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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Gusto

    Score8.9 out of 10
    N/AGusto offers payroll, benefits and compliance capabilities. Gusto is scaled for small to mid-sized businesses, and emphasizes an easy to use interface.

    $49

    per month

    OnPay

    Score8.5 out of 10
    N/AOnPay's payroll and HR is designed for people who want to spend more time running their business, and less on back-office tasks. The application aims to enable users to: • Run payroll • Automate taxes • Track time and attendance • Let employees do more themselves • Simplify HR processes • Offer benefits in any state OnPay starts at $49 plus $6 per person each month. The monthly fee includes integrations with QuickBooks and Xero and time-tracking software, as…

    $49

    per month +$6 per month, per person

    VAIRKKO

    Score7.5 out of 10
    Mid-Size Companies (51-1,000 employees)
    VAIRKKO offers a unique a-la-carte software eco-system offering both Learning Management and HR Products all from within a single platform. Users can purchase only the modules that they want, when they want them. Solutions to meet organizations' needs include Tracking Training, Learning Management Systems(LMS), HRIS (Human Resources Information System), Performance Management, Onboarding, Applicant Tracking, Policy and Document Management.

    $1

    per month per user

    Pricing
    GustoOnPayVAIRKKO
    Editions & Modules
    Simple: A streamlined set of automatic payroll features and benefits integrations
    $49/month + $6/mo per person
    per month
    Plus: Comprehensive payroll, benefits, and HR tools for employers building a great place to work
    $80/month + $12/mo per person
    per month
    Premium: Scalable payroll and benefits, expert HR, and dedicated support for the complex needs of growing teams
    $180/month + $22/mo per person
    per month
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    GustoOnPayVAIRKKO
    Free Trial
    YesYesNo
    Free/Freemium Version
    NoNoNo
    Premium Consulting/Integration Services
    YesNoYes
    Entry-level Setup FeeNo setup feeNo setup fee$500 one-time fee
    Additional DetailsGusto offers three pricing plans for payroll, benefits, and HR.First month free, then $49 + $6 per employee each month.—
    More Pricing Information
    Community Pulse
    GustoOnPayVAIRKKO
    Considered Multiple Products
    Gusto
    Chose Gusto
    I did not select Gusto, my client did. I add all new clients to OnPay. If a client has payroll previously and are happy with the provider, I do not force them to change even though I wish I could.
    Incentivized
    Chose Gusto
    For payroll processing, Gusto has better software/interface, better reporting, and better support.
    Incentivized
    Chose Gusto
    Gusto was affordable and worked the best for what our organization needed. We only have four employees, so we didn't want something expensive or hard to use. Gusto is easy and works for us!
    Incentivized
    OnPay
    Chose OnPay
    OnPay is less expensive than the larger HRIS payroll platforms, and same cost as Gusto Solo. But OnPay has better peer reviews than Gusto and I was impressed with their speed to onboard.
    Incentivized
    Chose OnPay
    OnPay is far superior. I would not recommend Gusto. It was a problem from the start. After only a few months we realized Gusto was unable to provide us with a payroll service we could use. Switching to OnPay has been an excellent move. With Gusto it was one major problem after …
    Incentivized
    Chose OnPay
    Onpay is much more reliable and has better help.
    Incentivized
    Chose OnPay
    We choose OnPay for their reputation for being small business and beginner friendly, competitive pricing, and their generally positive reviews. Going with QB Payroll would have been the "default" choice, but their pricing and customer service (we are QB accounting customer) is …
    Incentivized
    Chose OnPay
    Overall OnPay was the best bang for my buck. Had a lot to offer and was cheaper than the rest of the people we looked into
    Incentivized
    Chose OnPay
    OnPay is just a lot more user friendly. It isn't bogged down by a million different features, it really just has everything you need and nothing you don't. It just makes everything really simple and efficient. It's my favorite payroll processing system to use out of several …
    Incentivized
    Chose OnPay
    Onpay was a "no-brainer" . Implementation, training, and ROI, exceeded all the other platforms we reviewed. Plus their customer support is excellent. You always know who you're working with. Really appreciated all the help we received implementing clients, and great customer …
    Incentivized
    Chose OnPay
    I selected OnPay because of the cost and the help they provided in transferring client data over from Intuit.
    Incentivized
    Chose OnPay
    OnPay is more affordable and has all the same features I need.
    Incentivized
    VAIRKKO
    No answer on this topic
    Key User Insights
    Would buy again
    92%
    Would buy again
    563 Answers
    99%
    Would buy again
    69 Answers
    No answers on this topic
    Delivers good value for the price
    93%
    Delivers good value for the price
    464 Answers
    99%
    Delivers good value for the price
    69 Answers
    No answers on this topic
    Happy with the feature set
    95%
    Happy with the feature set
    576 Answers
    99%
    Happy with the feature set
    69 Answers
    No answers on this topic
    Lived up to sales and marketing promises
    91%
    Lived up to sales and marketing promises
    316 Answers
    99%
    Lived up to sales and marketing promises
    68 Answers
    No answers on this topic
    Implementation went as expected
    94%
    Implementation went as expected
    376 Answers
    100%
    Implementation went as expected
    69 Answers
    No answers on this topic
    Features
    GustoOnPayVAIRKKO
    Payroll Management
    Comparison of Payroll Management features of Gusto and OnPay and VAIRKKO
    Feature
    Gusto
    9.1
    611 Ratings
    10% above category average
    OnPay
    9.3
    70 Ratings
    12% above category average
    VAIRKKO
    -
    Ratings
    Pay calculation9.5587 Ratings9.766 Ratings00 Ratings
    Support for external payroll vendors8.58 Ratings00 Ratings00 Ratings
    Benefit plan administration8.7417 Ratings8.926 Ratings00 Ratings
    Direct deposit files9.7592 Ratings9.764 Ratings00 Ratings
    Salary revision and increment management9.0462 Ratings8.749 Ratings00 Ratings
    Reimbursement management9.0196 Ratings9.733 Ratings00 Ratings
    Learning Management
    Comparison of Learning Management features of Gusto and OnPay and VAIRKKO
    Feature
    Gusto
    -
    Ratings
    OnPay
    -
    Ratings
    VAIRKKO
    7.2
    3 Ratings
    14% below category average
    Course authoring00 Ratings00 Ratings8.21 Ratings
    Course catalog or library00 Ratings00 Ratings3.61 Ratings
    Player/Portal00 Ratings00 Ratings7.31 Ratings
    Learning content00 Ratings00 Ratings6.42 Ratings
    Mobile friendly00 Ratings00 Ratings6.53 Ratings
    Progress tracking & certifications00 Ratings00 Ratings8.53 Ratings
    Assignments00 Ratings00 Ratings8.23 Ratings
    Compliance management00 Ratings00 Ratings8.53 Ratings
    Learning administration00 Ratings00 Ratings8.32 Ratings
    Learning reporting & analytics00 Ratings00 Ratings8.23 Ratings
    Social learning00 Ratings00 Ratings6.41 Ratings
    Single Sign On (SSO) Enabled Learning00 Ratings00 Ratings6.41 Ratings
    Best Alternatives
    GustoOnPayVAIRKKO
    Small Businesses
    Patriot Payroll
    Score8.6 out of 10
    Patriot Payroll
    Score8.6 out of 10
    Tovuti LMS
    Score6.6 out of 10
    Medium-sized Companies
    APS
    Score5.7 out of 10
    APS
    Score5.7 out of 10
    iSpring LMS
    Score9.6 out of 10
    Enterprises
    ADP Streamline Payroll
    Score6.1 out of 10
    ADP Streamline Payroll
    Score6.1 out of 10
    Bridge LMS, Skills & Performance Management
    Score7.4 out of 10
    All AlternativesView all alternativesView all alternativesView all alternatives
    User Ratings
    GustoOnPayVAIRKKO
    Likelihood to Recommend
    9.1
    (633 ratings)
    8.5
    (70 ratings)
    7.5
    (3 ratings)
    Likelihood to Renew
    10.0
    (14 ratings)
    9.3
    (7 ratings)
    -
    (0 ratings)
    Usability
    9.4
    (457 ratings)
    8.8
    (41 ratings)
    -
    (0 ratings)
    Availability
    -
    (0 ratings)
    9.1
    (1 ratings)
    -
    (0 ratings)
    Performance
    -
    (0 ratings)
    9.1
    (1 ratings)
    -
    (0 ratings)
    Support Rating
    4.4
    (27 ratings)
    7.9
    (41 ratings)
    -
    (0 ratings)
    Implementation Rating
    9.1
    (3 ratings)
    9.7
    (4 ratings)
    -
    (0 ratings)
    Configurability
    -
    (0 ratings)
    9.1
    (1 ratings)
    -
    (0 ratings)
    Contract Terms and Pricing Model
    -
    (0 ratings)
    9.1
    (1 ratings)
    -
    (0 ratings)
    Ease of integration
    -
    (0 ratings)
    9.1
    (1 ratings)
    -
    (0 ratings)
    Product Scalability
    -
    (0 ratings)
    9.1
    (1 ratings)
    -
    (0 ratings)
    Vendor post-sale
    -
    (0 ratings)
    9.1
    (1 ratings)
    -
    (0 ratings)
    Vendor pre-sale
    -
    (0 ratings)
    9.1
    (1 ratings)
    -
    (0 ratings)
    User Testimonials
    GustoOnPayVAIRKKO
    Likelihood to Recommend
    Gusto
    I think Gusto is well-suited for any business, big or small, to use for accounting purposes. It makes it easy to keep track of many things, such as pay stubs, benefits, paid time off, and much more. Where I could see it being less useful is maybe for enterprise businesses with way more employees.
    Incentivized
    Read full review
    OnPay
    OnPay works for me as a small business owner. It streamlines HR, Payroll and Employment Tax Filings - and it can be helpful in exploring benefit options with integrated partners. We run payroll for both of our companies through OnPay and haven't had any issues. The employees find it easy to use on their end, as well. The OnPay representatives are extremely proactive and communicate updates/changes in a very timely manner. If you have a substantial number of employees, it may be more efficient to look elsewhere due to cost.
    Incentivized
    Read full review
    VAIRKKO
    VAIRKKO is very well-suited to track HR information and scheduling. It is a bit more difficult to create training and disseminate it to employees, but once you get past the learning curve, it works nicely. It's easy to track your employees' certifications and credentials, with reminders for recertifying and the ability to update certs as needed. Scheduling is not difficult, and one can track staffing issues easily.
    Incentivized
    Read full review
    Pros
    Gusto
    • New employee/contractor onboarding - all the documents are stored and easily accessible (the same goes for off-boarding).
    • A one-click option for syncing hours worked with payroll.
    • The option to run payroll on auto-pilot.
    • Ensuring I'm tax compliant with the states we have employees in.
    • Always having digital records of payroll runs.
    Incentivized
    Read full review
    OnPay
    • Communication - From my first call I was so impressed at the level of care and compassion OnPay expressed. I was assigned specific employees who were available in the sign up process to walk me through each step and to answer all my questions. I know some of my questions were probably "stupid" but OnPay never minded answering them and I was always treated with respect.
    • On Boarding - The nightmare I had experienced with a competitor became a dream with OnPay. They said if I would authorize them to sign onto my account they would take care of the sign up process. And they did!!! They also did it correctly. All of the numbers and information was error free. The only information I was required was input was direct deposit bank information.
    • Resolving an Issue - I have only had one issue that needed to be resolved. The person I talked to had to check with another person for an answer but she stayed on the line with me to make sure the problem was resolved. Then I received a follow up email outlining exactly what action they had taken.
    • Ease of using the website - I can find what I am looking for! I like the verification code. And every time I sign on to my account the red heart by our company name makes me smile.
    Incentivized
    Read full review
    VAIRKKO
    • Certificate assignment
    • Reporting
    • Giving insights
    Read full review
    Cons
    Gusto
    • Digital compliance tools for remote teams
    • Gusto upsold us labor law posters, but I later found them available for free online. Since we’re a fully remote team, I had to manually download and distribute them digitally. It would be much more efficient if Gusto offered free, auto-distributed digital posters tailored to remote compliance.
    • Benefits setup is unintuitive for startups
    • While our rep was helpful, navigating the benefits system felt complex and not tailored to early-stage companies. More guided flows or simplified options for small, remote startups would be a big help.
    • Limited dashboard customization for remote workflows
    • As a fully online company, we’d benefit from dashboard options that highlight relevant tools for remote operations—like compliance tracking, digital communications, or onboarding checklists.
    Incentivized
    Read full review
    OnPay
    • You can add additional additions or benefit items such as a car allowance. The process required me to contact a representative as that wasn't as easy to navigate.
    • The process for handling additional withholdings for pre-payed taxes required support to ensure the calculations were accurate.
    • Process for on-boarding is a little tricky if you don't start the process from the point of hire. You can add various things easily but it reflects differently in terms of completion of an Employee file.
    Read full review
    VAIRKKO
    • When I update an employee's general information page - if they do not have Custom User name listed - it puts my name in there and my password - when this happens the information I added is not going to be saved. If I am working on the top of the page - I don't see this unless I remember to check. Please don't let this be an automatic fill in.
    • Too many search tools - highlighting the most used would be great
    • When a person's schedule is changed - you lose their previous schedule. So when we need to look back and see when a person worked but realize they changed shifts and we no longer have it in Vairkko - it becomes very challenging.
    Read full review
    Likelihood to Renew
    Gusto
    Unless they break it, I'm never leaving. It's just too easy. Gusto is also really affordable, and for what I pay, it's worth having the historical record within the system. I like that I can go back and pull up W2's for year's past. This sort of easy access reporting, has been helpful especially when getting reports for PPP loans.
    Read full review
    OnPay
    We have used OnPay for a few years now and we do continue to renew our annual use of OnPay. We are only a small organization and although OnPay provides a lot of additional services that larger organizations might ind useful, OnPay still meets our limited requirements of running bi-weekly payroll and submitting our quarterly state and federal tax documents, and at a price that we still find affordable.
    Incentivized
    Read full review
    VAIRKKO
    No answers on this topic
    Usability
    Gusto
    Gusto is pretty user-friendly, and the website is easy to navigate overall. They also offer good, responsive customer support and have helpful articles available when needed. So far, I have not had any major issues with the platform and am overall very happy with it.
    Incentivized
    Read full review
    OnPay
    For a one geography business in a larger metro area not planning to expand tax geographies or do anything other than the same-ol, same-ol, then I think OnPay is great. Their biggest issue is tax support responsiveness - it's simply unacceptable yet they seem to not be concerned about it at all.
    Read full review
    VAIRKKO
    No answers on this topic
    Reliability and Availability
    Gusto
    No answers on this topic
    OnPay
    OnPay immediately responds to any of my inquiries.
    Incentivized
    Read full review
    VAIRKKO
    No answers on this topic
    Performance
    Gusto
    No answers on this topic
    OnPay
    No complaints on OnPay's integration with Xero.
    Incentivized
    Read full review
    VAIRKKO
    No answers on this topic
    Support Rating
    Gusto
    Gusto's customer service has really deteriorated lately and they seem to have really changed their focus. It used to be when you called you were routed to an individual who knew about payroll, benefits, reporting, etc. but now you get someone who seems to have not received the correct training. My last call about a dismissal payroll took me over an hour of my time and the person still could not help me and finally transferred me to someone else.
    Incentivized
    Read full review
    OnPay
    As mentioned previously, I appreciate the Chat feature and have used it several times. I've also used the help database and found it wonderful. And I've had many email support interactions. Every time I've interacted with many individuals from the support team including...(who has helped me a number of times). The interactions have been professional and courteous and extremely helpful. Often they're able to resolve my problems and questions very quickly. OnPay has provided great support to our team here at Strike Visuals.
    Incentivized
    Read full review
    VAIRKKO
    No answers on this topic
    Implementation Rating
    Gusto
    Reach out to support immediately if you are having trouble setting up Gusto. Rather than being confused and trying to figure it out yourself, it's much better to talk to someone who knows what they are doing. Save yourself time and frustration and reach out to support
    Incentivized
    Read full review
    OnPay
    Easy to implement and easy to convert any other payroll reports to the OnPay system when making the switch
    Incentivized
    Read full review
    VAIRKKO
    No answers on this topic
    Alternatives Considered
    Gusto
    While I never actually got to the point of trying out ADP, I had several conversations with an ADP representative, and it seemed that they would be able to provide the same (if not less) level of service for a significantly higher price
    Incentivized
    Read full review
    OnPay
    OnPay is tremendously less expensive and technically superior to Quickbooks in my opinion. OnPay is less expensive and offered the ease of managing a restaurant payroll that was better in my opinion than When I Work. My experience when evaluating all of the payroll products that I felt the company could afford was that OnPay had a superior staff of professionals who knew their product and could explain how to use it most clearly.
    Incentivized
    Read full review
    VAIRKKO
    Certification Cloud is easy to use and stands out from a pricing point of view. It just does the job at a really low price point
    Read full review
    Scalability
    Gusto
    No answers on this topic
    OnPay
    OnPay works.
    Incentivized
    Read full review
    VAIRKKO
    No answers on this topic
    Return on Investment
    Gusto
    • Time tracking + payroll calculations me 30-60 minutes every time I run payroll.
    • Integrated workers' comp, so I didn't have to find an outside carrier and get quotes—it's all taken care of in the same platform.
    • Improved employee experience with onboarding.
    Incentivized
    Read full review
    OnPay
    • Cut our payroll fees by more than half of what was being paid to CPA firm
    • Save time in dealing with CPA firm for payroll returns and filing
    • Could easily generate various payroll related reports..even from the past....this was not possible with the CPA firm previously used
    Incentivized
    Read full review
    VAIRKKO
    • It's cleaned up our former filing process and simplified record access
    • It's allowed management to perform at-a-glance training performance, and given us the ability to modify our training on-the-fly.
    Incentivized
    Read full review
    ScreenShots

    Gusto Screenshots

    Screenshot of Gusto's automated payrollScreenshot of the time-off tracking interfaceScreenshot of the source of truth for HR data

    OnPay Screenshots

    Screenshot of full-service payrollScreenshot of multiple pay rates and schedulesScreenshot of employee self-onboarding and org charts, which are built-inScreenshot of an e-signable offer lettersScreenshot of calendars, where PTO is managed and approvedScreenshot of centralized finances, viewed with over 20 reports for analyzing employment-related expenses

    VAIRKKO Screenshots

    Product screenshotProduct screenshotProduct screenshotProduct screenshotProduct screenshot