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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Human Interest

    Score8.7 out of 10
    N/AHuman Interest headquartered in San Francisco offers their cloud-based 401k administation platform for employers featuring flexible plan design and a dedicated account manager.

    $80

    per month

    Sage Accounting

    Score7.5 out of 10
    N/ASage Accounting is online accounting software made to simplify life for small business owners, entrepreneurs, and freelancers by providing the functions needed to take care of daily business to-dos. Users can create and send professional quotes and invoices, track income and expenses and know where the business' financials stand. Every Sage Business Cloud Accounting subscription includes unlimited access to support as well as automatic backups and product updates.

    $19

    per month

    Pricing
    Human InterestSage Accounting
    Editions & Modules
    Essentials
    $80 + $5 per eligible employee
    per month
    Complete
    $180 + $7 per eligible employee
    per month
    Concierge
    $280 + $9 per eligible employee
    per month
    No answers on this topic
    Offerings
    Pricing Offerings
    Human InterestSage Accounting
    Free Trial
    NoYes
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup Fee$499 one-time feeNo setup fee
    Additional DetailsEmployees pay a recordkeeping services and custody-related asset-based fee of 0.05% to Human Interest Inc., an investment advisory fee of 0.01% to Human Interest Advisors, plus underlying fund fees. Asset-based fees are deducted monthly from the employee’s account according to the HII Terms of Service and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsors will pay such advisor as agreed between the plan sponsor and advisor. All prices are exclusive of applicable taxes and are subject to a $499 startup fee. See Terms of Service for additional details. Refer to humaninterest.com/payrolls for a list of integrated payroll providers. For non-rollover distributions, shipping and handling fees may apply to requests for check issuance and delivery.Versions and pricing listed are for CA products. Versions available and pricing may vary by country. * 2 months free to start, or free for 1 month to try, then $19/$43/$62 +tax/mo (tier depending). Offer valid for new customers only on monthly subscriptions of Sage Business Cloud Accounting. After the promotional period, the monthly subscription rate will renew at the then current rate. May not be combined with any other offers or discounts. To ensure continuous service the subscription plan is an automatically renewing plan. Subsequent months will automatically be billed to the same credit card each month on the anniversary date of purchase. Plans can be terminated at any time prior to the renewal data and not charged for renewal.
    More Pricing Information
    Community Pulse
    Human InterestSage Accounting
    Considered Both Products
    Human Interest
    No answer on this topic
    Sage
    No answer on this topic
    Key User Insights
    Would buy again
    87%
    Would buy again
    178 Answers
    85%
    Would buy again
    163 Answers
    Delivers good value for the price
    92%
    Delivers good value for the price
    167 Answers
    85%
    Delivers good value for the price
    145 Answers
    Happy with the feature set
    91%
    Happy with the feature set
    185 Answers
    85%
    Happy with the feature set
    162 Answers
    Lived up to sales and marketing promises
    85%
    Lived up to sales and marketing promises
    158 Answers
    83%
    Lived up to sales and marketing promises
    119 Answers
    Implementation went as expected
    83%
    Implementation went as expected
    161 Answers
    82%
    Implementation went as expected
    130 Answers
    Features
    Human InterestSage Accounting
    401(k)
    Comparison of 401(k) features of Human Interest and Sage Accounting
    Feature
    Human Interest
    9.0
    107 Ratings
    16% above category average
    Sage Accounting
    -
    Ratings
    Payroll Integration9.095 Ratings00 Ratings
    Compliance Maintenance8.9102 Ratings00 Ratings
    Plan Flexibility8.899 Ratings00 Ratings
    Filings and Disclosures8.899 Ratings00 Ratings
    Ease of Enrollment9.3104 Ratings00 Ratings
    Payroll Management
    Comparison of Payroll Management features of Human Interest and Sage Accounting
    Feature
    Human Interest
    -
    Ratings
    Sage Accounting
    9.3
    19 Ratings
    21% above category average
    Pay calculation00 Ratings10.015 Ratings
    Benefit plan administration00 Ratings9.312 Ratings
    Direct deposit files00 Ratings8.812 Ratings
    Salary revision and increment management00 Ratings9.410 Ratings
    Reimbursement management00 Ratings9.112 Ratings
    Customization
    Comparison of Customization features of Human Interest and Sage Accounting
    Feature
    Human Interest
    -
    Ratings
    Sage Accounting
    8.6
    23 Ratings
    13% above category average
    API for custom integration00 Ratings9.120 Ratings
    Plug-ins00 Ratings8.017 Ratings
    Security
    Comparison of Security features of Human Interest and Sage Accounting
    Feature
    Human Interest
    -
    Ratings
    Sage Accounting
    9.7
    42 Ratings
    17% above category average
    Single sign-on capability00 Ratings9.931 Ratings
    Role-based user permissions00 Ratings9.539 Ratings
    Reporting & Analytics
    Comparison of Reporting & Analytics features of Human Interest and Sage Accounting
    Feature
    Human Interest
    -
    Ratings
    Sage Accounting
    9.3
    44 Ratings
    17% above category average
    Dashboards00 Ratings8.340 Ratings
    Standard reports00 Ratings9.844 Ratings
    Custom reports00 Ratings9.735 Ratings
    General Ledger and Configurable Accounting
    Comparison of General Ledger and Configurable Accounting features of Human Interest and Sage Accounting
    Feature
    Human Interest
    -
    Ratings
    Sage Accounting
    8.8
    200 Ratings
    14% above category average
    Accounts payable00 Ratings8.1187 Ratings
    Accounts receivable00 Ratings9.945 Ratings
    Cash management00 Ratings8.3159 Ratings
    Bank reconciliation00 Ratings7.9190 Ratings
    Expense management00 Ratings9.934 Ratings
    Time tracking00 Ratings6.611 Ratings
    Fixed asset management00 Ratings8.428 Ratings
    Multi-currency support00 Ratings10.018 Ratings
    Multi-division support00 Ratings9.918 Ratings
    Regulations compliance00 Ratings9.529 Ratings
    Electronic tax filing00 Ratings7.3102 Ratings
    Self-service portal00 Ratings10.025 Ratings
    Global Financial Support00 Ratings9.38 Ratings
    Primary and Secondary Ledgers00 Ratings9.515 Ratings
    Intercompany Accounting00 Ratings8.111 Ratings
    Localizations00 Ratings8.49 Ratings
    Journals and Reconciliations00 Ratings9.033 Ratings
    Enterprise Accounting00 Ratings6.910 Ratings
    Configurable Accounting00 Ratings9.318 Ratings
    Centralized Rules Framework00 Ratings8.98 Ratings
    Standardized Processes00 Ratings9.520 Ratings
    Inventory Management
    Comparison of Inventory Management features of Human Interest and Sage Accounting
    Feature
    Human Interest
    -
    Ratings
    Sage Accounting
    6.9
    17 Ratings
    5% below category average
    Inventory tracking00 Ratings6.717 Ratings
    Automatic reordering00 Ratings8.26 Ratings
    Location management00 Ratings5.77 Ratings
    Manufacturing module00 Ratings7.05 Ratings
    Order Management
    Comparison of Order Management features of Human Interest and Sage Accounting
    Feature
    Human Interest
    -
    Ratings
    Sage Accounting
    8.2
    28 Ratings
    10% above category average
    Pricing00 Ratings9.917 Ratings
    Order entry00 Ratings7.615 Ratings
    Credit card processing00 Ratings8.118 Ratings
    Cost of goods sold00 Ratings7.620 Ratings
    Order Orchestration00 Ratings7.66 Ratings
    End-to-end order visibility00 Ratings7.57 Ratings
    Order exception Resolution00 Ratings8.95 Ratings
    Best Alternatives
    Human InterestSage Accounting
    Small Businesses
    No answers on this topic
    QuickBooks Self-Employed (discontinued)
    Score4.2 out of 10
    Medium-sized Companies
    No answers on this topic
    MYOB
    Score8.3 out of 10
    Enterprises
    No answers on this topic
    Microsoft Dynamics GP
    Score5.4 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    Human InterestSage Accounting
    Likelihood to Recommend
    8.8
    (202 ratings)
    7.4
    (218 ratings)
    Likelihood to Renew
    10.0
    (10 ratings)
    9.0
    (27 ratings)
    Usability
    9.2
    (196 ratings)
    7.9
    (185 ratings)
    Availability
    10.0
    (3 ratings)
    8.5
    (12 ratings)
    Performance
    10.0
    (3 ratings)
    7.7
    (12 ratings)
    Support Rating
    8.1
    (35 ratings)
    7.6
    (30 ratings)
    In-Person Training
    -
    (0 ratings)
    9.1
    (3 ratings)
    Online Training
    10.0
    (1 ratings)
    9.8
    (5 ratings)
    Implementation Rating
    10.0
    (5 ratings)
    7.7
    (10 ratings)
    Configurability
    10.0
    (1 ratings)
    8.0
    (10 ratings)
    Contract Terms and Pricing Model
    10.0
    (3 ratings)
    7.5
    (6 ratings)
    Ease of integration
    10.0
    (2 ratings)
    5.0
    (4 ratings)
    Product Scalability
    10.0
    (3 ratings)
    6.9
    (11 ratings)
    Professional Services
    10.0
    (2 ratings)
    8.2
    (3 ratings)
    Vendor post-sale
    10.0
    (3 ratings)
    7.5
    (9 ratings)
    Vendor pre-sale
    10.0
    (3 ratings)
    7.7
    (9 ratings)
    User Testimonials
    Human InterestSage Accounting
    Likelihood to Recommend
    Human Interest
    Actually you guys serve a lot of variety of clients that we have. So everything from simple clients on your 316 and then you got your 338 platforms to some more of the complex clients that want to carve out their own funds. You guys integrate well with financial advisors if they wish to use that, but a lot of times it's, those aren't necessary if clients want to save money.
    Read full review
    Sage
    Sage Accounting seems appropriate for a small business that has basic accounting needs and is just starting from the beginning to set up its accounting software. It is less appropriate for businesses that have been using Sage 50, as Sage Accounting Standard does not successfully transfer important data from Sage 50.
    Incentivized
    Read full review
    Pros
    Human Interest
    • So as a user of it, since I was being paid by these companies, being able to manage my level of risk, being able to manage how much I was putting in from a percentage standpoint was always super easy. Even in a situation where my last company was acquired, we had to go through transferring over to different solutions was super useful. The team was always very open, honest about, Hey, what can we do? How can we work with them? And accommodating in that way. I think as a provider it was so easy to get team members set up. I never had any complaints. I never had anybody worry. I never had somebody come to me and go like, I don't understand Human Interest.
    Read full review
    Sage
    • Cloud Based - I work from different offices so I can access anywhere.
    • Whether paying a bill or receiving a payment it's done similarly. The consistency makes it easy to get in workflow.
    • I appreciate the setup of the statements - easy to read.
    Incentivized
    Read full review
    Cons
    Human Interest
    • The only thing I can think of right off hand is that there's a day delay when we look at our total. So for instance, we heard the other day that there was a rally in the markets on Friday and that everybody had supposedly recouped all of their losses from March. We actually had to wait the whole weekend until Monday to log in to actually see what those were. And I know real time is really, really hard, but anytime we could get something faster, that would probably be my only.
    Read full review
    Sage
    • Sorting reports - I want to sort my projects by what has and has not been paid, and this is unavailable.
    • Print preview.
    • FONT SIZE: This should be an option directly available to increase screen font sizes. Also, report font adjustments are incredibly difficult.
    • Understanding all options and the performance the program can do, I would much prefer an in-person session or scheduled webinar because it is far too overwhelming to search forums/help centers. Just a useless vortex to get sucked into.
    • Updates are easier than they used to be, but there’s still a big communication barrier. E.g., I install updates and restart programs, and then the next day or two it tells me to restart again because there have been updates. I know, I installed them already! It’s frustrating.
    • Removing inactive vendors or clients - why is this so difficult? Can I not just delete and move to the next one? Every time I try it, it just defaults back to the top of the report… It’s fine for the first couple of letters in the alphabet, but that’s about all. Multi-select would be nice!
    Incentivized
    Read full review
    Likelihood to Renew
    Human Interest
    We will drop Human Interest as soon as they rectify their error in withdrawing $3600 in additional fees earlier this year
    Read full review
    Sage
    Because we don't have time to migrate to a new system. So, we are kind of stuck with this system until our company grows or we are in a better financial position to afford the larger expense of moving to a new platform and doing what it should be doing in the first place.
    Incentivized
    Read full review
    Usability
    Human Interest
    It's really easy to get, well, first of all, they get enrolled automatically so they get added to the platform automatically. They get removed from the platform automatically and everything is really easy to understand for someone who doesn't have a lot of experience. And that's actually a lot of our employees have never had a retirement benefit before. They don't know anything about it. They really don't understand how it works. There's also a little bit of a fear factor with deducting money from their paycheck to be able to contribute to this. And so how easy it is for them to get it set up and then the information that Human Interest gives them about what the benefit is, how it works, all that, it's great
    Read full review
    Sage
    I find Sage's usability very intuitive. Everything from data entry to high level reporting it easy to navigate. Some of the other accounting software programs I have used have not had adequate forms or menus to help navigate the program. Sage does a good job of balancing providing the proper forms without being overly difficult to understand or use
    Incentivized
    Read full review
    Reliability and Availability
    Human Interest
    no issues so far
    Read full review
    Sage
    Sage has been always available when I want it. If there is any maintenance work to be done by the Sage team, you are told well in advance. Maintenance is generally carried out late at night or before the day begins for most of us. It continues to be the most reliable software I use.
    Read full review
    Performance
    Human Interest
    Easy to navigate
    Incentivized
    Read full review
    Sage
    The day-to-day performance is very good. Items such as transactions or reports load and process quickly. You never feel like you're waiting in Sage. I have never seen Sage Accounting affect the speed or performance of any integrated system. However, I do think when you are bringing very old files up to date the updates are slow but that'll be a rare occurrence and not reflective of the day-to-day usage.
    Incentivized
    Read full review
    Support Rating
    Human Interest
    So we had a designated rep and he was fantastic. I don't remember his name at the moment, but he was almost immediately responsive. And you guys also partnered with us for client knowledge webinars and he was great. Great at that too.
    Read full review
    Sage
    Sage Accounting are easy to contact and have knowledgeable and helpful staff. Whenever I've encountered a problem I've always been able to get assistance and guidance and it feels like the person at the end of the phone/screen knows the product well.
    Read full review
    In-Person Training
    Human Interest
    No answers on this topic
    Sage
    Staff are always friendly, and patient, always work at a speed that suits you. You are never rushed, and In only a short time they seem to be able to help you make great strides. It has been a pleasure not a chore, learning how SAGE Accounting works and benefits me and the company.
    Read full review
    Online Training
    Human Interest
    super easy to get going
    Read full review
    Sage
    I find the online training was very informative and they answered all my questions. I am also certified in Sage One and provided online training in the program which I have set up several people on and they love how it keeps them organized.
    Read full review
    Implementation Rating
    Human Interest
    A key insight from our implementation of Human Interest is that early coordination across finance, HR, and leadership is critical. The platform itself is straightforward, but ensuring payroll integration, compliance documentation, and employee education are aligned from the start makes the rollout smoother and increases adoption. Another insight is that employees respond best when given clear, simple communication about how to enroll and the benefits of participation—this minimizes confusion and builds trust in the program. Finally, dedicating time up front to review compliance and reporting features helps avoid issues later and gives leadership confidence in the plan’s long-term stability.
    Incentivized
    Read full review
    Sage
    This was generally a very straightforward process. I have previously implemented other software which required considerable external support. I implemented Sage Accounting with only a minimal amount of reference to the Sage support desk. I was extremely pleased with the implementation process.
    Incentivized
    Read full review
    Alternatives Considered
    Human Interest
    Insperity was horrible. Expensive, hidden fees at every corner, not communicative. They messed up my plan and didn't include the requested Safe Harbor provision and I had to pay the piper for their mistake. Nothing Insperity did was customer first, fiduciary, or even compliant. I have had the exact opposite experience with Human Interest and they cleaned up Insperity's mess without any complaints and dealt with Insperity dragging their feet on the conversion over a $1k offboarding fee I refused to pay after they screwed up my plan
    Incentivized
    Read full review
    Sage
    I also like Quickbooks Desktop, however, they are forcing customers to switch to Quickbooks Online. I will be moving forward with SAGE in this case, unless there is a valid reason the client would like to use QBO instead. I have not used the version of SAGE where the client doesn't need to purchase the full version, themselves, in order to access their file so this is something that I may consider looking into, in the near future, for this reason.
    Incentivized
    Read full review
    Contract Terms and Pricing Model
    Human Interest
    it was all great
    Read full review
    Sage
    The pricing structure is fair and offers good value for money. The billing is done through their online system and you can access your bills at any time. Most contacts only require 30 days' notice, so no need to feel tied in, although I can't imagine why you would want to leave Sage.
    Read full review
    Scalability
    Human Interest
    we are only using it for one employee but when we hire more, it will be easy to expand already setup
    Read full review
    Sage
    You can use Sage in your company for various aspects/positions such as bookkeepers, invoicing clerks, accountant, purchasing etc. Everyone can have their own user login and permissions can be set that specific people can do specific jobs without being able to access other peoples progress or accounts of the company.
    Incentivized
    Read full review
    Professional Services
    Human Interest
    Very professional
    Incentivized
    Read full review
    Sage
    Do not use
    Incentivized
    Read full review
    Return on Investment
    Human Interest
    • It's been super positive because everyone wants payroll to be streamlined and not have to go into different systems. And I solved at Coastal, our platform is fully integrated with Human Interest and there's no fee to the customer for that. So that's definitely the best.
    Read full review
    Sage
    • Sage has allowed us to be self-supporting and to perform full-cycle accounting up to the point of handing off to the accountant at year-end.
    • We are self-sustaining and do not need outside accounting assistance, such as an independent bookkeeper.
    • Sage has allowed us to save money at year's end, as we can do all the prep internally up until the handoff to the accountant, minimizing the hours he has to spend on our file.
    Incentivized
    Read full review
    ScreenShots

    Human Interest Screenshots

    Screenshot of the Admin Portal - A summary page offers a snapshot of the plan.Screenshot of the Admin Portal - Employee List: See employees at a glance and information such as contribution rate, participation, balance, risk setting, etc.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.

    Sage Accounting Screenshots

    Screenshot of the All-in-One DashboardScreenshot of the Accounting DashboardScreenshot of an Invoicing Quote EstimateScreenshot of the Purchases TrackerScreenshot of Stock InventoryScreenshot of a VAT Returns List