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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Human Interest

    Score8.7 out of 10
    N/AHuman Interest headquartered in San Francisco offers their cloud-based 401k administation platform for employers featuring flexible plan design and a dedicated account manager.

    $80

    per month

    Netchex

    Score9 out of 10
    N/ANetchex is a HR, payroll, and tax administration software platform with solutions dedicated to recruitment, hiring, and onboarding as well as payroll, tax compliance, HR, time/attendance, benefits management, and analytics for these areas.N/A
    Pricing
    Human InterestNetchex
    Editions & Modules
    Essentials
    $80 + $5 per eligible employee
    per month
    Complete
    $180 + $7 per eligible employee
    per month
    Concierge
    $280 + $9 per eligible employee
    per month
    No answers on this topic
    Offerings
    Pricing Offerings
    Human InterestNetchex
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup Fee$499 one-time feeNo setup fee
    Additional DetailsEmployees pay a recordkeeping services and custody-related asset-based fee of 0.05% to Human Interest Inc., an investment advisory fee of 0.01% to Human Interest Advisors, plus underlying fund fees. Asset-based fees are deducted monthly from the employee’s account according to the HII Terms of Service and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsors will pay such advisor as agreed between the plan sponsor and advisor. All prices are exclusive of applicable taxes and are subject to a $499 startup fee. See Terms of Service for additional details. Refer to humaninterest.com/payrolls for a list of integrated payroll providers. For non-rollover distributions, shipping and handling fees may apply to requests for check issuance and delivery.—
    More Pricing Information
    Community Pulse
    Human InterestNetchex
    Considered Both Products
    Human Interest
    Chose Human Interest
    ease of use
    Incentivized
    Netchex
    No answer on this topic
    Key User Insights
    Would buy again
    87%
    Would buy again
    178 Answers
    91%
    Would buy again
    20 Answers
    Delivers good value for the price
    92%
    Delivers good value for the price
    167 Answers
    100%
    Delivers good value for the price
    17 Answers
    Happy with the feature set
    91%
    Happy with the feature set
    185 Answers
    95%
    Happy with the feature set
    21 Answers
    Lived up to sales and marketing promises
    85%
    Lived up to sales and marketing promises
    158 Answers
    89%
    Lived up to sales and marketing promises
    16 Answers
    Implementation went as expected
    83%
    Implementation went as expected
    161 Answers
    83%
    Implementation went as expected
    15 Answers
    Features
    Human InterestNetchex
    401(k)
    Comparison of 401(k) features of Human Interest and Netchex
    Feature
    Human Interest
    9.0
    107 Ratings
    16% above category average
    Netchex
    -
    Ratings
    Payroll Integration9.095 Ratings00 Ratings
    Compliance Maintenance8.9102 Ratings00 Ratings
    Plan Flexibility8.899 Ratings00 Ratings
    Filings and Disclosures8.899 Ratings00 Ratings
    Ease of Enrollment9.3104 Ratings00 Ratings
    Payroll Management
    Comparison of Payroll Management features of Human Interest and Netchex
    Feature
    Human Interest
    -
    Ratings
    Netchex
    9.4
    16 Ratings
    13% above category average
    Pay calculation00 Ratings9.616 Ratings
    Support for external payroll vendors00 Ratings8.65 Ratings
    Off-cycle/On-Demand payment00 Ratings9.711 Ratings
    Benefit plan administration00 Ratings9.813 Ratings
    Direct deposit files00 Ratings10.016 Ratings
    Salary revision and increment management00 Ratings9.911 Ratings
    Reimbursement management00 Ratings8.17 Ratings
    Best Alternatives
    Human InterestNetchex
    Small Businesses
    No answers on this topic
    Patriot Payroll
    Score8.6 out of 10
    Medium-sized Companies
    No answers on this topic
    APS
    Score5.7 out of 10
    Enterprises
    No answers on this topic
    ADP Streamline Payroll
    Score6.1 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    Human InterestNetchex
    Likelihood to Recommend
    8.8
    (202 ratings)
    9.0
    (24 ratings)
    Likelihood to Renew
    10.0
    (10 ratings)
    9.9
    (2 ratings)
    Usability
    9.2
    (196 ratings)
    9.9
    (2 ratings)
    Availability
    10.0
    (3 ratings)
    -
    (0 ratings)
    Performance
    10.0
    (3 ratings)
    -
    (0 ratings)
    Support Rating
    8.1
    (35 ratings)
    9.9
    (3 ratings)
    Online Training
    10.0
    (1 ratings)
    -
    (0 ratings)
    Implementation Rating
    10.0
    (5 ratings)
    8.2
    (2 ratings)
    Configurability
    10.0
    (1 ratings)
    -
    (0 ratings)
    Contract Terms and Pricing Model
    10.0
    (3 ratings)
    -
    (0 ratings)
    Ease of integration
    10.0
    (2 ratings)
    -
    (0 ratings)
    Product Scalability
    10.0
    (3 ratings)
    -
    (0 ratings)
    Professional Services
    10.0
    (2 ratings)
    -
    (0 ratings)
    Vendor post-sale
    10.0
    (3 ratings)
    -
    (0 ratings)
    Vendor pre-sale
    10.0
    (3 ratings)
    -
    (0 ratings)
    User Testimonials
    Human InterestNetchex
    Likelihood to Recommend
    Human Interest
    Actually you guys serve a lot of variety of clients that we have. So everything from simple clients on your 316 and then you got your 338 platforms to some more of the complex clients that want to carve out their own funds. You guys integrate well with financial advisors if they wish to use that, but a lot of times it's, those aren't necessary if clients want to save money.
    Read full review
    Netchex
    Netchex is great if you want to log in to one place to take care of all things employee-related. It is especially helpful if you have multiple locations or divisions as you can easily set these up and manage them as needed. The more employees you have, the more you will benefit from a program like Netchex that provides so much support for your business. Our company has multiple locations of stores and many employee position levels and Netchex has been great at keeping all of this simple when a lessor product could make it much more complicated. Netchex would not be as appropriate if you have a very small business or a simple payroll structure. It would definitely still work well for you, it would just be more sophisticated than you would require.
    Read full review
    Pros
    Human Interest
    • So as a user of it, since I was being paid by these companies, being able to manage my level of risk, being able to manage how much I was putting in from a percentage standpoint was always super easy. Even in a situation where my last company was acquired, we had to go through transferring over to different solutions was super useful. The team was always very open, honest about, Hey, what can we do? How can we work with them? And accommodating in that way. I think as a provider it was so easy to get team members set up. I never had any complaints. I never had anybody worry. I never had somebody come to me and go like, I don't understand Human Interest.
    Read full review
    Netchex
    • My Netchex Service Team is very responsive and friendly. They are willing and able to spend the amount of time needed on one call to troubleshoot most problems or answer questions.
    • Their recent updates to the employee dashboard have been well-received by our seasonal team. Employees are able to quickly find what they are looking for which has minimized the amount of requests that my team receives regarding questions on pay or updating personal information.
    • Online W-2 forms have been a game-changer for us since moving to Netchex. Our staff tend to move around a lot and most do not get the mailed copy of their W-2. The electronic consent has saved me hours and hours of time.
    Incentivized
    Read full review
    Cons
    Human Interest
    • The only thing I can think of right off hand is that there's a day delay when we look at our total. So for instance, we heard the other day that there was a rally in the markets on Friday and that everybody had supposedly recouped all of their losses from March. We actually had to wait the whole weekend until Monday to log in to actually see what those were. And I know real time is really, really hard, but anytime we could get something faster, that would probably be my only.
    Read full review
    Netchex
    • SOME CUST SVC REPS MAY NEED ADDITIONAL TRAINING ON WORK AROUNDS
    • WOULD PREFER TO CHAT WITH SOMEONE, SOMETIMES WORDS IN TEXT COULD BE MISINTERPRETED. ALSO SPEAKING TO SOMEONE IS ALWAYS A POSITIVE
    • NOT REALLY ANYTHING ELSE BUT HAVE BEEN USING THEM 3 MONTHS SO NOT LONG INTO IT.....VERY EASY SYSTEM AND LOVE I CAN DO A NEGATIVE INSTEAD OF HAVING TO CALL AND ASK THEM TO DO IT ON THEIR END.
    Incentivized
    Read full review
    Likelihood to Renew
    Human Interest
    We will drop Human Interest as soon as they rectify their error in withdrawing $3600 in additional fees earlier this year
    Read full review
    Netchex
    Easy to work with.
    Read full review
    Usability
    Human Interest
    It's really easy to get, well, first of all, they get enrolled automatically so they get added to the platform automatically. They get removed from the platform automatically and everything is really easy to understand for someone who doesn't have a lot of experience. And that's actually a lot of our employees have never had a retirement benefit before. They don't know anything about it. They really don't understand how it works. There's also a little bit of a fear factor with deducting money from their paycheck to be able to contribute to this. And so how easy it is for them to get it set up and then the information that Human Interest gives them about what the benefit is, how it works, all that, it's great
    Read full review
    Netchex
    Very user friendly and great interface.
    Incentivized
    Read full review
    Reliability and Availability
    Human Interest
    no issues so far
    Read full review
    Netchex
    No answers on this topic
    Performance
    Human Interest
    Easy to navigate
    Incentivized
    Read full review
    Netchex
    No answers on this topic
    Support Rating
    Human Interest
    So we had a designated rep and he was fantastic. I don't remember his name at the moment, but he was almost immediately responsive. And you guys also partnered with us for client knowledge webinars and he was great. Great at that too.
    Read full review
    Netchex
    The first line CE team is phenomenal. They are helpful, friendly, and knowledgeable. We have had less luck with the responsiveness of the tax department. However, their response time has improved drastically over the past year.
    Incentivized
    Read full review
    Online Training
    Human Interest
    super easy to get going
    Read full review
    Netchex
    No answers on this topic
    Implementation Rating
    Human Interest
    A key insight from our implementation of Human Interest is that early coordination across finance, HR, and leadership is critical. The platform itself is straightforward, but ensuring payroll integration, compliance documentation, and employee education are aligned from the start makes the rollout smoother and increases adoption. Another insight is that employees respond best when given clear, simple communication about how to enroll and the benefits of participation—this minimizes confusion and builds trust in the program. Finally, dedicating time up front to review compliance and reporting features helps avoid issues later and gives leadership confidence in the plan’s long-term stability.
    Incentivized
    Read full review
    Netchex
    Implementation took some time but was pretty much error free.
    Read full review
    Alternatives Considered
    Human Interest
    Insperity was horrible. Expensive, hidden fees at every corner, not communicative. They messed up my plan and didn't include the requested Safe Harbor provision and I had to pay the piper for their mistake. Nothing Insperity did was customer first, fiduciary, or even compliant. I have had the exact opposite experience with Human Interest and they cleaned up Insperity's mess without any complaints and dealt with Insperity dragging their feet on the conversion over a $1k offboarding fee I refused to pay after they screwed up my plan
    Incentivized
    Read full review
    Netchex
    I like that they are not so big that they ignore the small customers. They are also reasonably priced. Their support is excellent, I had worked with ADP in a prior position, and we did not have the same kind of support
    Read full review
    Contract Terms and Pricing Model
    Human Interest
    it was all great
    Read full review
    Netchex
    No answers on this topic
    Scalability
    Human Interest
    we are only using it for one employee but when we hire more, it will be easy to expand already setup
    Read full review
    Netchex
    No answers on this topic
    Professional Services
    Human Interest
    Very professional
    Incentivized
    Read full review
    Netchex
    No answers on this topic
    Return on Investment
    Human Interest
    • It's been super positive because everyone wants payroll to be streamlined and not have to go into different systems. And I solved at Coastal, our platform is fully integrated with Human Interest and there's no fee to the customer for that. So that's definitely the best.
    Read full review
    Netchex
    • Associates can easily access their data and make changes to things like their address and direct deposit, saving manager time to focus on more critical tasks within the organization
    • NetRecruitier has one site that can be posted to multiple job boards with one applicant tracking system
    • Electronic Onboarding allows us to get information out to the new employee so we can start with expectations on their first day and they know what to expect.
    Read full review
    ScreenShots

    Human Interest Screenshots

    Screenshot of the Admin Portal - A summary page offers a snapshot of the plan.Screenshot of the Admin Portal - Employee List: See employees at a glance and information such as contribution rate, participation, balance, risk setting, etc.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.