Brex vs. BILL Spend & Expense vs. SutiExpense

A great corporate card for startups. Easy to use and set up, easy search and track spending. I would recommend it to tech companies looking for an interface and experience that vastly improves on existing banks. Also great to have a large line of credit compared to what's offered traditionally

Incentivized

Divvy is well suited for almost any organization/business I can think of. If you need to spend money from a specific predetermined budget, Divvy works great. If you have a high volume of transactions and you're fairly decent with excel, you can create an upload file to move transactions into your general ledger (currently only QB is supported for plug ins). If I'm really trying to find a less appropriate example, maybe if you have employees who can have a large credit limit and need to travel a lot, an Amex card might have better benefits.

Incentivized

We reviewed several expense report systems at the time and found that Suti Expense had the features that we needed for our organization. Most of our users are in-house employees that use the system 2-3 times a year. The pricing model that they provide allows us to only pay for the users that file an expense report in that month. No management by IT or Finance.

Incentivized

• Rewards - The rewards were the main reason for us switching. Our previous card provider did not have a good rewards program.
• User Interface and experience - When a charge is recorded on the Brex card, users immediately receive a text notification asking them to send a picture of their receipt. Brex automatically attaches the receipts to the charge which has saved our users a significant amount of time.

Incentivized

• BILL is a really user friendly system - very easy to onboard people into.
• We love BILL's rewards system and the ability to redeem for travel or gift cards.
• BILL offers a sync option with QuickBooks that has been invaluable for our finance processes.

• Tracking Duplicate Receipts for Audit
• Mobile App for instance receipt capture
• Easy System for submission and approval of expense reports

Incentivized

• Their Quickbooks integration just updated and is now a nightmare.
• It would be nice if I got more fraud review activities for my employees.
• I want them to go back to their old export system into Quickbooks

Incentivized

• Logging into more than one company or ease of logging into more than one company at a time.
• Instant messaging system to work with employees on particular transactions.
• Being able to collect rewards on a monthly basis and having the option to get it in the form of a statement credit.

• Integration was slow
• Customized reports cannot be accomplished
• No way to grab exact data based off of finance needs (restricted on what is reportable)

Incentivized

It has worked well for us for at least 5 years so I would anticipate us keeping Brex

Incentivized

The usability is pretty great. I love the UI / UX for uploading the Memo; at times, I do not even need to be inside the platform. I simply use Slack.

Incentivized

The Divvy card provides convenience and flexibility for Finance to manage and monitor each user's transactions at any time. User can issue many virtual cards for different purposes. Transactions can be easily approved. Since we can monitor transaction closely, fraud can be prevented effectively. Mobile app is user friendly and safe.

Incentivized

Prompt and always extremely fast to respond. I also think the intuitiveness of their solution negates the need for much support

We have enjoyed using Divvy and its functions. The Divvy team has been great, and their support team is outstanding. They have a chatbox on the platform, and they only seem to be someone on call. I have found its benefits to be outstanding, that I recommend it to my clients. I also feel that Divvy rolling out new features only makes it more compelling to stay on as a user.

Incentivized

NA-I wasn't part of the set up process for Brex

Incentivized

We use and thoroughly enjoy both. One we use as our main bank and Brex as our credit card provider. I'd say they serve different purposes (with Brex we get points), whereas Mercury we mostly use for wire transfers. We did initially start using Mercury because we needed a checking account, but Brex has been nice because of the rewards and the way it works to track expenses and cards.

Incentivized

Bill Spend & Expense and Ramp are pretty comparable, but we ended up making the change to Ramp based on three factors: 1. The actual receipt or invoice uploads into Sage Intacct, so when reviewing financials, everything is in one place. 2. The cashback program was much simpler and a higher rate than what we were getting. 3. We were bringing our A/P processing into a cloud solution, and wanted to be able to have them on the same one as our credit cards. This fact, combined with point 1, and just a slightly different payment flexibility, made the difference for us. Leaving out those points, which might not matter as much to someone else in a different situation, Bill Spend and Expense is a solid solution for anyone.

Incentivized

We choose to go with suti expense because of the options. GSA Per Diem was important to us and many of the other vendors did not have a GS A feature We also needed to be able to calculate Mileage which Suti Expense does. with Google Maps. Suti Expense also gave us the option to have Customized fields Suti Expense also allowed us to use existing O365 SSO for username and password. No additional support needed from IT

Incentivized

NA- I don't use Brex in a way that I know how to comment on this

Incentivized

• No fee wire transfer.
• Net 60 credit card terms is good for our cashflow.
• Fast and easy employee credit cards saves us time.

Incentivized

• Immediate ROI for any company who wants their teams to focus on driving new revenues, creating great products or over delivering to customers - instead of chasing receipts 30 days behind.
• Ease of use and a great sales and tech support team at Divvy ensure successful onboarding with each and every employee.
• Immediate ROI from being able to have an agile budgeting process - cashflows improve immediately when budget spend is captured in real-time, and new opportunities are captured when approvals are that easy.

Incentivized

• Reduced the number of hours to process Expense Report
• Gave approvers the ability to review actual receipts of expenses
• Time to process expense for employee reduced to approximately 1 hour for all parties

Incentivized