Stripe Payments vs. WooCommerce

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Stripe Payments
Score 9.1 out of 10
N/A
Stripe is a payment gateway software solution which supports a range of payment related needs such as subscription management and recurrent billing via Stripe Billing, integration with third party payment services via the Stripe Connect API, assistance starting an Internet business which accepts payements via Stripe Atlas, fraud prevention via Stripe Radar, and payment analytics via Stripe Sigma. Additional features and modules include Stripe Issuing, which allows users to create,…
$0.02
per charge
WooCommerce
Score 8.5 out of 10
N/A
WooCommerce is an eCommerce plugin for WordPress, developed by WooThemes (recently acquired by Automattic). Like WordPress, it is designed to be an extendable, adaptable, open-sourced platform. WooCommerce allows merchants to sell physical products, downloadables, or services.N/A
Pricing
Stripe PaymentsWooCommerce
Editions & Modules
Sigma
$0.02
per charge
Radar
$0.05
per screened transaction
Issuing
$0.10
per virtual card
Terminal
2.7% + 0.05
per successful charge
Integrated
2.9% + 0.30
per successful charge
Atlass
$500
one-time fee
Premium Support
1,800
per month
Customized
Contact sales team
Woo Enterprise
Contact Sales
Offerings
Pricing Offerings
Stripe PaymentsWooCommerce
Free Trial
NoYes
Free/Freemium Version
NoYes
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsWooCommerce is a free and open-source plugin for WordPress. Merchants can host their WooCommerce store on any private hosting service, or with Automattic directly via WordPress.com. Some added features or services from the WooCommerce Official Marketplace may have one time or subscription pricing.
More Pricing Information
Community Pulse
Stripe PaymentsWooCommerce
Considered Both Products
Stripe Payments
Chose Stripe Payments
I had a customer who was going to use Heartland for payments. Their integration with woocommerce didn't seem as good, it took forever to get an account with a ton of information needed. Though Heartland had cheaper per charge fees they do have a monthly fee also. I have used …
Chose Stripe Payments
Stripe saves us money on fees and doesn't require a paid subscription to use for transactions. It's also easier for customers to complete transactions without logging in to something.
Chose Stripe Payments
QuickBooks & PayPal have done a good job actually getting me the cards & bank transfers I run through them!
Chose Stripe Payments
Stripe is easier to use and offers better support and rates. My favorite part with Stripe is probably their ready-to-use plug-in that's offered for me. We have multiple eCommerce stores and we rely on our payment process going smoothly. The plug-in from Stripe is free, …
Chose Stripe Payments
We found that Stripe was much easier to have integrated with our site, as well as easier on the users when it comes to inputting payments. On our end, the dashboard and reporting are very easy to utilize and make it very easy to understand how our business is doing.
Chose Stripe Payments
The Stripe API provides a great deal more functionality, is better documented, and is usually perceived by our clients as a more ‘professional’ solution. It also provides a more extensive feature set in the account dashboard.
Chose Stripe Payments
We selected Stripe largely because it was already integrated into Planning Center Online Giving - we had the option of choosing other payment processors, but it would have added work and complicated the information flow. Stripe made their services easy to adapt to, and the …
Chose Stripe Payments
We also use Your Pay from First Data to process credit card payments for some of our legacy customers. The functionality is fairly similar, although the user interface in First Data is a bit more clunky than Stripe, and it doesn't allow for customers to enter their own credit …
Chose Stripe Payments
First of all Mollie doesn't have as much development libraries as Stripe and the API is not that good as it is in Stripe because I had an return value which was not really documented in the time I searched for it (fixed as of now). Stripe is in my opinion also more flexible as …
Chose Stripe Payments
Stripe is much easier to set up and use and it just works! When it comes to credit card processing, we wanted an system that was easy to integrate into our sales process and for us, Stripe was it. If you are selling online and need to process payments, I would highly recommend …
Chose Stripe Payments
Stripe provides far better tools for reporting and tracking of revenue. It also enabled the feature to checkout on our website without requiring a redirect or having to complete a site audit as is required with some card processors. The website installation was completed within …
Chose Stripe Payments
I didn’t use Square for very long. I was charging customers for a direct sales company and that was fine. But now that I have my own website and many products to manage, I needed a company that could help me manage my customers and collect payments from out of the country. I …
Chose Stripe Payments
Heartland is not even a comparison. I used Heartland for about five years. Customer service was non-existent, the technology was terrible. Stripe is in a league of its own when it comes to credit card processing and its abilities to assist you in just about anything you need …
Chose Stripe Payments
I have used square. I found this more helpful for in-person payment processing vs. stripe seems better for online or remote processing.
Chose Stripe Payments
When you compare it to PayPal, Stripe is a no brainer. Better fees, better support.
Chose Stripe Payments
We initially wanted integrated PayPal as a payment method, but as more customers were asking for different payment providers we eventually switched to Stripe to accommodate their requests.
Chose Stripe Payments
Paypal is much better due mainly to the server hardly ever having outages, just as easy if not easier to install and customers are used to the brand and trust it more than others. Square is very similar to Stripe but obviously integrates with its own system so has very few …
Chose Stripe Payments
We use PayPal to accept PayPal payments but their fee structure is not as advantageous as Stripe so we don't use them for card payments. What Stripe does, they do very well and short of finding another company that offers comparable services with fewer fees, I don't see a …
Chose Stripe Payments
Stripe is already integrated with Shopify so is easier to set up for your eCommerce site without the need for programming.
Chose Stripe Payments
Apple Pay is like a black box for us. We have not been able to accomplish anything that we have accomplished so easily with Stripe. I cannot give my full opinion about how they compare, but I would also add that talking to Apple in my opinion is like preparing for at least 1 …
Chose Stripe Payments
PayPal's support during issues has been abysmal in our experience to say the least. Our software team has reported bugs to PayPal's team, and these bugs were either ignored after years of multiple reports and in some cases simply deleted without response.

If PayPal were not …
Chose Stripe Payments
As mentioned, if you are selling on Shopify, I would go with Shopify Payments instead of Stripe. The main difference between the two are the fees. Stripe currently charges a 2.9% + $0.30 while Shopify Payments can drop to 2.4% + $.30 per order. Another difference is that …
WooCommerce
Chose WooCommerce
WooCommerce has been here through many successes and failures for rivals but shopify has a ton of new features that, in my opinion, the WooCommerce team should take a look at. A modern facelift and a complete review of the systems and I think it'll get to where it needs to be.
Chose WooCommerce
WooCommerce is cheaper and more customizable, making it easy to create a great-looking product and a polished purchasing and checkout experience. Our BigCommerce site required significant custom coding to get the desired functionality. That said, BigCommerce has been a very …
Chose WooCommerce
They both are great in terms of usability, Adobe Commerce (Magento) is powerful but provides limited customization than the WooCommerce whereas shopify is not free and same it doesn't support the customization as much as other platforms do. WooCommerce is free and customizable …
Chose WooCommerce
In my opinion, Shopify is a much better option overall but perhaps more expensive then WooCommerce. I'd recommend Shopify for users with a higher budget as it will deliver a better website in the end
Chose WooCommerce
Initially due to budget i have selected the woo commerce but the they dont have customisation as we are need when our customer base is increasing thats why i shifted to big platform like shopify that give us alot of customisation but it comes with a price...but woo commerce is …
Chose WooCommerce
WooCommerce is great for customization and for customers whose needs grow with their business. With its add-ons, it works for customers of all sizes with a variety of e-commerce needs. It does need more technical development skills to set up compared to Wix or Shopify, which …
Chose WooCommerce
From a functional perspective this can do everything that the others can do and for many developers it is the preferred platform for online stores that require a high level of customisation. It is an open source platform with a strong community of developers behind it who have …
Chose WooCommerce
The level of customization and ease of integration with an existing WordPress website makes it a good choice. Snipcart is better for developers or small sites and Shopify is an amazing e-commerce-optimized platform but if you have an existing website on Wordpress, it is much …
Chose WooCommerce
We love the functionality of Wordpress itself, so that's why we ended up using WooCommerce to do checkout instead of going over to the Shopify platform. Wordpress allows us to do so much more with the backend code and customization of our website. We were not impressed with the …
Chose WooCommerce
They're very similar to be honest, but from our experience and what I've seen online, WooCommerce seems to have better performance and pricing. I think they probably match in quality for most other features
Chose WooCommerce
Since I don't use the e-commerce options constantly for my photography business, I didn't want to pay a monthly subscription and waste that budget during the months when I don't need any online booking options. WooCommerce allows me to install and uninstall plugins as needed to …
Chose WooCommerce
Woocommerce is a free option and since I work with mostly small businesses who do not have the budget to subscribe to an expensive product on a monthly basis, it makes it really easy to help these companies get set up with their e-commerce store. Plus, it offers all the …
Chose WooCommerce
We have used Shopify and definitely prefer it, since Shopify has been around longer and is more tailored to what we are trying to do.
Chose WooCommerce
We were pretty sure we wanted a WordPress site so that we had more control over the site itself, having been burned by third-party vendor sites before. The fact that WooCommerce integrates so well with WordPress was a big selling point for us. Magento would have been too heavy …
Chose WooCommerce
While I haven't tried other e-commerce plug-ins, WooCommerce satiates and satisfies all areas one could hope for and look to when shopping around. And in cross-referencing other reviews there is certainly enough to show that WooCommerce is an immensely powerful program that can …
Chose WooCommerce
WooCommerce is a good free version that's very customisable, but is not a smooth or polished platform. If you look at both dashboards between Shopify and WooCommerce you can see the difference is huge.

WooCommerce seems to be built for websites that aren't focused entirely on …
Chose WooCommerce
I have used WooCommerce longer than other products that I have tried. WooCommerce fits my requirements mainly for the value it offers based on the features available for the cost.
Chose WooCommerce
Platforms like Shopify are easier to set up and running and come with better default functionality. But if your business is successful you’ll quickly run into structural limitations: 1) can’t tweak the checkout flow 2) can’t make the site much faster or better for SEO 3) any …
Chose WooCommerce
There was no need to look further, woocommerce was the gold standard for a company our smaller size comapny
Chose WooCommerce
I like WooCommerce because it can be optimized, customized and adapted to every business needs. That's because it's WordPress core, it helps us customize stores in ways we can only imagine and also we can implement Google AMP and PWA easier and faster than with other platforms. …
Chose WooCommerce
Shopify is a premium e commerce platform tailored just for online shops. While WooCommerce is a plugin which has main platform as WordPress. Shopify is costly to have. Most of the basic shop functions that are offered in shopify can be achieved using WordPress + WooCommerce …
Features
Stripe PaymentsWooCommerce
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
Stripe Payments
7.6
Ratings
3% above category average
WooCommerce
-
Ratings
Fraud Detection7.30 Ratings00 Ratings
API or SDK8.50 Ratings00 Ratings
Recurring Payment Support6.70 Ratings00 Ratings
Billing and Invoicing Support8.50 Ratings00 Ratings
Global Support7.90 Ratings00 Ratings
Payment Form Acceptance6.80 Ratings00 Ratings
Online Storefront
Comparison of Online Storefront features of Product A and Product B
Stripe Payments
-
Ratings
WooCommerce
8.0
Ratings
2% above category average
Product catalog & listings00 Ratings8.00 Ratings
Product management00 Ratings8.00 Ratings
Bulk product upload00 Ratings7.30 Ratings
Branding00 Ratings7.30 Ratings
Mobile storefront00 Ratings9.30 Ratings
Product variations00 Ratings7.90 Ratings
Website integration00 Ratings9.40 Ratings
Visual customization00 Ratings7.20 Ratings
CMS00 Ratings7.90 Ratings
Online Shopping Cart
Comparison of Online Shopping Cart features of Product A and Product B
Stripe Payments
-
Ratings
WooCommerce
6.2
Ratings
21% below category average
Abandoned cart recovery00 Ratings5.40 Ratings
Checkout user experience00 Ratings6.90 Ratings
Online Payment System
Comparison of Online Payment System features of Product A and Product B
Stripe Payments
-
Ratings
WooCommerce
8.5
Ratings
2% above category average
eCommerce security00 Ratings8.50 Ratings
eCommerce Marketing
Comparison of eCommerce Marketing features of Product A and Product B
Stripe Payments
-
Ratings
WooCommerce
6.4
Ratings
18% below category average
Promotions & discounts00 Ratings7.50 Ratings
Personalized recommendations00 Ratings5.20 Ratings
SEO00 Ratings6.40 Ratings
eCommerce Business Management
Comparison of eCommerce Business Management features of Product A and Product B
Stripe Payments
-
Ratings
WooCommerce
7.9
Ratings
2% below category average
Multi-site management00 Ratings6.80 Ratings
Order processing00 Ratings8.40 Ratings
Inventory management00 Ratings8.20 Ratings
Shipping00 Ratings8.50 Ratings
Custom functionality00 Ratings7.60 Ratings
Best Alternatives
Stripe PaymentsWooCommerce
Small Businesses
Apple Pay
Apple Pay
Score 9.1 out of 10
Ecwid by Lightspeed
Ecwid by Lightspeed
Score 10.0 out of 10
Medium-sized Companies
Apple Pay
Apple Pay
Score 9.1 out of 10
Shopify Plus
Shopify Plus
Score 8.9 out of 10
Enterprises
Adyen
Adyen
Score 8.9 out of 10
IBM Digital Commerce
IBM Digital Commerce
Score 9.0 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Stripe PaymentsWooCommerce
Likelihood to Recommend
8.9
(0 ratings)
8.8
(0 ratings)
Likelihood to Renew
10.0
(0 ratings)
7.0
(0 ratings)
Usability
7.6
(0 ratings)
8.1
(0 ratings)
Support Rating
10.0
(0 ratings)
5.0
(0 ratings)
Implementation Rating
10.0
(0 ratings)
-
(0 ratings)
Configurability
-
(0 ratings)
10.0
(0 ratings)
User Testimonials
Stripe PaymentsWooCommerce
Likelihood to Recommend
We had a client who wanted a QR to use in their marketing, which enabled their clients to donate to us. It was so useful to be able to set it up, and we can track the views and donations received using this code. Another client with issues with our website wanted to set up a monthly subscription, so I sent her a payment link, which worked brilliantly. For clients that want to make one-time donations, it also lets the client choose the amount. The only scenario where we haven't been able to help is when clients want to change the card associated with the payment - whilst we understand it is for security/gdpr, it means they have to cancel and set up something new, which poses the danger that we may lose them as a customer.
Read full review
WooCommerce is best suited to customers whose website is built on the WordPress platform, and whose development team has a good understanding of plug-in implementation. If your website is not built on WordPress, but on Laravel or React (or any other non WordPress technology), then WooCommerce is not for you. WooCommerce is also great for customers who just need a simple online shopping experience. If your needs involve more complex or immersive features such as timed discounts, pick up locations, delivery reminders, or post shopping feedback surveys, know that you will need to purchase additional add-ons to make to get these features using WooCommerce set up on WordPress.
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Pros
  • They are reliable. I can count on everything going smoothly with transactions.
  • They are accurate. I don’t run into problems with collecting the proper amounts or being overcharged for fees.
  • They have good customer service. If I have a question about the customer portal or a problem with a customer, they help me resolve these issues.
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  • Free base package means I can use it when I need to and not pay for it when I'm not using it
  • I can customize the e-commerce options and integrate the calendar booking
  • Payment processing is quick and easy and I can choose my provider
Read full review
Cons
  • No automatic tax support. This is the biggest one for us. For customers that need to process complex tax situations like collection VAT or GST, Stripe allows you to create tax rates, but your software team must build out the software to support proper collection. I hope Stripe provides built-in support for taxes better in the future.
  • Processing rates are slightly higher than some more legacy payment gateway/merchant account solutions, but we believe this is worth it for the level of service Stripe provides.
  • As payment worldwide requirements are complex and differ from use case to use case, while the documentation and support is great, sometimes support is needed in order to understand the areas of the API that will be necessary for a specific use case.
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  • Does not provide everything out of the box, for certain features you will have to install additional plugins.
  • Their own addon plugins are costly.
  • The Order table uses wp posts meta table, For those who have good amount of orders coming in, the table will keep getting larger by time that it might hog the server.
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Likelihood to Renew
Stripe is the leader in the industry when it comes to any type of industry. All that is needed is a plan and then implementing that plan either with a developer, or through the help of Stripe's customer service team to assist in getting you setup. The ease of use time it takes to get up and running is second to none
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Despite very rare glitches, more connected to an excessive number of plugins, that affect the speed of the site, we are extremely satisfied with the platform, the ability to import and export products, even though we just export them, as we have our proprietary system for updating inventories. We love the ease of upgrading, enhancing, innovating, and the freedom we have to do whatever we want, which is a plus, when you consider Shopify can take down your whole store as they please, if they think you aren't abiding to their TOS or their ever changing set of rules.
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Usability
Stripe offers a very easy-to-navigate platform with many different functions. From linking it to our website and accounting platform to tracking our payments, being able to issue a refund quickly if required, and setting up QR codes and payment links for subscriptions or one-time donations, it really covers so many aspects that we need and use on a weekly and monthly basis.
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WooCommerce is highly customizable, feature rich, matured, ever evolving, and regularly updated plugin for WordPress. Since it is already extremely popular, you can find online tutorials to help you get started. Even if you face a problem, you can quickly get a solution from a helpful online community. You can use most of the popular payment gateways with WooCommerce. Besides that you have a full control over your website/shop.
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Support Rating
Stripe's support is nearly perfect – great attention to detail, fast response times, and a willingness to really dig into issues and get to the bottom of them. In the five years we've been using Stripe, the only negative thing I can say about their customer support is that it seems like there has been a slight shift to less technical front-line support agents, which means it's more likely your issue will have to be escalated before you get more information. This, however, has happened as Stripe rolled out more real-time support features like call and chat, and that really isn't workable if you're escalating everything right off the bat. It's absolutely an acceptable trade-off.
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not muh support
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Implementation Rating
It took less than an hour to have everything setup and running
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No answers on this topic
Alternatives Considered
Stripe is easier to use and offers better support and rates. My favorite part with Stripe is probably their ready-to-use plug-in that's offered for me. We have multiple eCommerce stores and we rely on our payment process going smoothly. The plug-in from Stripe is free, constantly updated, secure, and very easy to implement.
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WooCommerce is cheaper and more customizable, making it easy to create a great-looking product and a polished purchasing and checkout experience. Our BigCommerce site required significant custom coding to get the desired functionality. That said, BigCommerce has been a very stable and reliable experience, whereas our WooCommerce site has had some security and reliability issues.
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Return on Investment
  • It makes getting money from your clients really easy
  • It gives your clients the guarantee that their payment information is totally secure and confidentially used and kept
  • It is very easy to integrate with online assets of the company
  • In a couple of occasions, some companies have wanted me to use Stripe for them to pay me, and I have had a couple of hiccups. This was more related to the way that these companies set up the Stripe integration of my account to their platform. In both cases, the integration has not been possible and to this date, I still do not know why with exactitude.
  • As I said before, the commissions kept by Stripe could be lower, and shared with the CC companies, rather than having us clients pay for all of o it.
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  • Being so easy to implement, I can design client websites and get their e-commerce store up and running easily.
  • Because I turn over control of site management to my client after design is finished, WooCommerce is easy for them to learn and manage themselves.
  • The customization options have allowed me to find solutions for most every business need.
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ScreenShots

WooCommerce Screenshots

Screenshot of a single product and description.Screenshot of WooCommerce checkout blocks.Screenshot of WooCommerce settings.Screenshot of WooCommerce product editing.Screenshot of WooCommerce products listing.