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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    BILL Spend & Expense

    Score8.9 out of 10
    N/ABILL Spend and Expense (formerly Divvy) is an all-in-one expense management solution that combines free software with corporate cards to provide you with real-time visibility and customizable control over your business finances.

    $0

    Sage Intacct

    Score8.6 out of 10
    N/ASage Intacct is a cloud ERP system targeted at high-growth small and medium-sized businesses. Intacct includes applications for core financials and accounting, purchasing, order management, and financial reporting and business intelligence. It also integrates with 3rd party software like Salesforce.N/A
    Pricing
    BILL Spend & ExpenseSage Intacct
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    BILL Spend & ExpenseSage Intacct
    Free Trial
    YesNo
    Free/Freemium Version
    YesNo
    Premium Consulting/Integration Services
    YesYes
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional DetailsBILL Spend & Expense is free for all usersMust contact sales team for pricing.
    More Pricing Information
    Community Pulse
    BILL Spend & ExpenseSage Intacct
    Considered Both Products
    BILL
    Chose BILL Spend & Expense
    Bill Spend & Expense and Ramp are pretty comparable, but we ended up making the change to Ramp based on three factors:
    1. The actual receipt or invoice uploads into Sage Intacct, so when reviewing financials, everything is in one place.
    2. The cashback program was much simpler …
    Incentivized
    Chose BILL Spend & Expense
    We have really only used PNC's business credit cards. Their system was strange and they were not very helpful when we had issues.
    Incentivized
    Chose BILL Spend & Expense
    We used to use our bank corporate cards which are antiquated compared to Bill S&E.
    Incentivized
    Chose BILL Spend & Expense
    Have not compared or used other systems.
    Incentivized
    Chose BILL Spend & Expense
    I haven't used anything like Divvy before.
    Incentivized
    Sage
    Chose Sage Intacct
    Sage Intacct is the best ERP for mid-size nonprofits
    Incentivized
    Chose Sage Intacct
    I believe that Oracle and Sage Intacct both require third party plug ins as the both function best as an accounting system. However, I do feel that Oracle has less issues interfacing with outside systems and APIs.
    Incentivized
    Chose Sage Intacct
    Netsuite reporting was better and more intuitive. Sage Intacct Bank sync and Bank reconciliations are better.
    Incentivized
    Chose Sage Intacct
    We liked their integrations better with the other programs we use.
    Incentivized
    Chose Sage Intacct
    We still use BILL and Expensify to sync into Sage Intacct. The other accounting systems were not as strong on the multi-entity consolidation setup so Sage Intacct had made it easier for us overall, in terms of processes, closing schedule, and management.
    Incentivized
    Chose Sage Intacct
    I have used Sun Systems in the past for accounting software. Sage Intacct blows Sun out of the water in terms of ease of transacting, reporting functionality, and automations. Before I came here they were using QuickBooks. Moving to Sage was beneficial due to our enter entity …
    Incentivized
    Chose Sage Intacct
    Abila MIP is a little more cumbersome, but recently added a payroll services module in lieu of an outside payroll service.
    Incentivized
    Chose Sage Intacct
    Sage Intacct stacks up against other products like Sage Intacct quite well, our company was between Sage Intacct and another product. We have used and evaluated was quick books online. I personally like Sage Intacct better than Quickbooks from my experience with the two, and I …
    Incentivized
    Chose Sage Intacct
    Quickbooks could never stack up against Sage Intacct, they're not even on the same page for what Sage Intacct offers and what Quickbooks offers. Granted, Quickbooks is a great program for simpler companies and users, but for what we need and use it for, there's no comparison …
    Incentivized
    Chose Sage Intacct
    Comparing to QuickBooks Online, Sage Intacct does not have cute animations or aesthetic details that essentially slow the program down and distract the user from the perilous topic that is finance. Unnecessary items that catch the user's eye takes their attention away from the …
    Incentivized
    Chose Sage Intacct
    I think QuickBooks in general is so much more user friendly.
    Incentivized
    Key User Insights
    Would buy again
    100%
    Would buy again
    11 Answers
    93%
    Would buy again
    1038 Answers
    Delivers good value for the price
    100%
    Delivers good value for the price
    11 Answers
    94%
    Delivers good value for the price
    848 Answers
    Happy with the feature set
    100%
    Happy with the feature set
    11 Answers
    94%
    Happy with the feature set
    1057 Answers
    Lived up to sales and marketing promises
    89%
    Lived up to sales and marketing promises
    8 Answers
    89%
    Lived up to sales and marketing promises
    524 Answers
    Implementation went as expected
    100%
    Implementation went as expected
    9 Answers
    81%
    Implementation went as expected
    595 Answers
    Features
    BILL Spend & ExpenseSage Intacct
    Expense Management
    Comparison of Expense Management features of BILL Spend & Expense and Sage Intacct
    Feature
    BILL Spend & Expense
    9.2
    8 Ratings
    10% above category average
    Sage Intacct
    -
    Ratings
    Employee Expense Reporting8.86 Ratings00 Ratings
    Corporate Card Reconciliation9.67 Ratings00 Ratings
    Payment Management
    Comparison of Payment Management features of BILL Spend & Expense and Sage Intacct
    Feature
    BILL Spend & Expense
    8.9
    7 Ratings
    11% above category average
    Sage Intacct
    -
    Ratings
    Customizable Approval Policies9.37 Ratings00 Ratings
    Financial Document Management9.27 Ratings00 Ratings
    Payment Status Tracking8.94 Ratings00 Ratings
    Payment Audit Trail9.75 Ratings00 Ratings
    Duplicate Bill Detection7.43 Ratings00 Ratings
    Advanced OCR8.73 Ratings00 Ratings
    Electronic Funds Transfer9.25 Ratings00 Ratings
    Payroll Management
    Comparison of Payroll Management features of BILL Spend & Expense and Sage Intacct
    Feature
    BILL Spend & Expense
    -
    Ratings
    Sage Intacct
    7.0
    358 Ratings
    8% below category average
    Pay calculation00 Ratings7.05 Ratings
    Benefit plan administration00 Ratings6.45 Ratings
    Direct deposit files00 Ratings7.14 Ratings
    Salary revision and increment management00 Ratings6.94 Ratings
    Reimbursement management00 Ratings7.5358 Ratings
    Customization
    Comparison of Customization features of BILL Spend & Expense and Sage Intacct
    Feature
    BILL Spend & Expense
    -
    Ratings
    Sage Intacct
    7.6
    867 Ratings
    0% above category average
    API for custom integration00 Ratings7.9815 Ratings
    Plug-ins00 Ratings7.4656 Ratings
    Security
    Comparison of Security features of BILL Spend & Expense and Sage Intacct
    Feature
    BILL Spend & Expense
    -
    Ratings
    Sage Intacct
    8.7
    1313 Ratings
    6% above category average
    Single sign-on capability00 Ratings8.81072 Ratings
    Role-based user permissions00 Ratings8.61278 Ratings
    Reporting & Analytics
    Comparison of Reporting & Analytics features of BILL Spend & Expense and Sage Intacct
    Feature
    BILL Spend & Expense
    -
    Ratings
    Sage Intacct
    7.8
    1406 Ratings
    0% below category average
    Dashboards00 Ratings7.81266 Ratings
    Standard reports00 Ratings8.01367 Ratings
    Custom reports00 Ratings7.61353 Ratings
    General Ledger and Configurable Accounting
    Comparison of General Ledger and Configurable Accounting features of BILL Spend & Expense and Sage Intacct
    Feature
    BILL Spend & Expense
    -
    Ratings
    Sage Intacct
    8.0
    1544 Ratings
    5% above category average
    Accounts payable00 Ratings8.31434 Ratings
    Accounts receivable00 Ratings8.11259 Ratings
    Cash management00 Ratings8.01337 Ratings
    Bank reconciliation00 Ratings8.11326 Ratings
    Expense management00 Ratings7.9936 Ratings
    Time tracking00 Ratings6.9503 Ratings
    Fixed asset management00 Ratings7.4685 Ratings
    Multi-currency support00 Ratings7.8515 Ratings
    Multi-division support00 Ratings8.5843 Ratings
    Regulations compliance00 Ratings7.6513 Ratings
    Electronic tax filing00 Ratings7.7381 Ratings
    Self-service portal00 Ratings7.4644 Ratings
    Global Financial Support00 Ratings8.0376 Ratings
    Intercompany Accounting00 Ratings8.4887 Ratings
    Journals and Reconciliations00 Ratings8.71241 Ratings
    Enterprise Accounting00 Ratings8.1534 Ratings
    Configurable Accounting00 Ratings8.2729 Ratings
    Centralized Rules Framework00 Ratings7.9526 Ratings
    Standardized Processes00 Ratings8.3854 Ratings
    Inventory Management
    Comparison of Inventory Management features of BILL Spend & Expense and Sage Intacct
    Feature
    BILL Spend & Expense
    -
    Ratings
    Sage Intacct
    6.7
    498 Ratings
    8% below category average
    Inventory tracking00 Ratings7.8364 Ratings
    Automatic reordering00 Ratings5.58 Ratings
    Location management00 Ratings8.5463 Ratings
    Manufacturing module00 Ratings5.25 Ratings
    Order Management
    Comparison of Order Management features of BILL Spend & Expense and Sage Intacct
    Feature
    BILL Spend & Expense
    -
    Ratings
    Sage Intacct
    7.5
    736 Ratings
    2% above category average
    Pricing00 Ratings7.7461 Ratings
    Order entry00 Ratings8.0654 Ratings
    Credit card processing00 Ratings7.4464 Ratings
    Cost of goods sold00 Ratings6.314 Ratings
    End-to-end order visibility00 Ratings8.2379 Ratings
    Best Alternatives
    BILL Spend & ExpenseSage Intacct
    Small Businesses
    Brex
    Score9 out of 10
    QuickBooks Self-Employed (discontinued)
    Score4.3 out of 10
    Medium-sized Companies
    Expensify
    Score9 out of 10
    MYOB
    Score8.3 out of 10
    Enterprises
    Emburse Expense Enterprise (formerly Chrome River)
    Score8.3 out of 10
    Microsoft Dynamics GP
    Score5.5 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    BILL Spend & ExpenseSage Intacct
    Likelihood to Recommend
    8.8
    (18 ratings)
    8.3
    (1593 ratings)
    Likelihood to Renew
    -
    (0 ratings)
    5.3
    (85 ratings)
    Usability
    9.5
    (7 ratings)
    4.7
    (140 ratings)
    Availability
    -
    (0 ratings)
    9.0
    (14 ratings)
    Performance
    -
    (0 ratings)
    10.0
    (15 ratings)
    Support Rating
    8.6
    (2 ratings)
    2.4
    (129 ratings)
    In-Person Training
    -
    (0 ratings)
    8.2
    (6 ratings)
    Online Training
    -
    (0 ratings)
    1.0
    (14 ratings)
    Implementation Rating
    -
    (0 ratings)
    1.0
    (22 ratings)
    Configurability
    -
    (0 ratings)
    3.0
    (13 ratings)
    CPA Rating
    -
    (0 ratings)
    7.8
    (26 ratings)
    Ease of integration
    -
    (0 ratings)
    6.3
    (311 ratings)
    Product Scalability
    -
    (0 ratings)
    2.0
    (12 ratings)
    Vendor post-sale
    -
    (0 ratings)
    1.0
    (11 ratings)
    Vendor pre-sale
    -
    (0 ratings)
    1.0
    (11 ratings)
    User Testimonials
    BILL Spend & ExpenseSage Intacct
    Likelihood to Recommend
    BILL
    There is a lot of functionality available for any company, and when you combine it with their A/P processing software, I'm sure the value of the software only increases. If you don't look back through your credit card receipts often, or don't have a lot of volume, the receipts not uploading into the accounting software isn't as much of an issue. For us, with roughly $200k of credit card spending each month, it became an issue. The rewards program was hard for us to take advantage of also, mostly because of our spending being spread across multiple companies. Even though we had everything set up together as one business, they still recognized each one as it's own, with it's own rewards requirements. I wouldn't deter anyone from going with Bill Spend & Expense, it's a solid program with a lot of capability, there are just a few small items that mattered to us more than the capabilities we take advantage of.
    Incentivized
    Read full review
    Sage
    It depends on the scale and nature of the organisation, but for a business like ours, i.e. a medium sized business with several entities operating in more than one location with different currencies, I think it is a very good fit. It is relatively easy to get to grips with and provides a good level of functionality.
    Incentivized
    Read full review
    Pros
    BILL
    • Divvy does purchases very well. Getting money into the hands of those who need it, when they need it.
    • Budgeting is a breeze because card holders can only spend what is in their specific budget or on their card.
    • Customer support is usually pretty quick to respond
    Incentivized
    Read full review
    Sage
    • Excellent roll-up reporting of various categories of expenses across multiple depts. Data is not siloed when we want to find all revenue sources across business entities, for example, or even down to details such as what is spent on "discretionary" expense elements.
    • Coding nomenclature is flexible and makes sense across business areas. Again, this allows for both more effective capture of data and with reporting slices and iterations.
    • Sage Intacct's open architecture (availability of APIs and already existing hooks) has made integration with other system tool-sets easier than we would ever have thought.
    Incentivized
    Read full review
    Cons
    BILL
    • I wish there were more options in the BILL reimbursement platform - for example, the ability to do a report instead of submit a single expense.
    • We would love for reimbursements to feed into QuickBooks differently, but we understand that this is an early feature and hope it is further developed in the future.
    Read full review
    Sage
    • The budgeting module is archaic. It needs to have more application features, including tracking changes made throughout the year.
    • The creation of reports is complicated and lacks sufficient filtering options during the process.
    • The Purchasing module should be more flexible, allowing users to add change orders to an existing PO rather than creating a new one.
    Incentivized
    Read full review
    Likelihood to Renew
    BILL
    No answers on this topic
    Sage
    Sage Intacct is continuously evolving and increasing it's functionalities. I am excited to attend conferences to learn what is in the roadmap for future releases. Additionally, using Sage Intacct allows me grow as a professional, I am really enjoy the knowledge that I have within the product to be able to share my experiences.
    Incentivized
    Read full review
    Usability
    BILL
    The Divvy card provides convenience and flexibility for Finance to manage and monitor each user's transactions at any time. User can issue many virtual cards for different purposes. Transactions can be easily approved. Since we can monitor transaction closely, fraud can be prevented effectively. Mobile app is user friendly and safe.
    Incentivized
    Read full review
    Sage
    The ease of use as a seasoned user is wonderful; however, new users struggle to adapt to the program efficiently. Better training videos--all in one location--would be beneficial. The use of a "sandbox" environment is a great tool for new employees or for the fiscal department to test certain journal entries or other transactions to verify accuracy of data.
    Incentivized
    Read full review
    Reliability and Availability
    BILL
    No answers on this topic
    Sage
    There has only been one occurrence where Sage Intacct was not available to me, however I had already been working a number of hours trying to get a project completed. It honestly allowed me to step back and take a much needed break.
    Incentivized
    Read full review
    Performance
    BILL
    No answers on this topic
    Sage
    As fas as integration is concerned I don't feel this slows Sage Intacct down at all. However, sometimes I do feel it takes some larger reports more time to load due to all the detail. As well as, I "move very fast" in my motions so sometimes I double click on fuctions too quickly and the system seems to think that I have a duplicate request.
    Incentivized
    Read full review
    Support Rating
    BILL
    We have enjoyed using Divvy and its functions. The Divvy team has been great, and their support team is outstanding. They have a chatbox on the platform, and they only seem to be someone on call. I have found its benefits to be outstanding, that I recommend it to my clients. I also feel that Divvy rolling out new features only makes it more compelling to stay on as a user.
    Incentivized
    Read full review
    Sage
    Only a few times have we had to reach out to support, and every time we did, we received a relatively quick response and a solution was found fairly quickly. Only once was there an issue that took longer than a week to resolve, but it still did eventually get solved.
    Incentivized
    Read full review
    In-Person Training
    BILL
    No answers on this topic
    Sage
    I have taken in person training classes at several of the annual Sage Intacct user conferences. It is very interactive and the trainers are very easy to follow and understand. They are great at getting everyone in the class involved. They also make sure everyone has learned to task before moving to a new one.
    Incentivized
    Read full review
    Online Training
    BILL
    No answers on this topic
    Sage
    The free training is very minimal. For what we pay for the service, I would like more training. We end up training new users in-house because the provided free training is not nearly comprehensive enough. That being said, the training provided, for the material covered, was adequate and relevant for the given topics.
    Incentivized
    Read full review
    Implementation Rating
    BILL
    No answers on this topic
    Sage
    I would not use a thrid party administrator to implement your system, especially if you are going to be modifying the system at all. Use Intacct implementors as they will be able to better support you on any issues that come up after you go live.
    Incentivized
    Read full review
    Alternatives Considered
    BILL
    Nothing out there compares to the agility and ease of use of Divvy. Adoption by those most resistant to any expense reporting tool has always been the #1 painpoint to all other such software. Divvy takes the pain away even for creatives and salespeople!
    Incentivized
    Read full review
    Sage
    We evaluated Sage Intacct alongside many other options, but Blackbaud and NetSuite were the frontrunners. They all were cloud-based and capable systems, but for our team, Sage Intacct was the clearer choice for a few reasons.
    First, usability. Our team has varying levels of accounting experience, and Sage felt more intuitive across those different levels. The others could be powerful, but it also felt like it required more technical depth to navigate day-to-day, which was a concern for a small team. Second, functionality out of the box. Sage Intacct had more of what we needed built in without requiring a significant number of add-ons, which kept the solution simpler and the pricing more predictable.
    Third, nonprofit fit. Sage Intacct is purpose-built for organizations like ours, and that showed in the functionality available and the system's overall design. And finally, our implementation partner, RSM, was well-versed in Sage Intacct and gave us confidence that we would have the right support behind us. That partnership was part of the overall value of choosing Sage.
    Incentivized
    Read full review
    Scalability
    BILL
    No answers on this topic
    Sage
    You can do a lot with this system and integrate it with a lot of your additional systems you use daily.
    Incentivized
    Read full review
    Return on Investment
    BILL
    • Divvy is free, so it was tough for us to turn down. We decided to withhold our larger transactions from Divvy to receive those rewards directly.
    • Divvy has saved our Finance/Accounting team tons of time digging through expenses, reimbursements, invoices, etc.
    Incentivized
    Read full review
    Sage
    • Positive - It runs better than our old software when we all work together, rather than having to sign off on each other and deal with syncing issues.
    • Negative - It's not as easy to go back to fix an amount, a date, etc. Sometimes, a very small mistake needs to be corrected by voiding and redoing the entire transaction.
    • We can successfully sync other software we use with Intacct! It reduces workload when things are automated.
    Incentivized
    Read full review
    ScreenShots

    BILL Spend & Expense Screenshots

    Screenshot of Company Dashboard - High level overview of a business's available credit and current spending.Screenshot of Mobile Wallet - Spend Smarter™ - To manage budgets and expenses on the goScreenshot of Budget Detail - For monitoring business budgetsScreenshot of Insights - Real-time visibilityScreenshot of Transactions - Displays a complete list of all transactions and their current status on a business's physical and virtual cards.

    Sage Intacct Screenshots

    Screenshot of Accounts Receivable: Automate accounts receivable processes.Screenshot of Revenue Recognition: Automated and compliant revenue recognition with complete support for ASC 606 and IFRS 15.Screenshot of Real-Time Reporting: Real-time reporting with up-to-minute financials across multiple business dimensions. Show only the metrics that matter based on the user viewing the dashboard.Screenshot of the times and expense management dashboard, which is customized to reflect the user's role, displaying relevant information that aligns with their position, thereby presenting each individual with the data most pertinent to their responsibilities.Screenshot of the detailed company metrics used to forecast business growth.Screenshot of the order management workflows, which are automated to accelerate quote-to-cash sales