Payment Gateway Software

Best Payment Gateway Software include:

Stripe.

Payment Gateway Software TrustMap

TrustMaps are two-dimensional charts that compare products based on trScore and research frequency by prospective buyers. Products must have 10 or more ratings to appear on this TrustMap.

Payment Gateway Software Overview

What is Payment Gateway Software?

Payment Gateway Software helps connect ecommerce websites to a bank or merchant account in order to process online payments and transfer sensitive credit card information securely.

There are three major methods the payment gateway can utilize, depending on the vendor's approach and the level of security and compliance the business must support:

  • A form filled out on the company's own website, where the data is then sent through the payment gateway

  • A redirect to the payment gateway (on a separate website where the customer can fill out payment information)

  • A form powered by the payment gateway vendor that collects information on the company's website but connects straight into the payment gateway vendor's server

The first option is the least secure but allows for the most consistent branding and customer experience. The second option is the most secure data-wise, but also the most disruptive customer experience, since the customer has to leave the ecommerce site to input their billing information. The third option offers a happy medium, but still requires some security precautions and visual compromises, since the look and feel of the gateway module is likely to be different from the rest of the site.


Some vendors bundle payment gateways with point of sale systems (POS) for physical business locations. Others offer more comprehensive merchant solution tools, such as customer management, invoicing, recurring billing, and more. Buyers should choose a payment gateway that connects easily to their ecommerce platform; most ecommerce providers have a list of the payment gateway connectors/integrations they offer on their websites.

Payment Gateway Features and Capabilities

Most Payment Gateway vendors offer the following important basic and advanced features. The advanced features are generally only available for an additional fee.

Basic Features and Capabilities:

  • Processes multiple types of credit and debit cards

  • Processes ACH Payments and eChecks

  • Secure payment processing

  • Payment analytics and reporting

  • Multi-currency

  • Storage of customer information

  • Third party integrations

  • PCI compliance

Advanced Features and Capabilities:

  • Recurring subscriptions and billing

  • Invoicing

  • Fraud prevention

  • Buyer authentication

  • POS system

Pricing Information

Software that strictly offers payment gateway services charges per transaction, which can run as low as $0.10 per transaction. Some vendors charge a recurring monthly fee in addition to these transaction fees.


More comprehensive products that are considered merchant solutions generally charge per transaction, most often comprised of a percentage plus flat fee (ranging from 2.2% to 2.9% plus $.30). Again, a few vendors will also charge a recurring monthly fee.


High volume enterprise level companies should work with the vendor to obtain custom pricing. Fraud prevention, a POS system, invoicing and other advanced features will typically incur an add-on fee in addition to the charges described above.


Payment Gateway Products

(1-25 of 94) Sorted by Most Reviews

Ethoca
Ethoca headquartered in Toronto offers a payment gateway solution with integrated features designed to fight disruptive fraud and chargebacks and still provide a good customer experience.
eWAY
eWAY is a payment gateway software solution offered by eWAY.
JetPay
JetPay is a payment gateway software solution offered by JetPay Corporation.
M|Payments
M|Payments is a payment gateway software solution offered by Cardmobili.
Converge
Converge (formerly MyVirtualMerchant) is a payment gateway software solution offered by Elavon Inc.
Obopay
Obopay is a payment gateway software solution offered by Obopay.
Paysafe
Paysafe (formerly Optimal Payments) is a payment gateway software from the company of the same name in London.
Payment Express
Payment Express is a payment gateway software solution offered by DPS.
Paymill
Paymill is a payment gateway software solution offered by PAYMILL GmbH.
PayU
PayU is a payment gateway software solution offered by payu.
Payza
Payza is a payment gateway software solution offered by Payza.
PMoney Transaction Platform
PMoney Transaction Platform is a payment gateway software solution offered by ETS Corporation.
PriceWaiter
PriceWaiter is a payment gateway software solution offered by PriceWaiter.
PSiGate
PSiGate is a payment gateway software solution offered by PSiGate Inc.
Saferpay
Saferpay is a payment gateway software solution offered by SIX Payment Services.
SecurePay
SecurePay is a payment gateway software solution offered by SecurePay.
PayJunction
PayJunction is a payment gateway software solution offered by First National Bank of Omaha.
Skrill
Skrill is a payment gateway software solution offered by Skrill USA, Inc..
EVO Payments (formerly e-onlinedata)
EVO Payments (formerly e-onlinedata) is a payment gateway software solution offered by EVO Payments International headquartered in Atlanta.
Dusupay.com
DusuPay is an online payment gateway and mobile payment solution for global businesses with customers in Africa. It allows users to accept and make payments over the Internet in Africa (though the vendor itself is based in London). According to the vendor, processing speed and efficiency are two of …
ACI UP eCommerce Payments
ACI Worldwide offers the UP eCommerce Payments system, a payment gateway optimal for ecommerce vendors featuring the ACI PAY.ON payment gateway with ACI ReD SHIELD Fraud Management to protect ecommerce vendors from fraudulent transactions, in a combined solution.
Paymode-X Payment Network
Bottomline Technologies headquartered in New Hampshire provides the Paymode-X Payment Network as a secure cloud-based electronic and automated payment system for vendors, payers, or banks.
EPX (Electronic Payment Exchange)
EPX (Electronic Payment Exchange) is an international payment platforms that provides end-to-end PCI-compliant payment processing. EPX is a North American Bancard brand.
Circle Pay
Circle, a blockchain technology fintech company, offers Circle Pay, a cross-currency and international payment system.
Forte
Forte, a CSG property since the October 2018 acquisition, is a payment gateway solution, supporting echeck processing, credit card processing, recurrent billing, ecommerce shopping cart, and other features.