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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Apple Pay

    Score9.1 out of 10
    N/AApple Pay is a payment gateway the vendor states gives customers an easy, secure, and private way to pay in stores, within apps, on the web, and in Business Chat.N/A

    Paytm

    Score8.5 out of 10
    N/APaytm is a mobile payment processing app from Indian company One97 Communications.N/A
    Pricing
    Apple PayPaytm
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    Apple PayPaytm
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details——
    More Pricing Information
    Community Pulse
    Apple PayPaytm
    Considered Both Products
    Apple
    No answer on this topic
    Paytm
    Chose Paytm
    Paytm is much better than Sodexo due to the wide array of use cases. Also, we need not carry a physical card in the case of Paytm. Additionally, Paytm is accepted in many more places than Sodexo.
    Incentivized
    Key User Insights
    Would buy again
    100%
    Would buy again
    24 Answers
    94%
    Would buy again
    17 Answers
    Delivers good value for the price
    100%
    Delivers good value for the price
    24 Answers
    100%
    Delivers good value for the price
    18 Answers
    Happy with the feature set
    100%
    Happy with the feature set
    24 Answers
    100%
    Happy with the feature set
    18 Answers
    Lived up to sales and marketing promises
    100%
    Lived up to sales and marketing promises
    18 Answers
    85%
    Lived up to sales and marketing promises
    11 Answers
    Implementation went as expected
    95%
    Implementation went as expected
    19 Answers
    93%
    Implementation went as expected
    14 Answers
    Features
    Apple PayPaytm
    Payment Gateways
    Comparison of Payment Gateways features of Apple Pay and Paytm
    Feature
    Apple Pay
    8.3
    6 Ratings
    11% above category average
    Paytm
    6.4
    2 Ratings
    15% below category average
    Fraud Detection9.86 Ratings6.02 Ratings
    API or SDK9.94 Ratings6.52 Ratings
    Recurring Payment Support7.56 Ratings7.02 Ratings
    Billing and Invoicing Support7.86 Ratings7.02 Ratings
    Global Support6.96 Ratings5.52 Ratings
    Payment Form Acceptance7.96 Ratings6.52 Ratings
    Best Alternatives
    Apple PayPaytm
    Small Businesses
    Stripe Payments
    Score9 out of 10
    Apple Pay
    Score9.1 out of 10
    Medium-sized Companies
    Payoneer
    Score8 out of 10
    Payoneer
    Score8 out of 10
    Enterprises
    Checkout.com
    Score10 out of 10
    Checkout.com
    Score10 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    Apple PayPaytm
    Likelihood to Recommend
    8.9
    (24 ratings)
    7.5
    (22 ratings)
    Likelihood to Renew
    7.3
    (1 ratings)
    -
    (0 ratings)
    Usability
    9.9
    (5 ratings)
    8.0
    (2 ratings)
    Availability
    -
    (0 ratings)
    8.0
    (1 ratings)
    Performance
    -
    (0 ratings)
    7.0
    (1 ratings)
    Configurability
    -
    (0 ratings)
    8.0
    (1 ratings)
    Contract Terms and Pricing Model
    -
    (0 ratings)
    7.0
    (1 ratings)
    Ease of integration
    -
    (0 ratings)
    8.0
    (1 ratings)
    Product Scalability
    -
    (0 ratings)
    7.0
    (1 ratings)
    Vendor post-sale
    -
    (0 ratings)
    7.0
    (1 ratings)
    Vendor pre-sale
    -
    (0 ratings)
    5.0
    (1 ratings)
    User Testimonials
    Apple PayPaytm
    Likelihood to Recommend
    Apple
    If you accept payments while selling goods and services, Apple Pay can help you speed up the payment process while securely accepting payments. Since there is no need to stick a card into a machine, users won't have to fumble looking for a card when they can put their whole wallet on Apple Pay and check out easily.
    Incentivized
    Read full review
    Paytm
    The portal is easy to understand. Anyone can use this payment gateway on their website or app. Small businesses also can use this gateway to accept payments from their customers. Payment notifications are instant and received fund gets settled in bank account without any delay. Provides less payment gateway charges for debit, credit, and prepaid cards where with UPI and rupay payment gateway charges are zero. It has a unique dashboard to monitor transaction details. Available in both web and mobile application.
    Incentivized
    Read full review
    Pros
    Apple
    • The double click which launches it couldn't be easier; you don't even have to open your phone and find the app.
    • It's pretty much fool proof from there, as just holding your phone near the reader is sufficient for success.
    • Haptic feedback ensures that I know the payment registered.
    • I have full faith and confidence that the transaction was executed securely.
    Incentivized
    Read full review
    Paytm
    • You can use Paytm to purchase from a selection of common items to luxurious items.
    • Tickets - Can be used to book tickets ranging from movie/concerts to flights/trains.
    • Bills - You can use Paytm to pay bills for your house/electricity/DTH.
    • Gifts - You can send gifts to your loved ones using Paytm.
    • UPI Transfer - Directly transfer money to another customer's bank account by UPI transfers.
    • Metro - Metro cards can be recharged from the app itself helping you beat the queue at metro stations.
    Incentivized
    Read full review
    Cons
    Apple
    • At times, my Apple Pay will pop up unintentionally. Perhaps there can be more safeguards around that.
    • Apple Pay is not super great if I need to make a return. For any return, I've found that paper receipts are superior.
    • Apple Pay sometimes requires very specific positioning when scanning the phone, which is frustrating.
    Incentivized
    Read full review
    Paytm
    • One of the not so convenient things on Paytm is that if there is a connection failure while making a payment, your money is not credited directly to your bank account but rather to the Paytm Wallet, and this money can only be used by the Paytm platform.
    • In Paytm, user verification requires a personal visit to their physical offices, this can generate a lot of discomfort among potential users since if we want to use a virtual service it is precisely to encourage time saving.
    • You should be very careful when making purchases through Paytm's direct store, since in many occasions there are products of lower quality than the one offered and even fake products, it is better to use it to make payments to third parties and in considered amounts.
    Incentivized
    Read full review
    Likelihood to Renew
    Apple
    It's now a standard.
    Incentivized
    Read full review
    Paytm
    Good in-terms of sending reminders on Electricity bill payments and credit card bill payments.
    Incentivized
    Read full review
    Usability
    Apple
    Love the simplicity, i think it's a good way of getting apple-lovers to purchase things from the palm of their hand
    Incentivized
    Read full review
    Paytm
    Paytm is highly usable due to its wide range of services, seamless payment structure and user friendly UI support.
    Incentivized
    Read full review
    Reliability and Availability
    Apple
    No answers on this topic
    Paytm
    Planned outages & downtime window
    Incentivized
    Read full review
    Performance
    Apple
    No answers on this topic
    Paytm
    Slight improvements required
    Incentivized
    Read full review
    Support Rating
    Apple
    No answers on this topic
    Paytm
    Need slight improvement on issues TAT
    Incentivized
    Read full review
    Alternatives Considered
    Apple
    When I had my Android/Samsung phone, I tried Samsung's version of Apple Pay and it was terrible. It was very glitchy, and sometimes I would get a notification that I paid for something when I wasn't even in a checkout screen, like I was just browsing the internet or something and I'd get a notification! It was alarming and I quickly uninstalled the app and never used it again.
    Incentivized
    Read full review
    Paytm
    I use Paytm just for the ticket booking system. For most of my daily transactions, Google Pay is the way. Google Pay has provided things very simple and faster. They always focus on a user-friendly env rather than adding everything to the app. They kept the app more simple and more useful.
    Incentivized
    Read full review
    Scalability
    Apple
    No answers on this topic
    Paytm
    Easy to integrate
    Incentivized
    Read full review
    Return on Investment
    Apple
    • Able to provide employees with digital company cards.
    • Convenient tracking of money spent.
    • Caring for others in our workplace and community through gifts and purchases.
    Incentivized
    Read full review
    Paytm
    • It decreased checkout time for the user which allowed us to increase user experience.
    • Rarely, I used to face issues with transactions. If order got cancelled refunding of money, settling them etc.,
    • Since Paytm has link with UPI and I am able to collect money from any UPI applications, using credit or debit card, and internet banking it acted as single stop solution for me. There is no need to have multiple payment gateway options.
    Incentivized
    Read full review
    ScreenShots