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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Stripe Payments

    Score9 out of 10
    N/AStripe is a payment gateway software solution which supports a range of payment related needs such as subscription management and recurrent billing via Stripe Billing, integration with third party payment services via the Stripe Connect API, assistance starting an Internet business which accepts payements via Stripe Atlas, fraud prevention via Stripe Radar, and payment analytics via Stripe Sigma. Additional features and modules include Stripe Issuing, which allows users to create,…

    $0.02

    per charge

    Webgility

    Score9.6 out of 10
    N/AWebgility is a multichannel eCommerce software which provides automated accounting and inventory management. It is optimized for QuickBooks Desktop and NetSuite users who sell on multiple channels.

    $109

    per month

    Xero

    Score8.4 out of 10
    N/AXero is an online accounting software product for small businesses and personal finance. Its features beyond general ledger and double-bookkeeping include quotable invoicing, bank reconciliation, purchase order and expense management, and tax management. Third party apps can extend its features further.

    $13

    per month

    Pricing
    Stripe PaymentsWebgilityXero
    Editions & Modules
    Sigma
    $0.02
    per charge
    Radar
    $0.05
    per screened transaction
    Issuing
    $0.10
    per virtual card
    Terminal
    2.7% + 0.05
    per successful charge
    Integrated
    2.9% + 0.30
    per successful charge
    Atlass
    $500
    one-time fee
    Premium Support
    1,800
    per month
    Customized
    Contact sales team
    Pro
    $109 (billed annually)
    per month
    Advanced
    $199 (billed annually)
    per month
    Premium
    $399 (billed annually)
    per month
    Early
    $13
    per month
    Growing
    $37
    per month
    Established
    $70
    per month
    Offerings
    Pricing Offerings
    Stripe PaymentsWebgilityXero
    Free Trial
    NoYesYes
    Free/Freemium Version
    NoNoNo
    Premium Consulting/Integration Services
    NoYesNo
    Entry-level Setup FeeNo setup feeNo setup feeNo setup fee
    Additional Details—All plans come with free setup and onboarding, and annual plans get a 60-day money-back guarantee. All customers can add Webgility Intelligence for $20/mo/channel. QuickBooks Desktop customers can automate shipping for $50/mo and pull historical data over 90 days old for a $200 one-time fee.Prices in table are in USD and just apply to the US - other markets & prices are listed below: Canada - Starter $18 CAD/month, Standard $45 CAD/month, Premium 5 $58 CAD/month UK - Starter £14/month, Standard £28/month, Premium £36/month AU - Starter $29 AUD/month, Standard $59 AUD/month, Premium 5 $76 AUD/month NZ - Starter $31 NZD/month, Standard $66 NZD/month, Premium $84 NZD/month
    More Pricing Information
    Community Pulse
    Stripe PaymentsWebgilityXero
    Considered Multiple Products
    Stripe
    Chose Stripe Payments
    Stripe is much easier to set up and use, has a simpler UI, and lower transaction fees. A no-brainer when it comes to taking credit card payments online.
    Incentivized
    Webgility
    No answer on this topic
    Xero
    Chose Xero
    Pricing was better and quickbook was not recommended by some people we know with business.
    Incentivized
    Chose Xero
    MYOB has always seemed well behind in the functionality. We recently discontinued our DEAR subscription due to astronomical increase in subscription fees. While Xero doesn't do as much in terms of inventory management we can manage without that function for the lower price.
    Incentivized
    Chose Xero
    Sage is much more difficult to use and far less enjoyable to work with than Xero. Sage just feels 'old fashioned' and cumbersome compared to the streamlined Xero system. We have no regrets in adopting Xero over Sage. Furthermore, Xero is less expensive than Sage. Better system …
    Incentivized
    Key User Insights
    Would buy again
    88%
    Would buy again
    50 Answers
    88%
    Would buy again
    7 Answers
    93%
    Would buy again
    160 Answers
    Delivers good value for the price
    91%
    Delivers good value for the price
    50 Answers
    88%
    Delivers good value for the price
    7 Answers
    94%
    Delivers good value for the price
    153 Answers
    Happy with the feature set
    93%
    Happy with the feature set
    53 Answers
    88%
    Happy with the feature set
    7 Answers
    93%
    Happy with the feature set
    160 Answers
    Lived up to sales and marketing promises
    86%
    Lived up to sales and marketing promises
    44 Answers
    88%
    Lived up to sales and marketing promises
    7 Answers
    94%
    Lived up to sales and marketing promises
    131 Answers
    Implementation went as expected
    92%
    Implementation went as expected
    48 Answers
    88%
    Implementation went as expected
    7 Answers
    99%
    Implementation went as expected
    149 Answers
    Features
    Stripe PaymentsWebgilityXero
    Payment Gateways
    Comparison of Payment Gateways features of Stripe Payments and Webgility and Xero
    Feature
    Stripe Payments
    7.6
    8 Ratings
    3% above category average
    Webgility
    -
    Ratings
    Xero
    -
    Ratings
    Fraud Detection7.28 Ratings00 Ratings00 Ratings
    API or SDK8.68 Ratings00 Ratings00 Ratings
    Recurring Payment Support6.68 Ratings00 Ratings00 Ratings
    Billing and Invoicing Support8.68 Ratings00 Ratings00 Ratings
    Global Support8.07 Ratings00 Ratings00 Ratings
    Payment Form Acceptance6.67 Ratings00 Ratings00 Ratings
    Payroll Management
    Comparison of Payroll Management features of Stripe Payments and Webgility and Xero
    Feature
    Stripe Payments
    -
    Ratings
    Webgility
    -
    Ratings
    Xero
    7.5
    73 Ratings
    1% below category average
    Pay calculation00 Ratings00 Ratings8.065 Ratings
    Benefit plan administration00 Ratings00 Ratings8.023 Ratings
    Direct deposit files00 Ratings00 Ratings7.249 Ratings
    Salary revision and increment management00 Ratings00 Ratings7.141 Ratings
    Reimbursement management00 Ratings00 Ratings7.054 Ratings
    Customization
    Comparison of Customization features of Stripe Payments and Webgility and Xero
    Feature
    Stripe Payments
    -
    Ratings
    Webgility
    -
    Ratings
    Xero
    8.0
    169 Ratings
    6% above category average
    API for custom integration00 Ratings00 Ratings7.979 Ratings
    Plug-ins00 Ratings00 Ratings8.1156 Ratings
    Security
    Comparison of Security features of Stripe Payments and Webgility and Xero
    Feature
    Stripe Payments
    -
    Ratings
    Webgility
    -
    Ratings
    Xero
    7.1
    213 Ratings
    14% below category average
    Single sign-on capability00 Ratings00 Ratings5.572 Ratings
    Role-based user permissions00 Ratings00 Ratings8.7211 Ratings
    Reporting & Analytics
    Comparison of Reporting & Analytics features of Stripe Payments and Webgility and Xero
    Feature
    Stripe Payments
    -
    Ratings
    Webgility
    -
    Ratings
    Xero
    8.3
    241 Ratings
    6% above category average
    Dashboards00 Ratings00 Ratings8.3237 Ratings
    Standard reports00 Ratings00 Ratings8.9239 Ratings
    Custom reports00 Ratings00 Ratings7.9212 Ratings
    General Ledger and Configurable Accounting
    Comparison of General Ledger and Configurable Accounting features of Stripe Payments and Webgility and Xero
    Feature
    Stripe Payments
    -
    Ratings
    Webgility
    -
    Ratings
    Xero
    8.3
    251 Ratings
    8% above category average
    Accounts payable00 Ratings00 Ratings7.9229 Ratings
    Accounts receivable00 Ratings00 Ratings8.1234 Ratings
    Cash management00 Ratings00 Ratings7.7217 Ratings
    Bank reconciliation00 Ratings00 Ratings8.6244 Ratings
    Expense management00 Ratings00 Ratings7.8224 Ratings
    Time tracking00 Ratings00 Ratings6.387 Ratings
    Fixed asset management00 Ratings00 Ratings7.7152 Ratings
    Multi-currency support00 Ratings00 Ratings7.9149 Ratings
    Multi-division support00 Ratings00 Ratings7.4129 Ratings
    Regulations compliance00 Ratings00 Ratings8.3131 Ratings
    Electronic tax filing00 Ratings00 Ratings8.6134 Ratings
    Self-service portal00 Ratings00 Ratings7.7153 Ratings
    Global Financial Support00 Ratings00 Ratings7.884 Ratings
    Primary and Secondary Ledgers00 Ratings00 Ratings7.881 Ratings
    Intercompany Accounting00 Ratings00 Ratings10.040 Ratings
    Localizations00 Ratings00 Ratings10.039 Ratings
    Journals and Reconciliations00 Ratings00 Ratings10.090 Ratings
    Enterprise Accounting00 Ratings00 Ratings10.033 Ratings
    Configurable Accounting00 Ratings00 Ratings10.059 Ratings
    Centralized Rules Framework00 Ratings00 Ratings6.033 Ratings
    Standardized Processes00 Ratings00 Ratings8.059 Ratings
    Inventory Management
    Comparison of Inventory Management features of Stripe Payments and Webgility and Xero
    Feature
    Stripe Payments
    -
    Ratings
    Webgility
    -
    Ratings
    Xero
    6.3
    119 Ratings
    14% below category average
    Inventory tracking00 Ratings00 Ratings7.1115 Ratings
    Automatic reordering00 Ratings00 Ratings6.224 Ratings
    Location management00 Ratings00 Ratings6.229 Ratings
    Manufacturing module00 Ratings00 Ratings6.016 Ratings
    Order Management
    Comparison of Order Management features of Stripe Payments and Webgility and Xero
    Feature
    Stripe Payments
    -
    Ratings
    Webgility
    -
    Ratings
    Xero
    7.3
    89 Ratings
    1% below category average
    Pricing00 Ratings00 Ratings10.062 Ratings
    Order entry00 Ratings00 Ratings10.056 Ratings
    Credit card processing00 Ratings00 Ratings6.358 Ratings
    Cost of goods sold00 Ratings00 Ratings6.366 Ratings
    Order Orchestration00 Ratings00 Ratings6.121 Ratings
    End-to-end order visibility00 Ratings00 Ratings6.124 Ratings
    Order exception Resolution00 Ratings00 Ratings6.117 Ratings
    Best Alternatives
    Stripe PaymentsWebgilityXero
    Small Businesses
    Apple Pay
    Score9.1 out of 10
    No answers on this topic
    QuickBooks Self-Employed (discontinued)
    Score4.1 out of 10
    Medium-sized Companies
    Payoneer
    Score8 out of 10
    No answers on this topic
    MYOB
    Score8.3 out of 10
    Enterprises
    Checkout.com
    Score10 out of 10
    No answers on this topic
    Microsoft Dynamics GP
    Score5.4 out of 10
    All AlternativesView all alternativesView all alternativesView all alternatives
    User Ratings
    Stripe PaymentsWebgilityXero
    Likelihood to Recommend
    8.9
    (85 ratings)
    10.0
    (17 ratings)
    8.3
    (266 ratings)
    Likelihood to Renew
    10.0
    (3 ratings)
    -
    (0 ratings)
    4.7
    (38 ratings)
    Usability
    7.5
    (7 ratings)
    -
    (0 ratings)
    8.3
    (192 ratings)
    Availability
    -
    (0 ratings)
    -
    (0 ratings)
    3.1
    (12 ratings)
    Performance
    -
    (0 ratings)
    -
    (0 ratings)
    8.0
    (10 ratings)
    Support Rating
    10.0
    (16 ratings)
    -
    (0 ratings)
    5.6
    (40 ratings)
    In-Person Training
    -
    (0 ratings)
    -
    (0 ratings)
    9.1
    (1 ratings)
    Online Training
    -
    (0 ratings)
    -
    (0 ratings)
    10.0
    (6 ratings)
    Implementation Rating
    10.0
    (1 ratings)
    -
    (0 ratings)
    7.6
    (13 ratings)
    Configurability
    -
    (0 ratings)
    -
    (0 ratings)
    8.1
    (3 ratings)
    CPA Rating
    -
    (0 ratings)
    -
    (0 ratings)
    9.1
    (10 ratings)
    Ease of integration
    -
    (0 ratings)
    -
    (0 ratings)
    7.4
    (150 ratings)
    Product Scalability
    -
    (0 ratings)
    -
    (0 ratings)
    7.0
    (8 ratings)
    Vendor post-sale
    -
    (0 ratings)
    -
    (0 ratings)
    6.5
    (4 ratings)
    Vendor pre-sale
    -
    (0 ratings)
    -
    (0 ratings)
    6.5
    (4 ratings)
    User Testimonials
    Stripe PaymentsWebgilityXero
    Likelihood to Recommend
    Stripe
    We had a client who wanted a QR to use in their marketing, which enabled their clients to donate to us. It was so useful to be able to set it up, and we can track the views and donations received using this code. Another client with issues with our website wanted to set up a monthly subscription, so I sent her a payment link, which worked brilliantly. For clients that want to make one-time donations, it also lets the client choose the amount. The only scenario where we haven't been able to help is when clients want to change the card associated with the payment - whilst we understand it is for security/gdpr, it means they have to cancel and set up something new, which poses the danger that we may lose them as a customer.
    Incentivized
    Read full review
    Webgility
    Webgility allows for an accounting based on the real world of our business. We are in control and charge of all of the processes that give dynamic to our businesses. We do not feel near to our business we are near and we can do this with nothing else than the intelligence behind Webgility. Everything is better since we started and we have ourselves still space to put under our reign with the vast amount of methodologies that are implemented at best in Webgility Desktop, Online, and Intelligence. There is positive improvement in the benefits every employee generates with the suites. Cases in which some starts to get in unintended directions can be detected early and corrected with no worse impact. Webgility did not too much enhance our reach to new markets or customers. Our new qualities are getting around but we expect more from the business generating features sets of Webgility. We are still curious about enhancing ourselves and our employees but we already integrated the suites to a significant degree in our processes. We are very satisfied with the POS and markets but there is for us still a lot left out where we are strong and reach our clients and customers.
    Incentivized
    Read full review
    Xero
    The only time I wouldn't be suggesting it is to consultants or solopreneurs. I think it's too overwhelming unless you are experienced or have a background related to finance. So it's not that the product isn't powerful, it's that it can be too powerful. For all other size businesses it really is what you need to use to make life simple to track everything in your business. It definitely saves me time by having it all in one place and not multiple spreadsheets etc
    Incentivized
    Read full review
    Pros
    Stripe
    • They are reliable. I can count on everything going smoothly with transactions.
    • They are accurate. I don’t run into problems with collecting the proper amounts or being overcharged for fees.
    • They have good customer service. If I have a question about the customer portal or a problem with a customer, they help me resolve these issues.
    Incentivized
    Read full review
    Webgility
    • This product has seamlessly helped my company in a form of scrutiny that has minimized human errors to almost zero.
    • It ensures an optimal level of accuracy exists when we are in the middle of downloading any sort of customer data.
    • The tailored, customizable, and personalized reporting of this platform is another great aspect of it.
    • I am satisfied with the usability of this software because it is very easy to use plus it has an intuitive interface that is easy to grasp.
    • Customer support of this product is commendable and worth to be praised because they have always been very helpful and supportive in any time of need.
    Incentivized
    Read full review
    Xero
    • The bank feed integration makes reconciling transactions easy
    • Once you load a template for your invoices, every client gets a professional looking invoice
    • Bill paying and tracking of payments is also easy; you load your bill into Xero, pay it through the bank, and when the transaction is completed it comes through on bank feeds. If you need to query when a bill was paid, it is all there in Xero
    Incentivized
    Read full review
    Cons
    Stripe
    • It would be nice to be able to see my Shopify payments from my main payment gateway. I currently have to go to Shopify for that.
    • The ability to be able to offer discounted rates at a smaller threshold would be nice.
    Incentivized
    Read full review
    Webgility
    • Keeping in mind all the good things said about Webgility there is also a need to pinpoint some loopholes that exist in Webgility so that Webgility can further work on those deprivations in order to bring the best to its users.
    • I feel that the inventory management system of Webgility is pretty basic compared to the overall level of Webgility.
    Incentivized
    Read full review
    Xero
    • Having different email addresses for different parts of a customer's business (eg invoices and statements to different places)
    • Easily seeing the text of emails that have been sent through Xero
    • More easily archiving old pay items. Our HR software updates rates when awards are updated which means a lot of old pay rates are in the system and they have multiple clicks to archive each one. Clicking the ones to archive in bulk and then just click archive for all would be much more efficient.
    Incentivized
    Read full review
    Likelihood to Renew
    Stripe
    Stripe is the leader in the industry when it comes to any type of industry. All that is needed is a plan and then implementing that plan either with a developer, or through the help of Stripe's customer service team to assist in getting you setup. The ease of use time it takes to get up and running is second to none
    Incentivized
    Read full review
    Webgility
    No answers on this topic
    Xero
    In addition to the matters covered in this review, my reason for renewing this product is that Xero's functionality and the constant updates that the company provides, makes the software even more business friendly. The software therefore builds a brand loyalty among customers.
    Read full review
    Usability
    Stripe
    Stripe offers a very easy-to-navigate platform with many different functions. From linking it to our website and accounting platform to tracking our payments, being able to issue a refund quickly if required, and setting up QR codes and payment links for subscriptions or one-time donations, it really covers so many aspects that we need and use on a weekly and monthly basis.
    Incentivized
    Read full review
    Webgility
    No answers on this topic
    Xero
    As a standalone software, it allows users to fulfill most of the basic functions (e.g. transaction input and report generation) simply and conveniently. It also allows for multiple APIs to help augment various tasks that accounting-adjacent (e.g. claims processing). The cloud based model and portability to mobile devices allows tasks to be carried out in a more convenient way.
    Read full review
    Reliability and Availability
    Stripe
    No answers on this topic
    Webgility
    No answers on this topic
    Xero
    We have been actively using and 100% Xero based for our ecommerce accounting practice for over 4 years. There has on been one real outage for more than 5 minutes. Xero was open and transparent about the outage, what they were doing to resolve the issue, and provided 15 minute updates. Showing how they care about their customers and partners. Plus, showing that their customers care too, were understanding, and went surfing or in our case took a nap. Couldn't run our business without Xero as a partner.
    Read full review
    Performance
    Stripe
    No answers on this topic
    Webgility
    No answers on this topic
    Xero
    On a good day, things worked but after upgrades, things began to slow and or not work at all at times. I coined the moving circle while I waited as the "Xero Wheel of Death". Sometimes it never stopped and force quitting was necessary.
    Incentivized
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    Support Rating
    Stripe
    Stripe's support is nearly perfect – great attention to detail, fast response times, and a willingness to really dig into issues and get to the bottom of them. In the five years we've been using Stripe, the only negative thing I can say about their customer support is that it seems like there has been a slight shift to less technical front-line support agents, which means it's more likely your issue will have to be escalated before you get more information. This, however, has happened as Stripe rolled out more real-time support features like call and chat, and that really isn't workable if you're escalating everything right off the bat. It's absolutely an acceptable trade-off.
    Incentivized
    Read full review
    Webgility
    No answers on this topic
    Xero
    Always respond and keep issues open until you are satisfied with the result. Generally good responses, in the past, I had some support responses that were really basic and really annoying. They type where "have your tried restarting your computer" style of answers. Well, of course, I went through all the basics before contacting them. Duh, but I suppose not everyone does. Otherwise, it would be a 10. The last year has shown a marked improvement in the support responses however.
    Read full review
    In-Person Training
    Stripe
    No answers on this topic
    Webgility
    No answers on this topic
    Xero
    The format was great; someone was there to ask questions or help if you were stuck.
    Incentivized
    Read full review
    Online Training
    Stripe
    No answers on this topic
    Webgility
    No answers on this topic
    Xero
    All of Xero's training is online and available for anyone (business owner or accountants) to learn and become experts in their system. There is a range of content from product training to real world webinars from their partners. Xero is beautiful accounting software and their training is the same.
    Read full review
    Implementation Rating
    Stripe
    It took less than an hour to have everything setup and running
    Incentivized
    Read full review
    Webgility
    No answers on this topic
    Xero
    If it can be done, time the implementation near a new fiscal year so you can start clean. Otherwise, you have to go back and do historical data from the beginning of the fiscal year, which can be brain draining.
    Incentivized
    Read full review
    Alternatives Considered
    Stripe
    Stripe is easier to use and offers better support and rates. My favorite part with Stripe is probably their ready-to-use plug-in that's offered for me. We have multiple eCommerce stores and we rely on our payment process going smoothly. The plug-in from Stripe is free, constantly updated, secure, and very easy to implement.
    Incentivized
    Read full review
    Webgility
    It is one of the best platforms I have ever used. Webgility has been very helpful in mitigating human errors, which leads to so much time-saving. Webgility connects all the pieces, like a messed-up jigsaw puzzle, and keeps the orders synchronized well in Quickbooks.
    Incentivized
    Read full review
    Xero
    Each of the products I listed had their own list of drawbacks, but the one thing they all had in common, which was right on top of that list of drawbacks, was ease of use. I struggled to get myself accustomed to each system and struggled, but when it came to getting a client to even try and use it was when the true struggle started. Just found it easier to make use of Xero from the very beginning.
    Read full review
    Scalability
    Stripe
    No answers on this topic
    Webgility
    No answers on this topic
    Xero
    I have yet to fully stress test the product given the size of the company where I am using it. I am sure as we scale to more customers, more vendors and more reporting requirements, I will have a better understanding of what it is capable of in terms of bandwidth and processing
    Incentivized
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    Return on Investment
    Stripe
    • It makes getting money from your clients really easy
    • It gives your clients the guarantee that their payment information is totally secure and confidentially used and kept
    • It is very easy to integrate with online assets of the company
    • In a couple of occasions, some companies have wanted me to use Stripe for them to pay me, and I have had a couple of hiccups. This was more related to the way that these companies set up the Stripe integration of my account to their platform. In both cases, the integration has not been possible and to this date, I still do not know why with exactitude.
    • As I said before, the commissions kept by Stripe could be lower, and shared with the CC companies, rather than having us clients pay for all of o it.
    Incentivized
    Read full review
    Webgility
    • There is an on-going monthly fee, but our company finds it is well worth it for both the support we recieve as well as the time saved by not manually entering orders into out accounting software from our online store.
    • The biggest ROI is absolutely time saved in entering orders.
    Incentivized
    Read full review
    Xero
    • Xero is a basic accounting system that performs basic accounting tasks easily and accurately. For that, it provides a positive impact on our day to day accounting operations.
    • Because of Xero's basic structure, I feel it lacks some of the sophistication that some users want and need. The ability to create unique custom reports would enhance the impact Xero would have on meeting business objectives by providing current and useful accounting information.
    • In my opinion, Xero's lack of focus on their customers - their users - is a real issue with me. In my opinion, those of us that are in the trenches that work with the system on a daily basis have to deal with the shortcomings of the system with the knowledge that Xero support refuses to address the operational issues that make their user's lives difficult. I feel if Xero would focus on truly making their software better from a users point of view, it has the potential to be a great system.
    Read full review
    ScreenShots

    Webgility Screenshots

    Screenshot of Webgility manages ecommerce accounting with tools to ensure sales tax compliance, and eliminate busywork.Screenshot of Webgility manages orders individually or in batches, and users can view profitability details to gain an accurate picture of profit and loss.Screenshot of Wegility’s connections manager makes it easier to add stores, shipping platforms, and marketplaces to an account — no IT experience necessary.Screenshot of Sync data in any direction to ensure the accuracy of orders, fees, deposits, and inventory with syncing from an online store into QuickBooks Online or QuickBooks Desktop.

    Xero Screenshots

    Product screenshotProduct screenshotProduct screenshotProduct screenshotProduct screenshotProduct screenshot