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Human Interest vs. Zywave Client Cloud - Enrollment & Onboarding

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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Human Interest

    Score8.7 out of 10
    N/AHuman Interest headquartered in San Francisco offers their cloud-based 401k administation platform for employers featuring flexible plan design and a dedicated account manager.

    $80

    per month

    Zywave Client Cloud - Enrollment & Onboarding

    Score7.8 out of 10
    N/AZywave, headquartered in Milwaukee, offers HRconnection, a benefits administration platform.N/A
    Pricing
    Human InterestZywave Client Cloud - Enrollment & Onboarding
    Editions & Modules
    Essentials
    $80 + $5 per eligible employee
    per month
    Complete
    $180 + $7 per eligible employee
    per month
    Concierge
    $280 + $9 per eligible employee
    per month
    No answers on this topic
    Offerings
    Pricing Offerings
    Human InterestZywave Client Cloud - Enrollment & Onboarding
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup Fee$499 one-time feeNo setup fee
    Additional DetailsEmployees pay a recordkeeping services and custody-related asset-based fee of 0.05% to Human Interest Inc., an investment advisory fee of 0.01% to Human Interest Advisors, plus underlying fund fees. Asset-based fees are deducted monthly from the employee’s account according to the HII Terms of Service and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsors will pay such advisor as agreed between the plan sponsor and advisor. All prices are exclusive of applicable taxes and are subject to a $499 startup fee. See Terms of Service for additional details. Refer to humaninterest.com/payrolls for a list of integrated payroll providers. For non-rollover distributions, shipping and handling fees may apply to requests for check issuance and delivery.—
    More Pricing Information
    Community Pulse
    Human InterestZywave Client Cloud - Enrollment & Onboarding
    Considered Both Products
    Human Interest
    No answer on this topic
    Zywave
    No answer on this topic
    Key User Insights
    Would buy again
    87%
    Would buy again
    178 Answers
    No answers on this topic
    Delivers good value for the price
    92%
    Delivers good value for the price
    167 Answers
    No answers on this topic
    Happy with the feature set
    91%
    Happy with the feature set
    185 Answers
    No answers on this topic
    Lived up to sales and marketing promises
    85%
    Lived up to sales and marketing promises
    158 Answers
    No answers on this topic
    Implementation went as expected
    83%
    Implementation went as expected
    161 Answers
    No answers on this topic
    Features
    Human InterestZywave Client Cloud - Enrollment & Onboarding
    401(k)
    Comparison of 401(k) features of Human Interest and Zywave Client Cloud - Enrollment & Onboarding
    Feature
    Human Interest
    9.0
    107 Ratings
    16% above category average
    Zywave Client Cloud - Enrollment & Onboarding
    -
    Ratings
    Payroll Integration9.095 Ratings00 Ratings
    Compliance Maintenance8.9102 Ratings00 Ratings
    Plan Flexibility8.899 Ratings00 Ratings
    Filings and Disclosures8.899 Ratings00 Ratings
    Ease of Enrollment9.3104 Ratings00 Ratings
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    Human InterestZywave Client Cloud - Enrollment & Onboarding
    Small Businesses
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    Ease
    Score9.9 out of 10
    Medium-sized Companies
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    Employee Navigator
    Score8.7 out of 10
    Enterprises
    No answers on this topic
    ADP Mobile Solutions
    Score8.4 out of 10
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    User Ratings
    Human InterestZywave Client Cloud - Enrollment & Onboarding
    Likelihood to Recommend
    8.8
    (202 ratings)
    8.0
    (2 ratings)
    Likelihood to Renew
    10.0
    (10 ratings)
    4.0
    (1 ratings)
    Usability
    9.2
    (196 ratings)
    -
    (0 ratings)
    Availability
    10.0
    (3 ratings)
    -
    (0 ratings)
    Performance
    10.0
    (3 ratings)
    -
    (0 ratings)
    Support Rating
    8.1
    (35 ratings)
    -
    (0 ratings)
    Online Training
    10.0
    (1 ratings)
    -
    (0 ratings)
    Implementation Rating
    10.0
    (5 ratings)
    -
    (0 ratings)
    Configurability
    10.0
    (1 ratings)
    -
    (0 ratings)
    Contract Terms and Pricing Model
    10.0
    (3 ratings)
    -
    (0 ratings)
    Ease of integration
    10.0
    (2 ratings)
    -
    (0 ratings)
    Product Scalability
    10.0
    (3 ratings)
    -
    (0 ratings)
    Professional Services
    10.0
    (2 ratings)
    -
    (0 ratings)
    Vendor post-sale
    10.0
    (3 ratings)
    -
    (0 ratings)
    Vendor pre-sale
    10.0
    (3 ratings)
    -
    (0 ratings)
    User Testimonials
    Human InterestZywave Client Cloud - Enrollment & Onboarding
    Likelihood to Recommend
    Human Interest
    Actually you guys serve a lot of variety of clients that we have. So everything from simple clients on your 316 and then you got your 338 platforms to some more of the complex clients that want to carve out their own funds. You guys integrate well with financial advisors if they wish to use that, but a lot of times it's, those aren't necessary if clients want to save money.
    Read full review
    Zywave
    For clients looking for a communications portal this is a perfect fit. However, for clients looking to do online enrollment it is still lacking key features that other systems like Employee Navigator offers.
    Incentivized
    Read full review
    Pros
    Human Interest
    • So as a user of it, since I was being paid by these companies, being able to manage my level of risk, being able to manage how much I was putting in from a percentage standpoint was always super easy. Even in a situation where my last company was acquired, we had to go through transferring over to different solutions was super useful. The team was always very open, honest about, Hey, what can we do? How can we work with them? And accommodating in that way. I think as a provider it was so easy to get team members set up. I never had any complaints. I never had anybody worry. I never had somebody come to me and go like, I don't understand Human Interest.
    Read full review
    Zywave
    • Benefit enrollment
    • Document management
    • Yearly benefit management and optional coverage
    Incentivized
    Read full review
    Cons
    Human Interest
    • The only thing I can think of right off hand is that there's a day delay when we look at our total. So for instance, we heard the other day that there was a rally in the markets on Friday and that everybody had supposedly recouped all of their losses from March. We actually had to wait the whole weekend until Monday to log in to actually see what those were. And I know real time is really, really hard, but anytime we could get something faster, that would probably be my only.
    Read full review
    Zywave
    • The onboarding of employees with benefits selection is not quite complete as it pertains to full integrations with carrier feeds and EDI solutions for HIPAA 834 Transactions
    • The ultimate solution would be to integrate with payroll systems such as ADP, PayChex or Paylocity. This would eliminate the need to input and update data in multiple systems
    • Integration to HR systems like Oracle or other HR platforms would be a bonus
    Incentivized
    Read full review
    Likelihood to Renew
    Human Interest
    We will drop Human Interest as soon as they rectify their error in withdrawing $3600 in additional fees earlier this year
    Read full review
    Zywave
    User adoption is low within the client base that we have implemented this at and unless it can offer full EDI capabilities we will not be able to move away from Employee Navigator or Plan Source solutions
    Incentivized
    Read full review
    Usability
    Human Interest
    It's really easy to get, well, first of all, they get enrolled automatically so they get added to the platform automatically. They get removed from the platform automatically and everything is really easy to understand for someone who doesn't have a lot of experience. And that's actually a lot of our employees have never had a retirement benefit before. They don't know anything about it. They really don't understand how it works. There's also a little bit of a fear factor with deducting money from their paycheck to be able to contribute to this. And so how easy it is for them to get it set up and then the information that Human Interest gives them about what the benefit is, how it works, all that, it's great
    Read full review
    Zywave
    No answers on this topic
    Reliability and Availability
    Human Interest
    no issues so far
    Read full review
    Zywave
    No answers on this topic
    Performance
    Human Interest
    Easy to navigate
    Incentivized
    Read full review
    Zywave
    No answers on this topic
    Support Rating
    Human Interest
    So we had a designated rep and he was fantastic. I don't remember his name at the moment, but he was almost immediately responsive. And you guys also partnered with us for client knowledge webinars and he was great. Great at that too.
    Read full review
    Zywave
    No answers on this topic
    Online Training
    Human Interest
    super easy to get going
    Read full review
    Zywave
    No answers on this topic
    Implementation Rating
    Human Interest
    A key insight from our implementation of Human Interest is that early coordination across finance, HR, and leadership is critical. The platform itself is straightforward, but ensuring payroll integration, compliance documentation, and employee education are aligned from the start makes the rollout smoother and increases adoption. Another insight is that employees respond best when given clear, simple communication about how to enroll and the benefits of participation—this minimizes confusion and builds trust in the program. Finally, dedicating time up front to review compliance and reporting features helps avoid issues later and gives leadership confidence in the plan’s long-term stability.
    Incentivized
    Read full review
    Zywave
    No answers on this topic
    Alternatives Considered
    Human Interest
    Insperity was horrible. Expensive, hidden fees at every corner, not communicative. They messed up my plan and didn't include the requested Safe Harbor provision and I had to pay the piper for their mistake. Nothing Insperity did was customer first, fiduciary, or even compliant. I have had the exact opposite experience with Human Interest and they cleaned up Insperity's mess without any complaints and dealt with Insperity dragging their feet on the conversion over a $1k offboarding fee I refused to pay after they screwed up my plan
    Incentivized
    Read full review
    Zywave
    We actually use HRconnection with a select few clients and use Employee Navigator, Plan Source, and ThinkHR because our clients or the carriers offered them to us as an online enrollment or training options
    Incentivized
    Read full review
    Contract Terms and Pricing Model
    Human Interest
    it was all great
    Read full review
    Zywave
    No answers on this topic
    Scalability
    Human Interest
    we are only using it for one employee but when we hire more, it will be easy to expand already setup
    Read full review
    Zywave
    No answers on this topic
    Professional Services
    Human Interest
    Very professional
    Incentivized
    Read full review
    Zywave
    No answers on this topic
    Return on Investment
    Human Interest
    • It's been super positive because everyone wants payroll to be streamlined and not have to go into different systems. And I solved at Coastal, our platform is fully integrated with Human Interest and there's no fee to the customer for that. So that's definitely the best.
    Read full review
    Zywave
    • Less time spent asking HR to send me documents
    • Easily see my enrollments
    • Signing up for additional benefits I may have forgotten about like an HSA or FSA
    Incentivized
    Read full review
    ScreenShots

    Human Interest Screenshots

    Screenshot of the Admin Portal - A summary page offers a snapshot of the plan.Screenshot of the Admin Portal - Employee List: See employees at a glance and information such as contribution rate, participation, balance, risk setting, etc.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.