Overview
ProductRatingMost Used ByProduct SummaryStarting Price
SAP Cloud ERP
Score 8.5 out of 10
N/A
SAP Cloud ERP (formerly SAP S/4HANA Cloud) is a modular ERP that enables users to run mission-critical operations in real time from anywhere, introduce new business models in any industry, and expand globally. SAP Cloud ERP is a SaaS product and can also be deployed in a hybrid landscape for quicker time to value.​ ​​ SAP Cloud ERP is a foundational component of theN/A
Xero
Score 8.3 out of 10
N/A
Xero is an online accounting software product for small businesses and personal finance. Its features beyond general ledger and double-bookkeeping include quotable invoicing, bank reconciliation, purchase order and expense management, and tax management. Third party apps can extend its features further.
$13
per month
Pricing
SAP Cloud ERPXero
Editions & Modules
No answers on this topic
Early
$13
per month
Growing
$37
per month
Established
$70
per month
Offerings
Pricing Offerings
SAP Cloud ERPXero
Free Trial
YesYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
YesNo
Entry-level Setup FeeRequiredNo setup fee
Additional DetailsPer user, per monthPrices in table are in USD and just apply to the US - other markets & prices are listed below: Canada - Starter $18 CAD/month, Standard $45 CAD/month, Premium 5 $58 CAD/month UK - Starter £14/month, Standard £28/month, Premium £36/month AU - Starter $29 AUD/month, Standard $59 AUD/month, Premium 5 $76 AUD/month NZ - Starter $31 NZD/month, Standard $66 NZD/month, Premium $84 NZD/month
More Pricing Information
Community Pulse
SAP Cloud ERPXero
Considered Both Products
SAP Cloud ERP
Chose SAP Cloud ERP
SAP has a bigger ecosystem, and because of it, I would better go for SAP S/4HANA Cloud. Moreover, SAP has its own BI tool SAP BusinessObjects Business Intelligence which can be used to data visualization, and reporting which can be integrated with SAP S/4HANA Cloud smoothly.
Xero

No answer on this topic

Features
SAP Cloud ERPXero
Payroll Management
Comparison of Payroll Management features of Product A and Product B
SAP Cloud ERP
8.1
390 Ratings
10% above category average
Xero
7.5
73 Ratings
1% below category average
Pay calculation7.8341 Ratings8.065 Ratings
Benefit plan administration7.9332 Ratings8.023 Ratings
Direct deposit files7.6330 Ratings7.249 Ratings
Salary revision and increment management00 Ratings7.141 Ratings
Reimbursement management00 Ratings7.054 Ratings
Customization
Comparison of Customization features of Product A and Product B
SAP Cloud ERP
7.7
596 Ratings
3% above category average
Xero
8.2
160 Ratings
8% above category average
API for custom integration7.8571 Ratings7.979 Ratings
Plug-ins7.7527 Ratings8.5147 Ratings
Security
Comparison of Security features of Product A and Product B
SAP Cloud ERP
8.3
686 Ratings
1% below category average
Xero
7.2
202 Ratings
13% below category average
Single sign-on capability8.5644 Ratings5.572 Ratings
Role-based user permissions8.1675 Ratings8.8200 Ratings
Reporting & Analytics
Comparison of Reporting & Analytics features of Product A and Product B
SAP Cloud ERP
7.7
695 Ratings
5% above category average
Xero
8.5
229 Ratings
9% above category average
Dashboards7.7643 Ratings8.5225 Ratings
Standard reports7.8683 Ratings8.9227 Ratings
Custom reports7.6633 Ratings8.1201 Ratings
General Ledger and Configurable Accounting
Comparison of General Ledger and Configurable Accounting features of Product A and Product B
SAP Cloud ERP
8.3
710 Ratings
8% above category average
Xero
8.5
239 Ratings
11% above category average
Accounts payable8.2693 Ratings8.5217 Ratings
Accounts receivable8.3664 Ratings8.7222 Ratings
Global Financial Support7.9219 Ratings7.578 Ratings
Primary and Secondary Ledgers8.0226 Ratings8.574 Ratings
Journals and Reconciliations8.0244 Ratings10.090 Ratings
Configurable Accounting8.0225 Ratings9.959 Ratings
Standardized Processes8.3253 Ratings8.059 Ratings
Cash management00 Ratings8.1206 Ratings
Bank reconciliation00 Ratings8.7232 Ratings
Expense management00 Ratings8.4212 Ratings
Time tracking00 Ratings7.579 Ratings
Fixed asset management00 Ratings8.3144 Ratings
Multi-currency support00 Ratings7.6140 Ratings
Multi-division support00 Ratings8.3122 Ratings
Regulations compliance00 Ratings8.2123 Ratings
Electronic tax filing00 Ratings9.2126 Ratings
Self-service portal00 Ratings8.2143 Ratings
Intercompany Accounting00 Ratings10.040 Ratings
Localizations00 Ratings10.039 Ratings
Enterprise Accounting00 Ratings9.933 Ratings
Centralized Rules Framework00 Ratings6.033 Ratings
Inventory Management
Comparison of Inventory Management features of Product A and Product B
SAP Cloud ERP
8.3
601 Ratings
5% above category average
Xero
6.5
111 Ratings
12% below category average
Inventory tracking8.3589 Ratings8.4107 Ratings
Automatic reordering7.9509 Ratings6.224 Ratings
Location management7.9485 Ratings6.229 Ratings
Manufacturing module00 Ratings6.016 Ratings
Order Management
Comparison of Order Management features of Product A and Product B
SAP Cloud ERP
8.2
608 Ratings
5% above category average
Xero
7.2
89 Ratings
4% below category average
Pricing8.0582 Ratings10.062 Ratings
Order entry8.0591 Ratings10.056 Ratings
Credit card processing9.024 Ratings6.358 Ratings
Cost of goods sold8.2555 Ratings6.366 Ratings
Order Orchestration7.8186 Ratings6.121 Ratings
End-to-end order visibility00 Ratings6.124 Ratings
Order exception Resolution00 Ratings6.117 Ratings
Subledger and Financial Process
Comparison of Subledger and Financial Process features of Product A and Product B
SAP Cloud ERP
8.5
241 Ratings
13% above category average
Xero
-
Ratings
Billing Management9.01 Ratings00 Ratings
Cash and Asset Management7.9219 Ratings00 Ratings
Travel & Expense Management10.01 Ratings00 Ratings
Budgetary Control & Encumbrance Accounting7.5188 Ratings00 Ratings
Period Close8.0236 Ratings00 Ratings
Project Execution Management
Comparison of Project Execution Management features of Product A and Product B
SAP Cloud ERP
9.3
1 Ratings
28% above category average
Xero
-
Ratings
Project Planning and Scheduling10.01 Ratings00 Ratings
Task Insight for Project Managers8.01 Ratings00 Ratings
Project Mobile Functionality10.01 Ratings00 Ratings
Definable Resource Pools9.01 Ratings00 Ratings
Grants Management
Comparison of Grants Management features of Product A and Product B
SAP Cloud ERP
8.2
102 Ratings
11% above category average
Xero
-
Ratings
Award Lifecycle Management8.2102 Ratings00 Ratings
Procurement
Comparison of Procurement features of Product A and Product B
SAP Cloud ERP
7.9
200 Ratings
12% above category average
Xero
-
Ratings
Bids Analyzed and Compared7.8139 Ratings00 Ratings
Contract Authoring7.9143 Ratings00 Ratings
Contract Repository7.7138 Ratings00 Ratings
Requisitions-to-Purchase Orders Integrated8.1179 Ratings00 Ratings
Supplier Management7.9177 Ratings00 Ratings
Risk Management
Comparison of Risk Management features of Product A and Product B
SAP Cloud ERP
9.8
1 Ratings
39% above category average
Xero
-
Ratings
Risk Repository10.01 Ratings00 Ratings
Control Management10.01 Ratings00 Ratings
Control Efficiency Assessments10.01 Ratings00 Ratings
Issue Detection9.01 Ratings00 Ratings
Remediation and Certification10.01 Ratings00 Ratings
Logistics
Comparison of Logistics features of Product A and Product B
SAP Cloud ERP
8.0
162 Ratings
15% above category average
Xero
-
Ratings
Transportation Planning and Optimization8.1145 Ratings00 Ratings
Transportation Execution Management7.9141 Ratings00 Ratings
Trade and Customs Management7.8128 Ratings00 Ratings
Fulfillment Management8.2132 Ratings00 Ratings
Warehouse Workforce Management8.0132 Ratings00 Ratings
Manufacturing
Comparison of Manufacturing features of Product A and Product B
SAP Cloud ERP
8.2
157 Ratings
10% above category average
Xero
-
Ratings
Production Process Design8.2140 Ratings00 Ratings
Production Management8.3144 Ratings00 Ratings
Configuration Management8.2134 Ratings00 Ratings
Work Execution8.2139 Ratings00 Ratings
Manufacturing Costs8.1137 Ratings00 Ratings
Supply Chain
Comparison of Supply Chain features of Product A and Product B
SAP Cloud ERP
7.8
188 Ratings
8% above category average
Xero
-
Ratings
Forecasting7.7166 Ratings00 Ratings
Inventory Planning7.9180 Ratings00 Ratings
Performance Monitoring7.7172 Ratings00 Ratings
Product Lifecycle Management
Comparison of Product Lifecycle Management features of Product A and Product B
SAP Cloud ERP
9.0
172 Ratings
22% above category average
Xero
-
Ratings
Proposal Management10.01 Ratings00 Ratings
Product Master Data Management8.0172 Ratings00 Ratings
Best Alternatives
SAP Cloud ERPXero
Small Businesses
Zoho One
Zoho One
Score 9.5 out of 10
QuickBooks Self-Employed (discontinued)
QuickBooks Self-Employed (discontinued)
Score 6.8 out of 10
Medium-sized Companies
Infor VISUAL
Infor VISUAL
Score 7.5 out of 10
Zoho Books
Zoho Books
Score 9.1 out of 10
Enterprises
24SevenOffice
24SevenOffice
Score 9.0 out of 10
Oracle Fusion Cloud Enterprise Performance Management
Oracle Fusion Cloud Enterprise Performance Management
Score 7.6 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
SAP Cloud ERPXero
Likelihood to Recommend
8.4
(715 ratings)
8.1
(247 ratings)
Likelihood to Renew
9.4
(17 ratings)
6.5
(37 ratings)
Usability
8.1
(606 ratings)
8.2
(174 ratings)
Availability
9.0
(3 ratings)
9.1
(11 ratings)
Performance
9.0
(2 ratings)
9.1
(9 ratings)
Support Rating
6.6
(78 ratings)
5.2
(39 ratings)
In-Person Training
9.0
(1 ratings)
9.1
(1 ratings)
Online Training
9.0
(1 ratings)
10.0
(5 ratings)
Implementation Rating
7.5
(9 ratings)
7.0
(12 ratings)
Configurability
8.4
(4 ratings)
8.2
(2 ratings)
Contract Terms and Pricing Model
4.9
(2 ratings)
-
(0 ratings)
Ease of integration
8.0
(2 ratings)
7.3
(132 ratings)
Product Scalability
8.0
(2 ratings)
8.2
(7 ratings)
Professional Services
9.0
(1 ratings)
-
(0 ratings)
Vendor post-sale
6.7
(3 ratings)
4.5
(3 ratings)
Vendor pre-sale
7.2
(3 ratings)
4.5
(3 ratings)
User Testimonials
SAP Cloud ERPXero
Likelihood to Recommend
SAP
The software reduces the stress of managing multiple departments in the supply chain sector. It offers great performance for both small and large businesses. With the built-in AI, it improves the overall efficiency of the organization and helps in reducing maintenance. The product customer care and support services are available 24/7.
Read full review
Xero
I am a massage and physical therapist. We are not a fancy business but business admin can take a lot of time and effort. Xero came recommended to me by colleagues in the sector. You raise invoices, you get paid. and you pay your bills. These are all daily scenarios for most businesses and Xero does this particularly well. Since my accountant can query my records directly, this greatly saves on bookkeeping time when it is time to do the company returns.
Read full review
Pros
SAP
  • SAP S/4HANA Cloud is entirely based on continuously monitored processes enhanced in numerous operational business areas.
  • The solution allows the immediate analysis of company performance indicators due to enhanced functions.
  • Ideally built on future technologies, the organization’s platform aims at providing a system intended to expand based on business complexity.
Read full review
Xero
  • Repeating invoices (most of my business is monthly recurring invoices) - it does these very well.
  • Reporting - particularly being able to dig into the different lines of the P&L statement.
  • Tracking categories - I assign a category to every line of every invoice so it's easy to see how much has been sold of each type of service every month and year, and compare them to previous periods.
Read full review
Cons
SAP
  • The beginner's user-friendly UI can help learners learn easily, and it feels a bit complex.
  • Implementation of AI bot on common tasks.
  • There are no offline functionality that users can use remotely.
  • As the scalability of the products grows, they become more expensive.
Read full review
Xero
  • Having different email addresses for different parts of a customer's business (eg invoices and statements to different places)
  • Easily seeing the text of emails that have been sent through Xero
  • More easily archiving old pay items. Our HR software updates rates when awards are updated which means a lot of old pay rates are in the system and they have multiple clicks to archive each one. Clicking the ones to archive in bulk and then just click archive for all would be much more efficient.
Read full review
Likelihood to Renew
SAP
The cost of SAP as an ERP is quite high and the switching costs associated with ERP systems are even higher. That being said moving from one ERP to another only happens once in a great while for large organizations. Those switching costs include retraining, IT hardware requirements, outside consultants and more
Read full review
Xero
In addition to the matters covered in this review, my reason for renewing this product is that Xero's functionality and the constant updates that the company provides, makes the software even more business friendly. The software therefore builds a brand loyalty among customers.
Read full review
Usability
SAP
Day to day data insight is more accurate for manufacturing industry to procure as per forecasted from supplier. Supply and fulfillment cycle becomes more easier. I would say more about performance as we are using this new server so we can see clear difference between SAP S/4HANA Cloud and ECC. Also it has customized business extensions for rapid development.
Read full review
Xero
As a standalone software, it allows users to fulfill most of the basic functions (e.g. transaction input and report generation) simply and conveniently. It also allows for multiple APIs to help augment various tasks that accounting-adjacent (e.g. claims processing). The cloud based model and portability to mobile devices allows tasks to be carried out in a more convenient way.
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Reliability and Availability
SAP
I would rate SAP S/4HANA Cloud’s availability as 10 out of 10. The system is generally reliable and accessible whenever needed, with minimal unplanned outages. Occasional minor application errors or brief maintenance windows can occur, but overall the platform provides a high level of uptime and stability, which supports continuous business operations effectively.
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Xero
We have been actively using and 100% Xero based for our ecommerce accounting practice for over 4 years. There has on been one real outage for more than 5 minutes. Xero was open and transparent about the outage, what they were doing to resolve the issue, and provided 15 minute updates. Showing how they care about their customers and partners. Plus, showing that their customers care too, were understanding, and went surfing or in our case took a nap. Couldn't run our business without Xero as a partner.
Read full review
Performance
SAP
I would rate SAP S/4HANA Cloud’s performance as 10 out of 10. Most pages load quickly, and reports generally complete in a reasonable time frame, even for complex queries. The system handles integrations with other software smoothly, though in a few high-volume scenarios, certain reports or dashboards may take slightly longer to process. Overall, performance is strong and meets the needs of most business operations effectively.
Read full review
Xero
On a good day, things worked but after upgrades, things began to slow and or not work at all at times. I coined the moving circle while I waited as the "Xero Wheel of Death". Sometimes it never stopped and force quitting was necessary.
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Support Rating
SAP
The support system I find great as whenever I run into problems they rectify them quickly as possible they never reacted late the support is just up to the mark for me. They provide many solutions to the problems I faced the [technical] team support is always amazing they [listen] to mean work accordingly.
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Xero
Always respond and keep issues open until you are satisfied with the result. Generally good responses, in the past, I had some support responses that were really basic and really annoying. They type where "have your tried restarting your computer" style of answers. Well, of course, I went through all the basics before contacting them. Duh, but I suppose not everyone does. Otherwise, it would be a 10. The last year has shown a marked improvement in the support responses however.
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In-Person Training
SAP
More effective
Read full review
Xero
The format was great; someone was there to ask questions or help if you were stuck.
Read full review
Online Training
SAP
I gave this rating because the SAP S/4HANA Cloud trainings were well-structured, comprehensive, and practical. They provided clear guidance on system functionality, hands-on exercises, and real-world scenarios that made it easier for our team to understand and adopt the platform. At the same time, there’s room for improvement in providing more role-specific or advanced scenario trainings, which would further enhance learning for specialized users.
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Xero
All of Xero's training is online and available for anyone (business owner or accountants) to learn and become experts in their system. There is a range of content from product training to real world webinars from their partners. Xero is beautiful accounting software and their training is the same.
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Implementation Rating
SAP
SAP requires
a lot of internal and external resources to complete its successful
implementation. The cloud version requires a deeper understanding of the
different capabilities of the local systems (hardware) and the connection
towards your local IT team. We found several problems on our systems that we
couldn't foresee before the implementation and roll out.
Read full review
Xero
If it can be done, time the implementation near a new fiscal year so you can start clean. Otherwise, you have to go back and do historical data from the beginning of the fiscal year, which can be brain draining.
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Alternatives Considered
SAP
In our quest for an ERP solution, we evaluated alternatives such as Oracle ERP Cloud and Microsoft Dynamics 365. However, SAP S/4HANA Cloud's reputation for advanced analytics, scalability, and seamless integration with other SAP solutions made it the natural choice for our organization's digital journey.
Read full review
Xero
Each of the products I listed had their own list of drawbacks, but the one thing they all had in common, which was right on top of that list of drawbacks, was ease of use. I struggled to get myself accustomed to each system and struggled, but when it came to getting a client to even try and use it was when the true struggle started. Just found it easier to make use of Xero from the very beginning.
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Scalability
SAP
The platform is highly flexible and cloud-based, allowing deployment across multiple departments, locations, and business units with minimal infrastructure constraints. It supports growth, additional users, and new business processes efficiently. The only reason for a 10 that it’s a perfect that certain highly specialized integrations or legacy system migrations can require extra planning to scale seamlessly, but overall the platform handles expansion very well.
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Xero
I have yet to fully stress test the product given the size of the company where I am using it. I am sure as we scale to more customers, more vendors and more reporting requirements, I will have a better understanding of what it is capable of in terms of bandwidth and processing
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Professional Services
SAP
I would rate the professional services for SAP S/4HANA Cloud as 10 out of 10. The team was highly knowledgeable, responsive, and provided valuable guidance throughout the implementation process. They helped with system configuration, best practices, and troubleshooting, ensuring a smoother deployment and faster user adoption. The only minor area for improvement would be slightly faster turnaround on certain non-critical queries, but overall, the services greatly contributed to the project’s success.
Read full review
Xero
No answers on this topic
Return on Investment
SAP
  • The financial management part ensures every process is well planned and allocated resources are used efficiently.
  • The development of payroll management ensures that all employees are happily remunerated and, hence, very productive.
  • The creation of solid financial reporting acts as the primary driver in decision-making, which brings more insights into development.
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Xero
  • Xero is a basic accounting system that performs basic accounting tasks easily and accurately. For that, it provides a positive impact on our day to day accounting operations.
  • Because of Xero's basic structure, I feel it lacks some of the sophistication that some users want and need. The ability to create unique custom reports would enhance the impact Xero would have on meeting business objectives by providing current and useful accounting information.
  • In my opinion, Xero's lack of focus on their customers - their users - is a real issue with me. In my opinion, those of us that are in the trenches that work with the system on a daily basis have to deal with the shortcomings of the system with the knowledge that Xero support refuses to address the operational issues that make their user's lives difficult. I feel if Xero would focus on truly making their software better from a users point of view, it has the potential to be a great system.
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ScreenShots

SAP Cloud ERP Screenshots

Screenshot of the Order to Cash Dashboard - For the management of the order-to-cash process more efficiently across revenue streams and business models - including sales of physical and digital goods, services, subscriptions, projects, and bundles.Screenshot of a Sales Management Overview - Helps ensure sales reps meet their goals with an overview of orders and key sales performance metrics, with status tracking for each order in real time for the early detection of potential issues.Screenshot of the Purchasing Spend Dashboard - For weighing various aspects of purchasing spend through quick access to clear, complete, and real-time data, with less risk, and without opening different reports and transactions.Screenshot of Operational Supplier Evaluation - Provides a transparent overview of suppliers. Users can approve the most reliable vendors and get the right mix to serve business needs while reducing risk.Screenshot of Inventory Management - Provides visibility to manage supply chains, to mitigate risk, avoid unnecessary costs, maximize efficiency, and fulfill customer orders on time.Screenshot of Inventory Processing - Enables real-time supply chain visibility and provides meaningful metrics, with customizable dashboards and reports that display real-time inventory that track the status of inbound and outbound deliveries.

Xero Screenshots

Screenshot of Screenshot of Screenshot of Screenshot of Screenshot of Screenshot of