Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Sage Accounting
Score 8.2 out of 10
N/A
Sage Accounting is online accounting software made to simplify life for small business owners, entrepreneurs, and freelancers by providing the functions needed to take care of daily business to-dos. Users can create and send professional quotes and invoices, track income and expenses and know where the business' financials stand. Every Sage Business Cloud Accounting subscription includes unlimited access to support as well as automatic backups and product updates.
$19
per month
Xero
Score 8.3 out of 10
N/A
Xero is an online accounting software product for small businesses and personal finance. Its features beyond general ledger and double-bookkeeping include quotable invoicing, bank reconciliation, purchase order and expense management, and tax management. Third party apps can extend its features further.
$13
per month
Pricing
Sage AccountingXero
Editions & Modules
No answers on this topic
Early
$13
per month
Growing
$37
per month
Established
$70
per month
Offerings
Pricing Offerings
Sage AccountingXero
Free Trial
YesYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsVersions and pricing listed are for CA products. Versions available and pricing may vary by country. * 2 months free to start, or free for 1 month to try, then $19/$43/$62 +tax/mo (tier depending). Offer valid for new customers only on monthly subscriptions of Sage Business Cloud Accounting. After the promotional period, the monthly subscription rate will renew at the then current rate. May not be combined with any other offers or discounts. To ensure continuous service the subscription plan is an automatically renewing plan. Subsequent months will automatically be billed to the same credit card each month on the anniversary date of purchase. Plans can be terminated at any time prior to the renewal data and not charged for renewal.Prices in table are in USD and just apply to the US - other markets & prices are listed below: Canada - Starter $18 CAD/month, Standard $45 CAD/month, Premium 5 $58 CAD/month UK - Starter £14/month, Standard £28/month, Premium £36/month AU - Starter $29 AUD/month, Standard $59 AUD/month, Premium 5 $76 AUD/month NZ - Starter $31 NZD/month, Standard $66 NZD/month, Premium $84 NZD/month
More Pricing Information
Community Pulse
Sage AccountingXero
Considered Both Products
Sage Accounting
Chose Sage Accounting
Haven't used it, but have had a look. Footprint in SA still very small, but I hear very good things about it. A number of associates use and highly recommend Xero, even over Sage. Due to our level of integration with Sage, the benefits of migrating don't exceed the costs for us.
Chose Sage Accounting
I'd personally put Sage Accounting on a par with Xero but significantly ahead of Quickbooks. I'd say the choice falls down to individual needs and choice. Sage Accounting offers a fair and not substantial monthly cost, with this being a monthly cost that's helpful particularly …
Chose Sage Accounting
Probably the biggest reason I selected Sage Accounting is the number of years I have been using it. My training was all manual, and with Sage Accounting I can see and understand how it works. I did use Pegasus successfully for a number of years with a different employer, but …
Chose Sage Accounting
Sage is much easier to use and does not have confusing language for income and expenses i.e. Bills on both Quickbooks and Xero. Using journals is also much easier as these other two programs making it hard to find.
Chose Sage Accounting
Xero is probably more user friendly, but from an accounting perspective Sage Accounting is up there.
Chose Sage Accounting
Xero we had multiple issues with where that bank transactions would be lost or doubled up, the system would assume that employees only work monday to friday on the same hours each day. Quickbooks is more user friendly for those in self employment whereas Sage is more user …
Chose Sage Accounting
Quickbooks is not for me i don't like anything about it, the terminology they use is not clear and the layout is not user friendly. Xero i use in my practice as some clients prefer it. If i have the choice i do use Sage but if the client prefers Xero i will use. It can be …
Chose Sage Accounting
used Xero and MYOB after Sage Accounting. Sage Accounting was used because we had Sage Payroll and it integrated with Sage Accounting . if you are using Sage Payroll and Accounting than importing journal is very easy and quick job
Chose Sage Accounting
While Sage Accounting (at least the version I am familiar with), lacks more involvement with the owner (features like Xero's hubdoc encourage owner use of accounting software) I generally prefer the layout, design and overall product that is Sage Accounting. I find that the …
Chose Sage Accounting
Sage Accounting is good, but Xero is even more beginner friendly. And more affordable and also incorporates Hubdoc. I use Sage Accounting because that's what work is already using, and also for my own clients, I already have the old Desktop version which works just as fine.
Chose Sage Accounting
I like Sage better, being an accountant, the approach is accounting focused. Whereas Quickbooks tries to make the user experience easier, but messes up the accounting, its easy in Quickbooks to create accounts and post expense items for example to a balance sheet account. …
Chose Sage Accounting
Sage Accounting has wider functionality and superior HMRC integration
Chose Sage Accounting
Sage Accounting allows for better customization and setup
Chose Sage Accounting
It's a very good system which is reliable and provides all the basics, I believe it is less flexible in making corrections to mistakes. There is no fixed asset module in the lower levels and therefore depreciation has to be worked out in a separate system which really is a …
Chose Sage Accounting
I think Sage Accounting is much better than their competitors; Clients have found the 24/7 support invaluable for when our office is closed, including the Help videos on the Sage website and YouTube
Chose Sage Accounting
Sage Accounting produces better-quality reports and is more user-friendly.
Chose Sage Accounting
Sage was just easier for me to use and more familiar for my staff, who had some experience with enterprise versions of Sage in the past. It became a no-brainer when I made the final decision about which package to go with.
Chose Sage Accounting
Sage 50 is more flexible than Sage Accounting, but both serve the needs of the user very well. Sage 50 allows for more detailed analysis of ledgers and reporting functionality. Whereas Sage Accounting is probably more suited to small business on balance, it just depends on …
Chose Sage Accounting
I find Sage Accounting is more user-friendly and has more tailored reports for our clients' needs.
Chose Sage Accounting
Although I've used a number of other accounting systems, Sage is really comparable to Xero and QuickBooks Online, as it is competing in the same basic accounting software category. Sage One Accounting has been selected in certain client situations where they were already using …
Chose Sage Accounting
We looked at Xero and Wave. We chose Sage One because it is available in Canadian dollars allowing us to predict how much the monthly costs will be. Were weren't aware of Wave at the time but would have chosen it instead.
Xero
Chose Xero
Zoho Books - fairly easy to use in terms of expenses and invoices. However, reporting is basic. The Sales tax report itself isn't user friendly are requires you to work out the different taxes in order to do the return. Pastel (desktop) - there is little integration and …
Chose Xero
I prefer to just say I'm a Xero only practice. U cannot sign up if u do not want to use Xero.
Chose Xero
Xero is far ahead in terms of innovations and cost looking at what you get out of Xero.
Chose Xero
Each of the products I listed had their own list of drawbacks, but the one thing they all had in common, which was right on top of that list of drawbacks, was ease of use. I struggled to get myself accustomed to each system and struggled, but when it came to getting a client to …
Chose Xero
Xero is much more user friendly and easier to use.
Chose Xero
Sage at the time we moved to Xero did not really have a suitable Cloud offering and the full SaaS solution it did have was only applicable to very small businesses. Quickbooks was very similar to Xero but during testing, most users preferred Xero for various reasons. Xero's UI …
Chose Xero
Xero is far more user friendly compared to sage, and is more suited to our smaller business.
Chose Xero
Better user friendly dashboard, and cost effective.
Chose Xero
Xero captures all data on one platform with seamless integration with other apps such as EFT systems, CRM, jobflow, etc. Xero processes faster than any other app and has better support systems and user manuals than other products. The price of Xero is very competitive based on …
Chose Xero
We used this product before it was cloud software, so the comparison is harder to make. It was easier to pull off top spender reports from sage. However, reconciliation is so much easier on Xero when you link your accounts. A significant factor for us was that our managing …
Features
Sage AccountingXero
Payroll Management
Comparison of Payroll Management features of Product A and Product B
Sage Accounting
9.3
19 Ratings
21% above category average
Xero
7.5
73 Ratings
1% below category average
Pay calculation10.015 Ratings8.065 Ratings
Benefit plan administration9.312 Ratings8.023 Ratings
Direct deposit files8.812 Ratings7.249 Ratings
Salary revision and increment management9.410 Ratings7.141 Ratings
Reimbursement management9.112 Ratings7.054 Ratings
Customization
Comparison of Customization features of Product A and Product B
Sage Accounting
8.5
23 Ratings
10% above category average
Xero
8.2
157 Ratings
6% above category average
API for custom integration9.220 Ratings7.979 Ratings
Plug-ins7.917 Ratings8.5144 Ratings
Security
Comparison of Security features of Product A and Product B
Sage Accounting
9.7
42 Ratings
17% above category average
Xero
7.3
197 Ratings
12% below category average
Single sign-on capability9.931 Ratings5.572 Ratings
Role-based user permissions9.539 Ratings8.9195 Ratings
Reporting & Analytics
Comparison of Reporting & Analytics features of Product A and Product B
Sage Accounting
9.1
44 Ratings
15% above category average
Xero
8.4
223 Ratings
7% above category average
Dashboards7.840 Ratings8.5219 Ratings
Standard reports9.744 Ratings8.9221 Ratings
Custom reports9.735 Ratings8.0195 Ratings
General Ledger and Configurable Accounting
Comparison of General Ledger and Configurable Accounting features of Product A and Product B
Sage Accounting
8.7
94 Ratings
13% above category average
Xero
8.6
233 Ratings
12% above category average
Accounts payable8.680 Ratings8.5213 Ratings
Accounts receivable9.945 Ratings8.8218 Ratings
Cash management8.274 Ratings8.2200 Ratings
Bank reconciliation7.889 Ratings8.6226 Ratings
Expense management9.934 Ratings8.4206 Ratings
Time tracking6.711 Ratings7.476 Ratings
Fixed asset management8.028 Ratings8.3141 Ratings
Multi-currency support9.918 Ratings7.8136 Ratings
Multi-division support9.918 Ratings8.3117 Ratings
Regulations compliance9.429 Ratings8.3118 Ratings
Electronic tax filing6.851 Ratings9.2122 Ratings
Self-service portal10.025 Ratings8.1138 Ratings
Global Financial Support9.08 Ratings7.573 Ratings
Primary and Secondary Ledgers9.515 Ratings8.670 Ratings
Intercompany Accounting7.911 Ratings9.940 Ratings
Localizations8.29 Ratings10.039 Ratings
Journals and Reconciliations9.033 Ratings10.090 Ratings
Enterprise Accounting7.210 Ratings9.933 Ratings
Configurable Accounting9.218 Ratings9.959 Ratings
Centralized Rules Framework8.88 Ratings6.033 Ratings
Standardized Processes9.520 Ratings7.959 Ratings
Inventory Management
Comparison of Inventory Management features of Product A and Product B
Sage Accounting
7.0
17 Ratings
7% below category average
Xero
6.5
107 Ratings
15% below category average
Inventory tracking6.717 Ratings8.4103 Ratings
Automatic reordering8.36 Ratings6.224 Ratings
Location management5.97 Ratings6.229 Ratings
Manufacturing module7.05 Ratings6.016 Ratings
Order Management
Comparison of Order Management features of Product A and Product B
Sage Accounting
8.1
28 Ratings
6% above category average
Xero
7.2
89 Ratings
5% below category average
Pricing9.917 Ratings9.962 Ratings
Order entry7.615 Ratings9.956 Ratings
Credit card processing8.218 Ratings6.358 Ratings
Cost of goods sold7.420 Ratings6.366 Ratings
Order Orchestration7.36 Ratings6.121 Ratings
End-to-end order visibility7.67 Ratings6.124 Ratings
Order exception Resolution8.55 Ratings6.117 Ratings
Best Alternatives
Sage AccountingXero
Small Businesses
QuickBooks Self-Employed (discontinued)
QuickBooks Self-Employed (discontinued)
Score 7.3 out of 10
QuickBooks Self-Employed (discontinued)
QuickBooks Self-Employed (discontinued)
Score 7.3 out of 10
Medium-sized Companies
Zoho Books
Zoho Books
Score 9.1 out of 10
Zoho Books
Zoho Books
Score 9.1 out of 10
Enterprises
SAP S/4HANA Cloud
SAP S/4HANA Cloud
Score 8.5 out of 10
SAP S/4HANA Cloud
SAP S/4HANA Cloud
Score 8.5 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Sage AccountingXero
Likelihood to Recommend
8.2
(101 ratings)
8.1
(248 ratings)
Likelihood to Renew
8.4
(11 ratings)
6.5
(36 ratings)
Usability
8.2
(68 ratings)
8.2
(174 ratings)
Availability
8.9
(7 ratings)
9.0
(10 ratings)
Performance
9.0
(7 ratings)
10.0
(8 ratings)
Support Rating
9.7
(21 ratings)
5.1
(38 ratings)
In-Person Training
9.3
(2 ratings)
9.1
(1 ratings)
Online Training
9.3
(4 ratings)
10.0
(5 ratings)
Implementation Rating
7.5
(6 ratings)
7.0
(11 ratings)
Configurability
8.7
(6 ratings)
9.0
(1 ratings)
Contract Terms and Pricing Model
9.4
(2 ratings)
-
(0 ratings)
Ease of integration
5.1
(3 ratings)
7.3
(132 ratings)
Product Scalability
6.8
(7 ratings)
10.0
(6 ratings)
Professional Services
10.0
(1 ratings)
-
(0 ratings)
Vendor post-sale
7.8
(5 ratings)
9.0
(2 ratings)
Vendor pre-sale
7.8
(5 ratings)
10.0
(2 ratings)
User Testimonials
Sage AccountingXero
Likelihood to Recommend
Sage
Very stable program built on a rock-solid database system. Use of the program. It's very easy to use as it is based on each screen resembling the actual paper copy of the form. The ability to install the database files in any directory is extremely valuable, so that it can allow mobility between the client and the accountant
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Xero
I am a massage and physical therapist. We are not a fancy business but business admin can take a lot of time and effort. Xero came recommended to me by colleagues in the sector. You raise invoices, you get paid. and you pay your bills. These are all daily scenarios for most businesses and Xero does this particularly well. Since my accountant can query my records directly, this greatly saves on bookkeeping time when it is time to do the company returns.
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Pros
Sage
  • Bank integration - being able to extract banking transaction into Sage Accounting.
  • Allocation rules - transactions are auto-allocated once allocation rules have been set up. This is a great time-saver.
  • Flexibility - the ability to view transactions, click on them to the allocation point and rectifying if required saves having to create journals, and therefore time. General ledgers therefore stay cleaner and more user-friendly.
Read full review
Xero
  • Repeating invoices (most of my business is monthly recurring invoices) - it does these very well.
  • Reporting - particularly being able to dig into the different lines of the P&L statement.
  • Tracking categories - I assign a category to every line of every invoice so it's easy to see how much has been sold of each type of service every month and year, and compare them to previous periods.
Read full review
Cons
Sage
  • The packages for integrating with Sage50 desktop application files are not backwards compatible, so we must store many copies in order to support multiple versions of the Sage50 application that our customers use, in case they aren't immediately updating to the latest version at all times.
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Xero
  • Having different email addresses for different parts of a customer's business (eg invoices and statements to different places)
  • Easily seeing the text of emails that have been sent through Xero
  • More easily archiving old pay items. Our HR software updates rates when awards are updated which means a lot of old pay rates are in the system and they have multiple clicks to archive each one. Clicking the ones to archive in bulk and then just click archive for all would be much more efficient.
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Likelihood to Renew
Sage
We're very happy with the functionality and overall experience of using Sage Accounting for our accounting needs. Currently, we are not even considering whether we would need to look around for a different option. The only things that would make us consider changing would be a significant increase in price or changes to the software which reduce it's ease of function.
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Xero
In addition to the matters covered in this review, my reason for renewing this product is that Xero's functionality and the constant updates that the company provides, makes the software even more business friendly. The software therefore builds a brand loyalty among customers.
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Usability
Sage
There is so much on pastel that if you do not really take the time to learn, you might never completely utilize the software effectively. Software setup is not something you can really do on your own; however, there is always an active pastel team that makes sure you get all you need set up until you are good to go.
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Xero
As a standalone software, it allows users to fulfill most of the basic functions (e.g. transaction input and report generation) simply and conveniently. It also allows for multiple APIs to help augment various tasks that accounting-adjacent (e.g. claims processing). The cloud based model and portability to mobile devices allows tasks to be carried out in a more convenient way.
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Reliability and Availability
Sage
Sage has been always available when I want it. If there is any maintenance work to be done by the Sage team, you are told well in advance. Maintenance is generally carried out late at night or before the day begins for most of us. It continues to be the most reliable software I use.
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Xero
We have been actively using and 100% Xero based for our ecommerce accounting practice for over 4 years. There has on been one real outage for more than 5 minutes. Xero was open and transparent about the outage, what they were doing to resolve the issue, and provided 15 minute updates. Showing how they care about their customers and partners. Plus, showing that their customers care too, were understanding, and went surfing or in our case took a nap. Couldn't run our business without Xero as a partner.
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Performance
Sage
Performance is top notch, if it is not, it is probably your wi-fi connection. It has happened that pages load slowly because of an error on Sage side but almost never. Overall reports load fine, the site is fast, navigation is fine. I have a client that has so many invoices, it is slow or gets stuck when you try to load a report for a whole year but it is just too many invoices, it makes sense. Just take 2 report for 6 months and combine them, its not an issue for me. I am happy with Sage Accounting's performance.
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Xero
Pages generally load quickly, but it's a fairly common occurrence to have pages taking a bit longer than I'd like to load (as in, 4+ seconds). Occasionally I have to refresh a page to get it to work. Bank feed and integrations tend to be slow in general, but that could easily be due to API latency on the side of the other parties. Most of the time, though, the bank feeds refresh before I login so it's not a huge problem. Not necessarily good performance compared to a local app like QuickBooks desktop, but definitely good performance for a cloud application. Room for growth? yes.
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Support Rating
Sage
Sage Accounting are easy to contact and have knowledgeable and helpful staff. Whenever I've encountered a problem I've always been able to get assistance and guidance and it feels like the person at the end of the phone/screen knows the product well.
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Xero
Always respond and keep issues open until you are satisfied with the result. Generally good responses, in the past, I had some support responses that were really basic and really annoying. They type where "have your tried restarting your computer" style of answers. Well, of course, I went through all the basics before contacting them. Duh, but I suppose not everyone does. Otherwise, it would be a 10. The last year has shown a marked improvement in the support responses however.
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In-Person Training
Sage
Staff are always friendly, and patient, always work at a speed that suits you. You are never rushed, and In only a short time they seem to be able to help you make great strides. It has been a pleasure not a chore, learning how SAGE Accounting works and benefits me and the company.
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Xero
The format was great; someone was there to ask questions or help if you were stuck.
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Online Training
Sage
I find the online training was very informative and they answered all my questions. I am also certified in Sage One and provided online training in the program which I have set up several people on and they love how it keeps them organized.
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Xero
All of Xero's training is online and available for anyone (business owner or accountants) to learn and become experts in their system. There is a range of content from product training to real world webinars from their partners. Xero is beautiful accounting software and their training is the same.
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Implementation Rating
Sage
The clients' business owner worked with Sage on implementation before I began working for them. After consultation with them it is clear the process was quickly performed and without complication. The key takeaway was that Sage is seen as a partner to the business. That said, it was always necessary to engage with an accountant such as myself to extract the best out of the software.
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Xero
If it can be done, time the implementation near a new fiscal year so you can start clean. Otherwise, you have to go back and do historical data from the beginning of the fiscal year, which can be brain draining.
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Alternatives Considered
Sage
Sage was just easier for me to use and more familiar for my staff, who had some experience with enterprise versions of Sage in the past. It became a no-brainer when I made the final decision about which package to go with.
Read full review
Xero
Each of the products I listed had their own list of drawbacks, but the one thing they all had in common, which was right on top of that list of drawbacks, was ease of use. I struggled to get myself accustomed to each system and struggled, but when it came to getting a client to even try and use it was when the true struggle started. Just found it easier to make use of Xero from the very beginning.
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Contract Terms and Pricing Model
Sage
The pricing structure is fair and offers good value for money. The billing is done through their online system and you can access your bills at any time. Most contacts only require 30 days' notice, so no need to feel tied in, although I can't imagine why you would want to leave Sage.
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Xero
No answers on this topic
Scalability
Sage
You can use Sage in your company for various aspects/positions such as bookkeepers, invoicing clerks, accountant, purchasing etc. Everyone can have their own user login and permissions can be set that specific people can do specific jobs without being able to access other peoples progress or accounts of the company.
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Xero
I have yet to fully stress test the product given the size of the company where I am using it. I am sure as we scale to more customers, more vendors and more reporting requirements, I will have a better understanding of what it is capable of in terms of bandwidth and processing
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Professional Services
Sage
Do not use
Read full review
Xero
No answers on this topic
Return on Investment
Sage
  • Being cloud-based, meaning I can work from anywhere, has had a massive ROI, as I am no longer tied to the office.
  • CoPilot has meant we can spend more hours creating work for our business than chasing for payments.
  • Statement Runs mean we do not have to spend half a day carrying out the tasks individually.
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Xero
  • Xero is a basic accounting system that performs basic accounting tasks easily and accurately. For that, it provides a positive impact on our day to day accounting operations.
  • Because of Xero's basic structure, I feel it lacks some of the sophistication that some users want and need. The ability to create unique custom reports would enhance the impact Xero would have on meeting business objectives by providing current and useful accounting information.
  • In my opinion, Xero's lack of focus on their customers - their users - is a real issue with me. In my opinion, those of us that are in the trenches that work with the system on a daily basis have to deal with the shortcomings of the system with the knowledge that Xero support refuses to address the operational issues that make their user's lives difficult. I feel if Xero would focus on truly making their software better from a users point of view, it has the potential to be a great system.
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ScreenShots

Sage Accounting Screenshots

Screenshot of the All-in-One DashboardScreenshot of the Accounting DashboardScreenshot of an Invoicing Quote EstimateScreenshot of the Purchases TrackerScreenshot of Stock InventoryScreenshot of a VAT Returns List

Xero Screenshots

Screenshot of Screenshot of Screenshot of Screenshot of Screenshot of Screenshot of