Visa Developer Platform

The Visa Developer Platform is a tool suite that enable users to build with Visa's SDKs and APs. This makes an increasing portion of Visa's capabilities available as application program interfaces (APIs). From funds transfer to transaction controls to travel solutions, Visa Developer provides direct access to a growing number of APIs, tools, and support that can help business users start building easier, faster, and more secure ways to power commerce.

Notably, a few capabilities such as the Foreign Exchange Rates API are currently available for use in production free of charge. Second, APIs for certain capabilities are available for no additional fee if the client has a subscription for the capability through Visa Online. For instance, the Visa Risk Manager API is available at no additional charge for Visa Risk Manager subscribers.

And, pricing for most capabilities is based on usage. Depending on the functionality, some of the relevant usage metrics can be the number of transactions, alerts sent, disputes raised, tokens issued, accounts enrolled, etc. Moreover, there is usually a minimum fee per month (separate for each product) if the threshold of calls, accounts, etc. is not met to generally cover the operational support and continuity costs of the capability.

According to Visa, pricing for Visa Developer Platform aims to charge clients at the point where the capability provides value, for example, during a transaction, per API call, for a subscription. Given the variety of capabilities on the platform servicing multiple clients (issuers, processors, merchants, acquirers, FinTechs, independent developers), the pricing model is determined after examining any specific use case.