Authorize.Net vs Wise

Likelihood to Recommend

Authorize.net is reliable and I feel confident that customers' information is protected. The security protocols used by Authorize.net appear to be as good, and probably better than many credit card payment processors. However, the initial setup process was very difficult. I distinctly recall getting up and running as being very cumbersome and time-consuming. I also was disappointed with how the processing and deposit of payments were not consistent. I distinctly remember regretting the decision to go with Authorize.net. However, as mentioned before, with the time and effort required to get the account set up and running, I refused to go through the process again and try a different provider.

Read full review

Jeff Wise

Owner

Wise-Up Home Inspection, LLCReal Estate, 1-10 employees

View all 33 answers on this topic

For a small business looking to expand internationally, transferwise offers lower admin fee and no hidden fee which is very important. It also remove the hassle and headache of setting up accounts with the local banks. Other than the low fees, the best part is we can use transferwise safely with a peace of mind as it is being regulated by the MAS. Lastly, any small business can set up their transferwise account within minutes which is very convenient

Read full review

Jenson Teo (赵俊杰）

Business Development Director

RGF Professional RecruitmentManagement Consulting, 51-200 employees

View all 23 answers on this topic

Pros

Very smooth workflow to authorizing, capturing, voiding, and refunding charges. This can all be done via API calls, or through their online dashboard.
Their AVS settings for validating credit cards are substantial and have been reliable in ensuring that our customers cards are being used safely and properly.
Their uptime and response times are very good in general. The only issues we ever have communicating with their services is when our connection quality is compromised.

Read full review

Gary McCarthy

IT Programmer

PneudartMedical Device, 51-200 employees

View all 33 answers on this topic

Quick - because funds are transferred domestically, even when going international, you don't have to wait long.
Easy - the printout of what information I needed to give the sending bank was complete and easy to understand.
Affordable - the fees on both ends were minimal.

Read full review

Sarah Daggett

Systems Manager

Pacific Lutheran UniversityHigher Education, 501-1000 employees

View all 23 answers on this topic

Cons

The lack of data portability is a big issue for me.
Authorize.net uses the same $49.00 gateway setup fee to scam merchants out of money, which is no better than any of the other gateways out there.
Their customer service is not up to the mark. You can get stuck if you need any help from their end.

Read full review

Mona Rajhans

Software Engineer

GlookoComputer Software, 51-200 employees

View all 33 answers on this topic

Debit cards facility available for my country Pakistan as well.
Provide Credit cards for some best customers where they can be offered some amount on credit which can be adjusted towards the balances recieved.
Business to Personal and Personal to Business should be possible and easier which is not at the moment.

Read full review

Syed Aamir Ali

Project Management Specialist

APPTECH SYSTEMSInformation Technology & Services, 11-50 employees

View all 23 answers on this topic

Pricing Details

General

Free Trial

—

Free/Freemium Version

—

Premium Consulting/Integration Services

—

Entry-level set up fee?

No

Starting Price

$0 monthly gateway/per transaction

Authorize.Net Editions & Modules

Edition

All-in-One Option	25 & 2.9% + $0.30¹
Payment Gateway Only	$25²

monthly gateway/per transaction
monthly gateway

Additional Pricing Details

—

General

Free Trial

—

Free/Freemium Version

—

Premium Consulting/Integration Services

—

Entry-level set up fee?

No

Starting Price

—

Wise Editions & Modules

—

Additional Pricing Details

—

Likelihood to Renew

Authorize.Net 9.0

Based on 2 answers

Authorize.net has been a useful system for our Chamber. We appreciate the ease of use and access to our Main Frame. Connecting Authorize.net to our system for membership, event and other payment ease has been excellent and we have experienced no problems whatsoever.

Read full review

Verified User

Director in Marketing

Non-profit Organization Management Company, 1-10 employees

View all 2 answers on this topic

No score

No answers yet

No answers on this topic

Support Rating

Authorize.Net 5.0

Based on 2 answers

I have no experience directly with the support offered by Authorize.Net.

Read full review

Verified User

Project Manager in Other

Construction Company, 11-50 employees

View all 2 answers on this topic

Wise 10.0

Based on 2 answers

We haven't really had to engage with TransferWise support. The platform is simple and easy to use.

Read full review

Verified User

Director in Corporate

Events Services Company, 11-50 employees

View all 2 answers on this topic

Alternatives Considered

Authorize.net is a reliable and affordable payment processing service that offers more robust security than other services, such as Stripe or PayPal with their monthly fees at $25 dollars month lot of people may be turned off by these high prices but you get what you pay for - protection against fraud in risky transactions so I would recommend using Authorize.net if this matters to your business!

Read full review

Verified User

Director in Marketing

Marketing & Advertising Company, 11-50 employees

View all 33 answers on this topic

With Revolut, taxes are lower (even for free) for small number of transfers and small amounts. It all depends on the individual needs. However, Revolut is worse with regards to user experience and interface, what is something to consider (specially when dealing with the upload of legal documentation to use the service).

Read full review

Verified User

Engineer in Marketing

Wholesale Company, 501-1000 employees

View all 23 answers on this topic

Return on Investment

Lets us charge cards so we can get paid on time, every time.
It was very difficult to setup the DocuSign integration the first time, but after we got it setup, it's made the onboarding process very easy. That probably saves about 30 minutes every time we get a new client.

Read full review