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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    SAP Concur

    Score8.3 out of 10
    N/ASAP Concur is a SaaS expense report management product, and handles corporate travel booking, expense report automation, reimbursement, audit, and business intelligence, and corporate card integration.

    $7

    per month

    Zoho Expense

    Score8.9 out of 10
    N/AZoho Expense is online expense reporting software, tailor-made for businesses worldwide to automate expense report creation, streamline approvals and make swift reimbursements.

    $5

    per month per user

    Pricing
    SAP ConcurZoho Expense
    Editions & Modules
    Base
    $7.00
    per report (average price)
    Plus
    $11.00
    Free
    $0
    Standard Plan
    $5
    per month per user
    Premium Plan
    $9
    per month per user
    Custom
    Get a Quote
    per month per user
    Custom
    Get a Quote
    per month per user
    Custom
    Get a Quote
    per month per user
    Offerings
    Pricing Offerings
    SAP ConcurZoho Expense
    Free Trial
    YesYes
    Free/Freemium Version
    NoYes
    Premium Consulting/Integration Services
    NoYes
    Entry-level Setup FeeNo setup feeOptional
    Additional Details20% discount for annual pricing.
    More Pricing Information
    Community Pulse
    SAP ConcurZoho Expense
    Considered Both Products
    SAP Concur
    Chose SAP Concur
    Zoho Expense is a good one, but I didn't find the UI much better than SAP Concur. The user experience was not up to the mark. And also, the approval and bill checking takes somewhat more time compared to SAP Concur. So, I found SAP Concur to be better than Zoho Expense.
    Incentivized
    Chose SAP Concur
    Expensify and Zoho Expense work for small and mid-size businesses. Big multinationals do not receive benefits from the apps. Coupa is good as a solution for organizations with non-SAP leading systems. If you plan to use SAP ERP as the main/lending system then SAP Concur is the …
    Incentivized
    Chose SAP Concur
    SAP Concur is easier to use than Zoho Expense. It provides better and more advanced features along with being easier to learn and use. Similar process were taking more time to complete through Zoho.
    Incentivized
    Chose SAP Concur
    Ease of use and customizations are very large in Concur as compared to Zoho Expense. It can be used by both small and large corporations depending on the complexity of the approval process.
    Incentivized
    Chose SAP Concur
    I prefer Zoho Expense so much better. It's easy to navigate through the platform and it's very straightforward. No need to get approval for all trips so involves [fewer] people. This allows for a more efficient and smooth process for business travel. Zoho also has a better and …
    Incentivized
    Chose SAP Concur
    SAP Concur is very able to accommodate complex expense policies, especially on the enterprise level. Like a lot of SAP products, they can accommodate a lot of internal complexities, but the downside is that insights and analytics are way behind anything more modern. For many …
    Incentivized
    Chose SAP Concur
    Automated workflows from employee to manager to company HR go smoothly and stand robust when compared to other travel and expense management software.
    Incentivized
    Chose SAP Concur
    SAP has very good reputation and the suite of integrated products. Quality is high for SAP products and therefore our organization trust SAP Concur
    Incentivized
    Chose SAP Concur
    SAP Concur works perfectly with our SAP systems. Zoho required custom work that was unreliable.
    Incentivized
    Chose SAP Concur
    SAP Concur offers cloud-based services that integrate well with each other and the existing systems (ERP, HRMS, or other accounting systems) in organizations.
    SAP Concur's solutions help businesses of all sizes automate and streamline their travel and expense management …
    Incentivized
    Chose SAP Concur
    Can never compare SAP Concur with any other products in the market as the SAP Concur has developed itself with various innovations and improvements in recent years. It has more user friendly interface and also its mobile applications helps the approvers to approve/reject the …
    Incentivized
    Chose SAP Concur
    Concur's interface is user-friendly, making it simple to submit expenses and make travel arrangements. Features that automate tasks save time and cut down on errors by decreasing manual labor. The Concur policy compliance checker makes sure that the organization's rules are …
    Incentivized
    Zoho
    Chose Zoho Expense
    Zoho Expense is on the lower end with limited features however the cost out weights all the fancy features the others have. As they charge way to much and have limited return on investment. The return on investment for the other platforms is only worth it when operating large …
    Incentivized
    Key User Insights
    Would buy again
    94%
    Would buy again
    732 Answers
    86%
    Would buy again
    6 Answers
    Delivers good value for the price
    95%
    Delivers good value for the price
    586 Answers
    100%
    Delivers good value for the price
    6 Answers
    Happy with the feature set
    95%
    Happy with the feature set
    738 Answers
    100%
    Happy with the feature set
    7 Answers
    Lived up to sales and marketing promises
    93%
    Lived up to sales and marketing promises
    385 Answers
    100%
    Lived up to sales and marketing promises
    5 Answers
    Implementation went as expected
    94%
    Implementation went as expected
    419 Answers
    100%
    Implementation went as expected
    5 Answers
    Features
    SAP ConcurZoho Expense
    Expense Management
    Comparison of Expense Management features of SAP Concur and Zoho Expense
    Feature
    SAP Concur
    8.3
    563 Ratings
    0% above category average
    Zoho Expense
    7.9
    3 Ratings
    5% below category average
    Employee Expense Reporting8.3555 Ratings8.03 Ratings
    Corporate Card Reconciliation8.3419 Ratings7.73 Ratings
    Payment Management
    Comparison of Payment Management features of SAP Concur and Zoho Expense
    Feature
    SAP Concur
    8.2
    495 Ratings
    2% above category average
    Zoho Expense
    7.2
    3 Ratings
    11% below category average
    Customizable Approval Policies8.2434 Ratings8.03 Ratings
    Financial Document Management8.5369 Ratings8.02 Ratings
    Payment Status Tracking8.6429 Ratings8.03 Ratings
    Payment Audit Trail8.3400 Ratings8.02 Ratings
    Duplicate Bill Detection7.6358 Ratings7.93 Ratings
    Advanced OCR8.2313 Ratings5.12 Ratings
    Electronic Funds Transfer8.4287 Ratings5.23 Ratings
    Best Alternatives
    SAP ConcurZoho Expense
    Small Businesses
    Brex
    Score9 out of 10
    Brex
    Score9 out of 10
    Medium-sized Companies
    Expensify
    Score9 out of 10
    Expensify
    Score9 out of 10
    Enterprises
    Emburse Expense Enterprise (formerly Chrome River)
    Score8.3 out of 10
    Emburse Expense Enterprise (formerly Chrome River)
    Score8.3 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    SAP ConcurZoho Expense
    Likelihood to Recommend
    8.3
    (1013 ratings)
    8.0
    (7 ratings)
    Likelihood to Renew
    8.4
    (48 ratings)
    -
    (0 ratings)
    Usability
    8.2
    (243 ratings)
    8.0
    (3 ratings)
    Availability
    8.3
    (16 ratings)
    -
    (0 ratings)
    Performance
    6.9
    (13 ratings)
    -
    (0 ratings)
    Support Rating
    7.8
    (45 ratings)
    10.0
    (3 ratings)
    In-Person Training
    5.9
    (7 ratings)
    -
    (0 ratings)
    Online Training
    8.2
    (6 ratings)
    -
    (0 ratings)
    Implementation Rating
    7.9
    (16 ratings)
    -
    (0 ratings)
    Configurability
    8.1
    (10 ratings)
    -
    (0 ratings)
    Ease of integration
    8.1
    (63 ratings)
    -
    (0 ratings)
    Product Scalability
    8.9
    (62 ratings)
    -
    (0 ratings)
    Vendor post-sale
    6.0
    (9 ratings)
    -
    (0 ratings)
    Vendor pre-sale
    5.7
    (10 ratings)
    -
    (0 ratings)
    User Testimonials
    SAP ConcurZoho Expense
    Likelihood to Recommend
    SAP Concur
    SAP Concur is great for large organizations because of it's built in approval process functions. It is great tool for expense reports and any company where employees need to book travel. I imagine that the tool would be more tricky to use for those who are less technically savvy since there are many tabs and it is sometimes tricky to navigate.
    Incentivized
    Read full review
    Zoho
    easy of use for the end users as well as to manage. The option to add new categories (expenses) and have the end users use them immediately is wonderful. The ease of creating a new user as well as customer support has been great. The customer support while having issues has been quick to resolve any issues
    Incentivized
    Read full review
    Pros
    SAP Concur
    • Self service and easy to navigate
    • Available on all mobile devices
    • Provides travel options such as airlines for the destination with several options
    • Automatically define check in and check out dates and time for hotels
    • Reminds users to book other travel related activities
    Incentivized
    Read full review
    Zoho
    • The program will notify users if they have entered a duplicate charge.
    • Once the end-users understood that receipts were mandatory, attaching those receipts has become second-nature. The app makes it very easy to do so.
    Incentivized
    Read full review
    Cons
    SAP Concur
    • For a new user of SAP Concur, it becomes difficult to file the first reimbursement as that person is new to the application and probably, one needs to to go through the instructions to get used to it. So, user interface can be improved and could be tried to make more interactive. Other than that, it's all good to go.
    Incentivized
    Read full review
    Zoho
    • Could have more default options. Instead of making my users select payment method, allow us to default it to one of the options.
    • More room for customization by department. My service department needs different categories of expenses then my sales department.
    Incentivized
    Read full review
    Likelihood to Renew
    SAP Concur
    Now that we are fully on Concur, switching is not an option. Concur has become ingrained in our expense reporting process. Furthermore, Concur continues to improve its offering. Each month, they release updates and changes, many of which were client requested. Concur's constant evolution means it is adapting with my business
    Incentivized
    Read full review
    Zoho
    No answers on this topic
    Usability
    SAP Concur
    I think it is very easy to use, especially once you are acquainted with it. I think the UX could be improved so some things, like accessing old reports, are more intuitive once you learn it though it is not difficult to replicate.
    Incentivized
    Read full review
    Zoho
    Ease of use for the simple basic options. I wish the there was an option for reimbursement to be marked separately. Example for all corporate credit expense reports with $0 reimbursements still have to be marked as reimbursed in order to be removed from pending reimbursement section. For the cost the features offer benefits
    Incentivized
    Read full review
    Reliability and Availability
    SAP Concur
    In prior years I would have given them a 9.5 for availability. Unfortunately in 2015 so far this rating has dropped to a 7 overall.
    We have experienced far too many interruptions - from admins to employees who rely on it for day to day booking of travel and submission of expense reports. Server errors, slow system response time and spinning wheels are too common place. Those things should be a rare occurrence, not a daily interruption.

    While Conur still has great product offerings overall, they are currently not offering world class or best in class product (and customer service) availability. Remaining hopeful they step up and get their A game going again soon.
    Incentivized
    Read full review
    Zoho
    No answers on this topic
    Performance
    SAP Concur
    Performance-wise, it's good, loads pages quickly, and reports are highly accurate and easy to understand. Also, we can generate custom reports as needed, and we have integrated with a few other apps, and we have not seen any downgrade in performance.
    Incentivized
    Read full review
    Zoho
    No answers on this topic
    Support Rating
    SAP Concur
    I have never had to use customer support when using Concur Expense - the UX could be a bit nicer on the eyes or easier to understand, but there have never been any problems when using Concur Expense that I have had to ask or reach out to customer support to help me with anything.
    Incentivized
    Read full review
    Zoho
    The only reason I give Zoho a 9 is because of the issue with the Chart of Accounts skewing every time I export/import. I believe this is due to the fact that I use sub-accounts and Zoho cannot differentiate. Still hoping. :)
    Incentivized
    Read full review
    In-Person Training
    SAP Concur
    My Seniors were the ones who taught me about Concur. Concur Support team has sent me training links and answered me in their tickets too. Usually they are helpful and knows their stuff. There are times when webex meetings is conducted for reporting training. They were very patient and took down all the details from me.
    Incentivized
    Read full review
    Zoho
    No answers on this topic
    Online Training
    SAP Concur
    The person on the online training was very through and helped us with all questions. The trainer was excellent—very knowledgeable, engaging, and easy to understand. If you'd like, I can tailor it for a formal evaluation or add specific strengths
    Incentivized
    Read full review
    Zoho
    No answers on this topic
    Implementation Rating
    SAP Concur
    There are different implementation teams for each module of the product you purchase, so implementation is not a 'one size fits all' environment. Also, the different implementation teams have different ways of doing things, so Concur could stand some standardization and streamlining in this area. A Project Manager can make or break an implementation so don't be scared to ask for a new one if things are rocky.
    Incentivized
    Read full review
    Zoho
    No answers on this topic
    Alternatives Considered
    SAP Concur
    Expensify and Zoho Expense work for small and mid-size businesses. Big multinationals do not receive benefits from the apps. Coupa is good as a solution for organizations with non-SAP leading systems. If you plan to use SAP ERP as the main/lending system then SAP Concur is the best solution, mainly for its native integration with SAP ecosystem.
    Incentivized
    Read full review
    Zoho
    We selected (switched) to Zoho Expense because it had similar features at a lower price and we were able to receive a discount through our partner relationship with another software company. We have considered moving from Zoho Expense to something else recently due to continued issues with being able to accurately import credit card charges and organize them correctly be team member. Creating some confusion among users.
    Incentivized
    Read full review
    Scalability
    SAP Concur
    This program has been very helpful, user friendly and has been a great asset to use to assist with time management. Not only are leadership involved with using this program but all staff as well. This is also a great way to hold each accountable. Easy startup with not many means for hands on training
    Incentivized
    Read full review
    Zoho
    No answers on this topic
    Return on Investment
    SAP Concur
    • Concur's automation has produced impressive efficiency improvements, which have decreased the time and effort required for expense management.
    • Manual errors and policy violations have decreased, which has led to cost savings.
    • We now adhere to corporate regulations better, which lowers risks thanks to Concur's policy compliance checker.
    Incentivized
    Read full review
    Zoho
    • We have had some issues with the credit card reconciliation process which has made our monthly accounting / close process. This has been a negative
    • Positive ROI is that team members spend less time on expense reports due to the ease of reporting
    • Positive ROI is that substantial training and onboarding is not needed due to the features and simplicity.
    Incentivized
    Read full review
    ScreenShots

    SAP Concur Screenshots

    Screenshot of a picture of a receipt snapped from a smartphoneScreenshot of analytics from SAP ConcurScreenshot of the integrated travel and expense applicationScreenshot of the SAP Concur mobile app