Likelihood to Recommend Very well suited for founders who are building companies in the US but are not US citizens. Works like a charm for start-ups who are looking for a cutting-edge product and not an outdated bank! Small-medium teams. Not well suited for those who are used to traditional banking and prefer in-person interaction or over the phone.
Read full review Divvy is well suited for almost any organization/business I can think of. If you need to spend money from a specific predetermined budget, Divvy works great. If you have a high volume of transactions and you're fairly decent with excel, you can create an upload file to move transactions into your general ledger (currently only QB is supported for plug ins). If I'm really trying to find a less appropriate example, maybe if you have employees who can have a large credit limit and need to travel a lot, an Amex card might have better benefits.
Read full review Pros Rewards - The rewards were the main reason for us switching. Our previous card provider did not have a good rewards program. User Interface and experience - When a charge is recorded on the Brex card, users immediately receive a text notification asking them to send a picture of their receipt. Brex automatically attaches the receipts to the charge which has saved our users a significant amount of time. Read full review Agile budget approval - no more back and forth conversations where the team needs to "beg" for more. They actually learn very quickly how to make a rock solid business case on their own to me, because I can "1 click a yes" or "need a bit more ROI" coaching to a yes, if need be. Real-time expense capture - no more waiting until month-end to see expenses that might not have been a wise choice. Or at least get a jump on why funds were spent, so we can all understand the need better. No more wasted time digging around for 'that one 5 figure receipt' from 30 days ago! Read full review Cons It can be somewhat confusing to transfer money between the credit card and bank side More help identifying areas of overspending More help tracking spending around specific accounts Read full review I wish there were more options in the BILL reimbursement platform - for example, the ability to do a report instead of submit a single expense. We would love for reimbursements to feed into QuickBooks differently, but we understand that this is an early feature and hope it is further developed in the future. Read full review Support Rating Prompt and always extremely fast to respond. I also think the intuitiveness of their solution negates the need for much support
Read full review We have enjoyed using Divvy and its functions. The Divvy team has been great, and their support team is outstanding. They have a chatbox on the platform, and they only seem to be someone on call. I have found its benefits to be outstanding, that I recommend it to my clients. I also feel that Divvy rolling out new features only makes it more compelling to stay on as a user.
Read full review Alternatives Considered Divvy allows you to get hyper focused in on how much individuals are allowed to spend. Honestly it is comparable to Brex, but is more well suited for micromanaging organizational spend. Brex is good because I am able to give my employees limits that match our budgets and I don't care about micromanaging their spend.
Read full review We have used American Express and BOA and while they both give you the standard use of a credit card, neither one allows you to do all the things that Divvy does. Virtual cards, budget increases, categorization, receipt maintenance. Divvy is the only one we have tried of this nature and we love it.
Read full review Return on Investment No fee wire transfer. Net 60 credit card terms is good for our cashflow. Fast and easy employee credit cards saves us time. Read full review Divvy is free, so it was tough for us to turn down. We decided to withhold our larger transactions from Divvy to receive those rewards directly. Divvy has saved our Finance/Accounting team tons of time digging through expenses, reimbursements, invoices, etc. Read full review ScreenShots BILL Spend & Expense Screenshots