Deluxe Payment Exchange+ vs. SAP Concur

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Deluxe Payment Exchange+
Score 7.9 out of 10
Mid-Size Companies (51-1,000 employees)
Deluxe Payment Exchange+ (DPX+) is an integrated payments solution for mid-size businesses that streamlines and automates AP disbursements. This disbursements platform is for companies that send over 250 monthly paper checks, excluding payroll, for recurring payments to suppliers and vendors.
$2.49
per payment
SAP Concur
Score 8.3 out of 10
N/A
SAP Concur is a SaaS expense report management product, and handles corporate travel booking, expense report automation, reimbursement, audit, and business intelligence, and corporate card integration.
$9
per month
Pricing
Deluxe Payment Exchange+SAP Concur
Editions & Modules
No answers on this topic
Concur Travel and Expense
$9.00
per report (average price)
Offerings
Pricing Offerings
Deluxe Payment Exchange+SAP Concur
Free Trial
NoYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsPayment is based on the anticipated number of transactions each month. This includes the cost of sending the selected payment type (as well as postage for Print+Mail payments). There is no set-up fee, and a long-term contract is not required.
More Pricing Information
Features
Deluxe Payment Exchange+SAP Concur
Payment Management
Comparison of Payment Management features of Product A and Product B
Deluxe Payment Exchange+
8.1
7 Ratings
8% above category average
SAP Concur
8.2
403 Ratings
3% above category average
Customizable Approval Policies7.44 Ratings8.1349 Ratings
Payment Status Tracking8.25 Ratings8.4351 Ratings
Electronic Funds Transfer8.86 Ratings8.4230 Ratings
Financial Document Management00 Ratings8.4294 Ratings
Payment Audit Trail00 Ratings8.2319 Ratings
Duplicate Bill Detection00 Ratings7.7283 Ratings
Advanced OCR00 Ratings8.1242 Ratings
Expense Management
Comparison of Expense Management features of Product A and Product B
Deluxe Payment Exchange+
-
Ratings
SAP Concur
8.2
463 Ratings
0% below category average
Employee Expense Reporting00 Ratings8.3455 Ratings
Corporate Card Reconciliation00 Ratings8.2344 Ratings
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Deluxe Payment Exchange+SAP Concur
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User Ratings
Deluxe Payment Exchange+SAP Concur
Likelihood to Recommend
8.3
(7 ratings)
8.3
(883 ratings)
Likelihood to Renew
-
(0 ratings)
8.2
(40 ratings)
Usability
8.2
(7 ratings)
8.5
(114 ratings)
Availability
-
(0 ratings)
8.3
(13 ratings)
Performance
-
(0 ratings)
8.0
(10 ratings)
Support Rating
-
(0 ratings)
8.3
(41 ratings)
In-Person Training
-
(0 ratings)
3.9
(6 ratings)
Online Training
-
(0 ratings)
9.0
(5 ratings)
Implementation Rating
-
(0 ratings)
8.0
(13 ratings)
Configurability
-
(0 ratings)
8.3
(7 ratings)
Ease of integration
-
(0 ratings)
8.1
(57 ratings)
Product Scalability
-
(0 ratings)
8.5
(56 ratings)
Vendor post-sale
-
(0 ratings)
6.6
(8 ratings)
Vendor pre-sale
-
(0 ratings)
6.6
(7 ratings)
User Testimonials
Deluxe Payment Exchange+SAP Concur
Likelihood to Recommend
Deluxe
Deluxe works great for us as we have a decent number of payments that go through them. I believe it would not be efficient for a smaller company who did not receive a lot of checks or electronic payments. Our volume warrants outsourcing of payment processing as it saves us a lot of time in-house. I would weigh the costs of the service against the time and payroll it costs your company.
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SAP Concur
SAP Concur is great for large organizations because of it's built in approval process functions. It is great tool for expense reports and any company where employees need to book travel. I imagine that the tool would be more tricky to use for those who are less technically savvy since there are many tabs and it is sometimes tricky to navigate.
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Pros
Deluxe
  • allows check signors to sign checks when they are traveling
  • allows vendors to received payment same day
  • eliminates the need to mail payments via snail mail
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SAP Concur
  • Self service and easy to navigate
  • Available on all mobile devices
  • Provides travel options such as airlines for the destination with several options
  • Automatically define check in and check out dates and time for hotels
  • Reminds users to book other travel related activities
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Cons
Deluxe
  • the ability to set up multiple check signatures depending on who is signing the check
  • Deluxe Payment Exchange+ to sell check blanks that we could use if we want to have the check emailed back to the company and print out a paper check
  • More space on payee line
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SAP Concur
  • For a new user of SAP Concur, it becomes difficult to file the first reimbursement as that person is new to the application and probably, one needs to to go through the instructions to get used to it. So, user interface can be improved and could be tried to make more interactive. Other than that, it's all good to go.
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Likelihood to Renew
Deluxe
No answers on this topic
SAP Concur
Now that we are fully on Concur, switching is not an option. Concur has become ingrained in our expense reporting process. Furthermore, Concur continues to improve its offering. Each month, they release updates and changes, many of which were client requested. Concur's constant evolution means it is adapting with my business
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Usability
Deluxe
It is more useful for large companies who have to make payments on large scale. The reason for less rating is because it is not useful for business who have less volume as the Deluxe Payment Exchange+ software needs customized setup required which can be less flexible and costlier to smaller organizations. The software can be improved and available at less cost to businesses who have less transactions.
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SAP Concur
I think it is very easy to use, especially once you are acquainted with it. I think the UX could be improved so some things, like accessing old reports, are more intuitive once you learn it though it is not difficult to replicate.
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Reliability and Availability
Deluxe
No answers on this topic
SAP Concur
In prior years I would have given them a 9.5 for availability. Unfortunately in 2015 so far this rating has dropped to a 7 overall.
We have experienced far too many interruptions - from admins to employees who rely on it for day to day booking of travel and submission of expense reports. Server errors, slow system response time and spinning wheels are too common place. Those things should be a rare occurrence, not a daily interruption.

While Conur still has great product offerings overall, they are currently not offering world class or best in class product (and customer service) availability. Remaining hopeful they step up and get their A game going again soon.
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Performance
Deluxe
No answers on this topic
SAP Concur
Performance-wise, it's good, loads pages quickly, and reports are highly accurate and easy to understand. Also, we can generate custom reports as needed, and we have integrated with a few other apps, and we have not seen any downgrade in performance.
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Support Rating
Deluxe
No answers on this topic
SAP Concur
I have never had to use customer support when using Concur Expense - the UX could be a bit nicer on the eyes or easier to understand, but there have never been any problems when using Concur Expense that I have had to ask or reach out to customer support to help me with anything.
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In-Person Training
Deluxe
No answers on this topic
SAP Concur
My Seniors were the ones who taught me about Concur. Concur Support team has sent me training links and answered me in their tickets too. Usually they are helpful and knows their stuff. There are times when webex meetings is conducted for reporting training. They were very patient and took down all the details from me.
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Online Training
Deluxe
No answers on this topic
SAP Concur
I can use it after that training, so it fits the purpose.
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Implementation Rating
Deluxe
No answers on this topic
SAP Concur
There are different implementation teams for each module of the product you purchase, so implementation is not a 'one size fits all' environment. Also, the different implementation teams have different ways of doing things, so Concur could stand some standardization and streamlining in this area. A Project Manager can make or break an implementation so don't be scared to ask for a new one if things are rocky.
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Alternatives Considered
Deluxe
It was used as an alternate app as it user friendly and has similar cost compared to Plooto. Also it offers most of the features that Plooto is offering. But Plooto is useful for small businesses which Deluxe Payment Exchange+ is missing the needs of organizations with less transactions.
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SAP Concur
Expensify and Zoho Expense work for small and mid-size businesses. Big multinationals do not receive benefits from the apps. Coupa is good as a solution for organizations with non-SAP leading systems. If you plan to use SAP ERP as the main/lending system then SAP Concur is the best solution, mainly for its native integration with SAP ecosystem.
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Scalability
Deluxe
No answers on this topic
SAP Concur
This program has been very helpful, user friendly and has been a great asset to use to assist with time management. Not only are leadership involved with using this program but all staff as well. This is also a great way to hold each accountable. Easy startup with not many means for hands on training
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Return on Investment
Deluxe
  • It's allowed company growth with the need for extra accounts staff
  • Allowed for easier payment management on the go
  • Gone a good way to pay for itself on extra staff and resources not needed
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SAP Concur
  • Concur's automation has produced impressive efficiency improvements, which have decreased the time and effort required for expense management.
  • Manual errors and policy violations have decreased, which has led to cost savings.
  • We now adhere to corporate regulations better, which lowers risks thanks to Concur's policy compliance checker.
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ScreenShots

Deluxe Payment Exchange+ Screenshots

Screenshot of Payee choices in Deluxe Payment Exchange+

SAP Concur Screenshots

Screenshot of a picture of a receipt snapped from a smartphoneScreenshot of analytics from SAP ConcurScreenshot of the integrated travel and expense applicationScreenshot of the SAP Concur mobile app