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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Apple Pay

    Score9.1 out of 10
    N/AApple Pay is a payment gateway the vendor states gives customers an easy, secure, and private way to pay in stores, within apps, on the web, and in Business Chat.N/A

    Google Pay

    Score4.5 out of 10
    N/AGoogle Pay (including Google Pay Send, formerly Google Wallet) is a payment processing solution from Google.N/A

    PayPal Point of Sale

    Score7.2 out of 10
    N/APayPal Point of Sale, formerly known as Zettle or PayPal Here, is a POS and payment processing system that includes either a mobile card reader or a chip reader (hardware).N/A
    Pricing
    Apple PayGoogle PayPayPal Point of Sale
    Editions & Modules
    No answers on this topic
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    Apple PayGoogle PayPayPal Point of Sale
    Free Trial
    NoNoNo
    Free/Freemium Version
    NoNoNo
    Premium Consulting/Integration Services
    NoNoNo
    Entry-level Setup FeeNo setup feeNo setup feeNo setup fee
    Additional Details———
    More Pricing Information
    Community Pulse
    Apple PayGoogle PayPayPal Point of Sale
    Considered Multiple Products
    Apple
    Chose Apple Pay
    Google Pay covers all google users, but Apple Pay works better with iphone users.
    Incentivized
    Chose Apple Pay
    Apple Pay and Google Pay are very similar function-wise but vary significantly in design. We chose Apple Pay for its improved security over physical card transactions. Apple pay also provides a much simpler user interface for the customer when processing a transaction, unlike …
    Incentivized
    Chose Apple Pay
    we use them all together giving our customers the choice they need
    Incentivized
    Google
    Chose Google Pay
    There are many alternative products on the market that function similarly to Google Pay. I think the closest competitor I've used would be Apple Pay, but there are other products like Venmo and Zelle that are somewhat similar. I think Google Pay is at least as good, if not …
    Incentivized
    Chose Google Pay
    I think Google Pay is roughly comparable to the above products. That said, Google Pay came onto the market much later than things like PayPal, Apple Pay, Venmo, and other peer to peer wallet apps, so it is easy to see why people already have preferences for other apps. My …
    Incentivized
    PayPal
    No answer on this topic
    Key User Insights
    Would buy again
    100%
    Would buy again
    24 Answers
    86%
    Would buy again
    18 Answers
    100%
    Would buy again
    15 Answers
    Delivers good value for the price
    100%
    Delivers good value for the price
    24 Answers
    89%
    Delivers good value for the price
    17 Answers
    100%
    Delivers good value for the price
    15 Answers
    Happy with the feature set
    100%
    Happy with the feature set
    24 Answers
    81%
    Happy with the feature set
    17 Answers
    100%
    Happy with the feature set
    15 Answers
    Lived up to sales and marketing promises
    100%
    Lived up to sales and marketing promises
    18 Answers
    70%
    Lived up to sales and marketing promises
    7 Answers
    100%
    Lived up to sales and marketing promises
    14 Answers
    Implementation went as expected
    95%
    Implementation went as expected
    19 Answers
    82%
    Implementation went as expected
    14 Answers
    93%
    Implementation went as expected
    14 Answers
    Features
    Apple PayGoogle PayPayPal Point of Sale
    Payment Gateways
    Comparison of Payment Gateways features of Apple Pay and Google Pay and PayPal Point of Sale
    Feature
    Apple Pay
    8.3
    6 Ratings
    11% above category average
    Google Pay
    -
    Ratings
    PayPal Point of Sale
    -
    Ratings
    Fraud Detection9.86 Ratings00 Ratings00 Ratings
    API or SDK9.94 Ratings00 Ratings00 Ratings
    Recurring Payment Support7.56 Ratings00 Ratings00 Ratings
    Billing and Invoicing Support7.86 Ratings00 Ratings00 Ratings
    Global Support6.96 Ratings00 Ratings00 Ratings
    Payment Form Acceptance7.96 Ratings00 Ratings00 Ratings
    Best Alternatives
    Apple PayGoogle PayPayPal Point of Sale
    Small Businesses
    Stripe Payments
    Score9 out of 10
    Apple Pay
    Score9.1 out of 10
    Square POS
    Score9 out of 10
    Medium-sized Companies
    Payoneer
    Score8 out of 10
    Payoneer
    Score8 out of 10
    No answers on this topic
    Enterprises
    Checkout.com
    Score10 out of 10
    Checkout.com
    Score10 out of 10
    No answers on this topic
    All AlternativesView all alternativesView all alternativesView all alternatives
    User Ratings
    Apple PayGoogle PayPayPal Point of Sale
    Likelihood to Recommend
    8.9
    (24 ratings)
    2.0
    (22 ratings)
    7.9
    (20 ratings)
    Likelihood to Renew
    7.3
    (1 ratings)
    -
    (0 ratings)
    9.0
    (2 ratings)
    Usability
    9.9
    (5 ratings)
    1.0
    (1 ratings)
    9.0
    (4 ratings)
    Availability
    -
    (0 ratings)
    -
    (0 ratings)
    10.0
    (1 ratings)
    Performance
    -
    (0 ratings)
    -
    (0 ratings)
    10.0
    (1 ratings)
    Support Rating
    -
    (0 ratings)
    6.9
    (2 ratings)
    10.0
    (5 ratings)
    Implementation Rating
    -
    (0 ratings)
    -
    (0 ratings)
    10.0
    (1 ratings)
    Configurability
    -
    (0 ratings)
    -
    (0 ratings)
    9.0
    (1 ratings)
    Contract Terms and Pricing Model
    -
    (0 ratings)
    -
    (0 ratings)
    10.0
    (1 ratings)
    Ease of integration
    -
    (0 ratings)
    -
    (0 ratings)
    10.0
    (1 ratings)
    Product Scalability
    -
    (0 ratings)
    -
    (0 ratings)
    10.0
    (1 ratings)
    Professional Services
    -
    (0 ratings)
    -
    (0 ratings)
    10.0
    (1 ratings)
    Vendor post-sale
    -
    (0 ratings)
    -
    (0 ratings)
    10.0
    (1 ratings)
    Vendor pre-sale
    -
    (0 ratings)
    -
    (0 ratings)
    10.0
    (1 ratings)
    User Testimonials
    Apple PayGoogle PayPayPal Point of Sale
    Likelihood to Recommend
    Apple
    If you accept payments while selling goods and services, Apple Pay can help you speed up the payment process while securely accepting payments. Since there is no need to stick a card into a machine, users won't have to fumble looking for a card when they can put their whole wallet on Apple Pay and check out easily.
    Incentivized
    Read full review
    Google
    I have only scratched the surface of Google Pay's capabilities because we do not have a physical store. I believe the benefits would increase for locations where smartphone payment is already underway in physical stores that also do online sales. If your business deals with very little foot traffic or does not offer a variety of payment choices, do more research before adding Google Pay as an option — Google Pay is an eager competitor to Apple Pay, and therefore offers businesses opportunities to run promotions and other incentives to adopt Google Pay currently, so it still may be worthwhile to smaller businesses. Google Pay is about to implement a banking option, which will likely add to the number of users and therefore excited customers with Google Pay to spend with you. The web implementation seems simple and should be a good addition to websites where multiple payment types are available.
    Incentivized
    Read full review
    PayPal
    I recommend PayPal Zettle quite a bit, actually. Its flexibility is easy enough to use for people who are not used to technology. Square has good traits, too, but since so many people already have PayPal accounts, it makes it much easier to use. It is perfect for everyday use of bot large and small transactions.
    Incentivized
    Read full review
    Pros
    Apple
    • The double click which launches it couldn't be easier; you don't even have to open your phone and find the app.
    • It's pretty much fool proof from there, as just holding your phone near the reader is sufficient for success.
    • Haptic feedback ensures that I know the payment registered.
    • I have full faith and confidence that the transaction was executed securely.
    Incentivized
    Read full review
    Google
    • They provide good rewards like cash back offers and gift vouchers.
    • Easy to pay by scanning the QR code.
    • Help us to find best recharges for our mobile.
    • Easy to pay electricity bill.
    • Will notify us if our validity expires on recharges.
    • Self money transfer, we can transfer money to other account if both the accounts are linked with Google Pay.
    • We can check balance by enter the UPI Pin.
    Read full review
    PayPal
    • The PayPal Here hardware connection is very effective, my mobile device recognizes it immediately and the PayPal Here application to receive payments also recognizes it immediately. I don't have to wait a long time like some other POS.
    • Transactions are made instantly, you just have to pass the NFC chip inside the PayPal Here system, and in a second the transaction will be carried out and it will be shown in the history of the PayPal account registered in the POS.
    • It is very easy to provide a receipt to the customer when they use their card within our PayPal Here POS system, as it allows us to digitally send a ticket to the customer and also allows us to send the invoice by email.
    Incentivized
    Read full review
    Cons
    Apple
    • At times, my Apple Pay will pop up unintentionally. Perhaps there can be more safeguards around that.
    • Apple Pay is not super great if I need to make a return. For any return, I've found that paper receipts are superior.
    • Apple Pay sometimes requires very specific positioning when scanning the phone, which is frustrating.
    Incentivized
    Read full review
    Google
    • It would be helpful if Google Pay could sync with things like Apple Pay so that saved payment methods can be automatically imported
    • There are certain times when Google Pay grants offers for cash back at merchants but the transfer time on the cash back is something like 30 days, which is a long time to wait
    • Google Pay could also integrate with other credit card and bank apps to add stored payment methods from there
    Incentivized
    Read full review
    PayPal
    • While swiped payments are easy, manual entry of payment information often fails. This is a major roadblock when you are in the service industry because not everyone who is making payment is on site.
    • In almost every instance of accepting a payment, we have to call in and reverify every piece of information about our business before we are successful.
    • Whatever system they use to determine how high risk your business is can limit your usage if they get it wrong.
    • Customer service is inconsistent at best. Sometimes issues are handled quickly and easily, other time you have to jump through hoops.
    Incentivized
    Read full review
    Likelihood to Renew
    Apple
    It's now a standard.
    Incentivized
    Read full review
    Google
    No answers on this topic
    PayPal
    There are no monthly costs, the only expense is the card processing fee which is lower than nearly everyone else out there.
    Incentivized
    Read full review
    Usability
    Apple
    Love the simplicity, i think it's a good way of getting apple-lovers to purchase things from the palm of their hand
    Incentivized
    Read full review
    Google
    I feel that this system not safe. Google keep charging my credit card but they say they cannot trace the payment because there is no transaction record! I cannot stop the payment.
    Read full review
    PayPal
    Very easy to use for both the business owner and the customer. We feel confident using it because we know that our customers information and payments are protected. And our customers know that if anything happens with their orders or they need protection for their purchases it is going to be there with PayPal Zettle. We tried several less remembered names, and it just didn't garner orders like when we switched to PayPal Zettle.
    Incentivized
    Read full review
    Reliability and Availability
    Apple
    No answers on this topic
    Google
    No answers on this topic
    PayPal
    Adding skus was down for 1hr one day, otherwise have never experienced an outage.
    Incentivized
    Read full review
    Performance
    Apple
    No answers on this topic
    Google
    No answers on this topic
    PayPal
    Everything is very fast. Adding products, selling products, processing cards, and receiving funds.
    Incentivized
    Read full review
    Support Rating
    Apple
    No answers on this topic
    Google
    I have had no direct experience with the Customer Support team for google pay. I never faced any issues or problems. I heard from other friends and colleagues that the customer service is great. This method of payment is now more and more being used as it is more secure and also at the same time fast and easy.
    Incentivized
    Read full review
    PayPal
    Support hasn't been needed in the 2 years of using PayPal but I have received calls from the company in the past asking about my experience with the device that was sent to me and they were pretty helpful with advice. Support is all over the internet if needed but for emergencies, so it is best to contact them during business hours.
    Incentivized
    Read full review
    Implementation Rating
    Apple
    No answers on this topic
    Google
    No answers on this topic
    PayPal
    It went very smoothly.
    Incentivized
    Read full review
    Alternatives Considered
    Apple
    When I had my Android/Samsung phone, I tried Samsung's version of Apple Pay and it was terrible. It was very glitchy, and sometimes I would get a notification that I paid for something when I wasn't even in a checkout screen, like I was just browsing the internet or something and I'd get a notification! It was alarming and I quickly uninstalled the app and never used it again.
    Incentivized
    Read full review
    Google
    GooglePay appears similar but the seller charges no commission. On the downside, there is also no payment protection. So if a transaction goes wrong and it is paid directly from a bank account or via a debit card then you have no buyer protection. This is a significant risk when using GooglePay. PayPal has its own buyer protection.
    Read full review
    PayPal
    The main selection criteria were ease of use and the presence of a plugin for WooCommerce. However, in practice it turned out that an important factor is also the availability of the product for purchase in a small batch and at an affordable price. I chose PayPal Zettle because I was able to easily and simply purchase it in my country.
    Incentivized
    Read full review
    Contract Terms and Pricing Model
    Apple
    No answers on this topic
    Google
    No answers on this topic
    PayPal
    There is no contract, there is no monthly cost. The only cost is the upfront purchase of the equipment and the swipe fees, which are quite low.
    Incentivized
    Read full review
    Scalability
    Apple
    No answers on this topic
    Google
    No answers on this topic
    PayPal
    Have not run into any limitations as of yet, with 500 SKUs entered and counting.
    Incentivized
    Read full review
    Professional Services
    Apple
    No answers on this topic
    Google
    No answers on this topic
    PayPal
    Everything about this solution is great, I really can't think of a single complaint. There is even a Phone App so you can check in on your sales remotely.
    Incentivized
    Read full review
    Return on Investment
    Apple
    • Able to provide employees with digital company cards.
    • Convenient tracking of money spent.
    • Caring for others in our workplace and community through gifts and purchases.
    Incentivized
    Read full review
    Google
    • Google Pay (formerly known as Google Wallet) organizes spending and makes recommendations--all around grouped conversations
    • Improves risk mitigation and ensures safety and account health of our vendors
    • Increased efficiency and pushes payments through at a faster rate
    • Provides work-life balance when fiscal deadlines slowly approach
    Incentivized
    Read full review
    PayPal
    • PayPal Here has allowed us to have a retail presence when we are away from our home location.
    • We have sold literally millions of dollars in merchandise at events over the last several years that we otherwise would not have been able to.
    • The only negative about PayPal Here is that we did not implement it sooner.
    Incentivized
    Read full review
    ScreenShots