Human Interest vs. Rippling

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Human Interest
Score 8.8 out of 10
N/A
Human Interest headquartered in San Francisco offers their cloud-based 401k administation platform for employers featuring flexible plan design and a dedicated account manager.
$80
per month
Rippling
Score 8.9 out of 10
N/A
Rippling’s platform for HR, IT, payroll, and spend management automates the entire employee lifecycle, ensures compliance, supports device management, and provides real-time financial visibility from a central dashboard.
$8
per month per user
Pricing
Human InterestRippling
Editions & Modules
Essentials
$80 + $5 per eligible employee
per month
Complete
$180 + $7 per eligible employee
per month
Concierge
$280 + $9 per eligible employee
per month
Recommended
$8.00
starting price per user, per month
Offerings
Pricing Offerings
Human InterestRippling
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoYes
Entry-level Setup Fee$499 one-time feeNo setup fee
Additional DetailsEmployees pay a recordkeeping services and custody-related asset-based fee of 0.05% to Human Interest Inc., an investment advisory fee of 0.01% to Human Interest Advisors, plus underlying fund fees. Asset-based fees are deducted monthly from the employee’s account according to the HII Terms of Service and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsors will pay such advisor as agreed between the plan sponsor and advisor. All prices are exclusive of applicable taxes and are subject to a $499 startup fee. See Terms of Service for additional details. Refer to humaninterest.com/payrolls for a list of integrated payroll providers. For non-rollover distributions, shipping and handling fees may apply to requests for check issuance and delivery.For additional pricing details visit the Rippling pricing page.
More Pricing Information
Community Pulse
Human InterestRippling
Considered Both Products
Human Interest
Chose Human Interest
My payroll and 401(k) plan were formerly with SunTrust (now Truist). I believe they outsourced and white labeled the plan administration. It was inexpensive and a great value. The integration was effective. The user interface was nowhere near as nice as Human Interest, both …
Chose Human Interest
We didn't really search for others; Human Interest was the preferred 403b provider for our services through Rippling.
Chose Human Interest
Paychex Flex was a terrible experience from start to finish. Bad communication, no follow-through, incorrect setups, etc... HI has been the opposite of all those things so far.
Chose Human Interest
Previously we utilized John Hancock which was a nightmare from the user standpoint and a huge time waster from the administrative standpoint. The very outdated platform made it incredibly difficult to manage. The one thing I miss from John Hancock is the enrollment and …
Chose Human Interest
Human Interest beats out all other providers.
Chose Human Interest
I believe I would rank Human Interest the worst user experience that I can remember
Chose Human Interest
Human Interest integrates with our payroll provider, and makes it so easy for team members to sign up when they are eligible.
Chose Human Interest
Answered this in the previous question! Ui UX is better at the guideline, and the guideline does a better job of educating customers on how to use their product for basic financial wealth and retirement planning education. Human interest does better with their customer …
Chose Human Interest
We did not evaluate many other options because Human Interest was so good. Guideline seems similar though, but Human Interest has a more intuitive portal.
Rippling
Chose Rippling
Rippling is much easier to navigate than any other similar application I have used in the past. The information you need is two clicks away. In the past, I used other applications. They seemed clunky and complicated to use. The ability to manage banking information is …
Chose Rippling
I've used Alight in the past for benefits management, onboarding, and health initiatives. It's not the worst thing in the world, but I found the UI cumbersome and the functionality that mattered to be hidden under layers of menus. Also, I ended up needing about 3 logins just to …
Features
Human InterestRippling
401(k)
Comparison of 401(k) features of Product A and Product B
Human Interest
9.0
107 Ratings
16% above category average
Rippling
-
Ratings
Payroll Integration9.095 Ratings00 Ratings
Compliance Maintenance9.0102 Ratings00 Ratings
Plan Flexibility8.999 Ratings00 Ratings
Filings and Disclosures8.999 Ratings00 Ratings
Ease of Enrollment9.3104 Ratings00 Ratings
Human Resource Management
Comparison of Human Resource Management features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.0
1119 Ratings
10% above category average
Employee demographic data00 Ratings8.9795 Ratings
Employment history00 Ratings8.9821 Ratings
Job profiles and administration00 Ratings9.1934 Ratings
Workflow for transfers, promotions, pay raises, etc.00 Ratings9.2832 Ratings
Organizational charting00 Ratings9.1967 Ratings
Organization and location management00 Ratings9.2862 Ratings
Compliance data (COBRA, OSHA, etc.)00 Ratings9.0663 Ratings
Payroll Management
Comparison of Payroll Management features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.3
1166 Ratings
14% above category average
Pay calculation00 Ratings9.31050 Ratings
Off-cycle/On-Demand payment00 Ratings9.0737 Ratings
Benefit plan administration00 Ratings9.01019 Ratings
Direct deposit files00 Ratings9.51022 Ratings
Salary revision and increment management00 Ratings9.4789 Ratings
Reimbursement management00 Ratings9.3692 Ratings
Leave and Attendance Management
Comparison of Leave and Attendance Management features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.3
1046 Ratings
13% above category average
Approval workflow00 Ratings9.41009 Ratings
Balance details00 Ratings9.3962 Ratings
Annual carry-forward and encashment00 Ratings9.3717 Ratings
Employee Self Service
Comparison of Employee Self Service features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.2
1213 Ratings
12% above category average
View and generate pay and benefit information00 Ratings9.41148 Ratings
Update personal information00 Ratings9.51199 Ratings
View company policy documentation00 Ratings9.41000 Ratings
Employee recognition00 Ratings8.6669 Ratings
View job history00 Ratings9.0861 Ratings
Asset Management
Comparison of Asset Management features of Product A and Product B
Human Interest
-
Ratings
Rippling
8.9
519 Ratings
11% above category average
Tracking of all physical assets00 Ratings8.9519 Ratings
HR Reporting
Comparison of HR Reporting features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.0
632 Ratings
18% above category average
Report builder00 Ratings8.8612 Ratings
Pre-built reports00 Ratings9.0578 Ratings
Ability to combine HR data with external data00 Ratings9.2524 Ratings
Onboarding
Comparison of Onboarding features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.4
864 Ratings
17% above category average
New hire portal00 Ratings9.5840 Ratings
Manager tracking tools00 Ratings9.3658 Ratings
Performance and Goals
Comparison of Performance and Goals features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.0
513 Ratings
12% above category average
Corporate goal setting00 Ratings9.1441 Ratings
Individual goal setting00 Ratings8.9471 Ratings
Line-of sight-visibility00 Ratings9.1437 Ratings
Performance tracking00 Ratings8.9468 Ratings
Performance Management
Comparison of Performance Management features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.3
590 Ratings
17% above category average
Performance plans00 Ratings9.2521 Ratings
Performance improvement plans00 Ratings9.2493 Ratings
Review status tracking00 Ratings9.2524 Ratings
Review reminders00 Ratings9.4555 Ratings
Multiple review frequency00 Ratings9.3480 Ratings
Succession Planning
Comparison of Succession Planning features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.1
434 Ratings
15% above category average
Create succession plans/pools00 Ratings9.1360 Ratings
Candidate ranking00 Ratings9.2371 Ratings
Candidate search00 Ratings9.2389 Ratings
Candidate development00 Ratings9.0370 Ratings
Recruiting / ATS
Comparison of Recruiting / ATS features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.0
497 Ratings
14% above category average
Job Requisition Management00 Ratings9.0395 Ratings
Company Website Posting00 Ratings9.0379 Ratings
Publish to Social Media00 Ratings9.1336 Ratings
Job Search Site Posting00 Ratings8.9347 Ratings
Duplicate Candidate Prevention00 Ratings9.0345 Ratings
Applicant Tracking00 Ratings8.9381 Ratings
Notifications and Alerts00 Ratings9.0467 Ratings
Best Alternatives
Human InterestRippling
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OnPay
OnPay
Score 9.7 out of 10
Dayforce Powerpay
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Score 9.3 out of 10
Medium-sized Companies

No answers on this topic

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Paypro Workforce Management
Score 9.1 out of 10
Enterprises

No answers on this topic

PeopleStrong
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Score 10.0 out of 10
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User Ratings
Human InterestRippling
Likelihood to Recommend
8.8
(202 ratings)
9.2
(1269 ratings)
Likelihood to Renew
10.0
(10 ratings)
8.9
(25 ratings)
Usability
9.2
(196 ratings)
9.3
(1266 ratings)
Availability
10.0
(3 ratings)
9.1
(4 ratings)
Performance
10.0
(3 ratings)
8.7
(4 ratings)
Support Rating
8.1
(35 ratings)
8.9
(947 ratings)
In-Person Training
-
(0 ratings)
8.6
(2 ratings)
Online Training
10.0
(1 ratings)
-
(0 ratings)
Implementation Rating
10.0
(5 ratings)
7.8
(11 ratings)
Configurability
10.0
(1 ratings)
7.1
(3 ratings)
Contract Terms and Pricing Model
10.0
(3 ratings)
-
(0 ratings)
Ease of integration
10.0
(2 ratings)
9.1
(2 ratings)
Product Scalability
10.0
(3 ratings)
9.1
(3 ratings)
Professional Services
10.0
(2 ratings)
-
(0 ratings)
Vendor post-sale
10.0
(3 ratings)
9.1
(2 ratings)
Vendor pre-sale
10.0
(3 ratings)
8.6
(2 ratings)
User Testimonials
Human InterestRippling
Likelihood to Recommend
Human Interest
Actually you guys serve a lot of variety of clients that we have. So everything from simple clients on your 316 and then you got your 338 platforms to some more of the complex clients that want to carve out their own funds. You guys integrate well with financial advisors if they wish to use that, but a lot of times it's, those aren't necessary if clients want to save money.
Read full review
Rippling
It has a favourites section for commonly used functions. This is perfect for logging in pre-sift and managing my timekeeping. It is easy to view my payslip. It is well-documented and accurate, and it also provides me with an accurate timeline for when to expect my pay to clear. Overall, very easy to use and great interface.
Read full review
Pros
Human Interest
  • So as a user of it, since I was being paid by these companies, being able to manage my level of risk, being able to manage how much I was putting in from a percentage standpoint was always super easy. Even in a situation where my last company was acquired, we had to go through transferring over to different solutions was super useful. The team was always very open, honest about, Hey, what can we do? How can we work with them? And accommodating in that way. I think as a provider it was so easy to get team members set up. I never had any complaints. I never had anybody worry. I never had somebody come to me and go like, I don't understand Human Interest.
Read full review
Rippling
  • Keeping track of and entering time off and watching time of approvals
  • Providing fast links to access accounts for health/retirement benefits
  • Extremely convenient access to see how much money is left in my flexible savings account and reordering a new card if I need one
Read full review
Cons
Human Interest
  • The only thing I can think of right off hand is that there's a day delay when we look at our total. So for instance, we heard the other day that there was a rally in the markets on Friday and that everybody had supposedly recouped all of their losses from March. We actually had to wait the whole weekend until Monday to log in to actually see what those were. And I know real time is really, really hard, but anytime we could get something faster, that would probably be my only.
Read full review
Rippling
  • Rippling could improve their payment days. Currently they make employee payments around the 15th and 30th of the month, but it varies slightly with every month. It would make more sense to do this payment on every other Friday or every other Monday.
Read full review
Likelihood to Renew
Human Interest
We will drop Human Interest as soon as they rectify their error in withdrawing $3600 in additional fees earlier this year
Read full review
Rippling
I've been fully impressed with the tool so far in my 6 months of being a daily user. It's rare to run into an issue that can't be solved. Customer service is quick to respond and are usually very helpful. The price is great for the upgrade we got from our past tool. We hit our ROI within the first month.
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Usability
Human Interest
It's really easy to get, well, first of all, they get enrolled automatically so they get added to the platform automatically. They get removed from the platform automatically and everything is really easy to understand for someone who doesn't have a lot of experience. And that's actually a lot of our employees have never had a retirement benefit before. They don't know anything about it. They really don't understand how it works. There's also a little bit of a fear factor with deducting money from their paycheck to be able to contribute to this. And so how easy it is for them to get it set up and then the information that Human Interest gives them about what the benefit is, how it works, all that, it's great
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Rippling
I think you are redundant with these questions. I have mentioned how easy of to use and a great tool for tracking activity. It wastes no time and has what you need. I am pleased with its usability, and if it were up to me, I would keep using it.
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Reliability and Availability
Human Interest
no issues so far
Read full review
Rippling
I like that the availability in using Rippling at any given time is useful to me. Getting on the site freely when I need gives me security of knowing that I can be in control of viewing health insurance and hours information. I have yet to get any errors in using the Rippling app.
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Performance
Human Interest
Easy to navigate
Read full review
Rippling
Rippling's performance has been great, no errors or glitches yet so far. I am confident that Going from one page to the next and all its complexity usage does not lag or times out, it works effectively and efficiently. While using Rippling and other apps it does not tend to slow it down, works great. No complaints.
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Support Rating
Human Interest
So we had a designated rep and he was fantastic. I don't remember his name at the moment, but he was almost immediately responsive. And you guys also partnered with us for client knowledge webinars and he was great. Great at that too.
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Rippling
They have been quite responsive to questions and clarifying settings, approaches, listening to feedback. Their knowledge base and training seem well-established and user-focused. Really like their offerings in Rippling U to help orient admins on features, functionality, and best practices. The IT implementation specialist was kind, efficient, and walked us through each screen, explaining different scenarios as we got things configured. They followed up after each call with action items, recommendations, and made themselves available between working sessions. The whole process felt very productive.
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In-Person Training
Human Interest
No answers on this topic
Rippling
The trainer went slow and and answered our questions.
Read full review
Online Training
Human Interest
super easy to get going
Read full review
Rippling
No answers on this topic
Implementation Rating
Human Interest
A key insight from our implementation of Human Interest is that early coordination across finance, HR, and leadership is critical. The platform itself is straightforward, but ensuring payroll integration, compliance documentation, and employee education are aligned from the start makes the rollout smoother and increases adoption. Another insight is that employees respond best when given clear, simple communication about how to enroll and the benefits of participation—this minimizes confusion and builds trust in the program. Finally, dedicating time up front to review compliance and reporting features helps avoid issues later and gives leadership confidence in the plan’s long-term stability.
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Rippling
It's really easy to implement in comparison to other tools or applications. Different key points are easily configured and implemented as per need, having different configurations in systems. Implementation is something which binds the different parameters of an organization in a single row. Implementation of rippling is much easier, quicker, and error free than any other software. I recommend it strongly!
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Alternatives Considered
Human Interest
Insperity was horrible. Expensive, hidden fees at every corner, not communicative. They messed up my plan and didn't include the requested Safe Harbor provision and I had to pay the piper for their mistake. Nothing Insperity did was customer first, fiduciary, or even compliant. I have had the exact opposite experience with Human Interest and they cleaned up Insperity's mess without any complaints and dealt with Insperity dragging their feet on the conversion over a $1k offboarding fee I refused to pay after they screwed up my plan
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Rippling
Rippling far outshines Employment Hero from an LMS perspective; the EH LMS is really bad and has very little functionality, as well as being completely user-unfriendly. The UE is much better with Rippling, no more searching for things that are in obscure places or running reports that need refining to the extreme.
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Contract Terms and Pricing Model
Human Interest
it was all great
Read full review
Rippling
No answers on this topic
Scalability
Human Interest
we are only using it for one employee but when we hire more, it will be easy to expand already setup
Read full review
Rippling
I can go on here and see all my hours and pto plus health benefits. I like to have the work handbook handy to refer to legal things. How to work my role within it's limits. Being able to put in my hours and view when they are approved is a huge benefit for me.
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Professional Services
Human Interest
Very professional
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Rippling
No answers on this topic
Return on Investment
Human Interest
  • It's been super positive because everyone wants payroll to be streamlined and not have to go into different systems. And I solved at Coastal, our platform is fully integrated with Human Interest and there's no fee to the customer for that. So that's definitely the best.
Read full review
Rippling
  • It was great to receive money from other country.
  • It was very helpful to use an user friendly platform for my first oversea job.
  • It was great to keep track of the amount of money I've received for the time I was employed overseas.
Read full review
ScreenShots

Human Interest Screenshots

Screenshot of the Admin Portal - A summary page offers a snapshot of the plan.Screenshot of the Admin Portal - Employee List: See employees at a glance and information such as contribution rate, participation, balance, risk setting, etc.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.

Rippling Screenshots

Screenshot of the Rippling Dashboard: Employees' home for their payroll, benefits, documents, devices, expenses, and apps.Screenshot of Rippling Payroll: Runs payroll in 90 seconds. Pays employees and contractors around the world. Automatic tax filing.Screenshot of Rippling Benefits Administration: For the management of employees' Medical, Dental, Vision, 401K, FSA, HSA, and commuter benefits.Screenshot of Rippling Single Sign-On: Employees can access all of their SaaS apps in one click from their Rippling dashboard.Screenshot of Rippling’s Time & Attendance platform. This integrates with the rest of the product suite so that when employees clock in, their approved hours automatically synced with payroll and accounting systems.Screenshot of Rippling Mobile Device Management: To manage employees' computers and devices 100% remotely.