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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    PayPal Payments Pro

    Score8.6 out of 10
    N/APayPal Payments Pro is an enterprise-class ecommerce payment solution, that provides payment processing security to build a professional-grade ecommerce site. It can be configured to meet business needs and works across devices. Users can tap into over 390 million active customer accounts around the globe.

    $0.02

    per transaction

    Paytm

    Score8.5 out of 10
    N/APaytm is a mobile payment processing app from Indian company One97 Communications.N/A

    PayU

    Score8 out of 10
    N/APayU is a payment gateway software solution offered by payu.N/A
    Pricing
    PayPal Payments ProPaytmPayU
    Editions & Modules
    QR code Transactions
    1.90% + fixed fee
    per transaction
    Charity Transactions
    2.20% + fixed fee
    per transaction
    Commercial Transactions - In-Store
    2.70% + fixed fee
    per transaction
    Commercial Transactions - Online
    2.90% + fixed fee
    per transaction
    PayPal's pay later offers
    2.90% + fixed fee
    per transaction
    Venmo
    2.90% + fixed fee
    per transaction
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    PayPal Payments ProPaytmPayU
    Free Trial
    NoNoNo
    Free/Freemium Version
    NoNoNo
    Premium Consulting/Integration Services
    NoNoNo
    Entry-level Setup FeeNo setup feeNo setup feeNo setup fee
    Additional Details——Contact us for pricing details.
    More Pricing Information
    Community Pulse
    PayPal Payments ProPaytmPayU
    Considered Multiple Products
    PayPal
    Chose PayPal Payments Pro
    • Paytm is an Indian competitor of PayPal Payments. Which supports UPI transactions, but not easy to make international payments like PayPal.
    • RazorPay is another product. I have tried to use it in one of my project, but later changed my mind to PayPal Payments because of some …
    Incentivized
    Chose PayPal Payments Pro
    Local payments solution like Paytm, phonepay or Googlepay are also available in our country. But PayPal is the best when it comes to sending and receiving payments from different countries.
    Incentivized
    Chose PayPal Payments Pro
    PayPal is much easier to use and it gave me options to pay through PayPal directly when doing online purchases. Costs were also more advantageous as I wouldn't have large amounts of money to transfer.
    Incentivized
    Paytm
    Chose Paytm
    Promotional codes and cashback offers . Good in-terms of sending reminders on Electricity bill payments and credit card bill payments.
    Incentivized
    Chose Paytm
    When I inquired about payment gateway I found lots of platforms but all have differences. When I compared with Razorpay I found that Razorpay takes fix 2% charges for all types of payments received on your account while Paytm takes max 2.5% charges for Prepaid card and 0 for …
    Incentivized
    Chose Paytm
    PayPal Payments still needs to be widely accepted, whereas Paytm is almost in every corner of India.
    Incentivized
    Chose Paytm
    Amazon's payment gateway has a higher transactional fee. For the Indian region, Paytm is the best solution for your e-commerce store, and QR code scan is very easy.
    Incentivized
    Chose Paytm
    It's a much better solution for the Indian ecosystem as it solves for more of the domestic use cases and problems. It also offers the PG in Hindi which is the local language, that helps for Tier 2/3 city users. It also has offline payment through QR that other PGs dont offer.
    Incentivized
    Chose Paytm
    Google Pay wasn't widely accepted when we started using Paytm but even after using it we prefer to use Paytm because it provides us with very useful services and is widely accepted. Paytm app is also faster than Google Pay app and offers more cashbacks than any other similar …
    Incentivized
    Chose Paytm
    Paytm is well suited for Indian needs and market with integrations. Paytm offers a lot more services. Paytm supports credit scores.
    Incentivized
    Chose Paytm
    Paytm is widely used across my country. The penetration rate of this product is highest amongst the competitors, leading to its easier acceptance from a local seller to a premium seller. It was the first one to introduce the UPI transfers making it pretty easy for non-Paytm …
    Incentivized
    Chose Paytm
    I've found PayPal to be less user-friendly. Paytm is, overall, much easier to use in my current market.
    Incentivized
    payu
    No answer on this topic
    Key User Insights
    Would buy again
    85%
    Would buy again
    34 Answers
    94%
    Would buy again
    17 Answers
    No answers on this topic
    Delivers good value for the price
    90%
    Delivers good value for the price
    36 Answers
    100%
    Delivers good value for the price
    18 Answers
    No answers on this topic
    Happy with the feature set
    90%
    Happy with the feature set
    36 Answers
    100%
    Happy with the feature set
    18 Answers
    No answers on this topic
    Lived up to sales and marketing promises
    89%
    Lived up to sales and marketing promises
    33 Answers
    85%
    Lived up to sales and marketing promises
    11 Answers
    No answers on this topic
    Implementation went as expected
    95%
    Implementation went as expected
    35 Answers
    93%
    Implementation went as expected
    14 Answers
    No answers on this topic
    Features
    PayPal Payments ProPaytmPayU
    Payment Gateways
    Comparison of Payment Gateways features of PayPal Payments Pro and Paytm and PayU
    Feature
    PayPal Payments Pro
    -
    Ratings
    Paytm
    6.4
    2 Ratings
    15% below category average
    PayU
    -
    Ratings
    Fraud Detection00 Ratings6.02 Ratings00 Ratings
    API or SDK00 Ratings6.52 Ratings00 Ratings
    Recurring Payment Support00 Ratings7.02 Ratings00 Ratings
    Billing and Invoicing Support00 Ratings7.02 Ratings00 Ratings
    Global Support00 Ratings5.52 Ratings00 Ratings
    Payment Form Acceptance00 Ratings6.52 Ratings00 Ratings
    Best Alternatives
    PayPal Payments ProPaytmPayU
    Small Businesses
    Apple Pay
    Score9.1 out of 10
    Apple Pay
    Score9.1 out of 10
    No answers on this topic
    Medium-sized Companies
    Payoneer
    Score8 out of 10
    Payoneer
    Score8 out of 10
    No answers on this topic
    Enterprises
    Checkout.com
    Score10 out of 10
    Checkout.com
    Score10 out of 10
    No answers on this topic
    All AlternativesView all alternativesView all alternativesView all alternatives
    User Ratings
    PayPal Payments ProPaytmPayU
    Likelihood to Recommend
    8.2
    (72 ratings)
    7.5
    (22 ratings)
    9.8
    (2 ratings)
    Usability
    -
    (0 ratings)
    8.0
    (2 ratings)
    -
    (0 ratings)
    Availability
    -
    (0 ratings)
    8.0
    (1 ratings)
    -
    (0 ratings)
    Performance
    -
    (0 ratings)
    7.0
    (1 ratings)
    -
    (0 ratings)
    Support Rating
    2.3
    (9 ratings)
    -
    (0 ratings)
    -
    (0 ratings)
    Configurability
    -
    (0 ratings)
    8.0
    (1 ratings)
    -
    (0 ratings)
    Contract Terms and Pricing Model
    -
    (0 ratings)
    7.0
    (1 ratings)
    -
    (0 ratings)
    Ease of integration
    -
    (0 ratings)
    8.0
    (1 ratings)
    -
    (0 ratings)
    Product Scalability
    -
    (0 ratings)
    7.0
    (1 ratings)
    -
    (0 ratings)
    Vendor post-sale
    -
    (0 ratings)
    7.0
    (1 ratings)
    -
    (0 ratings)
    Vendor pre-sale
    -
    (0 ratings)
    5.0
    (1 ratings)
    -
    (0 ratings)
    User Testimonials
    PayPal Payments ProPaytmPayU
    Likelihood to Recommend
    PayPal
    Paypal is great for personal payments as well as business payments for ecommerce of for paying monthly memberships. It is a user friendly software that needs little expertise to get used to. For larger payments, the fees become high therefore it is more suitable for payments of upto few hundred dollars.
    Read full review
    Paytm
    The portal is easy to understand. Anyone can use this payment gateway on their website or app. Small businesses also can use this gateway to accept payments from their customers. Payment notifications are instant and received fund gets settled in bank account without any delay. Provides less payment gateway charges for debit, credit, and prepaid cards where with UPI and rupay payment gateway charges are zero. It has a unique dashboard to monitor transaction details. Available in both web and mobile application.
    Incentivized
    Read full review
    payu
    Payu is extremely affordable. It is great for small businesses which are just starting out. It doesn't have a minimum orders caveat. It doesn't ask for any upfront costs or annual or monthly costs. The only cost you will ever pay is processing fee. I strongly recommend every e-commerce website must try it
    Incentivized
    Read full review
    Pros
    PayPal
    • PayPal offers me the option of converting my currency deposited in my account to another currency, so I can complete all kinds of payments and send money to employees who are in another country for business reasons.
    • The mobile phone application is too fast, I can make payments to my employees in a matter of seconds without having to wait for the web version to load.
    • Scheduled payments are great. PayPal allows me to add a list of contacts to my PayPal Business account, and after adding the contacts, I can schedule payments for a specific day and time. It's easier to make automated payroll payments with PayPal.
    Incentivized
    Read full review
    Paytm
    • You can use Paytm to purchase from a selection of common items to luxurious items.
    • Tickets - Can be used to book tickets ranging from movie/concerts to flights/trains.
    • Bills - You can use Paytm to pay bills for your house/electricity/DTH.
    • Gifts - You can send gifts to your loved ones using Paytm.
    • UPI Transfer - Directly transfer money to another customer's bank account by UPI transfers.
    • Metro - Metro cards can be recharged from the app itself helping you beat the queue at metro stations.
    Incentivized
    Read full review
    payu
    • Collecting payment
    • Helps to collect payment in various currencies
    • The analytics are just amazing
    • It's easier to send payout to other as well using Payu
    Incentivized
    Read full review
    Cons
    PayPal
    • Sometimes the UX flow would not deliver the customer back to our site, leaving orders in limbo "Pre-approved" status. The customer would call days later asking why we hadn't shipped it.
    • The PayPal logo on the checkout page can be kind of large and obtrusive.
    • They mention new features and programs on their login page, but it's hard to find any details on them deeper in the software.
    Incentivized
    Read full review
    Paytm
    • One of the not so convenient things on Paytm is that if there is a connection failure while making a payment, your money is not credited directly to your bank account but rather to the Paytm Wallet, and this money can only be used by the Paytm platform.
    • In Paytm, user verification requires a personal visit to their physical offices, this can generate a lot of discomfort among potential users since if we want to use a virtual service it is precisely to encourage time saving.
    • You should be very careful when making purchases through Paytm's direct store, since in many occasions there are products of lower quality than the one offered and even fake products, it is better to use it to make payments to third parties and in considered amounts.
    Incentivized
    Read full review
    payu
    • Login options could be better for merchants
    • Sometimes payment page fails but that's normal
    Incentivized
    Read full review
    Likelihood to Renew
    PayPal
    No answers on this topic
    Paytm
    Good in-terms of sending reminders on Electricity bill payments and credit card bill payments.
    Incentivized
    Read full review
    payu
    No answers on this topic
    Usability
    PayPal
    No answers on this topic
    Paytm
    Paytm is highly usable due to its wide range of services, seamless payment structure and user friendly UI support.
    Incentivized
    Read full review
    payu
    No answers on this topic
    Reliability and Availability
    PayPal
    No answers on this topic
    Paytm
    Planned outages & downtime window
    Incentivized
    Read full review
    payu
    No answers on this topic
    Performance
    PayPal
    No answers on this topic
    Paytm
    Slight improvements required
    Incentivized
    Read full review
    payu
    No answers on this topic
    Support Rating
    PayPal
    Customer service representatives were unable to explain why customer in Australia were unable to make payments using our link. It turned out that customers in Australia must create an account. PayPal's user interface did not reveal this to our customers in Australia. There was plenty about this issue appearing in online forums and PayPal customer service couldn't explain this. This change in PayPal's usability happened between April and May of 2021 and was done without notice to vendors (like us).
    Incentivized
    Read full review
    Paytm
    Need slight improvement on issues TAT
    Incentivized
    Read full review
    payu
    No answers on this topic
    Alternatives Considered
    PayPal
    I don't think there's really any competition here. There's Venmo (also owned by PayPal) who is now offering business accounts, but it still isn't quite the same. The closest thing in terms of ease of use would be Apple Pay or Google Pay (and there are a handful of others out there, but we offer Apple and Google Pay). As a business, I prefer Apple or Google Pay to PayPal Payments, but we offer either Google or Apple Pay, PayPal, and credit card options and PayPal is always right up there with credit cards. I don't foresee us ever getting rid of PayPal Payments as an option, but we do try to only offer it on request for higher ticket items or high dollar installment purchases.
    Incentivized
    Read full review
    Paytm
    I use Paytm just for the ticket booking system. For most of my daily transactions, Google Pay is the way. Google Pay has provided things very simple and faster. They always focus on a user-friendly env rather than adding everything to the app. They kept the app more simple and more useful.
    Incentivized
    Read full review
    payu
    Incentivized
    Read full review
    Scalability
    PayPal
    No answers on this topic
    Paytm
    Easy to integrate
    Incentivized
    Read full review
    payu
    No answers on this topic
    Return on Investment
    PayPal
    • Our daily revenue has been increased when started PayPal Payments as the payment gateway.
    • Refund rate and recurring revenue is stable and disputes are handled properly.
    • Forex Fluctuations is controlled and solved the buying experience for few users.
    • Solved problem for different currencies and retained our users.
    Incentivized
    Read full review
    Paytm
    • It decreased checkout time for the user which allowed us to increase user experience.
    • Rarely, I used to face issues with transactions. If order got cancelled refunding of money, settling them etc.,
    • Since Paytm has link with UPI and I am able to collect money from any UPI applications, using credit or debit card, and internet banking it acted as single stop solution for me. There is no need to have multiple payment gateway options.
    Incentivized
    Read full review
    payu
    • Our revenues have increased by at least 10%
    • Our abandoned carts have reduced by at least 15% as the failure due to payment page have reduced
    • We have a better website ranking as we get a high quality backing from Payu. This is good from SEO standpoint
    Incentivized
    Read full review
    ScreenShots

    PayU Screenshots

    Screenshot of PayU’s global outreach in conjunction with its local presence and expertise eliminates possible obstacles that businesses may encounter when tapping into new markets. By understanding local regulations, we offer the best rates while catering to your customers’ local payment preferences.Screenshot of We are a forerunner in payment processing, utilizing the latest standards and technologies, to ensure payment stacks remain flexible yet fortified against fluctuations in traffic.Screenshot of Our solution’s core architecture is designed to optimize the payment flow both in the back and front ends while ensuring compliance with the highest industry and security standards.Screenshot of Let us help you achieve payment success!