Divvy from BILL is a spend and expense management solution that gives small and midsize businesses credit and helps them save time and money by automating expense reports, budgets, and reimbursement processing — all in one place.
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Quadient Accounts Payable
Score 9.3 out of 10
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Beanworks was an accounts payable (AP) automation platform, acquired and now offered by Quadient in 2021, as Quadient Accounts Payable. It uses custom rules to automate and show every step of an organization's AP workflow, and is used to route POs, invoices, and payment approvals to the right team member at the right time.
Divvy is well suited for almost any organization/business I can think of. If you need to spend money from a specific predetermined budget, Divvy works great. If you have a high volume of transactions and you're fairly decent with excel, you can create an upload file to move transactions into your general ledger (currently only QB is supported for plug ins). If I'm really trying to find a less appropriate example, maybe if you have employees who can have a large credit limit and need to travel a lot, an Amex card might have better benefits.
The one part I would suggest approval in is when updating an invoice. If for example, one employee approved an invoice and then I, the administrator, make a change before the second employee approves an invoice the invoice is resubmitted to the original employee. It would be much easier if the invoice would only go to the secondary/final approver even once a change is made
Agile budget approval - no more back and forth conversations where the team needs to "beg" for more. They actually learn very quickly how to make a rock solid business case on their own to me, because I can "1 click a yes" or "need a bit more ROI" coaching to a yes, if need be.
Real-time expense capture - no more waiting until month-end to see expenses that might not have been a wise choice. Or at least get a jump on why funds were spent, so we can all understand the need better.
No more wasted time digging around for 'that one 5 figure receipt' from 30 days ago!
Beanworks takes some time to set up initially, but once it's ready on your computer, it is very easy to use in conjunction with QuickBooks. They have representatives that are readily available or can schedule an appointment to walk you through it if you are ever having issues. Uploading invoices is quick and easy. Approvers can easily make changes to coding before approving.
We have enjoyed using Divvy and its functions. The Divvy team has been great, and their support team is outstanding. They have a chatbox on the platform, and they only seem to be someone on call. I have found its benefits to be outstanding, that I recommend it to my clients. I also feel that Divvy rolling out new features only makes it more compelling to stay on as a user.
Divvy seemed more accessible for international teams and we have had fewer issues when using these cards internationally. It also allows for in-app expense and budget tracking which had to be done separately and manually with Expensify and Capital One. And an actual app that works and allows you to change mistakes at the blink of an eye.