Authorize.net vs. Payoneer

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Authorize.net
Score 8.3 out of 10
N/A
Authorize.net is a payment gateway software solution offered by Visa featuring secure data processing and fraud protection.
$25
monthly gateway
Payoneer
Score 7.9 out of 10
N/A
Payoneer headquartered in New York offers a global payment solution enabling business to manage international payments, bill or request payments from clients, receive payments through popular marketplaces, and pay freelance workers no matter where they are.N/A
Pricing
Authorize.netPayoneer
Editions & Modules
All-in-One Option
25 & 2.9% + $0.30
monthly gateway/per transaction
Payment Gateway Only
$25
monthly gateway
No answers on this topic
Offerings
Pricing Offerings
Authorize.netPayoneer
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
Authorize.netPayoneer
Considered Both Products
Authorize.net
Chose Authorize.net
If you need a fast, reliable integration, Authorize.Net is the perfect starting solution because it has everything you need to start your business. As you grow, however, or if the kind of product you are selling requires specific payments solution (like recurring payments to …
Chose Authorize.net
I selected Authorize.net for online card processing as my client was strongly recommending it. On the recommendation from their on-site payment provider. This also means that he has the same customer service rep to call for online and for retail. It seems pretty similar to …
Chose Authorize.net
Authoize.Net is the best solution for small businesses. Flat rate pricing with no setup charges. Online customer support and has a huge knowledge database. Recurring billing was a big plus for us.
Chose Authorize.net
Our donor database, Bloomerang, partners with Stripe for donation forms. This has made Stripe a more user-friendly and viable option for donation processing. We are currently planning to switch over to Stripe, but at this time use PayPal to process donations.
Chose Authorize.net
I have found a similar feature on Authorize.net like PayPal, that's why I have shifted here. Few things are even better than Paypal. Authorize.net offers your customers a variety of payment options online. Authorize.net accepts payments from customers using mobile devices. …
Chose Authorize.net
We were unfamiliar with other products like Authorize.Net having used Stripe for so long. One of our e-commerce customers wanted to use Stripe as a payment platform on their website. Stripe seems okay, we looked at it, but the support was not as good as the system we have now.
Chose Authorize.net
We had previously used SAGE and Transaction Express. We've also explored Stripe, Amazon Pay, and Apple Pay as parallel payment options. In every situation, Authnet has better rates with fewer strings attached. It has also proven to have a significantly rich API which is a …
Chose Authorize.net
This was used by another organization, and I see both of them with similar traits, Google pay of course is easy to use with smart phones and mobiles.
Chose Authorize.net
We did not like Accrisoft but do prefer Quickbooks and Authorize together
Chose Authorize.net
Authorize.net is a reliable and affordable payment processing service that offers more robust security than other services, such as Stripe or PayPal with their monthly fees at $25 dollars month lot of people may be turned off by these high prices but you get what you pay for - …
Chose Authorize.net
Authorize.net in a pure e-commerce environment is a very good choice for small to medium/small e-commerce businesses. It is not a good solution for brick-and-mortar businesses or relatively large e-commerce retailers.
Chose Authorize.net
We used Authorize.net when we signed up with our processor. It's interesting because every processor we talked to used authorize.net. I think there are a couple other big players in this space but it seemed like authorize.net was the leader by far. I haven't compared them to …
Chose Authorize.net
Stripe's platform doesn't seem to offer a lot in the way of customer service. I felt Authorize.Net's customer service was far superior. I didn't like that PayPal's platform redirected you to their site and then back into our site. It seemed confusing to the user and I'd rather …
Chose Authorize.net
We did not select authorize.net, it came with the software package with our catering system Spoonfed. I would prefer either Toast or LevelUp as a payment processor over authorize.net—those two are easier to use from a manager perspective and process refunds. My experience with …
Chose Authorize.net
The slightly better rates and the recommendation of our bank are probably the only reasons we use it. There aren't any features that blew us away or are enough to make us diehards. If another option presents itself, we may very well switch.
Chose Authorize.net
Square is very bare-bones and does not offer a lot of the options that Authorize.Net does. With Square, you do not get the benefit of the added security features to get protection against chargebacks and fraud. The reporting features are also less helpful with Square. Square is …
Chose Authorize.net
Authorize.net is often on the more complex end to implement (at least for custom implementations). Stripe and Braintree are somewhat more developer-friendly and also have more intuitive user interfaces (for management and day-to-day use).

Some other services also have better …
Chose Authorize.net
While other gateways (like Braintree) are a little fresher and more innovative than Authorize.Net, no one has the track record that AuthNet has. Plus you have to consider that if you want to use the Braintree gateway (or many others) without using their payment processing, you …
Chose Authorize.net
Authorize.net does not stack up well against Stripe. Stripe is much simpler and easy to maintain. Stripe's recurring payment platform allows the manager to easily associate subscriptions with customers.
Where Authorize.net takes about 4 hours to learn, Stripe takes about 1 …
Chose Authorize.net
The Authorize.net API is more robust than the competitors' that we tested. The one drawback is that there is no hosted SSL protected JS library, which is a great feature that Stripe offers. We chose Authorize.net for situations where the solution needed a very customizable …
Chose Authorize.net
I've only used one other system and they were about the same - secure site to store credit card data.
Payoneer
Chose Payoneer
I usually use direct transfers between bank accounts, Zelle, wire funds, credit cards, and paper checks as a last resort. In my experience, even mailing of paper checks would be many times faster and more convenient than using Payoneer.
Chose Payoneer
I have used all of them successfully for years without "violating their terms". Payoneer is throwing business away for no reason at all.
Chose Payoneer
Payoneer is simpler, offers more advantages when withdrawing income and is linked to the best markets. In addition, I can withdraw the money regardless of the currency deposited at the best exchange rate in the market. They offer very competitive commission rates and a debit …
Chose Payoneer
Before Payoneer, I used Paxum, a Canadian product, that was or is similar but more expensive. Also used Payza(later Ecopayz), and European alternative, they have their ups and downs, they aren't even listed in the Search above, basically they are both payment gateways that …
Chose Payoneer
Payoneer supports more geographies than many of the other leading payment solutions. Additionally, their fees are very low, and don’t require a minimum monthly volume or a subscription package. Where Payoneer falls short is that it’s slow (compared to something like PayPal), …
Chose Payoneer
Paypal is more common but transaction fees and overall time spent waiting for some transfers if the other person doesn't have paypal or has not used it in a while is a plus for Payoneer.

Less hassle and more options related to types of transactions and places to process …
Chose Payoneer
Payoneer has outperformed them all, with speedier payments, a larger network, and international business accounts. We first tried a few different payment service providers before settling on this one, like PayPal, Payeer, and Skrill. But after all these years, Payoneer …
Chose Payoneer
I chose Payoneer over the competition because of the low transaction fees and the ease of receiving money from customers anywhere in the world, and then being able to withdraw it without using intermediaries, directly to my bank account and into my local currency.
Chose Payoneer
When I used TransferWise I needed to add my Payoneer banking info. Therefore, even though I used this I still needed to use Payoneer. TransferWise limits the countries that they send cards to. It would have been easier to use and it would have removed the need to use Payoneer …
Chose Payoneer
As compared to PayPal, Payoneer has nominal exchange rates. Secondly, it is more popular in developing countries than PaPpal which ultimately helps us in doing business in those countries. Thirdly, the transaction fee that Payoneer deducts is less as compared to PayPal which I …
Chose Payoneer
I selected Payoneer as the fees they have deducted are less and also the exchange rate is better. Also, from time to time I get updates or notifications about the whereabouts of my money. Though there is a limit to receiving money in a single transaction using this tool, it's …
I would say they are both similar platforms, however, TransferWise has cheaper transfer fees. I also like TRansferWise's user interface better. I use both platforms for different purposes and I am happy with both platforms. Having two platforms give me more flexibility …
Chose Payoneer
Through Payoneer's payment solution, it is easy to send funds to numerous countries across the globe. Payoneer will help pay people from more than 85 countries around the world. One of the things I love about Payoneer is the simplicity that they offer.
Chose Payoneer
Payoneer stacks the lowest and I wish that there were better options to use when working with companies abroad
Chose Payoneer
Payoneer is much more secure than any other transaction system. Transaction charges are affordable, but there is no other hidden cost to receive or make international payments. Its exchange rates are almost equal to the marketplace. Moreover, their Customer Support Team is well …
Chose Payoneer
Before using Payoneer I had to rely on PayPal Payments but I have to face many troubles. The interface is very unique, it is simple to use with an eye-catching and intuitive design, which helps in navigating things easily for the new user too. The platform also offers to …
Chose Payoneer
Payoneer is good for 3rd party sources when working with multiple companies. I like using Paypal Payments for when I'm charging a client individually and simply. Payoneer is best for reoccurring business with an entities like collecting from radio, online ads, commercials, …
Chose Payoneer
PayPal is accepted by country but I can only send out funds, no receiving. With Payoneer you can send and receive funds, it also has a free credit card that can be delivered to your door step.
Features
Authorize.netPayoneer
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
Authorize.net
9.0
Ratings
20% above category average
Payoneer
1.3
Ratings
140% below category average
Fraud Detection9.00 Ratings2.40 Ratings
API or SDK9.00 Ratings1.00 Ratings
Recurring Payment Support9.00 Ratings1.10 Ratings
Billing and Invoicing Support00 Ratings1.00 Ratings
Global Support00 Ratings1.10 Ratings
Payment Form Acceptance00 Ratings1.00 Ratings
Best Alternatives
Authorize.netPayoneer
Small Businesses
Apple Pay
Apple Pay
Score 8.9 out of 10
Apple Pay
Apple Pay
Score 8.9 out of 10
Medium-sized Companies
Apple Pay
Apple Pay
Score 8.9 out of 10
Apple Pay
Apple Pay
Score 8.9 out of 10
Enterprises
Adyen
Adyen
Score 8.8 out of 10
Adyen
Adyen
Score 8.8 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Authorize.netPayoneer
Likelihood to Recommend
8.0
(0 ratings)
1.0
(0 ratings)
Likelihood to Renew
9.1
(0 ratings)
10.0
(0 ratings)
Usability
8.0
(0 ratings)
-
(0 ratings)
Support Rating
5.0
(0 ratings)
1.0
(0 ratings)
User Testimonials
Authorize.netPayoneer
Likelihood to Recommend
Authorize.net is reliable and I feel confident that customers' information is protected. The security protocols used by Authorize.net appear to be as good, and probably better than many credit card payment processors. However, the initial setup process was very difficult. I distinctly recall getting up and running as being very cumbersome and time-consuming. I also was disappointed with how the processing and deposit of payments were not consistent. I distinctly remember regretting the decision to go with Authorize.net. However, as mentioned before, with the time and effort required to get the account set up and running, I refused to go through the process again and try a different provider.
Read full review
Payoneer is well suited for small to large-scale organizations for sending and receiving payments and establishing business internationally. Because their customer service crew is inexperienced, payment and account-related issues can arise and take a long time to fix. It's also appropriate for individuals or freelancers that need a payment provider that can collect payments from all over the world.
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Pros
  • All payments are automatically sent straight into bank account almost instantly!
  • Is a reliable and secure payment processing company with robust security protocols to help against chargebacks.
  • It has very good compatibility with wordpress plugins such as woo-commerce or gravity forms.
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  • The best part of Payoneer is that there is no deduction of any commissions like we have in PayPal.
  • I always get notifications regarding the remuneration which helps me in tracking my money.
  • The payments gets automatically transfer to my bank account without any hassle.
  • The conversion rate of the currency is higher than other payment tools like PayPal.
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Cons
  • The lack of data portability is a big issue for me.
  • Authorize.net uses the same $49.00 gateway setup fee to scam merchants out of money, which is no better than any of the other gateways out there.
  • Their customer service is not up to the mark. You can get stuck if you need any help from their end.
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  • For some international countries it take a lot to get the physical card. This may be related to the local post office too, but it's a hassle for new users
  • It would be good to have tutorials on how to do basic tasks in video or audio, for users that can't read for too long or have a disability
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Likelihood to Renew
Authorize.net has been a useful system for our Chamber. We appreciate the ease of use and access to our Main Frame. Connecting Authorize.net to our system for membership, event and other payment ease has been excellent and we have experienced no problems whatsoever.
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Payoneer helps me a lot on my online business journey, it gave me the support and functions that I want.
Read full review
Usability
Except for some of the back of the house issues with settings the overall usability was great
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No answers on this topic
Support Rating
I have no experience directly with the support offered by Authorize.Net.
Read full review
The support is really awful. They send you generic answers, and actually don't really understand what is going on. For example, when our re-verification was stuck, support agents told me that the account is active and you can send a payment. I did that, my card was charged, but the payment was declined, because the account was not active
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Alternatives Considered
We had previously used SAGE and Transaction Express. We've also explored Stripe, Amazon Pay, and Apple Pay as parallel payment options. In every situation, Authnet has better rates with fewer strings attached. It has also proven to have a significantly rich API which is a must-have for any solution we implement.
Read full review
Before Payoneer, I used Paxum, a Canadian product, that was or is similar but more expensive. Also used Payza(later Ecopayz), and European alternative, they have their ups and downs, they aren't even listed in the Search above, basically they are both payment gateways that allow using several payment methods, and any payment gateway, the problem is they don't have any bank accounts associated with them, therefore they are more limited in that regard. Both use a card as the main withdrawal method, and both support international currencies, but there as I mentioned there isn't any bank account associated with them, nor there is a way to connect them to Stripe.
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Return on Investment
  • Lets us charge cards so we can get paid on time, every time.
  • It was very difficult to setup the DocuSign integration the first time, but after we got it setup, it's made the onboarding process very easy. That probably saves about 30 minutes every time we get a new client.
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  • Using Payoneer we have grown very well especially in 3rd world countries.
  • Due to its nominal transaction charges and better exchange rates, we get a decent ROI.
  • Since it is a very easy to use payment gateway and does not require many technicalities hence it is very well accepted which helps us in "ease of doing" business.
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