Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Amazon API Gateway
Score 7.5 out of 10
N/A
AWS offers the Amazon API Gateway supports the creation and publication of an API for web applications, as well as its monitoring and maintenance. The Amazon API Gateway is able to support thousands of API calls concurrently and provides traffic management, as well as monitoring and access control.
$0.90
Per Million
Authorize.net
Score 8.0 out of 10
N/A
Authorize.net is a payment gateway software solution offered by Visa featuring secure data processing and fraud protection.
$25
monthly gateway
PayPal Payments Pro
Score 8.3 out of 10
N/A
PayPal Payments Pro is an enterprise-class ecommerce payment solution, that provides payment processing security to build a professional-grade ecommerce site. It can be configured to meet business needs and works across devices. Users can tap into over 390 million active customer accounts around the globe.
$0.02
per transaction
Pricing
Amazon API GatewayAuthorize.netPayPal Payments Pro
Editions & Modules
Past 300 Million
$0.90
Per Million
First 300 Million
$1.00
Per Million
All-in-One Option
25 & 2.9% + $0.30
monthly gateway/per transaction
Payment Gateway Only
$25
monthly gateway
QR code Transactions
1.90% + fixed fee
per transaction
Charity Transactions
2.20% + fixed fee
per transaction
Commercial Transactions - In-Store
2.70% + fixed fee
per transaction
Commercial Transactions - Online
2.90% + fixed fee
per transaction
PayPal's pay later offers
2.90% + fixed fee
per transaction
Venmo
2.90% + fixed fee
per transaction
Offerings
Pricing Offerings
Amazon API GatewayAuthorize.netPayPal Payments Pro
Free Trial
NoNoNo
Free/Freemium Version
NoNoNo
Premium Consulting/Integration Services
NoNoNo
Entry-level Setup FeeNo setup feeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
Amazon API GatewayAuthorize.netPayPal Payments Pro
Considered Multiple Products
Amazon API Gateway

No answer on this topic

Authorize.net
Chose Authorize.net
I have found a similar feature on Authorize.net like PayPal, that's why I have shifted here. Few things are even better than Paypal. Authorize.net offers your customers a variety of payment options online. Authorize.net accepts payments from customers using mobile devices. …
Chose Authorize.net
Authorize.net is a reliable and affordable payment processing service that offers more robust security than other services, such as Stripe or PayPal with their monthly fees at $25 dollars month lot of people may be turned off by these high prices but you get what you pay for - …
Chose Authorize.net
Stripe's platform doesn't seem to offer a lot in the way of customer service. I felt Authorize.Net's customer service was far superior. I didn't like that PayPal's platform redirected you to their site and then back into our site. It seemed confusing to the user and I'd rather …
Chose Authorize.net
We did not select authorize.net, it came with the software package with our catering system Spoonfed. I would prefer either Toast or LevelUp as a payment processor over authorize.net—those two are easier to use from a manager perspective and process refunds. My experience with …
PayPal Payments Pro
Chose PayPal Payments Pro
I currently use both Quickbooks and PayPal in conjunction. I stopped using Authorize.Net because the company I went through had so many extra charges that it was hard to budget for. I like how PayPal just combines all the charges into one simple fee per transaction. I know how …
Chose PayPal Payments Pro
We use Authorize.Net on one of our other websites as the payment processor. It is good too but definitely took a while to integrate because of some issues. PayPal Payments was much easier.
Chose PayPal Payments Pro
PayPal Payments, at the end of the day, was an easy sell to management and an auto integration with our eCommerce software. We already informally accepted PayPal for international customers to reduce risk, and taking it a step further was an easy next step. It was a one or …
Chose PayPal Payments Pro
  • On the micropayments side, PayPal Payments was the clear victor, charging significantly less as compare to other payment gateways in past.
  • PayPal Payments used to return our original processing fee in the past.
  • PayPal Payments is currently available in over 200 countries/regions …
Chose PayPal Payments Pro
We use both Amazon Pay and PayPal on our website. Paypal is more well known, but Amazon Pay works better with subscriptions and offers better business support.
Features
Amazon API GatewayAuthorize.netPayPal Payments Pro
API Management
Comparison of API Management features of Product A and Product B
Amazon API Gateway
9.1
14 Ratings
8% above category average
Authorize.net
-
Ratings
PayPal Payments Pro
-
Ratings
API access control9.013 Ratings00 Ratings00 Ratings
Rate limits and usage policies10.013 Ratings00 Ratings00 Ratings
API usage data8.013 Ratings00 Ratings00 Ratings
API user onboarding8.013 Ratings00 Ratings00 Ratings
API versioning9.013 Ratings00 Ratings00 Ratings
Usage billing and payments10.012 Ratings00 Ratings00 Ratings
API monitoring and logging10.014 Ratings00 Ratings00 Ratings
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
Amazon API Gateway
-
Ratings
Authorize.net
9.0
1 Ratings
22% above category average
PayPal Payments Pro
-
Ratings
Fraud Detection00 Ratings9.01 Ratings00 Ratings
API or SDK00 Ratings9.01 Ratings00 Ratings
Recurring Payment Support00 Ratings9.01 Ratings00 Ratings
Best Alternatives
Amazon API GatewayAuthorize.netPayPal Payments Pro
Small Businesses
NGINX
NGINX
Score 9.1 out of 10
Apple Pay
Apple Pay
Score 8.9 out of 10
Apple Pay
Apple Pay
Score 8.9 out of 10
Medium-sized Companies
NGINX
NGINX
Score 9.1 out of 10
Apple Pay
Apple Pay
Score 8.9 out of 10
Apple Pay
Apple Pay
Score 8.9 out of 10
Enterprises
NGINX
NGINX
Score 9.1 out of 10
Adyen
Adyen
Score 8.7 out of 10
Adyen
Adyen
Score 8.7 out of 10
All AlternativesView all alternativesView all alternativesView all alternatives
User Ratings
Amazon API GatewayAuthorize.netPayPal Payments Pro
Likelihood to Recommend
8.0
(14 ratings)
8.0
(31 ratings)
8.2
(72 ratings)
Likelihood to Renew
-
(0 ratings)
9.1
(2 ratings)
-
(0 ratings)
Usability
9.0
(1 ratings)
8.0
(1 ratings)
-
(0 ratings)
Support Rating
10.0
(1 ratings)
5.0
(1 ratings)
2.3
(9 ratings)
User Testimonials
Amazon API GatewayAuthorize.netPayPal Payments Pro
Likelihood to Recommend
Amazon AWS
Experienced a lack of available programming languages while working on a minor project. I had to halt the project and wait for it to be added later. It took ages and had a hit on our productivity. It has a centralized management system which helps and an easy interface which helps to manage multiple tasks in case of large-scale operations and projects.
Read full review
Visa
Authorize.net is reliable and I feel confident that customers' information is protected. The security protocols used by Authorize.net appear to be as good, and probably better than many credit card payment processors. However, the initial setup process was very difficult. I distinctly recall getting up and running as being very cumbersome and time-consuming. I also was disappointed with how the processing and deposit of payments were not consistent. I distinctly remember regretting the decision to go with Authorize.net. However, as mentioned before, with the time and effort required to get the account set up and running, I refused to go through the process again and try a different provider.
Read full review
PayPal
Paypal is great for personal payments as well as business payments for ecommerce of for paying monthly memberships. It is a user friendly software that needs little expertise to get used to. For larger payments, the fees become high therefore it is more suitable for payments of upto few hundred dollars.
Read full review
Pros
Amazon AWS
  • API Gateway integrates well with AWS Lambda. This allows us to build a web server in the language and framework of our choice, deploy it as a Lambda function, and expose it through API Gateway.
  • API Gateway manages API keys. Building rate limiting and request quota features are not trivial (or interesting).
  • API Gateway's pricing can be very attractive for services that are accessed infrequently.
Read full review
Visa
  • Very smooth workflow to authorizing, capturing, voiding, and refunding charges. This can all be done via API calls, or through their online dashboard.
  • Their AVS settings for validating credit cards are substantial and have been reliable in ensuring that our customers cards are being used safely and properly.
  • Their uptime and response times are very good in general. The only issues we ever have communicating with their services is when our connection quality is compromised.
Read full review
PayPal
  • PayPal offers me the option of converting my currency deposited in my account to another currency, so I can complete all kinds of payments and send money to employees who are in another country for business reasons.
  • The mobile phone application is too fast, I can make payments to my employees in a matter of seconds without having to wait for the web version to load.
  • Scheduled payments are great. PayPal allows me to add a list of contacts to my PayPal Business account, and after adding the contacts, I can schedule payments for a specific day and time. It's easier to make automated payroll payments with PayPal.
Read full review
Cons
Amazon AWS
  • Client certificates are troublesome when trying to attach them to API GW stages.
  • Debugging across several services can be difficult when API GW is integrated with Route 53 and another service like Lambda or EC2/ELB.
  • Creating internal/private APIs, particularly with custom domains, can be unintuitive.
Read full review
Visa
  • The lack of data portability is a big issue for me.
  • Authorize.net uses the same $49.00 gateway setup fee to scam merchants out of money, which is no better than any of the other gateways out there.
  • Their customer service is not up to the mark. You can get stuck if you need any help from their end.
Read full review
PayPal
  • Sometimes the UX flow would not deliver the customer back to our site, leaving orders in limbo "Pre-approved" status. The customer would call days later asking why we hadn't shipped it.
  • The PayPal logo on the checkout page can be kind of large and obtrusive.
  • They mention new features and programs on their login page, but it's hard to find any details on them deeper in the software.
Read full review
Likelihood to Renew
Amazon AWS
No answers on this topic
Visa
Authorize.net has been a useful system for our Chamber. We appreciate the ease of use and access to our Main Frame. Connecting Authorize.net to our system for membership, event and other payment ease has been excellent and we have experienced no problems whatsoever.
Read full review
PayPal
No answers on this topic
Usability
Amazon AWS
It is a great product very reliable and stable for connecting various aws services like we connected with lambda function and it is working very well, never faced any issue after the setup. It also saves out lots of money as well as time after we implemented the automatic ec2 server recovery system
Read full review
Visa
Except for some of the back of the house issues with settings the overall usability was great
Read full review
PayPal
No answers on this topic
Support Rating
Amazon AWS
We always had a great experience with the AWS support team. They were always on time and very dependable. It was a good partnership while we worked to resolve our issues.
Read full review
Visa
I have no experience directly with the support offered by Authorize.Net.
Read full review
PayPal
Customer service representatives were unable to explain why customer in Australia were unable to make payments using our link. It turned out that customers in Australia must create an account. PayPal's user interface did not reveal this to our customers in Australia. There was plenty about this issue appearing in online forums and PayPal customer service couldn't explain this. This change in PayPal's usability happened between April and May of 2021 and was done without notice to vendors (like us).
Read full review
Alternatives Considered
Amazon AWS
When we tested Azure API Management at the time, it had serious connectivity issues, it was very unstable, and it needed to do a lot using the command line. Comparing with the AWS solution, which was more mature, and the fact that we have services in use on AWS, we ended up choosing to continue using AWS products. This so as not to run the risk of increasing latency in accesses, and of some functionality not working, due to being developed yet.
Read full review
Visa
Authorize.net is a reliable and affordable payment processing service that offers more robust security than other services, such as Stripe or PayPal with their monthly fees at $25 dollars month lot of people may be turned off by these high prices but you get what you pay for - protection against fraud in risky transactions so I would recommend using Authorize.net if this matters to your business!
Read full review
PayPal
I don't think there's really any competition here. There's Venmo (also owned by PayPal) who is now offering business accounts, but it still isn't quite the same. The closest thing in terms of ease of use would be Apple Pay or Google Pay (and there are a handful of others out there, but we offer Apple and Google Pay). As a business, I prefer Apple or Google Pay to PayPal Payments, but we offer either Google or Apple Pay, PayPal, and credit card options and PayPal is always right up there with credit cards. I don't foresee us ever getting rid of PayPal Payments as an option, but we do try to only offer it on request for higher ticket items or high dollar installment purchases.
Read full review
Return on Investment
Amazon AWS
  • ROI is negative, you need either to hire them to work with you or spend days/weeks to figure out issues.
  • For some of the projects in the end it is not worth it, it is just a "buzz" to use serverless but not practical.
  • Service is easy to set up authorization and it is easy to manage.
Read full review
Visa
  • Lets us charge cards so we can get paid on time, every time.
  • It was very difficult to setup the DocuSign integration the first time, but after we got it setup, it's made the onboarding process very easy. That probably saves about 30 minutes every time we get a new client.
Read full review
PayPal
  • Our daily revenue has been increased when started PayPal Payments as the payment gateway.
  • Refund rate and recurring revenue is stable and disputes are handled properly.
  • Forex Fluctuations is controlled and solved the buying experience for few users.
  • Solved problem for different currencies and retained our users.
Read full review
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