Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Melio
Score 8.5 out of 10
N/A
Melio is a small business-oriented Accounts Payable tool, presented as a service that helps small businesses keep up with business. A B2B payments experience and payment workflow designed to be simple, and to enable businesses to pay domestic and international vendors, expedite payments, or pay by card.N/A
Online Check Writer
Score 9.6 out of 10
Small Businesses (1-50 employees)
PAY Print any printer/Paper Send E-Check, ACH, Direct Deposit, eMail PDF Checks One-Click Check making for $1.00 by USPS Send recurring payments via Paper Checks, e-Checks, or ACH GET PAID 100% Face Value Request a check by SMS/eMail, print it or direct deposit Send a custom link for receiving recurring payment, rent, service fee, etc. Print Remote check without the signature of…
$0
5 Payments Per Month, Unlimited Receiving of eChecks / ACH
Tipalti
Score 7.2 out of 10
Mid-Size Companies (51-1,000 employees)
Tipalti automates critical financial processes to drive efficiency, including accounts payable, mass payments, procurement, and expenses, all on one global finance automation platform that grows with the organization, automating, de-risking and simplifying finance.
$129
per month
Pricing
MelioOnline Check WriterTipalti
Editions & Modules
Card processing fee
2.9%
Free
$0
5 Payments Per Month, Unlimited Receiving of eChecks / ACH
Basic
49.99/Year
1 Bank Account, Unlimted Payments
Ultimate
499.99/Year
40 Bank Account, Unlimted Payments
No answers on this topic
Offerings
Pricing Offerings
MelioOnline Check WriterTipalti
Free Trial
YesYesNo
Free/Freemium Version
NoYesNo
Premium Consulting/Integration Services
NoYesYes
Entry-level Setup FeeNo setup fee$1,000 Per installationRequired
Additional DetailsCall us, Pricing for custom integrations work flowsPricing starts at $149 per month for the platform fee. Users can upgrade to Tipalti's more advanced capabilities as their businesses gets more complex. The Tipalti pricing model is designed to grow with the user's company. Advanced features such as W-8 tax forms, international tax IDs, or multi-entity payables are available as needed.
More Pricing Information
Community Pulse
MelioOnline Check WriterTipalti
Features
MelioOnline Check WriterTipalti
Payment Management
Comparison of Payment Management features of Product A and Product B
Melio
9.3
14 Ratings
22% above category average
Online Check Writer
-
Ratings
Tipalti
8.8
62 Ratings
17% above category average
Customizable Approval Policies8.211 Ratings00 Ratings8.650 Ratings
Financial Document Management9.310 Ratings00 Ratings8.047 Ratings
Payment Status Tracking9.814 Ratings00 Ratings9.259 Ratings
Payment Audit Trail9.711 Ratings00 Ratings9.053 Ratings
Duplicate Bill Detection9.610 Ratings00 Ratings9.052 Ratings
Advanced OCR9.59 Ratings00 Ratings8.545 Ratings
Electronic Funds Transfer9.012 Ratings00 Ratings9.348 Ratings
Accounts Payable
Comparison of Accounts Payable features of Product A and Product B
Melio
9.2
18 Ratings
27% above category average
Online Check Writer
-
Ratings
Tipalti
8.5
55 Ratings
19% above category average
Automated Accounts Payable Processes8.917 Ratings00 Ratings8.952 Ratings
Vendor Management9.317 Ratings00 Ratings9.152 Ratings
Tax Form Preparation9.411 Ratings00 Ratings7.532 Ratings
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MelioOnline Check WriterTipalti
Small Businesses
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Score 9.7 out of 10
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Score 9.7 out of 10
Square 9 Softworks
Square 9 Softworks
Score 9.7 out of 10
Medium-sized Companies
Square 9 Softworks
Square 9 Softworks
Score 9.7 out of 10
Square 9 Softworks
Square 9 Softworks
Score 9.7 out of 10
Square 9 Softworks
Square 9 Softworks
Score 9.7 out of 10
Enterprises
Webexpenses
Webexpenses
Score 8.7 out of 10
Webexpenses
Webexpenses
Score 8.7 out of 10
Webexpenses
Webexpenses
Score 8.7 out of 10
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User Ratings
MelioOnline Check WriterTipalti
Likelihood to Recommend
8.8
(24 ratings)
8.0
(1 ratings)
8.6
(101 ratings)
Likelihood to Renew
9.6
(2 ratings)
-
(0 ratings)
9.1
(4 ratings)
Usability
8.2
(4 ratings)
-
(0 ratings)
8.8
(77 ratings)
Availability
9.0
(1 ratings)
-
(0 ratings)
9.1
(1 ratings)
Performance
7.0
(1 ratings)
-
(0 ratings)
8.2
(1 ratings)
Support Rating
8.0
(1 ratings)
-
(0 ratings)
7.3
(14 ratings)
In-Person Training
9.0
(1 ratings)
-
(0 ratings)
-
(0 ratings)
Online Training
8.0
(1 ratings)
-
(0 ratings)
7.3
(2 ratings)
Implementation Rating
9.0
(1 ratings)
-
(0 ratings)
7.3
(3 ratings)
Configurability
9.0
(1 ratings)
-
(0 ratings)
7.3
(2 ratings)
Contract Terms and Pricing Model
7.0
(1 ratings)
-
(0 ratings)
-
(0 ratings)
Ease of integration
10.0
(1 ratings)
-
(0 ratings)
6.4
(1 ratings)
Product Scalability
8.0
(1 ratings)
-
(0 ratings)
6.4
(1 ratings)
Professional Services
9.0
(1 ratings)
-
(0 ratings)
-
(0 ratings)
Vendor post-sale
9.0
(1 ratings)
-
(0 ratings)
8.2
(1 ratings)
Vendor pre-sale
9.0
(1 ratings)
-
(0 ratings)
8.2
(1 ratings)
User Testimonials
MelioOnline Check WriterTipalti
Likelihood to Recommend
Melio
In my personal experiences, I would recommend Melio to a friend or colleague but would tell them the pros and the con. Melio has really made payments seem seamless and easy. The fact that one can plan his/her payment schedule in advance and at the same time track it, is a very big relief. In as much as Melio has a lot of good features but it still needs upgrade or update, like the notifications of failed payments and delays.
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Online Check Writer
Online Check Writer is a great investment for businesses as it can handled expansion as the company grows. It is well suited for companies that want to analyze revenue and expenses so they can see where they can makes changes to their day to day operations. For now I am not able to see what business this is not suitable for.
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Tipalti
I would tell them that it manually syncs to ERPS. Additionally I would include the fact that you can pay multiple entities in one pay run allowing to be very efficient. I would also include that they can add rules to bill approvals or set up auto payments for certain vendors. Lastly, there are many reports you can run providing you will very informational data in seconds.
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Pros
Melio
  • The simplicity it adds to business payments is a great deal. One feature we really value it the ability to pay vendors by check. Melio prints and mails checks for us which saves time and hassle.
  • Payment scheduling tool is another thing we enjoy. This tool lets us plan ahead and manage cash flow more effectively by setting payment dates in advance.
  • Another thing Melio does well is the tracking of payment.
  • There was a time a vendor claimed that they hadn't been paid, but with just a few clicks we could see the check has already been delivered.
  • This kind of transparency gives us confident and keep things professional.
  • The integration with other platform or accounts like QuickBooks is an experience I did love to keep.
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Online Check Writer
  • It has allowed me to have more time to focus on my clients needs.
  • It has help to stream line my record keeping and manage my budget.
  • It has shorten the transaction timeline for myself and my clients.
  • It takes the hassle out of paying bills.
  • I can easily use my cellphone to operate my business.
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Tipalti
  • Tipalti has a very user friendly interface, clearly laid out and easy to navigate
  • The audit trail feature is hugely helpful to track an invoice's progress through the system
  • Being able to schedule invoices to be paid exactly on their due date ensures we pay on time but not earlier than necessary
  • We were able to put in strong controls around changes to vendor data
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Cons
Melio
  • There should be an automatic link between vendors added with their Melio link and the same vendors that already exist in QuickBooks. As it is now, a new vendor is created when you do that and is not linked with the one that already is in QuickBooks.
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Online Check Writer
  • Make the video more condensed.
  • Make short videos for each function.
  • Make sure to mention the security features to protect your information.
  • What is in place if there is a breach in security?
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Tipalti
  • The report that provides the "Not payable" vendors does not work well for us, particularly because the sync to our ERP goes both ways, which means all of the employees also sync over to Tipalti and remain as Not Payable. So the list is very long, and I don't find a good use for it.
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Likelihood to Renew
Melio
I like the interface. I am familiar with functionality. Convenient to send ACH payments.
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Online Check Writer
No answers on this topic
Tipalti
Solid system performance. Suits our needs and solution provider very inclined to accept feedback and involve users in developing the solution to serve both the provider and the ultimate user. Tipalti has streamlined our process that was previously very manual and prone to error. Now there is transparency of information and role.
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Usability
Melio
Melio has been a very important tool in the advancement of our business. With great features, it has made payments to vendors seamless and hassle free. In terms of vendor management, account/data tracking, and scheduling of payments in advance. This has formed the base that we are still with Melio till today.
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Online Check Writer
No answers on this topic
Tipalti
Two-time Tipalti selector, implementor, and user. The payment features in the app saves many steps in the payment process. No longer do you have to set-up or upload payment information to your bank and then go back to your accounting system and mark items as paid. Tipalti does all of this with a click of a mouse. The payment feature is the stand out feature. Many vendors can process your invoices. Look at how at the payment process of others.....you will see.
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Reliability and Availability
Melio
No answers on this topic
Online Check Writer
No answers on this topic
Tipalti
Tipalti has always been responsive to our questions and concerns.
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Performance
Melio
No answers on this topic
Online Check Writer
No answers on this topic
Tipalti
No issues here. Generally has been pretty fast.
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Support Rating
Melio
They have great customer support system
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Online Check Writer
No answers on this topic
Tipalti
Since I also work in customer support, I often have to contact Tipalti's team with questions from our users. Tipalti's support team has always been exceptionally helpful and it was a pleasure to communicate with them. I have always received prompt responses to any inquiries and they are excellent at solving our customers' issues within a short time
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In-Person Training
Melio
Very educative. It was well detailed, organized and knowledgeable.
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Online Check Writer
No answers on this topic
Tipalti
No answers on this topic
Online Training
Melio
Very helpful and we learnt a handful
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Online Check Writer
No answers on this topic
Tipalti
Tipalti provides great How to online guide
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Implementation Rating
Melio
No answers on this topic
Online Check Writer
No answers on this topic
Tipalti
The salesperson involved was involved in implementation which I found very helpful.
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Alternatives Considered
Melio
Melio is 100% free if you just use ACH, and that by itself would be reason enough for me to stick with the platform, it boats a ton of other useful features that add to the experience.
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Online Check Writer
No answers on this topic
Tipalti
From initial implementation through to user experience, Tipalti has been able to exceed our expectations in terms of its functionality and useability. We have found with other systems implemented in the past they did not match our expectations which resulted in us terminating these services.
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Contract Terms and Pricing Model
Melio
The vendor is great
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Online Check Writer
No answers on this topic
Tipalti
I did not make the decision to purchase this product.
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Scalability
Melio
No answers on this topic
Online Check Writer
No answers on this topic
Tipalti
We were given the option of only one integration.
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Professional Services
Melio
Very knowledgeable
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Online Check Writer
No answers on this topic
Tipalti
No answers on this topic
Return on Investment
Melio
  • I have been able to save hours every week now that I am only using Melio as my payment processor
  • I can easily add invoice details which I use to create in another platform and upload to Melio, this saves me time with projects I want to be quicker with
  • The ease of use for my clients is fantastic, and makes for a seamless workflow
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Online Check Writer
  • Online check writer has reduced my fee expenses by $2000 a year.
  • I have increased my earnings by 30% in 1st 6 months.
  • It has also allowed me to analyze my expenses and be more efficient in my budget.
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Tipalti
  • Vendor onboarding has taken the responsibility from one person to the Vendor directly. This provides the vendor with the ability to enter their own banking information for payments and upload their Federal W9 form.
  • Vendors can upload their own invoices to the system, taking the possibility that our AP team did not receive an emailed or mailed invoice to upload. This also increases payment efficiency as the vendor's invoice is processed in a more timely manner.
  • AP can review invoices for accuracy and concentrate on how to code an invoice, rather than be a paper pusher or a data entry clerk. AP doesn't spend time searching for invoices that might be a duplicate, the system will communicate this on the software review process and if AP has uploaded by email the same invoice multiple times, an email will be sent to AP to indicate that the invoice was not uploaded due to duplication.
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ScreenShots

Online Check Writer Screenshots

Screenshot of

Tipalti Screenshots

Screenshot of Intelligent invoicing workflowScreenshot of Mobile approvals for invoices and paymentsScreenshot of Brandable self-service supplier portal (including handling tax forms)Screenshot of Brandable self-service portal to collect and validate payment detailsScreenshot of Combined payment methods, currencies, and entities in a single payment fileScreenshot of an early payment, which can be offered to suppliers through email or the supplier portal