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Bolt vs. Checkout.com vs. Visa Acceptance Solutions (CyberSource)

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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Bolt

    Score10 out of 10
    N/ABolt provides businesses with customer conversion through their one-click checkout. Bolt Checkout combines UX optimizations, conversion features, and a shopper network of 80M+ to drive revenue growth for ecommerce businesses.N/A

    Checkout.com

    Score10 out of 10
    N/ACheckout.com headquartered in London enables businesses with technology designed to make payments seamless. Checkout.com boasts the fastest, most reliable payments in more than 150 currencies, with in-country acquiring, fraud filters and reporting through one API. Checkout.com can accept all major international credit and debit cards, as well as popular alternative and local payment methods. The company launched in 2012 and now has a team of over 1100 people across 18 offices worldwide.N/A

    Visa Acceptance Solutions (CyberSource)

    Score10 out of 10
    N/ACyberSource, acquired by Visa in 2010 and now part of Visa Acceptance Solutions, is payment technology, and includes offerings with flexible payment solutions that work across the globe.N/A
    Pricing
    BoltCheckout.comVisa Acceptance Solutions (CyberSource)
    Editions & Modules
    No answers on this topic
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    BoltCheckout.comVisa Acceptance Solutions (CyberSource)
    Free Trial
    NoNoNo
    Free/Freemium Version
    NoNoNo
    Premium Consulting/Integration Services
    NoNoNo
    Entry-level Setup FeeNo setup feeNo setup feeNo setup fee
    Additional Details
    More Pricing Information
    Community Pulse
    BoltCheckout.comVisa Acceptance Solutions (CyberSource)
    Considered Multiple Products
    Bolt Financial, Inc
    No answer on this topic
    Checkout.com
    Chose Checkout.com
    My core market being the Middle East, Checkout.com has the advantage of being the most trusted and performing partner in the region. The others are behind and regional players by definition cannot support [...] globally.
    Incentivized
    Chose Checkout.com
    We selected Checkout.com for their vast payment knowledge and experience as well as their global coverage and variety of payment methods supported. We also chose them for their very prompt production support and customer engagement, they stood out above other vendors we have …
    Incentivized
    Chose Checkout.com
    Both CyberSource and Ingenico provided poor support on any types of issues. Integration was a nightmare as it took months just to set them up as compared to Checkout.com.

    Checkout.com provided us with quick integration and constant monitoring of our transactions which is what we …
    Incentivized
    Chose Checkout.com
    Better pricing - we got the best offer from Checkout.com vs other providers.
    Great support and knowledge sharing - during performance analysis or payments related investigations Checkout.com is more response and the quality of their support is higher.
    Great anti-fraud solution - …
    Incentivized
    Visa
    No answer on this topic
    Key User Insights
    Would buy again
    No answers on this topic
    98%
    Would buy again
    44 Answers
    No answers on this topic
    Delivers good value for the price
    No answers on this topic
    100%
    Delivers good value for the price
    41 Answers
    No answers on this topic
    Happy with the feature set
    No answers on this topic
    93%
    Happy with the feature set
    42 Answers
    No answers on this topic
    Lived up to sales and marketing promises
    No answers on this topic
    91%
    Lived up to sales and marketing promises
    31 Answers
    No answers on this topic
    Implementation went as expected
    No answers on this topic
    95%
    Implementation went as expected
    40 Answers
    No answers on this topic
    Features
    BoltCheckout.comVisa Acceptance Solutions (CyberSource)
    Payment Gateways
    Comparison of Payment Gateways features of Bolt and Checkout.com and Visa Acceptance Solutions (CyberSource)
    Feature
    Bolt
    -
    Ratings
    Checkout.com
    7.9
    39 Ratings
    6% above category average
    Visa Acceptance Solutions (CyberSource)
    -
    Ratings
    Fraud Detection00 Ratings7.432 Ratings00 Ratings
    API or SDK00 Ratings8.437 Ratings00 Ratings
    Recurring Payment Support00 Ratings7.929 Ratings00 Ratings
    Billing and Invoicing Support00 Ratings7.933 Ratings00 Ratings
    Global Support00 Ratings8.236 Ratings00 Ratings
    Payment Form Acceptance00 Ratings7.533 Ratings00 Ratings
    Best Alternatives
    BoltCheckout.comVisa Acceptance Solutions (CyberSource)
    Small Businesses
    Apple Pay
    Score9.1 out of 10
    Apple Pay
    Score9.1 out of 10
    No answers on this topic
    Medium-sized Companies
    Payoneer
    Score8 out of 10
    Payoneer
    Score8 out of 10
    No answers on this topic
    Enterprises
    Checkout.com
    Score10 out of 10
    Adyen
    Score8.9 out of 10
    No answers on this topic
    All AlternativesView all alternativesView all alternativesView all alternatives
    User Ratings
    BoltCheckout.comVisa Acceptance Solutions (CyberSource)
    Likelihood to Recommend
    9.6
    (3 ratings)
    8.3
    (45 ratings)
    6.5
    (8 ratings)
    Likelihood to Renew
    -
    (0 ratings)
    9.1
    (2 ratings)
    -
    (0 ratings)
    Availability
    -
    (0 ratings)
    9.1
    (1 ratings)
    -
    (0 ratings)
    Performance
    -
    (0 ratings)
    9.1
    (1 ratings)
    -
    (0 ratings)
    Support Rating
    -
    (0 ratings)
    7.9
    (43 ratings)
    -
    (0 ratings)
    Product Scalability
    -
    (0 ratings)
    9.1
    (1 ratings)
    -
    (0 ratings)
    User Testimonials
    BoltCheckout.comVisa Acceptance Solutions (CyberSource)
    Likelihood to Recommend
    Bolt Financial, Inc
    If you have an eCommerce site, then Bolt could work very well for you! We have seen Bolt scale seamlessly as our sales have increased.
    Incentivized
    Read full review
    Checkout.com
    Checkout offers great service and expertise and stands above its peers in full-service offering, integration, and ongoing support. However, Checkout is not suitable in a scenario where Paysend is fully licensed and a direct acquirer of the scheme. In this scenario, Paysend can perform the full value chain in-house.
    Incentivized
    Read full review
    Visa
    For basic users it is probably a good fit. For connecting it's API's are straightforward and most would find it an easy connection to be made. The site overall is just not designed well. When you try to look at transactions a portion of the information is cut of without a scroll bar being added to slide to the fields you would like to see. If you need to see the data on the screen you need to make some adjustments.
    Incentivized
    Read full review
    Pros
    Bolt Financial, Inc
    • Protects stores against fraudulent orders through detailed customer screening
    • Offers great financing options for the customer
    • Very easy to use for the customer
    • Makes checkout extremely smooth and creates a great customer experience online
    Incentivized
    Read full review
    Checkout.com
    • They provide excellent advice from knowledgeable subject matter experts on all things payments.
    • They adapt quickly to our business-changing needs, helping us stay agile as our business grows.
    • They provide trustworthy and reliable services that enable us to take payments with as little friction as possible.
    • They are as passionate about performance as we are, working closely with us to ensure we maximize the chances of success for every transaction.
    Incentivized
    Read full review
    Visa
    • They have built the connections to multiple card providers so that a retailer does not need to build the code for each one separately.
    • The decision manager product catches and stops a lot of fraud from getting through and causing a large number or chargebacks.
    • They also connect to PayPal making it easy to add them to any website as a payment method.
    Incentivized
    Read full review
    Cons
    Bolt Financial, Inc
    • I think Bolt could improve the coupon section of their platform. Allowing multiple codes to be input.
    • I'd like to see some of the features that Bolt has made available on other shopping platforms on WooCommerce (It's worth noting most are available.)
    Incentivized
    Read full review
    Checkout.com
    • Their dashboard can get better. They have been making improvements
    • Faster settlements as it's a bit of a pain to have big reserves till ACH clears every day
    • Much stronger consumer facing brand name in the US so more end customers trust the links powered by Checkout.com
    Incentivized
    Read full review
    Visa
    • fees- competitive, but budget for them
    • price transparency- it's hard to know exactly what you're being charged for. We are charged a small % of each incoming payment batch, so AR reconciliation is more difficult
    • implementation- significant time and expertise required to get everything up and running smoothly
    Incentivized
    Read full review
    Likelihood to Renew
    Bolt Financial, Inc
    No answers on this topic
    Checkout.com
    We have a long term contract and we already have them in our plans for the next 5 years.
    Incentivized
    Read full review
    Visa
    No answers on this topic
    Reliability and Availability
    Bolt Financial, Inc
    No answers on this topic
    Checkout.com
    In the last 3 years that I have been working with Checkout.com, they had an unplanned outage that lasted less than a few minutes. Their uptime is amazing. If they have maintenance, unlike banks, they don't have downtime during this time. We frequently require their support and Checkout.com responds to us within minutes. When we have important rollouts, I schedule calls with our merchant support manager to monitor the rollout/perform tests, etc. It is always easy to find time lost even with short notice.
    Incentivized
    Read full review
    Visa
    No answers on this topic
    Performance
    Bolt Financial, Inc
    No answers on this topic
    Checkout.com
    Checkout.com performance as an acquirer and a PSP is excellent. We have too many transactions per day, therefore reports take some time to generate before they are available for downloading. But it indeed takes reasonable time. We use native/h2h integration therefore, there is no redirection issue, all pages load quickly on our side. Based on my experience, Checkout.com will never never integrate with software or systems that will slow them down. Amongst all payment methods they offer, all are processed immediately, without delays.
    Incentivized
    Read full review
    Visa
    No answers on this topic
    Support Rating
    Bolt Financial, Inc
    No answers on this topic
    Checkout.com
    When we were discovering the possibility of opening an entity in the United States to process transactions as domestic cards, Checkout.com did not just quickly provide the requirements to open that market as we asked them to but showed us slides with all the possibilities we had for each of their licenses in the world, calculating an estimate of the acquiring costs and acceptance rate we would have, based on the cross-border volumes we were processing with them, to evaluate other ways to improve our business.
    Incentivized
    Read full review
    Visa
    No answers on this topic
    Alternatives Considered
    Bolt Financial, Inc
    No answers on this topic
    Checkout.com
    Both CyberSource and Ingenico provided poor support on any types of issues. Integration was a nightmare as it took months just to set them up as compared to Checkout.com. Checkout.com provided us with quick integration and constant monitoring of our transactions which is what we really needed.
    Incentivized
    Read full review
    Visa
    Payeezy does not provide fraud check facility and they provide JS based integration. Since client wants server side integration due to security and fraud check as well in place of using another third party for fraud. We went ahead with Cybersource
    Incentivized
    Read full review
    Scalability
    Bolt Financial, Inc
    No answers on this topic
    Checkout.com
    Our tech team implemented payments API to process payments online. Analytics team receives transaction repots that we use to build our own performance dashboards and help to reconcile transactions. API is indeed flexible - we don't use all features but if required we can easily implement them. When Checkout.com adds new features or functionalities, some of them can be used even on an older API version which saved us tech resources and implementation time. We use the same API to expand into new markets - technically we don't need to change anything when we want to launch payments in a new country.
    Incentivized
    Read full review
    Visa
    No answers on this topic
    Return on Investment
    Bolt Financial, Inc
    • Very positive our orders have significantly increased over the past year
    • Minimized fraudulent orders
    • Customers feel confident when purchasing from our site
    Incentivized
    Read full review
    Checkout.com
    • Checkout has allowed us to enter markets worldwide without having to find a new provider—the same seamless experience across Europe, the UK, and Australia.
    • The efficient chargeback setup on the portal allows us to monitor and respond to chargebacks promptly and efficiently, and help is always available for cases that are a little less black or white.
    Incentivized
    Read full review
    Visa
    • It has streamlined credit card processing for the whole organization
    • Provides all the info we need to locate specific transactions and address issues accordingly
    Incentivized
    Read full review
    ScreenShots