Payment Gateway Software
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Xoom, a PayPal Service, is an online money transfer service for quickly sending money internationally.
Checkout.com headquartered in London enables businesses with technology designed to make payments seamless. Checkout.com boasts the fastest, most reliable payments in more than 150 currencies, with in-country acquiring, fraud filters and reporting through one API. Checkout.com can…
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MultiPass (formerly DynaPay) is a UK-based Fintech platform providing multi-currency payment accounts for businesses worldwide. The world of cross-border business transactions gets increasingly complex. MultiPass aims to develop a neo-bank solution that will meet the need for reliable…
WeTravel is a payment platform and booking system for travel organizers. Benefits include:Lower fees: The product allows organizers to collect funds online directly from a client's US bank account. WeTravel charges a 1% processing fee and no monthly fees. Organizers can save on…
Venmo for Business supports touch-free transactions and provides customers a secure and simple way of paying. Businesses can accept payments virtually through the app, and in-person with a unique business QR code. Business's can turn the QR code into an eye-catching point-of-sale…
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Synapse (formerly SynapseFi), from the company of the same name in San Francisco, si a white-label banking API, providing solutions for card issuance, payments, and account set up.
TripleA, headquartered in Singapore, helps businesses increase their revenue by enabling crypto payments and payouts, leveraging on the fast-growing 300m+ people using cryptocurrencies. With its white-label, instant confirmation, locked-in exchange rate, real-time fiat conversion,…
fidomoney provides tailored financial solutions designed for startups and small businesses. One of their key products is a business current account that comes with a range of payment services. The company allows businesses to choose which payment services they need and charges only…
ClientPay is a web-based solution designed specifically for architecture, engineering, design, and construction professionals. ClientPay enables users to securely accept credit card and eCheck payments from the office, online, or at a project site. It is used to create a professional…
ProPay, a Global Payments solution, has payment processing solutions for a wide variety of industries. ProPay allows small businesses to accept credit card payments, and ProPay can help enterprise companies access global markets, allowing them to accept and make payments in multiple…
xpate is a payments platform designed to provide businesses with a single multi-fit solution that unites all of the desired payment methods to cover an extensive range of demands that otherwise require onboarding and integration with multiple partners. With every successful sales…
AxxonPay is a payment solutions provider that offers a range of payment processing services for high-risk merchants in the forex, iGaming, gambling, crypto, and CBD industries. AxxonPay provides card processing services for Visa, Mastercard, China UnionPay, and JCB, along with a…
FSS Real-time Payments supports future-ready customer experiences with one app for all banking requirements, QR payments, 2 factor authentication, Autopay, and Bill payment.
A full-stack, white-labelled payment platform that includes end-to-end digital merchant onboarding, merchant servicing, a spectrum of payment tools, risk management and in-depth data insights for businesses to gain deeper insights.
Payment Gateway Maksis, from Grabbity headquartered in Dhaka, Latvia, is a solution that provides KYC (Know Your Customer), AML (Anti-Money Laundering), customer data control, and risk scoring functionality built-in. The platform also includes loan management, warehousing and stock…
Tranzzo is a global payment platform that allows online payments on websites, apps, or social media. With Tranzzo, businesses can access over 50 popular payment methods in a single integration, including card payments, e-wallets, and alternative methods. The white-label solution…
An ecommerce payment solution used to offer customers a custom, flexible payment plan. Partial.ly works with ecommerce software like Shopify, Woocommerce, BigCommerce, PrestaShop, and Opencart.
PayMe, by HSBC, is a solution for accepting payments in person or via a website, or social store, using an app. Additionally, users can accept payments via a POS device provided by HSBC's vendor partners, or directly integrated into an existing POS system. PayMe for Business provides…
A white-label payments platform, allowing partners - banks, acquirers, financial institutions, marketplaces and merchant facing platforms around the world to use the technology to offer their own customers a package solution for all of their major payment & alternative payment…
Owned by a global cryptocurrency-based fintech services group SG Veteris, Bitpace is a provider of online trading and payment gateway solutions. It provides businesses with an e-commerce tool to accept instant payments in various cryptocurrencies. Its services encompass fast settlement,…
Opium.PSD2 is a payment application programming interface (API) designed for banks and other account servicing payment service providers (ASPSP) to launch their open banking strategy and comply with EU Directive 2015/2366: Payment Service Directive II (PSD2). The vendor describes…
Payment Rails headquartered in Montreal aims to provide users with next-generation payment infrastructure, seamless integration, and the lowest fees, to help users grow their businesses.
The RevTrak Web Store from Vanco enables schools and districts to collect all school payments in one place, and parents and families can make all payments from one central hub. Parents can pay for items from spirit wear, lunch, activity fees, and child care through one central location…
Currence in the Netherlands is a payments solutions company that offers iDEAL. iDEAL is an online payment method that enables consumers to pay online through their own bank. In addition to webshops, other organisations that are not part of the e-commerce market also offer iDEAL. iDEAL…
PaidYET is a Payment Link Engine built with simplicity in mind. Boasting a secure PCI compliant platform, the vendor states merchants get a custom payment link that can be emailed, shared, or linked on to any invoice or web portal. PaidYET handles all the security compliance to so…
Tap2Pay is a platform that accepts online payments for SMB. The vendor touts Tap2Pay's high conversion rate across digital channels: websites, social networks, and popular messengers. Tap2Pay provides a secure buying experience in 2 clicks via the express checkout widget, without…
Novalnet is a Germany based payment service provider for e-Payment services, riskmanagement and debt collection. They offer payment solutions for online merchants worldwide. Novalnet offers merchants expertise in online payment, and boasts accessible and friendly customer support.…
Payment Gateway Software TrustMap
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Learn More About Payment Gateway Software
What is Payment Gateway Software?
Payment Gateway Software helps connect eCommerce websites to a bank or merchant account to process online payments and transfer sensitive credit card information securely.
There are three major methods the payment gateway software can utilize, depending on the vendor's approach and the level of security and compliance the business must support:
- A form filled out on the company's website, where the data is then sent through the payment gateway
- A redirect to the payment gateway (on a separate website where the customer can fill out payment information)
- A form powered by the payment gateway vendor that collects information on the company's website but connects straight into the payment gateway vendor's server
The first option is the least secure but allows for the most consistent branding and customer experience. The second option is the most secure, data-wise, but also the most disruptive customer experience (since the customer has to leave the eCommerce site to input their billing information). The third option offers a happy medium, but still requires some security precautions and visual compromises, since the look and feel of the gateway module is likely to be different from the rest of the site.
Some vendors bundle payment gateways with point of sale systems (POS) for physical business locations. Others offer more comprehensive merchant solution tools, such as customer management, invoicing, recurring billing, and more. Buyers should choose a payment gateway that connects easily to their eCommerce platform. Most eCommerce providers have a list of the payment gateway connectors/integrations they offer on their websites. Many users also frequently integrate payment gateway software with blogging software, if they’re in the process of converting their blog to an online store.
Payment Gateway Features
Most Payment Gateway vendors offer the following important basic and advanced features. The advanced features are generally only available for an additional fee.
Basic Features and Capabilities
- Processes multiple types of credit and debit cards
- Processes ACH Payments and eChecks
- Secure payment processing
- Payment analytics and reporting
- Multi-currency
- Storage of customer information
- Third-party integrations
- PCI compliance
Advanced Features
- Recurring subscriptions and billing
- Invoicing
- Fraud prevention
- Buyer authentication
- POS system
Payment Gateway Software Comparison
Before deciding to invest in a payment gateway solution and link it to your bank account, consider the following key points:
- Customer preference: What is your customers’ preferred online payment method? Do they typically pay with credit cards, Apple Pay, PayPay, or other online payment system? Consider which method of payments the majority of your customers will be using before choosing a new payment gateway provider.
- Customer support: What level of customer support does the payment gateway provider offer? For example, do they respond to issues promptly? Are any bugs you or your users experience resolved quickly? Some payment gateway providers have higher customer support rating scores than others. Click the ‘product details’ tab on TrustRadius to view a product’s customer support rating.
- Price model: What type of pricing model does the product have? Will it continue to be cost-effective as your online business grows, or will the fee percentages increase as your revenue increases? If you’re planning to scale up your business quickly, make sure to pick a product that won’t penalize you for rapid revenue growth.
Pricing Information
Software that strictly offers payment gateway services charges per transaction, which can run as low as $0.10 per transaction. Some vendors charge a recurring monthly fee in addition to these transaction fees.
More comprehensive products that are considered merchant solutions generally charge per transaction, which are most often composed of a percentage plus flat fee (ranging from 2.2% to 2.9% plus $.30). Again, a few vendors will also charge a recurring monthly fee.
High volume enterprise-level companies should work with the vendor to obtain custom pricing. Fraud prevention, a POS system, invoicing, and other advanced features will typically incur an add-on fee in addition to the charges described above.
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Frequently Asked Questions
What does payment gateway software do?
Who uses payment gateway software?
What is the best payment gateway software?
Some of the most popular payment gateway software products on TrustRadius, based on the number of end-user verified reviews they have, are: