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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Xero

    Score8.4 out of 10
    N/AXero is an online accounting software product for small businesses and personal finance. Its features beyond general ledger and double-bookkeeping include quotable invoicing, bank reconciliation, purchase order and expense management, and tax management. Third party apps can extend its features further.

    $13

    per month

    Zoho Analytics

    Score8.4 out of 10
    Small Businesses (1-50 employees)
    Zoho Analytics is a self-service BI and analytics platform that uncovers patterns, spots emerging trends, tracks business metrics, and detects anomalies. Designed for ease of use, it enables business users to create reports and dashboards independently, without relying on IT.

    $60

    per month 5 users

    Pricing
    XeroZoho Analytics
    Editions & Modules
    Early
    $13
    per month
    Growing
    $37
    per month
    Established
    $70
    per month
    Standard
    $60
    per month Starts at 5 Users
    Premium
    $145
    per month Starts at 15 Users
    Enterprise
    $575
    per month Starts at 50 Users
    Offerings
    Pricing Offerings
    XeroZoho Analytics
    Free Trial
    YesYes
    Free/Freemium Version
    NoYes
    Premium Consulting/Integration Services
    NoYes
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional DetailsPrices in table are in USD and just apply to the US - other markets & prices are listed below: Canada - Starter $18 CAD/month, Standard $45 CAD/month, Premium 5 $58 CAD/month UK - Starter £14/month, Standard £28/month, Premium £36/month AU - Starter $29 AUD/month, Standard $59 AUD/month, Premium 5 $76 AUD/month NZ - Starter $31 NZD/month, Standard $66 NZD/month, Premium $84 NZD/monthThere is a 20% discount for all plans if subscribed yearly. Customers can buy add-on rows and users, in addition to the plans listed above.
    More Pricing Information
    Community Pulse
    XeroZoho Analytics
    Considered Both Products
    Xero
    Chose Xero
    No product thus far can even compare to Xero.
    Pastel is tedious and tiresome with everything that has to be captured manually and if an error is made a new journal needs to be drafted to correct it.
    Zoho Reports are horrible and pulls through limited data.
    Incentivized
    Zoho
    No answer on this topic
    Key User Insights
    Would buy again
    93%
    Would buy again
    160 Answers
    95%
    Would buy again
    78 Answers
    Delivers good value for the price
    94%
    Delivers good value for the price
    153 Answers
    96%
    Delivers good value for the price
    71 Answers
    Happy with the feature set
    93%
    Happy with the feature set
    160 Answers
    96%
    Happy with the feature set
    79 Answers
    Lived up to sales and marketing promises
    94%
    Lived up to sales and marketing promises
    131 Answers
    96%
    Lived up to sales and marketing promises
    70 Answers
    Implementation went as expected
    99%
    Implementation went as expected
    149 Answers
    95%
    Implementation went as expected
    72 Answers
    Features
    XeroZoho Analytics
    Payroll Management
    Comparison of Payroll Management features of Xero and Zoho Analytics
    Feature
    Xero
    7.5
    73 Ratings
    1% below category average
    Zoho Analytics
    -
    Ratings
    Pay calculation8.065 Ratings00 Ratings
    Benefit plan administration8.023 Ratings00 Ratings
    Direct deposit files7.249 Ratings00 Ratings
    Salary revision and increment management7.141 Ratings00 Ratings
    Reimbursement management7.054 Ratings00 Ratings
    Customization
    Comparison of Customization features of Xero and Zoho Analytics
    Feature
    Xero
    8.0
    169 Ratings
    6% above category average
    Zoho Analytics
    -
    Ratings
    API for custom integration7.979 Ratings00 Ratings
    Plug-ins8.1156 Ratings00 Ratings
    Security
    Comparison of Security features of Xero and Zoho Analytics
    Feature
    Xero
    7.1
    213 Ratings
    14% below category average
    Zoho Analytics
    -
    Ratings
    Single sign-on capability5.572 Ratings00 Ratings
    Role-based user permissions8.7211 Ratings00 Ratings
    Reporting & Analytics
    Comparison of Reporting & Analytics features of Xero and Zoho Analytics
    Feature
    Xero
    8.3
    241 Ratings
    6% above category average
    Zoho Analytics
    -
    Ratings
    Dashboards8.3237 Ratings00 Ratings
    Standard reports8.9239 Ratings00 Ratings
    Custom reports7.9212 Ratings00 Ratings
    General Ledger and Configurable Accounting
    Comparison of General Ledger and Configurable Accounting features of Xero and Zoho Analytics
    Feature
    Xero
    8.3
    251 Ratings
    8% above category average
    Zoho Analytics
    -
    Ratings
    Accounts payable8.0229 Ratings00 Ratings
    Accounts receivable8.1234 Ratings00 Ratings
    Cash management7.7217 Ratings00 Ratings
    Bank reconciliation8.6244 Ratings00 Ratings
    Expense management7.8224 Ratings00 Ratings
    Time tracking6.387 Ratings00 Ratings
    Fixed asset management7.7152 Ratings00 Ratings
    Multi-currency support7.9149 Ratings00 Ratings
    Multi-division support7.4129 Ratings00 Ratings
    Regulations compliance8.3131 Ratings00 Ratings
    Electronic tax filing8.6134 Ratings00 Ratings
    Self-service portal7.7153 Ratings00 Ratings
    Global Financial Support7.884 Ratings00 Ratings
    Primary and Secondary Ledgers7.881 Ratings00 Ratings
    Intercompany Accounting10.040 Ratings00 Ratings
    Localizations10.039 Ratings00 Ratings
    Journals and Reconciliations10.090 Ratings00 Ratings
    Enterprise Accounting10.033 Ratings00 Ratings
    Configurable Accounting10.059 Ratings00 Ratings
    Centralized Rules Framework6.033 Ratings00 Ratings
    Standardized Processes8.059 Ratings00 Ratings
    Inventory Management
    Comparison of Inventory Management features of Xero and Zoho Analytics
    Feature
    Xero
    6.3
    119 Ratings
    14% below category average
    Zoho Analytics
    -
    Ratings
    Inventory tracking7.1115 Ratings00 Ratings
    Automatic reordering6.224 Ratings00 Ratings
    Location management6.229 Ratings00 Ratings
    Manufacturing module6.016 Ratings00 Ratings
    Order Management
    Comparison of Order Management features of Xero and Zoho Analytics
    Feature
    Xero
    7.3
    89 Ratings
    1% below category average
    Zoho Analytics
    -
    Ratings
    Pricing10.062 Ratings00 Ratings
    Order entry10.056 Ratings00 Ratings
    Credit card processing6.358 Ratings00 Ratings
    Cost of goods sold6.366 Ratings00 Ratings
    Order Orchestration6.121 Ratings00 Ratings
    End-to-end order visibility6.124 Ratings00 Ratings
    Order exception Resolution6.117 Ratings00 Ratings
    BI Standard Reporting
    Comparison of BI Standard Reporting features of Xero and Zoho Analytics
    Feature
    Xero
    -
    Ratings
    Zoho Analytics
    8.6
    135 Ratings
    5% above category average
    Pixel Perfect reports00 Ratings8.8106 Ratings
    Customizable dashboards00 Ratings8.5135 Ratings
    Ad-hoc Reporting
    Comparison of Ad-hoc Reporting features of Xero and Zoho Analytics
    Feature
    Xero
    -
    Ratings
    Zoho Analytics
    8.1
    137 Ratings
    1% above category average
    Drill-down analysis00 Ratings8.0131 Ratings
    Formatting capabilities00 Ratings7.6136 Ratings
    Report sharing and collaboration00 Ratings8.6137 Ratings
    Report Output and Scheduling
    Comparison of Report Output and Scheduling features of Xero and Zoho Analytics
    Feature
    Xero
    -
    Ratings
    Zoho Analytics
    8.4
    129 Ratings
    2% above category average
    Publish to Web00 Ratings8.2108 Ratings
    Publish to PDF00 Ratings8.6127 Ratings
    Report Delivery Scheduling00 Ratings8.4112 Ratings
    Data Discovery and Visualization
    Comparison of Data Discovery and Visualization features of Xero and Zoho Analytics
    Feature
    Xero
    -
    Ratings
    Zoho Analytics
    8.0
    84 Ratings
    0% above category average
    Pre-built visualization formats (heatmaps, scatter plots etc.)00 Ratings8.280 Ratings
    Location Analytics / Geographic Visualization00 Ratings8.572 Ratings
    Predictive Analytics00 Ratings7.566 Ratings
    Access Control and Security
    Comparison of Access Control and Security features of Xero and Zoho Analytics
    Feature
    Xero
    -
    Ratings
    Zoho Analytics
    8.5
    129 Ratings
    0% above category average
    Multi-User Support (named login)00 Ratings8.6127 Ratings
    Role-Based Security Model00 Ratings8.972 Ratings
    Multiple Access Permission Levels (Create, Read, Delete)00 Ratings8.5122 Ratings
    Report-Level Access Control00 Ratings8.030 Ratings
    Single Sign-On (SSO)00 Ratings8.574 Ratings
    Mobile Capabilities
    Comparison of Mobile Capabilities features of Xero and Zoho Analytics
    Feature
    Xero
    -
    Ratings
    Zoho Analytics
    6.4
    97 Ratings
    19% below category average
    Responsive Design for Web Access00 Ratings7.371 Ratings
    Mobile Application00 Ratings4.373 Ratings
    Dashboard / Report / Visualization Interactivity on Mobile00 Ratings5.986 Ratings
    Application Program Interfaces (APIs) / Embedding
    Comparison of Application Program Interfaces (APIs) / Embedding features of Xero and Zoho Analytics
    Feature
    Xero
    -
    Ratings
    Zoho Analytics
    8.3
    65 Ratings
    7% above category average
    REST API00 Ratings8.161 Ratings
    iFrames00 Ratings8.553 Ratings
    Best Alternatives
    XeroZoho Analytics
    Small Businesses
    QuickBooks Self-Employed (discontinued)
    Score4.2 out of 10
    Cyfe
    Score4 out of 10
    Medium-sized Companies
    MYOB
    Score8.3 out of 10
    Qlik Cloud Analytics (Qlik Sense)
    Score8.1 out of 10
    Enterprises
    Microsoft Dynamics GP
    Score5.4 out of 10
    Sisense
    Score6.9 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    XeroZoho Analytics
    Likelihood to Recommend
    8.3
    (266 ratings)
    7.2
    (139 ratings)
    Likelihood to Renew
    4.7
    (38 ratings)
    8.9
    (9 ratings)
    Usability
    8.3
    (192 ratings)
    7.8
    (83 ratings)
    Availability
    3.1
    (12 ratings)
    9.1
    (1 ratings)
    Performance
    8.0
    (10 ratings)
    9.1
    (2 ratings)
    Support Rating
    5.6
    (40 ratings)
    5.4
    (18 ratings)
    In-Person Training
    9.1
    (1 ratings)
    -
    (0 ratings)
    Online Training
    10.0
    (6 ratings)
    -
    (0 ratings)
    Implementation Rating
    7.6
    (13 ratings)
    5.5
    (3 ratings)
    Configurability
    8.1
    (3 ratings)
    -
    (0 ratings)
    CPA Rating
    9.1
    (10 ratings)
    -
    (0 ratings)
    Data Sharing and Collaboration
    -
    (0 ratings)
    7.7
    (51 ratings)
    Data Sources
    -
    (0 ratings)
    8.8
    (51 ratings)
    Ease of integration
    7.4
    (150 ratings)
    7.3
    (1 ratings)
    Product Scalability
    7.0
    (8 ratings)
    7.2
    (71 ratings)
    Vendor post-sale
    6.5
    (4 ratings)
    7.3
    (1 ratings)
    Vendor pre-sale
    6.5
    (4 ratings)
    8.2
    (1 ratings)
    User Testimonials
    XeroZoho Analytics
    Likelihood to Recommend
    Xero
    The only time I wouldn't be suggesting it is to consultants or solopreneurs. I think it's too overwhelming unless you are experienced or have a background related to finance. So it's not that the product isn't powerful, it's that it can be too powerful. For all other size businesses it really is what you need to use to make life simple to track everything in your business. It definitely saves me time by having it all in one place and not multiple spreadsheets etc
    Incentivized
    Read full review
    Zoho
    Zoho Analytics is the best way to consume data created by Zoho products . It's robust and quick build formula libraries and auto generated reports. A data source can be integrated and be ready for consumption within minutes. This gives a well developed baseline for organizing to develop advance analytics. It's mobile dashboards are very intuitive and useful for leaders who are on the move.
    Read full review
    Pros
    Xero
    • The bank feed integration makes reconciling transactions easy
    • Once you load a template for your invoices, every client gets a professional looking invoice
    • Bill paying and tracking of payments is also easy; you load your bill into Xero, pay it through the bank, and when the transaction is completed it comes through on bank feeds. If you need to query when a bill was paid, it is all there in Xero
    Incentivized
    Read full review
    Zoho
    • Zoho Analytics’ predictive analytics capabilities can help forecast future trends, allowing for proactive planning and risk management.
    • Performance Monitoring: We can track key performance indicators (KPIs) across departments, such as sales, marketing, finance, and HR. This aids in identifying bottlenecks and areas for improvement.
    • Decision making regarding resource allocation.
    Incentivized
    Read full review
    Cons
    Xero
    • Having different email addresses for different parts of a customer's business (eg invoices and statements to different places)
    • Easily seeing the text of emails that have been sent through Xero
    • More easily archiving old pay items. Our HR software updates rates when awards are updated which means a lot of old pay rates are in the system and they have multiple clicks to archive each one. Clicking the ones to archive in bulk and then just click archive for all would be much more efficient.
    Incentivized
    Read full review
    Zoho
    • I'm guessing it's out there somewhere but I really could have used a 'quick start guide' or guided start.
    • Once I figured it out, it makes sense how to make sure the right data is provided in order to make dashboards quite flexible--- but without examples, I found it quite a challenge
    • The initial organization of Analytics is NOT intuitive. Once in context, the organizational features make sense, but (at least initially) it would have been most useful if the organization of Analytics reports in Zoho Analytics had saved me a lot of time.
    Incentivized
    Read full review
    Likelihood to Renew
    Xero
    In addition to the matters covered in this review, my reason for renewing this product is that Xero's functionality and the constant updates that the company provides, makes the software even more business friendly. The software therefore builds a brand loyalty among customers.
    Read full review
    Zoho
    I'd give this an 11 if I could! As our business moves forward we hope to use Zoho Analytics more then we do now. Creating better reports and dashboards for our management team to evaluate the health of our business and to provide more insightful reports for our customers. The possibilities are endless with this tool
    Incentivized
    Read full review
    Usability
    Xero
    As a standalone software, it allows users to fulfill most of the basic functions (e.g. transaction input and report generation) simply and conveniently. It also allows for multiple APIs to help augment various tasks that accounting-adjacent (e.g. claims processing). The cloud based model and portability to mobile devices allows tasks to be carried out in a more convenient way.
    Read full review
    Zoho
    For an end user, Zoho Analytics is pretty easy to use and very easy to access the dashboard. Linking data from multiple sources is very convenient. Multiple people can work on preparing and publishing the dashboards simultaneously, which helps delegate tasks.
    Incentivized
    Read full review
    Reliability and Availability
    Xero
    We have been actively using and 100% Xero based for our ecommerce accounting practice for over 4 years. There has on been one real outage for more than 5 minutes. Xero was open and transparent about the outage, what they were doing to resolve the issue, and provided 15 minute updates. Showing how they care about their customers and partners. Plus, showing that their customers care too, were understanding, and went surfing or in our case took a nap. Couldn't run our business without Xero as a partner.
    Read full review
    Zoho
    ZOHO is a very reliable company/product. We never had any issues with downtime or inaccessibility to our data. Any type of maintenance that they had to perform was clearly communicated and never an issue. We use a lot of external hooks and we've never had any issues with getting ZOHO to communicate with any of those hooks.
    Incentivized
    Read full review
    Performance
    Xero
    On a good day, things worked but after upgrades, things began to slow and or not work at all at times. I coined the moving circle while I waited as the "Xero Wheel of Death". Sometimes it never stopped and force quitting was necessary.
    Incentivized
    Read full review
    Zoho
    ZOHO has obviously invested a lot of time effort and money in to creating a reliable infrastructure with high availability. We've never had any issues with performance and all of our data crunching small to large has always been well within reason. We have come to appreciate the performance of ZOHO and will continue to use it for all of our data needs.
    Incentivized
    Read full review
    Support Rating
    Xero
    Always respond and keep issues open until you are satisfied with the result. Generally good responses, in the past, I had some support responses that were really basic and really annoying. They type where "have your tried restarting your computer" style of answers. Well, of course, I went through all the basics before contacting them. Duh, but I suppose not everyone does. Otherwise, it would be a 10. The last year has shown a marked improvement in the support responses however.
    Read full review
    Zoho
    The support team is honestly not that great. At times, it seems as if members of our own team know more about the product than the support team. They must not have a lot of training or the turnaround is quick
    Incentivized
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    In-Person Training
    Xero
    The format was great; someone was there to ask questions or help if you were stuck.
    Incentivized
    Read full review
    Zoho
    No answers on this topic
    Online Training
    Xero
    All of Xero's training is online and available for anyone (business owner or accountants) to learn and become experts in their system. There is a range of content from product training to real world webinars from their partners. Xero is beautiful accounting software and their training is the same.
    Read full review
    Zoho
    No answers on this topic
    Implementation Rating
    Xero
    If it can be done, time the implementation near a new fiscal year so you can start clean. Otherwise, you have to go back and do historical data from the beginning of the fiscal year, which can be brain draining.
    Incentivized
    Read full review
    Zoho
    If your external data sources are previously organized and correlated (e.g.: in your datawarehouse or database) your implementation will be easier. Of cource some not previously predicted correlation would be necessary to be done during the implementation, but if your organization let it to be all done into Zoho Analytics, it will take more time from your team.
    Incentivized
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    Alternatives Considered
    Xero
    Each of the products I listed had their own list of drawbacks, but the one thing they all had in common, which was right on top of that list of drawbacks, was ease of use. I struggled to get myself accustomed to each system and struggled, but when it came to getting a client to even try and use it was when the true struggle started. Just found it easier to make use of Xero from the very beginning.
    Read full review
    Zoho
    Zoho Analytics has the best UI and user friendly to create reports and dashboard along with features like Zia Assistance that guide in creating reports and dashboard and also help in the forecasting of the data based on the past records.
    Read full review
    Scalability
    Xero
    I have yet to fully stress test the product given the size of the company where I am using it. I am sure as we scale to more customers, more vendors and more reporting requirements, I will have a better understanding of what it is capable of in terms of bandwidth and processing
    Incentivized
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    Zoho
    As far as I know, Zoho Analytics has been able to fulfill every need we've had for it. Our reports have gotten better and more detailed with pretty much every new issue of our magazine. It just keeps getting better, and we keep feeding it more data to digest and present to us.
    Incentivized
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    Return on Investment
    Xero
    • Xero is a basic accounting system that performs basic accounting tasks easily and accurately. For that, it provides a positive impact on our day to day accounting operations.
    • Because of Xero's basic structure, I feel it lacks some of the sophistication that some users want and need. The ability to create unique custom reports would enhance the impact Xero would have on meeting business objectives by providing current and useful accounting information.
    • In my opinion, Xero's lack of focus on their customers - their users - is a real issue with me. In my opinion, those of us that are in the trenches that work with the system on a daily basis have to deal with the shortcomings of the system with the knowledge that Xero support refuses to address the operational issues that make their user's lives difficult. I feel if Xero would focus on truly making their software better from a users point of view, it has the potential to be a great system.
    Read full review
    Zoho
    • Analytics has been the foundation of my role. I manage 2000 accounts myself, so I need analytics to help me know whom to serve first.
    • Analytics provides a lot of visualization options that I need to serve my customers.
    • Analytics has excellent options for accountability with our training team to know where each account is in their customer journey.
    Incentivized
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    ScreenShots

    Xero Screenshots

    Product screenshotProduct screenshotProduct screenshotProduct screenshotProduct screenshotProduct screenshot

    Zoho Analytics Screenshots

    Screenshot of some of the available 500+ native integrations that unify data across a business for a holistic analysisScreenshot of the visual data pipeline builder used to create data flows with data stagesScreenshot of where to turn questions into insights with Ask Zia.Screenshot of an example of the actionable insights, powered by Zia insights's key driver analysis.Screenshot of Get instant, at-a-glance insights with dynamic dashboards.Screenshot of the interface to build and deploy ML models with the no-code AutoML platform