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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Apple Pay

    Score9.1 out of 10
    N/AApple Pay is a payment gateway the vendor states gives customers an easy, secure, and private way to pay in stores, within apps, on the web, and in Business Chat.N/A

    Authorize.net

    Score8 out of 10
    N/AAuthorize.net is a payment gateway software solution offered by Visa featuring secure data processing and fraud protection.

    $25

    monthly gateway

    Pricing
    Apple PayAuthorize.net
    Editions & Modules
    No answers on this topic
    All-in-One Option
    25 & 2.9% + $0.30
    monthly gateway/per transaction
    Payment Gateway Only
    $25
    monthly gateway
    Offerings
    Pricing Offerings
    Apple PayAuthorize.net
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details
    More Pricing Information
    Features
    Apple PayAuthorize.net
    Payment Gateways
    Comparison of Payment Gateways features of Apple Pay and Authorize.net
    Feature
    Apple Pay
    8.3
    6 Ratings
    11% above category average
    Authorize.net
    9.0
    1 Ratings
    19% above category average
    Fraud Detection9.86 Ratings9.01 Ratings
    API or SDK9.94 Ratings9.01 Ratings
    Recurring Payment Support7.56 Ratings9.01 Ratings
    Billing and Invoicing Support7.86 Ratings00 Ratings
    Global Support6.96 Ratings00 Ratings
    Payment Form Acceptance7.96 Ratings00 Ratings
    Best Alternatives
    Apple PayAuthorize.net
    Small Businesses
    Stripe Payments
    Score9 out of 10
    Apple Pay
    Score9.1 out of 10
    Medium-sized Companies
    Payoneer
    Score8 out of 10
    Payoneer
    Score8 out of 10
    Enterprises
    Checkout.com
    Score10 out of 10
    Checkout.com
    Score10 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    Apple PayAuthorize.net
    Likelihood to Recommend
    8.9
    (24 ratings)
    8.0
    (31 ratings)
    Likelihood to Renew
    7.3
    (1 ratings)
    9.1
    (2 ratings)
    Usability
    9.9
    (5 ratings)
    8.0
    (1 ratings)
    Support Rating
    -
    (0 ratings)
    5.0
    (1 ratings)
    User Testimonials
    Apple PayAuthorize.net
    Likelihood to Recommend
    Apple
    If you accept payments while selling goods and services, Apple Pay can help you speed up the payment process while securely accepting payments. Since there is no need to stick a card into a machine, users won't have to fumble looking for a card when they can put their whole wallet on Apple Pay and check out easily.
    Incentivized
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    Visa
    Authorize.net is reliable and I feel confident that customers' information is protected. The security protocols used by Authorize.net appear to be as good, and probably better than many credit card payment processors. However, the initial setup process was very difficult. I distinctly recall getting up and running as being very cumbersome and time-consuming. I also was disappointed with how the processing and deposit of payments were not consistent. I distinctly remember regretting the decision to go with Authorize.net. However, as mentioned before, with the time and effort required to get the account set up and running, I refused to go through the process again and try a different provider.
    Incentivized
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    Pros
    Apple
    • The double click which launches it couldn't be easier; you don't even have to open your phone and find the app.
    • It's pretty much fool proof from there, as just holding your phone near the reader is sufficient for success.
    • Haptic feedback ensures that I know the payment registered.
    • I have full faith and confidence that the transaction was executed securely.
    Incentivized
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    Visa
    • Very smooth workflow to authorizing, capturing, voiding, and refunding charges. This can all be done via API calls, or through their online dashboard.
    • Their AVS settings for validating credit cards are substantial and have been reliable in ensuring that our customers cards are being used safely and properly.
    • Their uptime and response times are very good in general. The only issues we ever have communicating with their services is when our connection quality is compromised.
    Incentivized
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    Cons
    Apple
    • At times, my Apple Pay will pop up unintentionally. Perhaps there can be more safeguards around that.
    • Apple Pay is not super great if I need to make a return. For any return, I've found that paper receipts are superior.
    • Apple Pay sometimes requires very specific positioning when scanning the phone, which is frustrating.
    Incentivized
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    Visa
    • The lack of data portability is a big issue for me.
    • Authorize.net uses the same $49.00 gateway setup fee to scam merchants out of money, which is no better than any of the other gateways out there.
    • Their customer service is not up to the mark. You can get stuck if you need any help from their end.
    Incentivized
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    Likelihood to Renew
    Apple
    It's now a standard.
    Incentivized
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    Visa
    Authorize.net has been a useful system for our Chamber. We appreciate the ease of use and access to our Main Frame. Connecting Authorize.net to our system for membership, event and other payment ease has been excellent and we have experienced no problems whatsoever.
    Incentivized
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    Usability
    Apple
    Love the simplicity, i think it's a good way of getting apple-lovers to purchase things from the palm of their hand
    Incentivized
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    Visa
    Except for some of the back of the house issues with settings the overall usability was great
    Incentivized
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    Support Rating
    Apple
    No answers on this topic
    Visa
    I have no experience directly with the support offered by Authorize.Net.
    Incentivized
    Read full review
    Alternatives Considered
    Apple
    When I had my Android/Samsung phone, I tried Samsung's version of Apple Pay and it was terrible. It was very glitchy, and sometimes I would get a notification that I paid for something when I wasn't even in a checkout screen, like I was just browsing the internet or something and I'd get a notification! It was alarming and I quickly uninstalled the app and never used it again.
    Incentivized
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    Visa
    Authorize.net is a reliable and affordable payment processing service that offers more robust security than other services, such as Stripe or PayPal with their monthly fees at $25 dollars month lot of people may be turned off by these high prices but you get what you pay for - protection against fraud in risky transactions so I would recommend using Authorize.net if this matters to your business!
    Incentivized
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    Return on Investment
    Apple
    • Able to provide employees with digital company cards.
    • Convenient tracking of money spent.
    • Caring for others in our workplace and community through gifts and purchases.
    Incentivized
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    Visa
    • Lets us charge cards so we can get paid on time, every time.
    • It was very difficult to setup the DocuSign integration the first time, but after we got it setup, it's made the onboarding process very easy. That probably saves about 30 minutes every time we get a new client.
    Incentivized
    Read full review
    ScreenShots