Overview
ProductRatingMost Used ByProduct SummaryStarting Price
BILL Spend & Expense
Score 8.8 out of 10
N/A
BILL Spend and Expense (formerly Divvy) is an all-in-one expense management solution that combines free software with corporate cards to provide you with real-time visibility and customizable control over your business finances.
$0
Sage Intacct
Score 8.6 out of 10
N/A
Sage Intacct is a cloud ERP system targeted at high-growth small and medium-sized businesses. Intacct includes applications for core financials and accounting, purchasing, order management, and financial reporting and business intelligence. It also integrates with 3rd party software like Salesforce.N/A
Pricing
BILL Spend & ExpenseSage Intacct
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
BILL Spend & ExpenseSage Intacct
Free Trial
YesNo
Free/Freemium Version
YesNo
Premium Consulting/Integration Services
YesYes
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsBILL Spend & Expense is free for all usersMust contact sales team for pricing.
More Pricing Information
Community Pulse
BILL Spend & ExpenseSage Intacct
Considered Both Products
BILL Spend & Expense
Chose BILL Spend & Expense
Bill Spend & Expense and Ramp are pretty comparable, but we ended up making the change to Ramp based on three factors:
1. The actual receipt or invoice uploads into Sage Intacct, so when reviewing financials, everything is in one place.
2. The cashback program was much simpler …
Chose BILL Spend & Expense
We have really only used PNC's business credit cards. Their system was strange and they were not very helpful when we had issues.
Chose BILL Spend & Expense
We used to use our bank corporate cards which are antiquated compared to Bill S&E.
Chose BILL Spend & Expense
Have not compared or used other systems.
Chose BILL Spend & Expense
I haven't used anything like Divvy before.
Sage Intacct
Chose Sage Intacct
Sage Intacct is the best ERP for mid-size nonprofits
Chose Sage Intacct
I believe that Oracle and Sage Intacct both require third party plug ins as the both function best as an accounting system. However, I do feel that Oracle has less issues interfacing with outside systems and APIs.
Chose Sage Intacct
Netsuite reporting was better and more intuitive. Sage Intacct Bank sync and Bank reconciliations are better.
Chose Sage Intacct
We liked their integrations better with the other programs we use.
Chose Sage Intacct
We still use BILL and Expensify to sync into Sage Intacct. The other accounting systems were not as strong on the multi-entity consolidation setup so Sage Intacct had made it easier for us overall, in terms of processes, closing schedule, and management.
Chose Sage Intacct
Abila MIP is a little more cumbersome, but recently added a payroll services module in lieu of an outside payroll service.
Chose Sage Intacct
I have used Sun Systems in the past for accounting software. Sage Intacct blows Sun out of the water in terms of ease of transacting, reporting functionality, and automations. Before I came here they were using QuickBooks. Moving to Sage was beneficial due to our enter entity …
Chose Sage Intacct
Quickbooks could never stack up against Sage Intacct, they're not even on the same page for what Sage Intacct offers and what Quickbooks offers. Granted, Quickbooks is a great program for simpler companies and users, but for what we need and use it for, there's no comparison …
Chose Sage Intacct
Sage Intacct stacks up against other products like Sage Intacct quite well, our company was between Sage Intacct and another product. We have used and evaluated was quick books online. I personally like Sage Intacct better than Quickbooks from my experience with the two, and I …
Chose Sage Intacct
Comparing to QuickBooks Online, Sage Intacct does not have cute animations or aesthetic details that essentially slow the program down and distract the user from the perilous topic that is finance. Unnecessary items that catch the user's eye takes their attention away from the …
Chose Sage Intacct
I think QuickBooks in general is so much more user friendly.
Features
BILL Spend & ExpenseSage Intacct
Expense Management
Comparison of Expense Management features of Product A and Product B
BILL Spend & Expense
9.2
8 Ratings
11% above category average
Sage Intacct
-
Ratings
Employee Expense Reporting8.86 Ratings00 Ratings
Corporate Card Reconciliation9.67 Ratings00 Ratings
Payment Management
Comparison of Payment Management features of Product A and Product B
BILL Spend & Expense
8.8
7 Ratings
10% above category average
Sage Intacct
-
Ratings
Customizable Approval Policies9.27 Ratings00 Ratings
Financial Document Management9.17 Ratings00 Ratings
Payment Status Tracking9.04 Ratings00 Ratings
Payment Audit Trail9.65 Ratings00 Ratings
Duplicate Bill Detection7.43 Ratings00 Ratings
Advanced OCR8.73 Ratings00 Ratings
Electronic Funds Transfer9.15 Ratings00 Ratings
Payroll Management
Comparison of Payroll Management features of Product A and Product B
BILL Spend & Expense
-
Ratings
Sage Intacct
7.0
353 Ratings
8% below category average
Pay calculation00 Ratings7.05 Ratings
Benefit plan administration00 Ratings6.45 Ratings
Direct deposit files00 Ratings7.14 Ratings
Salary revision and increment management00 Ratings6.94 Ratings
Reimbursement management00 Ratings7.6353 Ratings
Customization
Comparison of Customization features of Product A and Product B
BILL Spend & Expense
-
Ratings
Sage Intacct
7.7
841 Ratings
2% above category average
API for custom integration00 Ratings7.9791 Ratings
Plug-ins00 Ratings7.5638 Ratings
Security
Comparison of Security features of Product A and Product B
BILL Spend & Expense
-
Ratings
Sage Intacct
8.7
1275 Ratings
6% above category average
Single sign-on capability00 Ratings8.81042 Ratings
Role-based user permissions00 Ratings8.61240 Ratings
Reporting & Analytics
Comparison of Reporting & Analytics features of Product A and Product B
BILL Spend & Expense
-
Ratings
Sage Intacct
7.9
1367 Ratings
1% above category average
Dashboards00 Ratings7.81230 Ratings
Standard reports00 Ratings8.11330 Ratings
Custom reports00 Ratings7.71314 Ratings
General Ledger and Configurable Accounting
Comparison of General Ledger and Configurable Accounting features of Product A and Product B
BILL Spend & Expense
-
Ratings
Sage Intacct
8.0
1503 Ratings
5% above category average
Accounts payable00 Ratings8.31396 Ratings
Accounts receivable00 Ratings8.11227 Ratings
Cash management00 Ratings8.11299 Ratings
Bank reconciliation00 Ratings8.11289 Ratings
Expense management00 Ratings8.0914 Ratings
Time tracking00 Ratings7.1494 Ratings
Fixed asset management00 Ratings7.6666 Ratings
Multi-currency support00 Ratings7.9503 Ratings
Multi-division support00 Ratings8.6821 Ratings
Regulations compliance00 Ratings7.6501 Ratings
Electronic tax filing00 Ratings7.7371 Ratings
Self-service portal00 Ratings7.5628 Ratings
Global Financial Support00 Ratings8.0366 Ratings
Intercompany Accounting00 Ratings8.5866 Ratings
Journals and Reconciliations00 Ratings8.81203 Ratings
Enterprise Accounting00 Ratings8.1523 Ratings
Configurable Accounting00 Ratings8.2705 Ratings
Centralized Rules Framework00 Ratings7.9513 Ratings
Standardized Processes00 Ratings8.3829 Ratings
Inventory Management
Comparison of Inventory Management features of Product A and Product B
BILL Spend & Expense
-
Ratings
Sage Intacct
6.8
486 Ratings
7% below category average
Inventory tracking00 Ratings7.8358 Ratings
Automatic reordering00 Ratings5.58 Ratings
Location management00 Ratings8.5452 Ratings
Manufacturing module00 Ratings5.25 Ratings
Order Management
Comparison of Order Management features of Product A and Product B
BILL Spend & Expense
-
Ratings
Sage Intacct
7.6
719 Ratings
2% above category average
Pricing00 Ratings7.8451 Ratings
Order entry00 Ratings8.0638 Ratings
Credit card processing00 Ratings7.6451 Ratings
Cost of goods sold00 Ratings6.314 Ratings
End-to-end order visibility00 Ratings8.2369 Ratings
Best Alternatives
BILL Spend & ExpenseSage Intacct
Small Businesses
Dext
Dext
Score 9.6 out of 10
QuickBooks Self-Employed (discontinued)
QuickBooks Self-Employed (discontinued)
Score 5.9 out of 10
Medium-sized Companies
Rippling
Rippling
Score 8.9 out of 10
Zoho Books
Zoho Books
Score 9.1 out of 10
Enterprises
Emburse Chrome River
Emburse Chrome River
Score 7.6 out of 10
Oracle Fusion Cloud Enterprise Performance Management
Oracle Fusion Cloud Enterprise Performance Management
Score 7.5 out of 10
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User Ratings
BILL Spend & ExpenseSage Intacct
Likelihood to Recommend
8.8
(18 ratings)
8.5
(1461 ratings)
Likelihood to Renew
-
(0 ratings)
9.8
(82 ratings)
Usability
9.4
(7 ratings)
5.5
(140 ratings)
Availability
-
(0 ratings)
7.2
(13 ratings)
Performance
-
(0 ratings)
7.0
(14 ratings)
Support Rating
8.6
(2 ratings)
8.8
(127 ratings)
In-Person Training
-
(0 ratings)
8.2
(6 ratings)
Online Training
-
(0 ratings)
2.0
(13 ratings)
Implementation Rating
-
(0 ratings)
8.7
(21 ratings)
Configurability
-
(0 ratings)
7.1
(12 ratings)
Ease of integration
-
(0 ratings)
9.0
(309 ratings)
Product Scalability
-
(0 ratings)
7.3
(11 ratings)
Vendor post-sale
-
(0 ratings)
7.0
(10 ratings)
Vendor pre-sale
-
(0 ratings)
8.3
(10 ratings)
User Testimonials
BILL Spend & ExpenseSage Intacct
Likelihood to Recommend
BILL
There is a lot of functionality available for any company, and when you combine it with their A/P processing software, I'm sure the value of the software only increases. If you don't look back through your credit card receipts often, or don't have a lot of volume, the receipts not uploading into the accounting software isn't as much of an issue. For us, with roughly $200k of credit card spending each month, it became an issue. The rewards program was hard for us to take advantage of also, mostly because of our spending being spread across multiple companies. Even though we had everything set up together as one business, they still recognized each one as it's own, with it's own rewards requirements. I wouldn't deter anyone from going with Bill Spend & Expense, it's a solid program with a lot of capability, there are just a few small items that mattered to us more than the capabilities we take advantage of.
Read full review
Sage
Sage Intacct is well suited for organizations that have outgrown a basic accounting system and need real integrations, better reporting, and the ability to centralize financial operations without significantly adding headcount. For us specifically, it was the right fit because we needed to connect multiple systems, bring invoicing in house, and give leadership real time visibility into our financials. It works particularly well for small but complex finance teams that need the system to absorb work rather than create it.
The system is powerful but it requires someone who understands accounting well enough to configure and maintain it properly. It is also worth noting that some of the more advanced features, like bank feeds and certain automation capabilities, can be harder to fully utilize depending on your banking relationships and technical setup.
Read full review
Pros
BILL
  • Divvy does purchases very well. Getting money into the hands of those who need it, when they need it.
  • Budgeting is a breeze because card holders can only spend what is in their specific budget or on their card.
  • Customer support is usually pretty quick to respond
Read full review
Sage
  • Custom, real-time financial reporting. I am able to streamline my reporting to pull in various account groups and calculations which save me time from having to do it in Excel.
  • Out of the box standard reports for clients who don't require as custom of reporting or even as a great starting point to build out reports.
  • Integrations with other platforms, such as Airbase, various banks, Rippling, etc.
  • The dashboard module is extremely helpful in my monthly review of various entities.
Read full review
Cons
BILL
  • I wish there were more options in the BILL reimbursement platform - for example, the ability to do a report instead of submit a single expense.
  • We would love for reimbursements to feed into QuickBooks differently, but we understand that this is an early feature and hope it is further developed in the future.
Read full review
Sage
  • The budgeting module is archaic. It needs to have more application features, including tracking changes made throughout the year.
  • The creation of reports is complicated and lacks sufficient filtering options during the process.
  • The Purchasing module should be more flexible, allowing users to add change orders to an existing PO rather than creating a new one.
Read full review
Likelihood to Renew
BILL
No answers on this topic
Sage
Sage Intacct is continuously evolving and increasing it's functionalities. I am excited to attend conferences to learn what is in the roadmap for future releases. Additionally, using Sage Intacct allows me grow as a professional, I am really enjoy the knowledge that I have within the product to be able to share my experiences.
Read full review
Usability
BILL
The Divvy card provides convenience and flexibility for Finance to manage and monitor each user's transactions at any time. User can issue many virtual cards for different purposes. Transactions can be easily approved. Since we can monitor transaction closely, fraud can be prevented effectively. Mobile app is user friendly and safe.
Read full review
Sage
The ease of use as a seasoned user is wonderful; however, new users struggle to adapt to the program efficiently. Better training videos--all in one location--would be beneficial. The use of a "sandbox" environment is a great tool for new employees or for the fiscal department to test certain journal entries or other transactions to verify accuracy of data.
Read full review
Reliability and Availability
BILL
No answers on this topic
Sage
There has only been one occurrence where Sage Intacct was not available to me, however I had already been working a number of hours trying to get a project completed. It honestly allowed me to step back and take a much needed break.
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Performance
BILL
No answers on this topic
Sage
As fas as integration is concerned I don't feel this slows Sage Intacct down at all. However, sometimes I do feel it takes some larger reports more time to load due to all the detail. As well as, I "move very fast" in my motions so sometimes I double click on fuctions too quickly and the system seems to think that I have a duplicate request.
Read full review
Support Rating
BILL
We have enjoyed using Divvy and its functions. The Divvy team has been great, and their support team is outstanding. They have a chatbox on the platform, and they only seem to be someone on call. I have found its benefits to be outstanding, that I recommend it to my clients. I also feel that Divvy rolling out new features only makes it more compelling to stay on as a user.
Read full review
Sage
Only a few times have we had to reach out to support, and every time we did, we received a relatively quick response and a solution was found fairly quickly. Only once was there an issue that took longer than a week to resolve, but it still did eventually get solved.
Read full review
In-Person Training
BILL
No answers on this topic
Sage
I have taken in person training classes at several of the annual Sage Intacct user conferences. It is very interactive and the trainers are very easy to follow and understand. They are great at getting everyone in the class involved. They also make sure everyone has learned to task before moving to a new one.
Read full review
Online Training
BILL
No answers on this topic
Sage
The free training is very minimal. For what we pay for the service, I would like more training. We end up training new users in-house because the provided free training is not nearly comprehensive enough. That being said, the training provided, for the material covered, was adequate and relevant for the given topics.
Read full review
Implementation Rating
BILL
No answers on this topic
Sage
I would not use a thrid party administrator to implement your system, especially if you are going to be modifying the system at all. Use Intacct implementors as they will be able to better support you on any issues that come up after you go live.
Read full review
Alternatives Considered
BILL
Nothing out there compares to the agility and ease of use of Divvy. Adoption by those most resistant to any expense reporting tool has always been the #1 painpoint to all other such software. Divvy takes the pain away even for creatives and salespeople!
Read full review
Sage
Sage Intacct was selected as the best fit for our core financial management needs, reporting requirements, and finance team operating model. Sage Intacct’s dimensional model was a major factor. It allowed us to report by department, entity, business unit, customer, vendor, project, or other dimensions without creating an overly complex chart of accounts. The approval workflows, transaction history, supporting documentation, and reporting structure helped strengthen financial controls.
Read full review
Scalability
BILL
No answers on this topic
Sage
You can do a lot with this system and integrate it with a lot of your additional systems you use daily.
Read full review
Return on Investment
BILL
  • Divvy is free, so it was tough for us to turn down. We decided to withhold our larger transactions from Divvy to receive those rewards directly.
  • Divvy has saved our Finance/Accounting team tons of time digging through expenses, reimbursements, invoices, etc.
Read full review
Sage
  • Positive - It runs better than our old software when we all work together, rather than having to sign off on each other and deal with syncing issues.
  • Negative - It's not as easy to go back to fix an amount, a date, etc. Sometimes, a very small mistake needs to be corrected by voiding and redoing the entire transaction.
  • We can successfully sync other software we use with Intacct! It reduces workload when things are automated.
Read full review
ScreenShots

BILL Spend & Expense Screenshots

Screenshot of Company Dashboard - High level overview of a business's available credit and current spending.Screenshot of Mobile Wallet - Spend Smarter™ - To manage budgets and expenses on the goScreenshot of Budget Detail - For monitoring business budgetsScreenshot of Insights - Real-time visibilityScreenshot of Transactions - Displays a complete list of all transactions and their current status on a business's physical and virtual cards.

Sage Intacct Screenshots

Screenshot of Accounts Receivable: Automate accounts receivable processes.Screenshot of Revenue Recognition: Automated and compliant revenue recognition with complete support for ASC 606 and IFRS 15.Screenshot of Real-Time Reporting: Real-time reporting with up-to-minute financials across multiple business dimensions. Show only the metrics that matter based on the user viewing the dashboard.Screenshot of the times and expense management dashboard, which is customized to reflect the user's role, displaying relevant information that aligns with their position, thereby presenting each individual with the data most pertinent to their responsibilities.Screenshot of the detailed company metrics used to forecast business growth.Screenshot of the order management workflows, which are automated to accelerate quote-to-cash sales