Human Interest headquartered in San Francisco offers their cloud-based 401k administation platform for employers featuring flexible plan design and a dedicated account manager.
$805
per month
Rippling
Score 8.9 out of 10
N/A
Rippling HR is a human resources platform for managing employee records, onboarding, benefits, time and attendance, compliance, and other core people operations in one system. It serves as the HR layer of the broader Rippling platform, giving companies a central place to manage the employee lifecycle while connecting HR data to payroll, IT, and finance workflows when needed.
$8
starting price per user, per month
Pricing
Human Interest
Rippling
Editions & Modules
Essentials
$80 + $5 per eligible employee
per month
Complete
$180 + $7 per eligible employee
per month
Concierge
$280 + $9 per eligible employee
per month
Recommended
$8.00
starting price per user, per month
Offerings
Pricing Offerings
Human Interest
Rippling
Free Trial
No
No
Free/Freemium Version
No
No
Premium Consulting/Integration Services
No
No
Entry-level Setup Fee
$499 one-time fee
No setup fee
Additional Details
Employees pay a recordkeeping services and custody-related asset-based fee of 0.05% to Human Interest Inc., an investment advisory fee of 0.01% to Human Interest Advisors, plus underlying fund fees. Asset-based fees are deducted monthly from the employee’s account according to the HII Terms of Service and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsors will pay such advisor as agreed between the plan sponsor and advisor.
All prices are exclusive of applicable taxes and are subject to a $499 startup fee. See Terms of Service for additional details. Refer to humaninterest.com/payrolls for a list of integrated payroll providers. For non-rollover distributions, shipping and handling fees may apply to requests for check issuance and delivery.
For additional pricing details visit the Rippling pricing page.
More Pricing Information
Community Pulse
Human Interest
Rippling
Considered Both Products
Human Interest
Verified User
Anonymous
Chose Human Interest
We use have used multiple 401k platforms from Fidelity, John Hancock, Transamerica, ADP. Human Interest is one of the easier platforms that provides the proper integration
I can't remember the other vendor. I've used lots of big 401k providers, so John Hancock, Transamerica, Empower. I would say this is pretty well stacked, but again, for some reason, I'm not sure why people, larger organizations have this.
So we had previously been with Empower, which is another 401k. They're substantially larger. Their web platform is very bulky. Their compliance was hard to get information from. We really liked when we talked with Human Interest Implementation Team that we could get pretty much …
Paychex Flex was a terrible experience from start to finish. Bad communication, no follow-through, incorrect setups, etc... HI has been the opposite of all those things so far.
I don't know what competes with Human Interest; as an employer, this is my first interaction with a 401(k) platform. As an employee, this lacks a lot of the functionality I'm used to seeing in other platforms.
Previously we utilized John Hancock which was a nightmare from the user standpoint and a huge time waster from the administrative standpoint. The very outdated platform made it incredibly difficult to manage. The one thing I miss from John Hancock is the enrollment and …
We were using American Funds Group, but it was convoluted and difficult to understand. Human Interest calculates the numbers for us and it is so much easier.
It's not even close. Paychex Flex is expensive, confusing, and the customer service is abominable. Human Interest is better across every front, at least so far.
We just found the cost to participate in the mass marketed investing options were beyond the administrative and financial capacity of our small business.
The cost for the service was better and we felt more understood as a company and felt that Human Interest took the time to explain the 401k program and options
Insperity was horrible. Expensive, hidden fees at every corner, not communicative. They messed up my plan and didn't include the requested Safe Harbor provision and I had to pay the piper for their mistake.
Nothing Insperity did was customer first, fiduciary, or even compliant.
Rippling is hands down the best in the competition. ADP can be slow and laggy while Rippling makes it seamless. It was almost impossible to find time off and paystubs at times with ADP and Rippling made it so easy for me and my other employees to stay on top of everything.
Rippling is miles ahead in intuitive, modern design. Maas360 feels outdated and makes connecting devices and tracking them a puzzle to be put together. Rippling makes assigning simple and easy.
It blows it out of the water. ADP is one of the worst product with the worst support I have ever encountered. The switch to Rippling is one of the best moved I have made.
Some features have been helpful but for the most part the features are comparable from the employee perspective. For the finance and operations teams I know the Rippling has been easier to manage from a customer support and service angle, in terms of more complicated payroll …
BambooHR was a great system as well. Looking toward the future Rippling offered more that we use currently and will use in the future. We are not looking to change systems in a few years. We are looking forward to growing with Rippling.
Rippling has a better UX design. This is significant because poor UX makes a huge difference to employees who are trying to complete HR or Hiring processes. Rippling PEO has been seemless and the onboarding team were excellent.
I'm sorry I wasn't involved in the decision-making process for switching to Rippling so I don't know what other HRIS software they looked at. Apologies.
Rippling had better pricing, more integration capabilities (360s where Paylocity only had 180s), and better access to customer service. It's been an absolute blast to use Rippling, it's got very good flow to it. It easy to find what you need organically or through the chat bot. …
I am not the one who actually changed from Clockify; I am just a Rippling user. But what I can tell you is that I used Clociky for almost a year, and it's the best. Rippling has more features, and those actually impact how the job is done and our daily production.
It helps keep all the systems centralized and unifies processes into a single tech stack. This is very helpful for small HR teams, especially remote ones that might need assistance with different laws and regulations from different states or countries. It also helps to have a …
I think Gusto is easier to use as a platform in terms of how to navigate it, however, I think it is more limited in terms of functionality and is also more expensive overall which is why I chose Rippling to try.
I like Rippling better than just works. The UX/UI is friendlier for employees of all backgrounds and it's easier to manager from the backend. As a manager, I prefer Rippling as well to help support my team through the website. It made it easier and had more features than …
Rippling was chosen because the price was more reasonable than other companies, and it had features that we needed. It is the perfect system for our business. Althought it could have more functions, it has all the functionality that our company needs.
It's way easier to navigate, things are in much cleaner spots. I used to get pretty lost on the workday interface, but I feel Rippling has everything that's important and in the areas you want them to be as a user. It also includes pay, whereas in the past we used MyPay as a …
Rippling is much more straightforward and easier to navigate than Workday, in my opinion. The layout feels more intuitive, and it’s easier to find what you need without having to click through multiple menus or search extensively. Tasks like onboarding, benefits selection, and …
Rippling was miles above Bamboo, UKG, and ADP. I think that they're very comparable to Paycom. Rippling was, by far, the most tech-driven HRIS we tested which was why it was ultimately chosen in favor of other options.
Rippling is way more advanced than Deel, I use that in past, especially UI and UX is way better, and overall product is really giant as compared to Deel, support is amazing, the mobile app is really amazing, the documents managements make it even better. So Rippling is much …
Actually you guys serve a lot of variety of clients that we have. So everything from simple clients on your 316 and then you got your 338 platforms to some more of the complex clients that want to carve out their own funds. You guys integrate well with financial advisors if they wish to use that, but a lot of times it's, those aren't necessary if clients want to save money.
It has a favourites section for commonly used functions. This is perfect for logging in pre-sift and managing my timekeeping. It is easy to view my payslip. It is well-documented and accurate, and it also provides me with an accurate timeline for when to expect my pay to clear. Overall, very easy to use and great interface.
It is really easy to navigate, I barely needed instruction on how to do things in it as it is very intuitive.
Ease of workflow mapping, it was easy to have emails auto-generated to our staff regarding their eLearn content or compliance requirements.
Onboarding was made much easier with the workflows, auto emails sent at different points in the onboarding process, ensuring everything gets done to prepare the company to accept the new hire and to inform the new hire of what to expect.
Payroll cycles in small business can be a weekly on-cycle evolution which is not automatically recognized.
The Annual Census verification, and IRS requirement, is cumbersome as a resubmission of data already known.
Email to new participants can go unaddressed without notification to the company administrator. Better to illicit early follow-up than wait till their emails expire do to participant non-action.
Rippling could improve their payment days. Currently they make employee payments around the 15th and 30th of the month, but it varies slightly with every month. It would make more sense to do this payment on every other Friday or every other Monday.
I've been fully impressed with the tool so far in my 6 months of being a daily user. It's rare to run into an issue that can't be solved. Customer service is quick to respond and are usually very helpful. The price is great for the upgrade we got from our past tool. We hit our ROI within the first month.
It's really easy to get, well, first of all, they get enrolled automatically so they get added to the platform automatically. They get removed from the platform automatically and everything is really easy to understand for someone who doesn't have a lot of experience. And that's actually a lot of our employees have never had a retirement benefit before. They don't know anything about it. They really don't understand how it works. There's also a little bit of a fear factor with deducting money from their paycheck to be able to contribute to this. And so how easy it is for them to get it set up and then the information that Human Interest gives them about what the benefit is, how it works, all that, it's great
Very intuitive, user-friendly, and modern interface that doesn't make you cringe when you have to access it for anything. The admin navigation is easier compared to our previous system, and doesn't feel like a maze of complicated jargon. On the user side, the benefits enrollment process was a breeze, and felt so much more informative and efficient. Accessing the benefits post-enrollment is also very straightforward.
I like that the availability in using Rippling at any given time is useful to me. Getting on the site freely when I need gives me security of knowing that I can be in control of viewing health insurance and hours information. I have yet to get any errors in using the Rippling app.
Rippling's performance has been great, no errors or glitches yet so far. I am confident that Going from one page to the next and all its complexity usage does not lag or times out, it works effectively and efficiently. While using Rippling and other apps it does not tend to slow it down, works great. No complaints.
So we had a designated rep and he was fantastic. I don't remember his name at the moment, but he was almost immediately responsive. And you guys also partnered with us for client knowledge webinars and he was great. Great at that too.
The highlight of my customer support experience was my first interaction with them: I had a small issue with my birthdate, and it was fixed very quickly—on the same day. It's pretty incredible to have things like that sorted out in the same day, which is a rare thing to see lately.
A key insight from our implementation of Human Interest is that early coordination across finance, HR, and leadership is critical. The platform itself is straightforward, but ensuring payroll integration, compliance documentation, and employee education are aligned from the start makes the rollout smoother and increases adoption. Another insight is that employees respond best when given clear, simple communication about how to enroll and the benefits of participation—this minimizes confusion and builds trust in the program. Finally, dedicating time up front to review compliance and reporting features helps avoid issues later and gives leadership confidence in the plan’s long-term stability.
It's really easy to implement in comparison to other tools or applications. Different key points are easily configured and implemented as per need, having different configurations in systems. Implementation is something which binds the different parameters of an organization in a single row. Implementation of rippling is much easier, quicker, and error free than any other software. I recommend it strongly!
So we had previously been with Empower, which is another 401k. They're substantially larger. Their web platform is very bulky. Their compliance was hard to get information from. We really liked when we talked with Human Interest Implementation Team that we could get pretty much right to the top. I mean, if we wanted to talk to their COO, we could do that and that all of their compliance stuff just seems to be tied in as the compliance director. That's really important to me.
I am not the one who actually changed from Clockify; I am just a Rippling user. But what I can tell you is that I used Clociky for almost a year, and it's the best. Rippling has more features, and those actually impact how the job is done and our daily production.
I can go on here and see all my hours and pto plus health benefits. I like to have the work handbook handy to refer to legal things. How to work my role within it's limits. Being able to put in my hours and view when they are approved is a huge benefit for me.
I think it's a little bit hard for me to say since I have been more of a recommender of these products in my roles. I've been at a lot of early stage companies that we're looking for solutions and I've recommended human interest because I think it's easy for scaling organizations to get in place. I think in a large organization, what I would talk to is very specifically the user experience. I think 401k understanding and most large organizations is a very for, it's something that's forgotten. And what that means is basically we kind of give it to folks, but we don't actually teach them or help them leverage it. And so they're very on their own. I think human interest is so easy to use that you provide a better experience from day one there, let alone from actually really setting it up correctly.