SAP Business One vs. Xero

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
SAP Business One
Score 7.6 out of 10
N/A
SAP Business One is an integrated enterprise resource planning (ERP) solution for small and medium-sized businesses, The product encompasses functionality around sales, customer relationships, inventory, operations, financials and human resources.
$99
per month
Xero
Score 8.5 out of 10
N/A
Xero is an online accounting software product for small businesses and personal finance. Its features beyond general ledger and double-bookkeeping include quotable invoicing, bank reconciliation, purchase order and expense management, and tax management. Third party apps can extend its features further.
$13
per month
Pricing
SAP Business OneXero
Editions & Modules
Limited
$99.00
per month
Starter
$110.00
per month
Pro
$132.00
per month
Early
$13
per month
Growing
$37
per month
Established
$70
per month
Offerings
Pricing Offerings
SAP Business OneXero
Free Trial
NoYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsPrices in table are in USD and just apply to the US - other markets & prices are listed below: Canada - Starter $18 CAD/month, Standard $45 CAD/month, Premium 5 $58 CAD/month UK - Starter £14/month, Standard £28/month, Premium £36/month AU - Starter $29 AUD/month, Standard $59 AUD/month, Premium 5 $76 AUD/month NZ - Starter $31 NZD/month, Standard $66 NZD/month, Premium $84 NZD/month
More Pricing Information
Features
SAP Business OneXero
Payroll Management
Comparison of Payroll Management features of Product A and Product B
SAP Business One
10.0
9 Ratings
32% above category average
Xero
7.8
73 Ratings
4% above category average
Pay calculation10.08 Ratings7.965 Ratings
Benefit plan administration10.07 Ratings8.123 Ratings
Direct deposit files10.08 Ratings7.849 Ratings
Salary revision and increment management00 Ratings7.741 Ratings
Reimbursement management00 Ratings7.354 Ratings
Customization
Comparison of Customization features of Product A and Product B
SAP Business One
5.3
35 Ratings
31% below category average
Xero
7.5
128 Ratings
6% above category average
API for custom integration4.233 Ratings7.779 Ratings
Plug-ins6.433 Ratings7.4115 Ratings
Security
Comparison of Security features of Product A and Product B
SAP Business One
7.1
39 Ratings
13% below category average
Xero
8.0
163 Ratings
0% above category average
Single sign-on capability7.032 Ratings7.372 Ratings
Role-based user permissions7.239 Ratings8.8161 Ratings
Reporting & Analytics
Comparison of Reporting & Analytics features of Product A and Product B
SAP Business One
6.4
40 Ratings
9% below category average
Xero
8.1
184 Ratings
7% above category average
Dashboards4.636 Ratings8.0180 Ratings
Standard reports6.440 Ratings8.3183 Ratings
Custom reports8.036 Ratings8.1163 Ratings
General Ledger and Configurable Accounting
Comparison of General Ledger and Configurable Accounting features of Product A and Product B
SAP Business One
5.1
41 Ratings
40% below category average
Xero
7.4
193 Ratings
0% below category average
Accounts payable7.841 Ratings8.8180 Ratings
Accounts receivable7.840 Ratings9.0181 Ratings
Global Financial Support7.026 Ratings6.453 Ratings
Primary and Secondary Ledgers7.026 Ratings7.451 Ratings
Journals and Reconciliations6.633 Ratings9.290 Ratings
Configurable Accounting6.231 Ratings5.559 Ratings
Standardized Processes7.036 Ratings5.959 Ratings
Cash management00 Ratings8.1165 Ratings
Bank reconciliation00 Ratings9.1188 Ratings
Expense management00 Ratings8.0171 Ratings
Time tracking00 Ratings7.962 Ratings
Fixed asset management00 Ratings7.9117 Ratings
Multi-currency support00 Ratings7.7112 Ratings
Multi-division support00 Ratings7.594 Ratings
Regulations compliance00 Ratings8.396 Ratings
Electronic tax filing00 Ratings8.997 Ratings
Self-service portal00 Ratings7.8108 Ratings
Intercompany Accounting00 Ratings5.840 Ratings
Localizations00 Ratings8.039 Ratings
Enterprise Accounting00 Ratings4.133 Ratings
Centralized Rules Framework00 Ratings4.933 Ratings
Inventory Management
Comparison of Inventory Management features of Product A and Product B
SAP Business One
7.4
40 Ratings
6% below category average
Xero
6.5
88 Ratings
8% below category average
Inventory tracking6.440 Ratings6.484 Ratings
Automatic reordering8.028 Ratings6.924 Ratings
Location management7.237 Ratings6.929 Ratings
Manufacturing module00 Ratings6.316 Ratings
Order Management
Comparison of Order Management features of Product A and Product B
SAP Business One
6.4
38 Ratings
19% below category average
Xero
6.8
89 Ratings
8% below category average
Pricing7.237 Ratings6.762 Ratings
Order entry7.238 Ratings6.856 Ratings
Credit card processing8.522 Ratings7.358 Ratings
Cost of goods sold7.238 Ratings7.266 Ratings
Order Orchestration7.030 Ratings6.521 Ratings
End-to-end order visibility00 Ratings6.424 Ratings
Order exception Resolution00 Ratings6.517 Ratings
Subledger and Financial Process
Comparison of Subledger and Financial Process features of Product A and Product B
SAP Business One
5.9
34 Ratings
23% below category average
Xero
-
Ratings
Billing Management6.129 Ratings00 Ratings
Cash and Asset Management3.226 Ratings00 Ratings
Travel & Expense Management8.821 Ratings00 Ratings
Budgetary Control & Encumbrance Accounting2.225 Ratings00 Ratings
Period Close8.031 Ratings00 Ratings
Project Financial Management
Comparison of Project Financial Management features of Product A and Product B
SAP Business One
7.0
19 Ratings
8% below category average
Xero
-
Ratings
Budgeting and Forecasting7.017 Ratings00 Ratings
Project Costing7.016 Ratings00 Ratings
Cost Capture7.016 Ratings00 Ratings
Capital Project Management7.011 Ratings00 Ratings
Customer Contract Compliance7.014 Ratings00 Ratings
Project Revenue Recognition6.116 Ratings00 Ratings
Project Execution Management
Comparison of Project Execution Management features of Product A and Product B
SAP Business One
8.9
15 Ratings
26% above category average
Xero
-
Ratings
Project Planning and Scheduling7.014 Ratings00 Ratings
Task Insight for Project Managers10.011 Ratings00 Ratings
Project Mobile Functionality10.010 Ratings00 Ratings
Definable Resource Pools10.08 Ratings00 Ratings
Grants Management
Comparison of Grants Management features of Product A and Product B
SAP Business One
7.7
15 Ratings
2% above category average
Xero
-
Ratings
Award Lifecycle Management7.09 Ratings00 Ratings
Procurement
Comparison of Procurement features of Product A and Product B
SAP Business One
8.1
16 Ratings
15% above category average
Xero
-
Ratings
Bids Analyzed and Compared9.310 Ratings00 Ratings
Contract Authoring7.511 Ratings00 Ratings
Contract Repository8.69 Ratings00 Ratings
Requisitions-to-Purchase Orders Integrated8.213 Ratings00 Ratings
Supplier Management7.012 Ratings00 Ratings
Risk Management
Comparison of Risk Management features of Product A and Product B
SAP Business One
8.0
8 Ratings
21% above category average
Xero
-
Ratings
Risk Repository8.36 Ratings00 Ratings
Control Management8.97 Ratings00 Ratings
Control Efficiency Assessments7.76 Ratings00 Ratings
Issue Detection8.37 Ratings00 Ratings
Remediation and Certification7.76 Ratings00 Ratings
Logistics
Comparison of Logistics features of Product A and Product B
SAP Business One
6.9
20 Ratings
1% above category average
Xero
-
Ratings
Transportation Planning and Optimization6.213 Ratings00 Ratings
Transportation Execution Management6.211 Ratings00 Ratings
Trade and Customs Management7.011 Ratings00 Ratings
Fulfillment Management6.816 Ratings00 Ratings
Warehouse Workforce Management6.213 Ratings00 Ratings
Manufacturing
Comparison of Manufacturing features of Product A and Product B
SAP Business One
8.3
19 Ratings
10% above category average
Xero
-
Ratings
Production Process Design8.217 Ratings00 Ratings
Production Management8.218 Ratings00 Ratings
Configuration Management7.613 Ratings00 Ratings
Work Execution8.215 Ratings00 Ratings
Manufacturing Costs8.215 Ratings00 Ratings
Supply Chain
Comparison of Supply Chain features of Product A and Product B
SAP Business One
6.4
23 Ratings
12% below category average
Xero
-
Ratings
Forecasting6.222 Ratings00 Ratings
Inventory Planning6.223 Ratings00 Ratings
Performance Monitoring6.017 Ratings00 Ratings
Product Lifecycle Management
Comparison of Product Lifecycle Management features of Product A and Product B
SAP Business One
9.0
15 Ratings
21% above category average
Xero
-
Ratings
Proposal Management6.012 Ratings00 Ratings
Product Master Data Management7.013 Ratings00 Ratings
Best Alternatives
SAP Business OneXero
Small Businesses
Acumatica
Acumatica
Score 8.7 out of 10
Dext Prepare (with Receipt Bank)
Dext Prepare (with Receipt Bank)
Score 9.1 out of 10
Medium-sized Companies
Infor VISUAL
Infor VISUAL
Score 7.2 out of 10
Accounting Seed
Accounting Seed
Score 8.3 out of 10
Enterprises
SAP Business ByDesign
SAP Business ByDesign
Score 7.5 out of 10
Oracle Fusion Cloud ERP
Oracle Fusion Cloud ERP
Score 8.1 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
SAP Business OneXero
Likelihood to Recommend
7.6
(46 ratings)
8.6
(208 ratings)
Likelihood to Renew
4.6
(9 ratings)
9.9
(32 ratings)
Usability
7.1
(11 ratings)
8.8
(133 ratings)
Availability
9.0
(3 ratings)
9.0
(10 ratings)
Performance
8.0
(1 ratings)
10.0
(8 ratings)
Support Rating
9.0
(11 ratings)
9.0
(36 ratings)
In-Person Training
7.7
(2 ratings)
9.1
(1 ratings)
Online Training
4.5
(2 ratings)
10.0
(5 ratings)
Implementation Rating
2.9
(24 ratings)
7.3
(10 ratings)
Configurability
-
(0 ratings)
9.0
(1 ratings)
Ease of integration
9.0
(1 ratings)
6.7
(93 ratings)
Product Scalability
9.0
(2 ratings)
10.0
(6 ratings)
Vendor post-sale
8.0
(1 ratings)
9.0
(2 ratings)
Vendor pre-sale
8.0
(1 ratings)
10.0
(2 ratings)
User Testimonials
SAP Business OneXero
Likelihood to Recommend
SAP
SAP Business One would be more useful if it contained tools to acommodate the growing need of online sales. A more complete shipping module which handles tracking numbers with the common couriers would be great. A built in warehouse management system would be great designed to be used with barcode scanners
Read full review
Xero
If they are using foreign exchange I always use Xero. If I need reporting to be customized we always use Xero. If the client is already working in a software and it is working for them we will leave them in the software they are in.
Read full review
Pros
SAP
  • SAP Business One is more suitable for small and medium scale enterprises
  • SAP Business One is : analytics, mobile technologies, cloud technologies
  • SAP Business One has exceptional performance in handling business functions such as purchasing and operations and customer relationship management
  • An important key features of SAP Business One is Reporting and Analytics.
Read full review
Xero
  • Their method of moving between screens was very logical and intuitive which is not a "given" attribute among software packages.
  • Finding transactions was relatively easy with just common sense.
  • The use of this software was generally well received in that the accountants did not discredit the software as cheap, poorly organized, or timely to learn. No one at Corporate had a vendetta against using Xero.
  • It does a good job of allowing the users to drill down to the final detail of an account balance - which is fundamental to the accounting department's needs.
Read full review
Cons
SAP
  • Following a bench mark process - this seems contradicting to flexibility however we have wished we could follow more of an industry benchmark. Our challenge as a small company has been knowing how to properly use the system. We have discovered that we have set up the system wrong based and are using it improperly which has cause a lot work to correct.
  • Better live reporting options - current we are on prem SQL. Yes SAP is moving to HANA however smaller companies like ourselves are not ready for that. We need to be able to maintain our existing SQL DB. We also have a demand for live BI Reporting. It has been difficult to do this with our current set up.
  • Error handling - have found it very difficult to troubleshoot. Errors are not always clear and answers are hard to find.
Read full review
Xero
  • Occasionally, the price increases and I feel that prices should be fixed for long-term users as there are very few changes in the software from when I started using it 6 years ago.
  • It would be useful to have the emails sent with invoices saved.
  • Visual dashboards are limited.
Read full review
Likelihood to Renew
SAP
As I said before, it is a first level tool, well developed, and with very strong development support, although the learning curve, its implementation, the cost-benefit ratio, the price and the user experience is not the most suitable for small and medium-sized companies. It is a company with extensive experience, market positioning, technical support and expanded use
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Xero
In addition to the matters covered in this review, my reason for renewing this product is that Xero's functionality and the constant updates that the company provides, makes the software even more business friendly. The software therefore builds a brand loyalty among customers.
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Usability
SAP
I would like to give 8 out of 10 rating for SAP Business One because SAP Business One is a good choice for the mostly used business management solutions for the small and medium-sized companies. SAP Business One can help in optimizing the existing business process and enables streamline business processes for the daily activities for all users across the entire organization. The importance realization of SAP Business One implementation is based on the selection of the good reputation partner and its approach for the entire implementation. SAP Business One is a user-friendly and easy to use Enterprise system that the organization can benefit its features and functionalities by utilizing it.
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Xero
Xero has all the features that you need, basically. From chart of accounts, reconciling books, to making annual financial reports. What I'm currently looking for Xero right now is to provide more broader integration with the other apps so we can use it for customer-facing experience also. All in all, everything works well!
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Reliability and Availability
SAP
The SAP Business One software is up and running every time
you need it as it was planned. In more than 6 years that we have been
using the product, it has never been unavailable and if it ever was, it was because of a planned maintenance window scheduled in the company.
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Xero
We have been actively using and 100% Xero based for our ecommerce accounting practice for over 4 years. There has on been one real outage for more than 5 minutes. Xero was open and transparent about the outage, what they were doing to resolve the issue, and provided 15 minute updates. Showing how they care about their customers and partners. Plus, showing that their customers care too, were understanding, and went surfing or in our case took a nap. Couldn't run our business without Xero as a partner.
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Performance
SAP
SAP Business One performance depends mostly on the speed of your internal servers, should you have the solution on premise as we do. Sometimes the system tends to be a little slower for some users when others are executing really big reports of performing some batch loads, but generally, the performance is acceptable to all the users.
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Xero
Pages generally load quickly, but it's a fairly common occurrence to have pages taking a bit longer than I'd like to load (as in, 4+ seconds). Occasionally I have to refresh a page to get it to work. Bank feed and integrations tend to be slow in general, but that could easily be due to API latency on the side of the other parties. Most of the time, though, the bank feeds refresh before I login so it's not a huge problem. Not necessarily good performance compared to a local app like QuickBooks desktop, but definitely good performance for a cloud application. Room for growth? yes.
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Support Rating
SAP
I rate my experience with SAP Business One's support team as excellent (10). They are easy to contact and effortless to work with on any issue or concern. I like the support SAP provides for any of their products. SAP has a great backing and I would recommend them to any of my colleagues.
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Xero
Always respond and keep issues open until you are satisfied with the result. Generally good responses, in the past, I had some support responses that were really basic and really annoying. They type where "have your tried restarting your computer" style of answers. Well, of course, I went through all the basics before contacting them. Duh, but I suppose not everyone does. Otherwise, it would be a 10. The last year has shown a marked improvement in the support responses however.
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In-Person Training
SAP
The training I get was a consultant level training, so it's basically a 6 weeks training covering every aspect and every module of the system. It covered most common use cases and exercise training so you can get along with the software, as well as examples so there culd be a better understanding.
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Xero
The format was great; someone was there to ask questions or help if you were stuck.
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Online Training
SAP
Over the past two years SAP has added a great deal of new SAP Business One on-line training for version 9.0 and 9.1. Most of the training is very strong, but some is difficult to understand and follow. Additionally, SAP still has a few holes in their on-line training around Production, Bill-of-Materials, MRP and Service.
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Xero
All of Xero's training is online and available for anyone (business owner or accountants) to learn and become experts in their system. There is a range of content from product training to real world webinars from their partners. Xero is beautiful accounting software and their training is the same.
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Implementation Rating
SAP
These implementations are not easy. Even a standard implementation can be difficult. With a never-been-done-before implementation, the implementation team and the user team need to be thorough with planning, make a decision on key points, and stick to them before any design happens. Our biggest challenge was not from StellarOne, rather it was from the mid-implementation decisions from our internal team. StellarOne did a great job warning us, implementing our decision, and then helping us adjust our SAP to handle the new direction we took.
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Xero
If it can be done, time the implementation near a new fiscal year so you can start clean. Otherwise, you have to go back and do historical data from the beginning of the fiscal year, which can be brain draining.
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Alternatives Considered
SAP
SAP provides the most robust solution, with modules available for all department managers and even options for customization according to the company's special needs. We especially used the Crystal reports options to provide reports for each module. Overall, even if it's not the least expensive option, it has the best value for money.
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Xero
I've used a lot of different accounting systems. Many of them so big and powerful, but a hassle to get set up. Xero is light, inexpensive, and easy to use. When I originally selected them they seemed like they were developing new features at a quick rate as well. I was invited to be part of focus sessions to make the product better. That part has slowed down significantly though.
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Scalability
SAP
For most small businesses, the only way you outgrow SAP Business One is if the nature of your business changes radically. Going from 1 to 50 users is quite easy with SAP B1. Going beyond 50 may require moving to the Hana SAP B1 platform to maintain or improve performance, but the path is there.
Add-ons to SAP B1 can also be added as specific needs are encountered that are not closely met by the standard product. These may be required early in the product life because of the nature of your business, or as you expand the use of SAP B1.
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Xero
I have yet to fully stress test the product given the size of the company where I am using it. I am sure as we scale to more customers, more vendors and more reporting requirements, I will have a better understanding of what it is capable of in terms of bandwidth and processing
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Return on Investment
SAP
  • Employee efficiency has definitely increased with SAP Business One. This is attributed in a lot of ways to information visibility. Our employees are able to gather the data they need, quickly, and effectively.
  • Identifying inconsistencies in pricing has also been accomplished through use of reporting off individual tables. Previously, we weren't able to access our data in such a way as to enable us to write custom reports in-house.
  • We have also benefited greatly from having a single source of all business information. We utilize SAP Business One exclusively in-house. All documentation is attached to specific orders and Business Partners, as well as serialized equipment that has been sold.
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Xero
  • Saved many hours through automatic invoices and followups
  • Saved many hours by allowing transactions to start via bank feeds (ie I don't have to input a transaction and mark it against what is in the bank/cc account; rather, the transaction in the account is where you input the transaction into the books.
  • Has the scalability my business requires, and not much more.
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ScreenShots

Xero Screenshots

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