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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Brex

    Score9 out of 10
    N/ABrex headquartered in San Francisco offers a corporate card for expenses, ecommerce, as well as rewards card, and travel expense management.

    $12

    per month per user

    Zoho Expense

    Score8.9 out of 10
    N/AZoho Expense is online expense reporting software, tailor-made for businesses worldwide to automate expense report creation, streamline approvals and make swift reimbursements.

    $5

    per month per user

    Pricing
    BrexZoho Expense
    Editions & Modules
    Essentials
    $0
    per month per user
    Premium
    $12
    per month per user
    Enterprise
    Custom Pricing
    per month per user
    Free
    $0
    Standard Plan
    $5
    per month per user
    Premium Plan
    $9
    per month per user
    Custom
    Get a Quote
    per month per user
    Custom
    Get a Quote
    per month per user
    Custom
    Get a Quote
    per month per user
    Offerings
    Pricing Offerings
    BrexZoho Expense
    Free Trial
    NoYes
    Free/Freemium Version
    YesYes
    Premium Consulting/Integration Services
    NoYes
    Entry-level Setup FeeNo setup feeOptional
    Additional Details—20% discount for annual pricing.
    More Pricing Information
    Features
    BrexZoho Expense
    Expense Management
    Comparison of Expense Management features of Brex and Zoho Expense
    Feature
    Brex
    9.0
    2 Ratings
    8% above category average
    Zoho Expense
    7.9
    3 Ratings
    5% below category average
    Employee Expense Reporting9.52 Ratings8.03 Ratings
    Corporate Card Reconciliation8.52 Ratings7.73 Ratings
    Payment Management
    Comparison of Payment Management features of Brex and Zoho Expense
    Feature
    Brex
    8.4
    2 Ratings
    5% above category average
    Zoho Expense
    7.2
    3 Ratings
    11% below category average
    Customizable Approval Policies8.02 Ratings8.03 Ratings
    Financial Document Management10.01 Ratings8.02 Ratings
    Payment Status Tracking8.02 Ratings8.03 Ratings
    Payment Audit Trail8.02 Ratings8.02 Ratings
    Duplicate Bill Detection8.52 Ratings7.93 Ratings
    Advanced OCR9.01 Ratings5.12 Ratings
    Electronic Funds Transfer7.52 Ratings5.23 Ratings
    Best Alternatives
    BrexZoho Expense
    Small Businesses
    Dext
    Score9.4 out of 10
    Brex
    Score9 out of 10
    Medium-sized Companies
    Expensify
    Score9 out of 10
    Expensify
    Score9 out of 10
    Enterprises
    SAP Concur
    Score8.3 out of 10
    SAP Concur
    Score8.3 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    BrexZoho Expense
    Likelihood to Recommend
    8.5
    (10 ratings)
    8.0
    (7 ratings)
    Likelihood to Renew
    8.0
    (1 ratings)
    -
    (0 ratings)
    Usability
    8.5
    (2 ratings)
    8.0
    (3 ratings)
    Support Rating
    1.0
    (3 ratings)
    10.0
    (3 ratings)
    Configurability
    5.0
    (1 ratings)
    -
    (0 ratings)
    User Testimonials
    BrexZoho Expense
    Likelihood to Recommend
    Brex
    Very well suited for founders who are building companies in the US but are not US citizens. Works like a charm for start-ups who are looking for a cutting-edge product and not an outdated bank! Small-medium teams. Not well suited for those who are used to traditional banking and prefer in-person interaction or over the phone.
    Incentivized
    Read full review
    Zoho
    easy of use for the end users as well as to manage. The option to add new categories (expenses) and have the end users use them immediately is wonderful. The ease of creating a new user as well as customer support has been great. The customer support while having issues has been quick to resolve any issues
    Incentivized
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    Pros
    Brex
    • Rewards - The rewards were the main reason for us switching. Our previous card provider did not have a good rewards program.
    • User Interface and experience - When a charge is recorded on the Brex card, users immediately receive a text notification asking them to send a picture of their receipt. Brex automatically attaches the receipts to the charge which has saved our users a significant amount of time.
    Incentivized
    Read full review
    Zoho
    • The program will notify users if they have entered a duplicate charge.
    • Once the end-users understood that receipts were mandatory, attaching those receipts has become second-nature. The app makes it very easy to do so.
    Incentivized
    Read full review
    Cons
    Brex
    • It can be somewhat confusing to transfer money between the credit card and bank side
    • More help identifying areas of overspending
    • More help tracking spending around specific accounts
    Incentivized
    Read full review
    Zoho
    • Could have more default options. Instead of making my users select payment method, allow us to default it to one of the options.
    • More room for customization by department. My service department needs different categories of expenses then my sales department.
    Incentivized
    Read full review
    Likelihood to Renew
    Brex
    It has worked well for us for at least 5 years so I would anticipate us keeping Brex
    Incentivized
    Read full review
    Zoho
    No answers on this topic
    Usability
    Brex
    The usability is pretty great. I love the UI / UX for uploading the Memo; at times, I do not even need to be inside the platform. I simply use Slack.
    Incentivized
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    Zoho
    Ease of use for the simple basic options. I wish the there was an option for reimbursement to be marked separately. Example for all corporate credit expense reports with $0 reimbursements still have to be marked as reimbursed in order to be removed from pending reimbursement section. For the cost the features offer benefits
    Incentivized
    Read full review
    Support Rating
    Brex
    Prompt and always extremely fast to respond. I also think the intuitiveness of their solution negates the need for much support
    Read full review
    Zoho
    The only reason I give Zoho a 9 is because of the issue with the Chart of Accounts skewing every time I export/import. I believe this is due to the fact that I use sub-accounts and Zoho cannot differentiate. Still hoping. :)
    Incentivized
    Read full review
    Implementation Rating
    Brex
    NA-I wasn't part of the set up process for Brex
    Incentivized
    Read full review
    Zoho
    No answers on this topic
    Alternatives Considered
    Brex
    Divvy allows you to get hyper focused in on how much individuals are allowed to spend. Honestly it is comparable to Brex, but is more well suited for micromanaging organizational spend. Brex is good because I am able to give my employees limits that match our budgets and I don't care about micromanaging their spend.
    Incentivized
    Read full review
    Zoho
    We selected (switched) to Zoho Expense because it had similar features at a lower price and we were able to receive a discount through our partner relationship with another software company. We have considered moving from Zoho Expense to something else recently due to continued issues with being able to accurately import credit card charges and organize them correctly be team member. Creating some confusion among users.
    Incentivized
    Read full review
    Contract Terms and Pricing Model
    Brex
    NA-I wasn't part of the set up process for Brex
    Incentivized
    Read full review
    Zoho
    No answers on this topic
    Scalability
    Brex
    NA- I don't use Brex in a way that I know how to comment on this
    Incentivized
    Read full review
    Zoho
    No answers on this topic
    Professional Services
    Brex
    NA-I wasn't part of the set up process for Brex
    Incentivized
    Read full review
    Zoho
    No answers on this topic
    Return on Investment
    Brex
    • No fee wire transfer.
    • Net 60 credit card terms is good for our cashflow.
    • Fast and easy employee credit cards saves us time.
    Incentivized
    Read full review
    Zoho
    • We have had some issues with the credit card reconciliation process which has made our monthly accounting / close process. This has been a negative
    • Positive ROI is that team members spend less time on expense reports due to the ease of reporting
    • Positive ROI is that substantial training and onboarding is not needed due to the features and simplicity.
    Incentivized
    Read full review
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