the-box. It often replaces cumbersome ERP (enterprise resource planning) systems that does not focus exclusively on billing.N/A
    Pricing
    XPAYZuora
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    XPAYZuora
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeOptionalNo setup fee
    Additional Details——
    More Pricing Information
    Best Alternatives
    XPAYZuora
    Small Businesses
    No answers on this topic
    WooCommerce Subscriptions
    Score8.7 out of 10
    Medium-sized Companies
    Visa Acceptance Solutions (CyberSource)
    Score10 out of 10
    Chargebee
    Score8.5 out of 10
    Enterprises
    No answers on this topic
    No answers on this topic
    All AlternativesView all alternativesView all alternatives
    User Ratings
    XPAYZuora
    Likelihood to Recommend
    9.0
    (1 ratings)
    8.0
    (135 ratings)
    Likelihood to Renew
    -
    (0 ratings)
    1.0
    (14 ratings)
    Usability
    -
    (0 ratings)
    7.0
    (18 ratings)
    Availability
    -
    (0 ratings)
    9.3
    (2 ratings)
    Performance
    -
    (0 ratings)
    9.7
    (3 ratings)
    Support Rating
    -
    (0 ratings)
    1.0
    (13 ratings)
    In-Person Training
    -
    (0 ratings)
    9.3
    (2 ratings)
    Online Training
    -
    (0 ratings)
    7.0
    (2 ratings)
    Implementation Rating
    -
    (0 ratings)
    7.4
    (9 ratings)
    Configurability
    -
    (0 ratings)
    6.6
    (3 ratings)
    Ease of integration
    -
    (0 ratings)
    6.0
    (3 ratings)
    Product Scalability
    -
    (0 ratings)
    10.0
    (2 ratings)
    Vendor post-sale
    -
    (0 ratings)
    10.0
    (2 ratings)
    Vendor pre-sale
    -
    (0 ratings)
    10.0
    (2 ratings)
    User Testimonials
    XPAYZuora
    Likelihood to Recommend
    XPAYMENTS INC.
    Xpay is perfect for a centralized location for all payments coming in. It also handles the security and ease to be incorporated by our IT team into the online portal. A vast array of different payment methods ensure all possible options are covered. You can then track what has been paid and now and send reminders.
    Incentivized
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    Zuora
    Zuora is great for smaller subscription businesses that have a limited number of simple or basic products. As more products are added to the catalog, the ability to report on specific product performance has become more challenging. Similarly, as our number of customers has grown significantly over the past few years, the extraction of data through export files is more of a challenge to capture all data points.
    Incentivized
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    Pros
    XPAYMENTS INC.
    • perfect for getting payment for invoices
    • allows users to use card payments
    • shows revenue real time
    Incentivized
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    Zuora
    • The implementation of Zuora is very helpful. Their interactive training guides are one of the best I've used. It is very thorough and any salesperson can learn how to use it very quickly.
    • Their subscription management offers many ways to sell a subscription. These subscriptions can be evergreen (renewing every month) or termed subscriptions. The subscriptions can be amended to add/remove products very easily.
    • The ability to quickly pass through large amounts of usage data for our clients is allowing us to perform billing in a time-effective manner. Once usage data is loaded, a few clicks and all of the invoices for our client base can be generated. Invoices are clean and detailed which help us maintain a good customer experience even with our somewhat complex billing model. The reporting is extremely helpful in calculating the end of month commissions, recognizing and deferring revenue, and overall bookkeeping.
    Incentivized
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    Cons
    XPAYMENTS INC.
    • could be more incorporable into accountancy software
    • easier OFX exportation
    Incentivized
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    Zuora
    • User Interface - Zuora's UI is still a weak point, however, this is negated through the use of its API's. Zuora has done a lot of work in releasing new products to limit its UI experience and the addition of Orders allows for more functionality to reduce the UI issue.
    • Complex system - This is both a pro and a con, but in this instance, it is a con because we may not have taken the time to truly understand the implications of all the options that were available. the Flexibility is great however if you do not take the time to understand the product and what problem you are trying to solve, you can make life difficult for yourself later down the track. Take the time to map out your approach end to end and ensure your assumptions at the start are robust.
    • Reporting - reporting is weak as such we have moved away to our own reporting data warehouse.
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    Likelihood to Renew
    XPAYMENTS INC.
    No answers on this topic
    Zuora
    Our business is now, more than ever, focused on our core business rather than homegrown support tools for quoting, contracts, billing, invoicing, payments and the rest of the subscription economy. We evaluated other solutions and found this the best and most viable solution given the strong ties to Salesforce and it's integration. Zuora works, and it works well.
    Read full review
    Usability
    XPAYMENTS INC.
    No answers on this topic
    Zuora
    I had 20+ years of accounting experience before taking on the revenue role. I had several things to [learn] but was able to easily master the software in a matter of weeks. Zuora is our preferred billing platform that we currently use - very efficient and much more automated than our other platform/process.
    Incentivized
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    Reliability and Availability
    XPAYMENTS INC.
    No answers on this topic
    Zuora
    There have only been a few days/instances in the past 2.5 years of using zuora that I, personally have had issues or been notified of issues relating to Zuora.
    Incentivized
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    Performance
    XPAYMENTS INC.
    No answers on this topic
    Zuora
    Zuora does a superb job for all the tasks I use it for. Billing - it is trustworthy and accurate. Customer data- it holds it and keeps past records for even cancelled accounts, and subscription builds - it has the ability to make very difficult subscriptions seem easy.
    Incentivized
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    Support Rating
    XPAYMENTS INC.
    No answers on this topic
    Zuora
    A support request is emailed to their support team, then an automated response is sent to you in a couple hours saying "Hey, someone will take a look at your support request soon". Then somewhere around 12-18 hours later, an actual support member responds with "Have you checked out our tutorials? Here's one that sounds like it might help you". I don't want a tutorial given to me that I've already read through that only exists because of the terrible user design of Zuora's user interface
    Incentivized
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    In-Person Training
    XPAYMENTS INC.
    No answers on this topic
    Zuora
    The onsite was so helpful and worth the hours spent. All three people that came to represent Zuora had a lot to offer.
    Incentivized
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    Online Training
    XPAYMENTS INC.
    No answers on this topic
    Zuora
    It was reliable.
    Incentivized
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    Implementation Rating
    XPAYMENTS INC.
    No answers on this topic
    Zuora
    I think Zuora did a great job. However, they could have provided more guidance on how to deal with out Payment Gateway and Processor provider, as well as guidance around providing a Mobile Responsive experience for sites using the Zuora HPM.
    Incentivized
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    Alternatives Considered
    XPAYMENTS INC.
    Xpay could do with some more personalization features but is more cost effective. For example ability to add photos or videos to requests. Payment can be taken via ascend but accepts less payment types and is not as secure hence the replacement with Xpay. Xpay is a simplified version and easy to use and scale.
    Incentivized
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    Zuora
    Zuora provides way more functionality than Recurly or SaaSOptics as a billing engine. However, it is not a general ledger system like NetSuite ERP, it is still designed to be primarily a billing function that feeds into a general ledger via automated general entries. It has simplified our invoice management and automated billing while connecting with Salesforce for high-powered reporting and cross-departmental collaboration. The automation of revenue recognition has the potential to significantly reduce the time spent on accounting close by a few days.
    Incentivized
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    Scalability
    XPAYMENTS INC.
    No answers on this topic
    Zuora
    The product is capable of a lot, small companies and large companies can utilize it with ease
    Incentivized
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    Return on Investment
    XPAYMENTS INC.
    • Saves a tone of time
    • Extra cost could be cheaper
    • Possibly cuts time for payments as people can pay however they like
    Incentivized
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    Zuora
    • Poor support has slowed down our implementation of features and resolution of issues
    • Lack of flexibility has led to some complex and unwieldy workaround solutions
    • No useful built in AR reporting so we had to come up with our own solution
    • Challenges with finance due to unreliability of Salesforce sync
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    ScreenShots

    XPAY Screenshots

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