Brex vs. Ramp

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Brex
Score 8.6 out of 10
N/A
Brex headquartered in San Francisco offers a corporate card for expenses, ecommerce, as well as rewards card, and travel expense management.N/A
Ramp
Score 9.4 out of 10
N/A
Ramp is a corporate card and spend management solution that helps companies of all sizes to accelerate growth without compromising on their finances. Boasting best in class user experience and a direct integration with the user's accounting solutions, the vendor states Ramp helps finance teams save 1-2 days a week tracking expenses, following up with employees, and closing their books. With Ramp, companies have real time visibility into spending, automated expense reporting, and advanced…N/A
Pricing
BrexRamp
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
BrexRamp
Free Trial
NoNo
Free/Freemium Version
NoYes
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsRamp is 100% free.
More Pricing Information
Community Pulse
BrexRamp
Considered Both Products
Brex

No answer on this topic

Ramp
Chose Ramp
Ramp is definitely better than Brex; more functionality and better customer service. Ramp has really stellar customer service.
Chose Ramp
Ramp gave us higher spending limits, and had a much more robust expense reporting platform.
Top Pros
Top Cons
Best Alternatives
BrexRamp
Small Businesses
Dext Prepare (with Receipt Bank)
Dext Prepare (with Receipt Bank)
Score 9.1 out of 10
BILL Spend & Expense
BILL Spend & Expense
Score 8.8 out of 10
Medium-sized Companies
Darwinbox
Darwinbox
Score 8.0 out of 10
Lola.com
Lola.com
Score 8.0 out of 10
Enterprises
Webexpenses
Webexpenses
Score 8.4 out of 10
GEP SMART
GEP SMART
Score 8.4 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
BrexRamp
Likelihood to Recommend
8.9
(8 ratings)
9.7
(15 ratings)
Support Rating
9.4
(2 ratings)
-
(0 ratings)
User Testimonials
BrexRamp
Likelihood to Recommend
Brex
Very well suited for founders who are building companies in the US but are not US citizens. Works like a charm for start-ups who are looking for a cutting-edge product and not an outdated bank! Small-medium teams. Not well suited for those who are used to traditional banking and prefer in-person interaction or over the phone.
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Ramp Business Corporation
Ramp is great if you want to automate your expenses process. Ramp immediately responds when I (or someone on my behalf) make(s) purchase and I can easily pass receipts and notes live. No more searching for "stuff"!! I spend more time on my job and not worrying about chasing things down or forgetting what was purchased. I charge, I send notes, and I'm done. It's so easy!!! It's incredibly helpful to be able to instantly spin up a virtual card for employees on the go or who have planned expenses. It gets you away from a delayed reimbursement to remote employees and having expenses coded by the employees shortly after they make their purchases.
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Pros
Brex
  • Rewards - The rewards were the main reason for us switching. Our previous card provider did not have a good rewards program.
  • User Interface and experience - When a charge is recorded on the Brex card, users immediately receive a text notification asking them to send a picture of their receipt. Brex automatically attaches the receipts to the charge which has saved our users a significant amount of time.
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Ramp Business Corporation
  • You can forward your receipts to receipts@ramp.com and it will auto-approve.
  • You can easily reverse charges if an employee accidentally places a charge on their work card.
  • You can send employees physical Ramp cards.
  • You can create as many virtual cards as needed.
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Cons
Brex
  • It can be somewhat confusing to transfer money between the credit card and bank side
  • More help identifying areas of overspending
  • More help tracking spending around specific accounts
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Ramp Business Corporation
  • More flexible spend rule requirements that align with the $75 IRS compliance rule for food/travel purchases. Our organization has a $25 compliance threshold for food and travel. It would be helpful if Ramp provided the ability to customize this type of spending requirement for particular categories with respect to receipt requirements.
  • A little more support in implementing a two-entity environment.
  • Increased heads-up on : auto approval of credit card returns.
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Support Rating
Brex
Prompt and always extremely fast to respond. I also think the intuitiveness of their solution negates the need for much support
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Ramp Business Corporation
No answers on this topic
Alternatives Considered
Brex
Divvy allows you to get hyper focused in on how much individuals are allowed to spend. Honestly it is comparable to Brex, but is more well suited for micromanaging organizational spend. Brex is good because I am able to give my employees limits that match our budgets and I don't care about micromanaging their spend.
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Ramp Business Corporation
We moved to Ramp from Expensify at our accountant's advice. We went with her advice due to ease of use, ease of Quickbooks sync, ability to send reminders with one click, and more. We are very happy with the decision to switch to Ramp.
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Return on Investment
Brex
  • No fee wire transfer.
  • Net 60 credit card terms is good for our cashflow.
  • Fast and easy employee credit cards saves us time.
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Ramp Business Corporation
  • It has given us the ability to make informed decisions for controlling costs.
  • Increased oversight (mandatory rules) impacts people to be more mindful when spending funds.
  • Setting static limits on cards and being able to monitor with a click of a button.
Read full review
ScreenShots

Ramp Screenshots

Screenshot of Screenshot of Screenshot of Slack integrationScreenshot of Vendor ManagementScreenshot of Automated savings insights