Payment Gateway Software
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Xoom, a PayPal Service, is an online money transfer service for quickly sending money internationally.
Checkout.com headquartered in London enables businesses with technology designed to make payments seamless. Checkout.com boasts the fastest, most reliable payments in more than 150 currencies, with in-country acquiring, fraud filters and reporting through one API. Checkout.com can…
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SimplyPayMe’s application provides payments acceptance utilising a mobile device. In addition there is the ability to keep invoices and receipts in one place, CRM features, and team management. It is designed to be everything required by a sole trader or small business to successfully…
Zūm Rails’ software sees payments as more than just moving funds faster and smarter, but rather improving the entire financial interaction between a business and its end users. The software streamlines the onboarding process, provides advanced KYC / AML tools, moves funds in real-…
Safexpay is a fintech in India which specialises in tailor made payments platform for businesses of various sector companies is focussed on pioneering fintech innovation for the world with solutions including White label suite of Payment Aggregation Platform & Neo-banking. The…
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kevin. is a fintech that offers businesses the ability to accept payments directly from banks, cutting out the card networks with the goal of making the payments process cheaper, faster, smoother and more convenient. kevin. gives businesses access to more than 350+ million customers,…
Key IVR are a privately owned business offering automated payment services in the UK and internationally through Europe and into the United States. Hosted in data centres and processing over £800m per annum, the company's payment suite is offered as certified PCI-DSS v3.2.1 Level…
Remitr in Toronto offers payment solutions for SMBs so they can concentrate on growing their companies.
XanPay is a payments platform that's designed to help all types of SMBs, merchants (including high-risk merchants) and payment providers to route their payments across the world faster and cheaper. By creating a C2C network that routes and settles payments outside of the expensive…
Dibsy is an all-in-one platform for accepting and managing online payments. Dibsy’s solutions help SMEs in Qatar move away from cash, whether they have a website or not. As a company, Dibsy is participating in the digital transformation of the MENA region, arming businesses with…
Vim uses collective intelligence from healthcare data and human expertise to guide patients and providers to care decisions that consider cost, quality, and individual preferences. Vim helps patients find, schedule and receive the highest quality care, while promoting payer and…
ECOMMPAY, headquartered in London, offers a range of payment gateway and payment system solutions, boasting enhanced security measures, and a comprehensive risk management solution, through a single, unified integration.
Shuttle, Global Payments Gateway (formerly Payments Powered by Bolt) connects SaaS businesses to industry leading payment gateways, so that they can offer the choice to customers. The vendor says SaaS platforms of all sizes make use of Shuttle to scale more efficiently and affordably…
RallyPay is an omni-channel payment gateway designed for a variety of purposes as an alternative to Paypal, from fundraising specialist RallyPiryx (Rally.org) headquartered in San Francisco.
PayJunction is a payment gateway software solution previously offered by First National Bank of Omaha and now a registered ISO of Wells Fargo Bank, N.A.
TransNational is a payment gateway software solution offered by TransNational Payments.
PMoney Transaction Platform is a payment gateway software solution offered by ETS Corporation.
DusuPay is an online payment gateway and mobile payment solution for global businesses with customers in Africa. It allows users to accept and make payments over the Internet in Africa (though the vendor itself is based in London). According to the vendor, processing speed and efficiency…
Alpha Fintech (formerly Alpha Payments Cloud) is a payment gateway software solution offered by the company of the same name in Ireland.
Cellum is a payment gateway solution for smartphones. It is designed to facilitate secure, multinational mobile commerce transactions.
Payment Gateway Software TrustMap
TrustMaps are two-dimensional charts that compare products based on trScore and research frequency by prospective buyers. Products must have 10 or more ratings to appear on this TrustMap.
Learn More About Payment Gateway Software
What is Payment Gateway Software?
Payment Gateway Software helps connect eCommerce websites to a bank or merchant account to process online payments and transfer sensitive credit card information securely.
There are three major methods the payment gateway software can utilize, depending on the vendor's approach and the level of security and compliance the business must support:
- A form filled out on the company's website, where the data is then sent through the payment gateway
- A redirect to the payment gateway (on a separate website where the customer can fill out payment information)
- A form powered by the payment gateway vendor that collects information on the company's website but connects straight into the payment gateway vendor's server
The first option is the least secure but allows for the most consistent branding and customer experience. The second option is the most secure, data-wise, but also the most disruptive customer experience (since the customer has to leave the eCommerce site to input their billing information). The third option offers a happy medium, but still requires some security precautions and visual compromises, since the look and feel of the gateway module is likely to be different from the rest of the site.
Some vendors bundle payment gateways with point of sale systems (POS) for physical business locations. Others offer more comprehensive merchant solution tools, such as customer management, invoicing, recurring billing, and more. Buyers should choose a payment gateway that connects easily to their eCommerce platform. Most eCommerce providers have a list of the payment gateway connectors/integrations they offer on their websites. Many users also frequently integrate payment gateway software with blogging software, if they’re in the process of converting their blog to an online store.
Payment Gateway Features
Most Payment Gateway vendors offer the following important basic and advanced features. The advanced features are generally only available for an additional fee.
Basic Features and Capabilities
- Processes multiple types of credit and debit cards
- Processes ACH Payments and eChecks
- Secure payment processing
- Payment analytics and reporting
- Multi-currency
- Storage of customer information
- Third-party integrations
- PCI compliance
Advanced Features
- Recurring subscriptions and billing
- Invoicing
- Fraud prevention
- Buyer authentication
- POS system
Payment Gateway Software Comparison
Before deciding to invest in a payment gateway solution and link it to your bank account, consider the following key points:
- Customer preference: What is your customers’ preferred online payment method? Do they typically pay with credit cards, Apple Pay, PayPay, or other online payment system? Consider which method of payments the majority of your customers will be using before choosing a new payment gateway provider.
- Customer support: What level of customer support does the payment gateway provider offer? For example, do they respond to issues promptly? Are any bugs you or your users experience resolved quickly? Some payment gateway providers have higher customer support rating scores than others. Click the ‘product details’ tab on TrustRadius to view a product’s customer support rating.
- Price model: What type of pricing model does the product have? Will it continue to be cost-effective as your online business grows, or will the fee percentages increase as your revenue increases? If you’re planning to scale up your business quickly, make sure to pick a product that won’t penalize you for rapid revenue growth.
Pricing Information
Software that strictly offers payment gateway services charges per transaction, which can run as low as $0.10 per transaction. Some vendors charge a recurring monthly fee in addition to these transaction fees.
More comprehensive products that are considered merchant solutions generally charge per transaction, which are most often composed of a percentage plus flat fee (ranging from 2.2% to 2.9% plus $.30). Again, a few vendors will also charge a recurring monthly fee.
High volume enterprise-level companies should work with the vendor to obtain custom pricing. Fraud prevention, a POS system, invoicing, and other advanced features will typically incur an add-on fee in addition to the charges described above.
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Frequently Asked Questions
What does payment gateway software do?
Who uses payment gateway software?
What is the best payment gateway software?
Some of the most popular payment gateway software products on TrustRadius, based on the number of end-user verified reviews they have, are: