Overview
ProductRatingMost Used ByProduct SummaryStarting Price
BILL Spend & Expense
Score 8.8 out of 10
N/A
BILL Spend and Expense (formerly Divvy) is an all-in-one expense management solution that combines free software with corporate cards to provide you with real-time visibility and customizable control over your business finances.
$0
Expensify
Score 9.0 out of 10
N/A
Expensify automates the entire spend management process. Scan receipts, track mileage, submit and approve expenses, manage corporate cards, reimburse employees, pay bills, send invoices, and book travel. Built for individuals and companies of all sizes, anywhere in the world.
$5
per month per user
Negotiatus
Score 9.0 out of 10
N/A
Negotiatus is purchasing software from the company of the same name in New York, that aims to transform the way business administrators and users place orders, control spend, and submit payment across their vendors. The platform is built for the entire purchasing process, and is designed to provide a consistent experience from sourcing through payment across every vendor and website.N/A
Pricing
BILL Spend & ExpenseExpensifyNegotiatus
Editions & Modules
No answers on this topic
Collect
$5
per month per user
Control
$9
per month per user
No answers on this topic
Offerings
Pricing Offerings
BILL Spend & ExpenseExpensifyNegotiatus
Free Trial
YesYesNo
Free/Freemium Version
YesNoNo
Premium Consulting/Integration Services
YesNoNo
Entry-level Setup FeeNo setup feeNo setup feeNo setup fee
Additional DetailsBILL Spend & Expense is free for all users
More Pricing Information
Community Pulse
BILL Spend & ExpenseExpensifyNegotiatus
Considered Multiple Products
BILL Spend & Expense
Chose BILL Spend & Expense
We used Expensify previously and strongly prefer BILL. Expensify had no fraud protection, it was almost impossible to speak with a customer service rep, and the reconciliation process was tedious and clunky.
Expensify
Chose Expensify
We used Expensify first mainly because these other solutions were either brand new or didn't exist at the time. We switched from Expensify to Divvy in late 2021, and could not be happier with them. I'd recommend all small business owners check them out if they need a corporate …
Negotiatus

No answer on this topic

Features
BILL Spend & ExpenseExpensifyNegotiatus
Expense Management
Comparison of Expense Management features of Product A and Product B
BILL Spend & Expense
9.2
8 Ratings
11% above category average
Expensify
9.7
159 Ratings
16% above category average
Negotiatus
-
Ratings
Employee Expense Reporting8.86 Ratings9.8158 Ratings00 Ratings
Corporate Card Reconciliation9.67 Ratings9.668 Ratings00 Ratings
Payment Management
Comparison of Payment Management features of Product A and Product B
BILL Spend & Expense
8.8
7 Ratings
10% above category average
Expensify
9.4
146 Ratings
16% above category average
Negotiatus
-
Ratings
Customizable Approval Policies9.27 Ratings9.3100 Ratings00 Ratings
Financial Document Management9.07 Ratings9.3106 Ratings00 Ratings
Payment Status Tracking9.04 Ratings9.7119 Ratings00 Ratings
Payment Audit Trail9.65 Ratings9.893 Ratings00 Ratings
Duplicate Bill Detection7.43 Ratings9.0119 Ratings00 Ratings
Advanced OCR8.73 Ratings9.099 Ratings00 Ratings
Electronic Funds Transfer9.15 Ratings9.582 Ratings00 Ratings
Best Alternatives
BILL Spend & ExpenseExpensifyNegotiatus
Small Businesses
Dext
Dext
Score 9.6 out of 10
Dext
Dext
Score 9.6 out of 10
Dext
Dext
Score 9.6 out of 10
Medium-sized Companies
Rippling
Rippling
Score 9.0 out of 10
BILL Spend & Expense
BILL Spend & Expense
Score 8.8 out of 10
BILL Spend & Expense
BILL Spend & Expense
Score 8.8 out of 10
Enterprises
Emburse Chrome River
Emburse Chrome River
Score 7.6 out of 10
Emburse Chrome River
Emburse Chrome River
Score 7.6 out of 10
Emburse Chrome River
Emburse Chrome River
Score 7.6 out of 10
All AlternativesView all alternativesView all alternativesView all alternatives
User Ratings
BILL Spend & ExpenseExpensifyNegotiatus
Likelihood to Recommend
8.8
(18 ratings)
9.6
(239 ratings)
8.0
(1 ratings)
Likelihood to Renew
-
(0 ratings)
10.0
(14 ratings)
-
(0 ratings)
Usability
9.4
(7 ratings)
9.6
(140 ratings)
-
(0 ratings)
Support Rating
8.6
(2 ratings)
8.5
(45 ratings)
-
(0 ratings)
Implementation Rating
-
(0 ratings)
9.5
(2 ratings)
-
(0 ratings)
User Testimonials
BILL Spend & ExpenseExpensifyNegotiatus
Likelihood to Recommend
BILL
There is a lot of functionality available for any company, and when you combine it with their A/P processing software, I'm sure the value of the software only increases. If you don't look back through your credit card receipts often, or don't have a lot of volume, the receipts not uploading into the accounting software isn't as much of an issue. For us, with roughly $200k of credit card spending each month, it became an issue. The rewards program was hard for us to take advantage of also, mostly because of our spending being spread across multiple companies. Even though we had everything set up together as one business, they still recognized each one as it's own, with it's own rewards requirements. I wouldn't deter anyone from going with Bill Spend & Expense, it's a solid program with a lot of capability, there are just a few small items that mattered to us more than the capabilities we take advantage of.
Read full review
Expensify
I think it's really good for small businesses. At least in the way we use it. It's very good for keeping an eye on employee spending in nearly real time. I'm not sure how it works for larger companies when there is a larger number of people to keep track of.
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Negotiatus
Negotiatus is well suited for multi-location--many locations doing the same thing, such as a franchise model. However, if you really want to have tight control on costing, the reporting is not robust enough that, with scale, it would make more sense to bring this in house and create your own vendor relationships
Read full review
Pros
BILL
  • Divvy does purchases very well. Getting money into the hands of those who need it, when they need it.
  • Budgeting is a breeze because card holders can only spend what is in their specific budget or on their card.
  • Customer support is usually pretty quick to respond
Read full review
Expensify
  • Easy to access online portal whether using a mobile device or desktop app
  • Receipts can be uploaded in a breeze and automatically categorized
  • Expense Reports are submitted monthly on autopilot
  • Expenses for gas is calculated on the app by entering the starting/ending destinations.
Read full review
Negotiatus
  • Consolidated invoicing--Negotiatus consolidates all invoices into one monthly invoice for us to pay by the 15th of the subsequent month.
  • General ledger mapping--products on the platform can be mapped to one or more entities or cost centers through a monthly consolidated file, which has great value when it comes to process efficiency.
  • Ease of use--the platform is fairly easy for both users and administrators. With many locations that are geographically dispersed, it allows us to manage purchasing without an excess training need.
Read full review
Cons
BILL
  • I wish there were more options in the BILL reimbursement platform - for example, the ability to do a report instead of submit a single expense.
  • We would love for reimbursements to feed into QuickBooks differently, but we understand that this is an early feature and hope it is further developed in the future.
Read full review
Expensify
  • I wish that I could sync accounts on the back end kind of like with banking software, so that Expensify would automatically port over receipts for recurring expenses as soon as they're available
  • It would be nice to one-click submit an expense all the way through instead of having to attach it to a report
  • Wackier profile icons? :) Not a big deal. This software is pretty much amazing as it is now, and typically the urge to update and modify very good software leads to poor outcomes!
Read full review
Negotiatus
  • Communicating Savings: Negotiatus sells itself on its vendor network--the ability to search for the best possible price according to what is available. However, it is challenging to tell what that savings would have been (e.g., WB Mason vs. Amazon).
  • Speed of Resolution: it sometimes takes a few months to come to a resolution when it comes to analysis/reporting. As they do not have great reporting around savings, we often ask for them to provide some periodic analysis. The account manager will put in the request, but it may not get completed or be up to the appropriate standard due to lack of understanding of the requirements.
  • Cancelled Orders: at some points early on (2+ years ago), many of the orders were cancelled and we were left scrambling to replace them. That has gotten much better.
Read full review
Likelihood to Renew
BILL
No answers on this topic
Expensify
We like using the tool and we receive positive feedback from employees and management who use the tool. It saves time and helps us concentrate on the value adding activities so we are very likely to keep using Expensify in the future
Read full review
Negotiatus
No answers on this topic
Usability
BILL
The Divvy card provides convenience and flexibility for Finance to manage and monitor each user's transactions at any time. User can issue many virtual cards for different purposes. Transactions can be easily approved. Since we can monitor transaction closely, fraud can be prevented effectively. Mobile app is user friendly and safe.
Read full review
Expensify
My rating of 8 out of 10 for Expensify's overall usability reflects its strong performance in empowering individual users and streamlining core expense processes, while acknowledging that there are specific areas, particularly on the administrative or enterprise side, where the user experience could be further refined. Exceptional End-User Experience (for basic tasks).Automation & Time-Saving Features.Clear Workflow for Approvers. Why it's not a perfect 10 (areas for improvement that dock points): Limited corporate bank to choose from, limited multi-currency to pay to ( for instance, as a foreign corporatio,n i cannot pay with my US account to Israeli employees, or pay to our UK employees)
Read full review
Negotiatus
No answers on this topic
Support Rating
BILL
We have enjoyed using Divvy and its functions. The Divvy team has been great, and their support team is outstanding. They have a chatbox on the platform, and they only seem to be someone on call. I have found its benefits to be outstanding, that I recommend it to my clients. I also feel that Divvy rolling out new features only makes it more compelling to stay on as a user.
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Expensify
Our rep has been amazing. He has built custom reports for us that have been very time consuming and difficult. Our reps are also currently looking into new submission solutions for us that we are excited about. They came up with this and recommended it on their own without me complaining about an issue. They are about our success and are very excited about the product they offer.
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Negotiatus
No answers on this topic
Implementation Rating
BILL
No answers on this topic
Expensify
The implementation process went rather smoothly, linking it to the bank and cards was handled easily. without too many unnecessary steps. Getting the accounts setup did take some time, but that would be true with any organization. All in all things went smoothly and I was very pleased with the setup and implementation process
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Negotiatus
No answers on this topic
Alternatives Considered
BILL
Nothing out there compares to the agility and ease of use of Divvy. Adoption by those most resistant to any expense reporting tool has always been the #1 painpoint to all other such software. Divvy takes the pain away even for creatives and salespeople!
Read full review
Expensify
It is definitely 10 times better than using an Excel spreadsheet. We are talking a digitized with AI type capabilities to do the work for you. It’s honestly a lifesaver. This beats manual calculations and data entry any day. Scanning 100 receipts and saving them to pdf files not only takes space on your storage but it is an extra unnecessary step
Read full review
Negotiatus
No answers on this topic
Return on Investment
BILL
  • Divvy is free, so it was tough for us to turn down. We decided to withhold our larger transactions from Divvy to receive those rewards directly.
  • Divvy has saved our Finance/Accounting team tons of time digging through expenses, reimbursements, invoices, etc.
Read full review
Expensify
  • We went from paying credit card fees with no approval process to a no fees and complex approval processes.
  • I personally save time in not having to develop a spend report I just have my admin assistent fill in the details of the auto generated report and it is done. Went from an hour long process to 5- 10 minutes max to prepare a high quality audit ready report.
Read full review
Negotiatus
  • Positive efficiencies (major positive)
  • Negative monthly costs per location
  • Positive control
Read full review
ScreenShots

BILL Spend & Expense Screenshots

Screenshot of Company Dashboard - High level overview of a business's available credit and current spending.Screenshot of Mobile Wallet - Spend Smarter™ - To manage budgets and expenses on the goScreenshot of Budget Detail - For monitoring business budgetsScreenshot of Insights - Real-time visibilityScreenshot of Transactions - Displays a complete list of all transactions and their current status on a business's physical and virtual cards.

Expensify Screenshots

Screenshot of the dashboard used to manage expenses, book travel, reimburse employees, and create expense reports.Screenshot of corporate cards. The Expensify Card offers cash back on every US purchase.