Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Payoneer
Score 7.5 out of 10
N/A
Payoneer headquartered in New York offers a global payment solution enabling business to manage international payments, bill or request payments from clients, receive payments through popular marketplaces, and pay freelance workers no matter where they are.N/A
Stripe Payments
Score 9.0 out of 10
N/A
Stripe is a payment gateway software solution which supports a range of payment related needs such as subscription management and recurrent billing via Stripe Billing, integration with third party payment services via the Stripe Connect API, assistance starting an Internet business which accepts payements via Stripe Atlas, fraud prevention via Stripe Radar, and payment analytics via Stripe Sigma. Additional features and modules include Stripe Issuing, which allows users to create,…
$0.02
per charge
Tipalti
Score 7.2 out of 10
Mid-Size Companies (51-1,000 employees)
Tipalti automates critical financial processes to drive efficiency, including accounts payable, mass payments, procurement, and expenses, all on one global finance automation platform that grows with the organization, automating, de-risking and simplifying finance.
$129
per month
Pricing
PayoneerStripe PaymentsTipalti
Editions & Modules
No answers on this topic
Sigma
$0.02
per charge
Radar
$0.05
per screened transaction
Issuing
$0.10
per virtual card
Terminal
2.7% + 0.05
per successful charge
Integrated
2.9% + 0.30
per successful charge
Atlass
$500
one-time fee
Premium Support
1,800
per month
Customized
Contact sales team
No answers on this topic
Offerings
Pricing Offerings
PayoneerStripe PaymentsTipalti
Free Trial
NoNoNo
Free/Freemium Version
NoNoNo
Premium Consulting/Integration Services
NoNoYes
Entry-level Setup FeeNo setup feeNo setup feeRequired
Additional DetailsPricing starts at $149 per month for the platform fee. Users can upgrade to Tipalti's more advanced capabilities as their businesses gets more complex. The Tipalti pricing model is designed to grow with the user's company. Advanced features such as W-8 tax forms, international tax IDs, or multi-entity payables are available as needed.
More Pricing Information
Community Pulse
PayoneerStripe PaymentsTipalti
Considered Multiple Products
Payoneer
Chose Payoneer
Through Payoneer's payment solution, it is easy to send funds to numerous countries across the globe. Payoneer will help pay people from more than 85 countries around the world. One of the things I love about Payoneer is the simplicity that they offer.
Stripe Payments

No answer on this topic

Tipalti
Chose Tipalti
Tipalti offers more payment method capabilities that fit our partners needs (Paypal, Hold my Payments)
Chose Tipalti
With Tipalti the vendor can choose between more payment options + can change between payment details/methods at any time without the need to have the payer doing so.
Chose Tipalti
Tipalti helped us get through the onboarding process in a quick and efficient manner, which was very important for our internal timelines.
Chose Tipalti
Except Tipalti, we are using only traditional bank accounts for some other payments towards companies and PayPal and BlacCat cards for some small non-significant payments online. Tipalti's advantages in our case are in ease access for payments of individuals and in possibility …
Features
PayoneerStripe PaymentsTipalti
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
Payoneer
1.3
9 Ratings
139% below category average
Stripe Payments
7.7
8 Ratings
7% above category average
Tipalti
-
Ratings
Fraud Detection2.48 Ratings7.68 Ratings00 Ratings
API or SDK1.04 Ratings8.38 Ratings00 Ratings
Recurring Payment Support1.16 Ratings7.08 Ratings00 Ratings
Billing and Invoicing Support1.09 Ratings8.38 Ratings00 Ratings
Global Support1.19 Ratings8.07 Ratings00 Ratings
Payment Form Acceptance1.18 Ratings7.27 Ratings00 Ratings
Payment Management
Comparison of Payment Management features of Product A and Product B
Payoneer
-
Ratings
Stripe Payments
-
Ratings
Tipalti
8.8
62 Ratings
17% above category average
Customizable Approval Policies00 Ratings00 Ratings8.650 Ratings
Financial Document Management00 Ratings00 Ratings8.047 Ratings
Payment Status Tracking00 Ratings00 Ratings9.259 Ratings
Payment Audit Trail00 Ratings00 Ratings9.053 Ratings
Duplicate Bill Detection00 Ratings00 Ratings9.052 Ratings
Advanced OCR00 Ratings00 Ratings8.545 Ratings
Electronic Funds Transfer00 Ratings00 Ratings9.348 Ratings
Accounts Payable
Comparison of Accounts Payable features of Product A and Product B
Payoneer
-
Ratings
Stripe Payments
-
Ratings
Tipalti
8.5
55 Ratings
19% above category average
Automated Accounts Payable Processes00 Ratings00 Ratings8.952 Ratings
Vendor Management00 Ratings00 Ratings9.152 Ratings
Tax Form Preparation00 Ratings00 Ratings7.532 Ratings
Best Alternatives
PayoneerStripe PaymentsTipalti
Small Businesses
Apple Pay
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Apple Pay
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Score 8.9 out of 10
Square 9 Softworks
Square 9 Softworks
Score 9.7 out of 10
Medium-sized Companies
Apple Pay
Apple Pay
Score 8.9 out of 10
Apple Pay
Apple Pay
Score 8.9 out of 10
Square 9 Softworks
Square 9 Softworks
Score 9.7 out of 10
Enterprises
Adyen
Adyen
Score 8.7 out of 10
Adyen
Adyen
Score 8.7 out of 10
Webexpenses
Webexpenses
Score 8.7 out of 10
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User Ratings
PayoneerStripe PaymentsTipalti
Likelihood to Recommend
1.0
(29 ratings)
8.9
(85 ratings)
8.6
(101 ratings)
Likelihood to Renew
10.0
(1 ratings)
10.0
(3 ratings)
9.1
(4 ratings)
Usability
-
(0 ratings)
8.0
(7 ratings)
8.8
(77 ratings)
Availability
-
(0 ratings)
-
(0 ratings)
9.1
(1 ratings)
Performance
-
(0 ratings)
-
(0 ratings)
8.2
(1 ratings)
Support Rating
1.0
(2 ratings)
10.0
(16 ratings)
7.3
(14 ratings)
Online Training
-
(0 ratings)
-
(0 ratings)
7.3
(2 ratings)
Implementation Rating
-
(0 ratings)
10.0
(1 ratings)
7.3
(3 ratings)
Configurability
-
(0 ratings)
-
(0 ratings)
7.3
(2 ratings)
Ease of integration
-
(0 ratings)
-
(0 ratings)
6.4
(1 ratings)
Product Scalability
-
(0 ratings)
-
(0 ratings)
6.4
(1 ratings)
Vendor post-sale
-
(0 ratings)
-
(0 ratings)
8.2
(1 ratings)
Vendor pre-sale
-
(0 ratings)
-
(0 ratings)
8.2
(1 ratings)
User Testimonials
PayoneerStripe PaymentsTipalti
Likelihood to Recommend
Payoneer
Although the withdrawal is limited to the ACH US accounts, as they aren't real bank accounts, it's a convenient way to get paid fast from Stripe, although if there is a small fee or a chargeback as these are way in payments only, it becomes a nightmare to fix those problems. It does allow the bank accounts to be accepted with Stripe. For any kind of ACH payment to vendors, the service is way too limited, I wasn't able to pay anyone, unless I use the card to do it, as any regular card. In my experience, I think Import export, international trade transactions or high ticket items are impossible due to the small upper limits, for instance I can't use it to pay a vendor for a regular inventory of the latest iPhones(more than a million dollars for just a few items), nor to get paid by an overseas buyer(for instance my clients in Dubai), that buy these items on a daily basis, for these operations is just not suited.
Read full review
Stripe
We had a client who wanted a QR to use in their marketing, which enabled their clients to donate to us. It was so useful to be able to set it up, and we can track the views and donations received using this code. Another client with issues with our website wanted to set up a monthly subscription, so I sent her a payment link, which worked brilliantly. For clients that want to make one-time donations, it also lets the client choose the amount. The only scenario where we haven't been able to help is when clients want to change the card associated with the payment - whilst we understand it is for security/gdpr, it means they have to cancel and set up something new, which poses the danger that we may lose them as a customer.
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Tipalti
I would tell them that it manually syncs to ERPS. Additionally I would include the fact that you can pay multiple entities in one pay run allowing to be very efficient. I would also include that they can add rules to bill approvals or set up auto payments for certain vendors. Lastly, there are many reports you can run providing you will very informational data in seconds.
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Pros
Payoneer
  • It is very well accepted world wide and also accepts more than 150 currencies.
  • A decent and nominal exchange rates of currency as compared to similar platforms like PayPal.
  • I can keep track of all the transactions, payments, balance, etc using Payoneer.
  • It is because of Payoneer we can grow our business globally.
Read full review
Stripe
  • They are reliable. I can count on everything going smoothly with transactions.
  • They are accurate. I don’t run into problems with collecting the proper amounts or being overcharged for fees.
  • They have good customer service. If I have a question about the customer portal or a problem with a customer, they help me resolve these issues.
Read full review
Tipalti
  • Tipalti has a very user friendly interface, clearly laid out and easy to navigate
  • The audit trail feature is hugely helpful to track an invoice's progress through the system
  • Being able to schedule invoices to be paid exactly on their due date ensures we pay on time but not earlier than necessary
  • We were able to put in strong controls around changes to vendor data
Read full review
Cons
Payoneer
  • The process of getting payment is a little bit complex in Payoneer as compared to PayPal.
  • Receiving of payments takes a very long time and it's not instant.
  • The customer service of Payoneer is not up to the mark and it takes a very long time to resolve simple issues.
Read full review
Stripe
  • It would be nice to be able to see my Shopify payments from my main payment gateway. I currently have to go to Shopify for that.
  • The ability to be able to offer discounted rates at a smaller threshold would be nice.
Read full review
Tipalti
  • The report that provides the "Not payable" vendors does not work well for us, particularly because the sync to our ERP goes both ways, which means all of the employees also sync over to Tipalti and remain as Not Payable. So the list is very long, and I don't find a good use for it.
Read full review
Likelihood to Renew
Payoneer
Payoneer helps me a lot on my online business journey, it gave me the support and functions that I want.
Read full review
Stripe
Stripe is the leader in the industry when it comes to any type of industry. All that is needed is a plan and then implementing that plan either with a developer, or through the help of Stripe's customer service team to assist in getting you setup. The ease of use time it takes to get up and running is second to none
Read full review
Tipalti
Solid system performance. Suits our needs and solution provider very inclined to accept feedback and involve users in developing the solution to serve both the provider and the ultimate user. Tipalti has streamlined our process that was previously very manual and prone to error. Now there is transparency of information and role.
Read full review
Usability
Payoneer
No answers on this topic
Stripe
Stripe offers a very easy-to-navigate platform with many different functions. From linking it to our website and accounting platform to tracking our payments, being able to issue a refund quickly if required, and setting up QR codes and payment links for subscriptions or one-time donations, it really covers so many aspects that we need and use on a weekly and monthly basis.
Read full review
Tipalti
Two-time Tipalti selector, implementor, and user. The payment features in the app saves many steps in the payment process. No longer do you have to set-up or upload payment information to your bank and then go back to your accounting system and mark items as paid. Tipalti does all of this with a click of a mouse. The payment feature is the stand out feature. Many vendors can process your invoices. Look at how at the payment process of others.....you will see.
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Reliability and Availability
Payoneer
No answers on this topic
Stripe
No answers on this topic
Tipalti
Tipalti has always been responsive to our questions and concerns.
Read full review
Performance
Payoneer
No answers on this topic
Stripe
No answers on this topic
Tipalti
No issues here. Generally has been pretty fast.
Read full review
Support Rating
Payoneer
The support is really awful. They send you generic answers, and actually don't really understand what is going on. For example, when our re-verification was stuck, support agents told me that the account is active and you can send a payment. I did that, my card was charged, but the payment was declined, because the account was not active
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Stripe
Stripe's support is nearly perfect – great attention to detail, fast response times, and a willingness to really dig into issues and get to the bottom of them. In the five years we've been using Stripe, the only negative thing I can say about their customer support is that it seems like there has been a slight shift to less technical front-line support agents, which means it's more likely your issue will have to be escalated before you get more information. This, however, has happened as Stripe rolled out more real-time support features like call and chat, and that really isn't workable if you're escalating everything right off the bat. It's absolutely an acceptable trade-off.
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Tipalti
Since I also work in customer support, I often have to contact Tipalti's team with questions from our users. Tipalti's support team has always been exceptionally helpful and it was a pleasure to communicate with them. I have always received prompt responses to any inquiries and they are excellent at solving our customers' issues within a short time
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Online Training
Payoneer
No answers on this topic
Stripe
No answers on this topic
Tipalti
Tipalti provides great How to online guide
Read full review
Implementation Rating
Payoneer
No answers on this topic
Stripe
It took less than an hour to have everything setup and running
Read full review
Tipalti
The salesperson involved was involved in implementation which I found very helpful.
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Alternatives Considered
Payoneer
Payoneer has outperformed them all, with speedier payments, a larger network, and international business accounts. We first tried a few different payment service providers before settling on this one, like PayPal, Payeer, and Skrill. But after all these years, Payoneer continues to provide us with the best services, features, and safety overall.
Read full review
Stripe
Stripe is easier to use and offers better support and rates. My favorite part with Stripe is probably their ready-to-use plug-in that's offered for me. We have multiple eCommerce stores and we rely on our payment process going smoothly. The plug-in from Stripe is free, constantly updated, secure, and very easy to implement.
Read full review
Tipalti
From initial implementation through to user experience, Tipalti has been able to exceed our expectations in terms of its functionality and useability. We have found with other systems implemented in the past they did not match our expectations which resulted in us terminating these services.
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Contract Terms and Pricing Model
Payoneer
No answers on this topic
Stripe
No answers on this topic
Tipalti
I did not make the decision to purchase this product.
Read full review
Scalability
Payoneer
No answers on this topic
Stripe
No answers on this topic
Tipalti
We were given the option of only one integration.
Read full review
Return on Investment
Payoneer
  • I can receive the money from anywhere around the world, and in any currency.
  • It converts the money directly into my local currency, hence becomes easy for us to track and withdraw money from our bank accounts.
  • Sometimes customer support lacks the ability to satisfy the customer requirements.
  • Required to make two different accounts for receiving and sending money.
Read full review
Stripe
  • It makes getting money from your clients really easy
  • It gives your clients the guarantee that their payment information is totally secure and confidentially used and kept
  • It is very easy to integrate with online assets of the company
  • In a couple of occasions, some companies have wanted me to use Stripe for them to pay me, and I have had a couple of hiccups. This was more related to the way that these companies set up the Stripe integration of my account to their platform. In both cases, the integration has not been possible and to this date, I still do not know why with exactitude.
  • As I said before, the commissions kept by Stripe could be lower, and shared with the CC companies, rather than having us clients pay for all of o it.
Read full review
Tipalti
  • Vendor onboarding has taken the responsibility from one person to the Vendor directly. This provides the vendor with the ability to enter their own banking information for payments and upload their Federal W9 form.
  • Vendors can upload their own invoices to the system, taking the possibility that our AP team did not receive an emailed or mailed invoice to upload. This also increases payment efficiency as the vendor's invoice is processed in a more timely manner.
  • AP can review invoices for accuracy and concentrate on how to code an invoice, rather than be a paper pusher or a data entry clerk. AP doesn't spend time searching for invoices that might be a duplicate, the system will communicate this on the software review process and if AP has uploaded by email the same invoice multiple times, an email will be sent to AP to indicate that the invoice was not uploaded due to duplication.
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ScreenShots

Tipalti Screenshots

Screenshot of Intelligent invoicing workflowScreenshot of Mobile approvals for invoices and paymentsScreenshot of Brandable self-service supplier portal (including handling tax forms)Screenshot of Brandable self-service portal to collect and validate payment detailsScreenshot of Combined payment methods, currencies, and entities in a single payment fileScreenshot of an early payment, which can be offered to suppliers through email or the supplier portal