SAP Concur vs. U.S. Bank Spend Management

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
SAP Concur
Score 8.3 out of 10
N/A
SAP Concur is a SaaS expense report management product, and handles corporate travel booking, expense report automation, reimbursement, audit, and business intelligence, and corporate card integration.
$9
per month
U.S. Bank Spend Management
Score 10.0 out of 10
Small Businesses (1-50 employees)
Replacing the former Bento for Business acquired in 2021, the U.S. Bank Spend Management solution provides employee expense cards with spend controls that allow business owners to control where, when and how much employees can spend.
$0
2 People or Cards (1 must be business owner)
Pricing
SAP ConcurU.S. Bank Spend Management
Editions & Modules
Concur Travel and Expense
$9.00
per report (average price)
Free
$0
2 People or Cards (1 must be business owner)
Team
$29/month
Up to 10 People or Cards
Professional
$69/month
Up to 20 People or Cards
Enterprise
$149/month
More than 20 People or Cards
Offerings
Pricing Offerings
SAP ConcurU.S. Bank Spend Management
Free Trial
YesYes
Free/Freemium Version
NoYes
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
SAP ConcurU.S. Bank Spend Management
Features
SAP ConcurU.S. Bank Spend Management
Expense Management
Comparison of Expense Management features of Product A and Product B
SAP Concur
8.2
465 Ratings
1% below category average
U.S. Bank Spend Management
-
Ratings
Employee Expense Reporting8.3457 Ratings00 Ratings
Corporate Card Reconciliation8.2346 Ratings00 Ratings
Payment Management
Comparison of Payment Management features of Product A and Product B
SAP Concur
8.2
405 Ratings
3% above category average
U.S. Bank Spend Management
-
Ratings
Customizable Approval Policies8.1351 Ratings00 Ratings
Financial Document Management8.4296 Ratings00 Ratings
Payment Status Tracking8.4353 Ratings00 Ratings
Payment Audit Trail8.2321 Ratings00 Ratings
Duplicate Bill Detection7.7285 Ratings00 Ratings
Advanced OCR8.1244 Ratings00 Ratings
Electronic Funds Transfer8.5232 Ratings00 Ratings
Best Alternatives
SAP ConcurU.S. Bank Spend Management
Small Businesses
Dext
Dext
Score 9.7 out of 10
BILL Spend & Expense
BILL Spend & Expense
Score 8.7 out of 10
Medium-sized Companies
Precoro
Precoro
Score 9.4 out of 10
Lola.com
Lola.com
Score 8.0 out of 10
Enterprises
Emburse Chrome River
Emburse Chrome River
Score 7.8 out of 10
SAP Concur
SAP Concur
Score 8.3 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
SAP ConcurU.S. Bank Spend Management
Likelihood to Recommend
8.2
(856 ratings)
10.0
(4 ratings)
Likelihood to Renew
8.2
(40 ratings)
-
(0 ratings)
Usability
8.5
(113 ratings)
-
(0 ratings)
Availability
8.3
(13 ratings)
-
(0 ratings)
Performance
7.9
(10 ratings)
-
(0 ratings)
Support Rating
8.3
(41 ratings)
-
(0 ratings)
In-Person Training
3.9
(6 ratings)
-
(0 ratings)
Online Training
9.0
(5 ratings)
-
(0 ratings)
Implementation Rating
7.9
(13 ratings)
-
(0 ratings)
Configurability
8.3
(7 ratings)
-
(0 ratings)
Ease of integration
8.1
(57 ratings)
-
(0 ratings)
Product Scalability
8.5
(56 ratings)
-
(0 ratings)
Vendor post-sale
6.6
(8 ratings)
-
(0 ratings)
Vendor pre-sale
6.6
(7 ratings)
-
(0 ratings)
User Testimonials
SAP ConcurU.S. Bank Spend Management
Likelihood to Recommend
SAP Concur
SAP Concur is great for large organizations because of it's built in approval process functions. It is great tool for expense reports and any company where employees need to book travel. I imagine that the tool would be more tricky to use for those who are less technically savvy since there are many tabs and it is sometimes tricky to navigate.
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U.S. Bank
Our organization runs a lot of short-term or one-off programs where the program staff need to buy supplies -- Bento is perfect for these scenarios. The staff who make the purchases are not staff who would typically have a company card, so we wanted a solution other than giving them a credit card. Bento was perfect because it makes the purchasing & bookkeeping processes for these programs easy and efficient for both the staff and the finance team
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Pros
SAP Concur
  • Self service and easy to navigate
  • Available on all mobile devices
  • Provides travel options such as airlines for the destination with several options
  • Automatically define check in and check out dates and time for hotels
  • Reminds users to book other travel related activities
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U.S. Bank
  • Track expenses by employee
  • Restrict purchases based on amount and category
  • Import transactions directly into QuickBooks
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Cons
SAP Concur
  • For a new user of SAP Concur, it becomes difficult to file the first reimbursement as that person is new to the application and probably, one needs to to go through the instructions to get used to it. So, user interface can be improved and could be tried to make more interactive. Other than that, it's all good to go.
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U.S. Bank
  • easier way for employees to access their statements without setting them up as admins
  • monthly statements generated by card
  • monthly fee needs to be added to one of the card statements
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Likelihood to Renew
SAP Concur
Now that we are fully on Concur, switching is not an option. Concur has become ingrained in our expense reporting process. Furthermore, Concur continues to improve its offering. Each month, they release updates and changes, many of which were client requested. Concur's constant evolution means it is adapting with my business
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U.S. Bank
No answers on this topic
Usability
SAP Concur
I think it is very easy to use, especially once you are acquainted with it. I think the UX could be improved so some things, like accessing old reports, are more intuitive once you learn it though it is not difficult to replicate.
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U.S. Bank
No answers on this topic
Reliability and Availability
SAP Concur
In prior years I would have given them a 9.5 for availability. Unfortunately in 2015 so far this rating has dropped to a 7 overall.
We have experienced far too many interruptions - from admins to employees who rely on it for day to day booking of travel and submission of expense reports. Server errors, slow system response time and spinning wheels are too common place. Those things should be a rare occurrence, not a daily interruption.

While Conur still has great product offerings overall, they are currently not offering world class or best in class product (and customer service) availability. Remaining hopeful they step up and get their A game going again soon.
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U.S. Bank
No answers on this topic
Performance
SAP Concur
Performance-wise, it's good, loads pages quickly, and reports are highly accurate and easy to understand. Also, we can generate custom reports as needed, and we have integrated with a few other apps, and we have not seen any downgrade in performance.
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U.S. Bank
No answers on this topic
Support Rating
SAP Concur
I have never had to use customer support when using Concur Expense - the UX could be a bit nicer on the eyes or easier to understand, but there have never been any problems when using Concur Expense that I have had to ask or reach out to customer support to help me with anything.
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U.S. Bank
No answers on this topic
In-Person Training
SAP Concur
My Seniors were the ones who taught me about Concur. Concur Support team has sent me training links and answered me in their tickets too. Usually they are helpful and knows their stuff. There are times when webex meetings is conducted for reporting training. They were very patient and took down all the details from me.
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U.S. Bank
No answers on this topic
Online Training
SAP Concur
I can use it after that training, so it fits the purpose.
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U.S. Bank
No answers on this topic
Implementation Rating
SAP Concur
There are different implementation teams for each module of the product you purchase, so implementation is not a 'one size fits all' environment. Also, the different implementation teams have different ways of doing things, so Concur could stand some standardization and streamlining in this area. A Project Manager can make or break an implementation so don't be scared to ask for a new one if things are rocky.
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U.S. Bank
No answers on this topic
Alternatives Considered
SAP Concur
Expensify and Zoho Expense work for small and mid-size businesses. Big multinationals do not receive benefits from the apps. Coupa is good as a solution for organizations with non-SAP leading systems. If you plan to use SAP ERP as the main/lending system then SAP Concur is the best solution, mainly for its native integration with SAP ecosystem.
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U.S. Bank
If you are looking for prepaid business care or a business expense card, I highly do not recommend using Bento for Business. Do yourself and your business a favor and use a more customer service orientated services such as Pex, Wex, or Expensify. Bento for Business is bad business. Just don't do it.
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Scalability
SAP Concur
This program has been very helpful, user friendly and has been a great asset to use to assist with time management. Not only are leadership involved with using this program but all staff as well. This is also a great way to hold each accountable. Easy startup with not many means for hands on training
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U.S. Bank
No answers on this topic
Return on Investment
SAP Concur
  • Concur's automation has produced impressive efficiency improvements, which have decreased the time and effort required for expense management.
  • Manual errors and policy violations have decreased, which has led to cost savings.
  • We now adhere to corporate regulations better, which lowers risks thanks to Concur's policy compliance checker.
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U.S. Bank
  • Saving time by eliminating reimbursements
  • Allowing many staff to have a card to make purchases without worrying about financial control/risk of too many people having a company card
  • Efficiently synchs with Quickbooks
Read full review
ScreenShots

SAP Concur Screenshots

Screenshot of a picture of a receipt snapped from a smartphoneScreenshot of analytics from SAP ConcurScreenshot of the integrated travel and expense applicationScreenshot of the SAP Concur mobile app

U.S. Bank Spend Management Screenshots

Screenshot of Create Employee cards or Utility cards with spend limits (e.g. $500/month)Screenshot of Dashboard provides a snapshot of spending activity across all cards.Screenshot of See transactions in real-time.  Add tags, notes and upload receipts.