Brex vs. Zoho Expense

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Brex
Score 9.0 out of 10
N/A
Brex headquartered in San Francisco offers a corporate card for expenses, ecommerce, as well as rewards card, and travel expense management.
$12
per month per user
Zoho Expense
Score 9.1 out of 10
N/A
Zoho Expense is online expense reporting software, tailor-made for businesses worldwide to automate expense report creation, streamline approvals and make swift reimbursements.
$5
per month per user
Pricing
BrexZoho Expense
Editions & Modules
Essentials
$0
per month per user
Premium
$12
per month per user
Enterprise
Custom Pricing
per month per user
Free
$0
Standard Plan
$5
per month per user
Premium Plan
$9
per month per user
Custom
Get a Quote
per month per user
Custom
Get a Quote
per month per user
Custom
Get a Quote
per month per user
Offerings
Pricing Offerings
BrexZoho Expense
Free Trial
NoYes
Free/Freemium Version
YesYes
Premium Consulting/Integration Services
NoYes
Entry-level Setup FeeNo setup feeOptional
Additional Details20% discount for annual pricing.
More Pricing Information
Community Pulse
BrexZoho Expense
Features
BrexZoho Expense
Expense Management
Comparison of Expense Management features of Product A and Product B
Brex
9.0
2 Ratings
9% above category average
Zoho Expense
7.7
3 Ratings
7% below category average
Employee Expense Reporting9.52 Ratings8.13 Ratings
Corporate Card Reconciliation8.52 Ratings7.23 Ratings
Payment Management
Comparison of Payment Management features of Product A and Product B
Brex
8.4
2 Ratings
5% above category average
Zoho Expense
7.2
3 Ratings
10% below category average
Customizable Approval Policies8.02 Ratings7.93 Ratings
Financial Document Management10.01 Ratings8.02 Ratings
Payment Status Tracking8.02 Ratings7.93 Ratings
Payment Audit Trail8.02 Ratings8.02 Ratings
Duplicate Bill Detection8.52 Ratings7.63 Ratings
Advanced OCR9.01 Ratings5.42 Ratings
Electronic Funds Transfer7.52 Ratings5.63 Ratings
Best Alternatives
BrexZoho Expense
Small Businesses
Dext
Dext
Score 9.7 out of 10
Dext
Dext
Score 9.7 out of 10
Medium-sized Companies
Precoro
Precoro
Score 9.4 out of 10
Precoro
Precoro
Score 9.4 out of 10
Enterprises
Emburse Chrome River
Emburse Chrome River
Score 7.8 out of 10
Emburse Chrome River
Emburse Chrome River
Score 7.8 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
BrexZoho Expense
Likelihood to Recommend
8.5
(10 ratings)
7.9
(7 ratings)
Likelihood to Renew
8.0
(1 ratings)
-
(0 ratings)
Usability
8.5
(2 ratings)
8.0
(3 ratings)
Support Rating
1.0
(3 ratings)
10.0
(3 ratings)
Configurability
5.0
(1 ratings)
-
(0 ratings)
User Testimonials
BrexZoho Expense
Likelihood to Recommend
Brex
Very well suited for founders who are building companies in the US but are not US citizens. Works like a charm for start-ups who are looking for a cutting-edge product and not an outdated bank! Small-medium teams. Not well suited for those who are used to traditional banking and prefer in-person interaction or over the phone.
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Zoho
easy of use for the end users as well as to manage. The option to add new categories (expenses) and have the end users use them immediately is wonderful. The ease of creating a new user as well as customer support has been great. The customer support while having issues has been quick to resolve any issues
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Pros
Brex
  • Rewards - The rewards were the main reason for us switching. Our previous card provider did not have a good rewards program.
  • User Interface and experience - When a charge is recorded on the Brex card, users immediately receive a text notification asking them to send a picture of their receipt. Brex automatically attaches the receipts to the charge which has saved our users a significant amount of time.
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Zoho
  • The program will notify users if they have entered a duplicate charge.
  • Once the end-users understood that receipts were mandatory, attaching those receipts has become second-nature. The app makes it very easy to do so.
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Cons
Brex
  • It can be somewhat confusing to transfer money between the credit card and bank side
  • More help identifying areas of overspending
  • More help tracking spending around specific accounts
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Zoho
  • Could have more default options. Instead of making my users select payment method, allow us to default it to one of the options.
  • More room for customization by department. My service department needs different categories of expenses then my sales department.
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Likelihood to Renew
Brex
It has worked well for us for at least 5 years so I would anticipate us keeping Brex
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Zoho
No answers on this topic
Usability
Brex
The usability is pretty great. I love the UI / UX for uploading the Memo; at times, I do not even need to be inside the platform. I simply use Slack.
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Zoho
Ease of use for the simple basic options. I wish the there was an option for reimbursement to be marked separately. Example for all corporate credit expense reports with $0 reimbursements still have to be marked as reimbursed in order to be removed from pending reimbursement section. For the cost the features offer benefits
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Support Rating
Brex
Prompt and always extremely fast to respond. I also think the intuitiveness of their solution negates the need for much support
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Zoho
The only reason I give Zoho a 9 is because of the issue with the Chart of Accounts skewing every time I export/import. I believe this is due to the fact that I use sub-accounts and Zoho cannot differentiate. Still hoping. :)
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Implementation Rating
Brex
NA-I wasn't part of the set up process for Brex
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Zoho
No answers on this topic
Alternatives Considered
Brex
Divvy allows you to get hyper focused in on how much individuals are allowed to spend. Honestly it is comparable to Brex, but is more well suited for micromanaging organizational spend. Brex is good because I am able to give my employees limits that match our budgets and I don't care about micromanaging their spend.
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Zoho
We selected (switched) to Zoho Expense because it had similar features at a lower price and we were able to receive a discount through our partner relationship with another software company. We have considered moving from Zoho Expense to something else recently due to continued issues with being able to accurately import credit card charges and organize them correctly be team member. Creating some confusion among users.
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Contract Terms and Pricing Model
Brex
NA-I wasn't part of the set up process for Brex
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Zoho
No answers on this topic
Scalability
Brex
NA- I don't use Brex in a way that I know how to comment on this
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Zoho
No answers on this topic
Professional Services
Brex
NA-I wasn't part of the set up process for Brex
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Zoho
No answers on this topic
Return on Investment
Brex
  • No fee wire transfer.
  • Net 60 credit card terms is good for our cashflow.
  • Fast and easy employee credit cards saves us time.
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Zoho
  • We have had some issues with the credit card reconciliation process which has made our monthly accounting / close process. This has been a negative
  • Positive ROI is that team members spend less time on expense reports due to the ease of reporting
  • Positive ROI is that substantial training and onboarding is not needed due to the features and simplicity.
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