SAP Concur vs. Zoho Expense

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
SAP Concur
Score 8.3 out of 10
N/A
SAP Concur is a SaaS expense report management product, and handles corporate travel booking, expense report automation, reimbursement, audit, and business intelligence, and corporate card integration.
$9
per month
Zoho Expense
Score 8.8 out of 10
N/A
Zoho Expense is online expense reporting software, tailor-made for businesses worldwide to automate expense report creation, streamline approvals and make swift reimbursements.
$5
per month per user
Pricing
SAP ConcurZoho Expense
Editions & Modules
Concur Travel and Expense
$9.00
per report (average price)
Free
$0
Standard Plan
$5
per month per user
Premium Plan
$9
per month per user
Custom
Get a Quote
per month per user
Custom
Get a Quote
per month per user
Custom
Get a Quote
per month per user
Offerings
Pricing Offerings
SAP ConcurZoho Expense
Free Trial
YesYes
Free/Freemium Version
NoYes
Premium Consulting/Integration Services
NoYes
Entry-level Setup FeeNo setup feeOptional
Additional Details20% discount for annual pricing.
More Pricing Information
Community Pulse
SAP ConcurZoho Expense
Considered Both Products
SAP Concur
Chose SAP Concur
I prefer Zoho Expense so much better. It's easy to navigate through the platform and it's very straightforward. No need to get approval for all trips so involves [fewer] people. This allows for a more efficient and smooth process for business travel. Zoho also has a better and …
Chose SAP Concur
Ease of use and customizations are very large in Concur as compared to Zoho Expense. It can be used by both small and large corporations depending on the complexity of the approval process.
Chose SAP Concur
SAP Concur is easier to use than Zoho Expense. It provides better and more advanced features along with being easier to learn and use. Similar process were taking more time to complete through Zoho.
Chose SAP Concur
Expensify and Zoho Expense work for small and mid-size businesses. Big multinationals do not receive benefits from the apps. Coupa is good as a solution for organizations with non-SAP leading systems. If you plan to use SAP ERP as the main/lending system then SAP Concur is the …
Chose SAP Concur
SAP has very good reputation and the suite of integrated products. Quality is high for SAP products and therefore our organization trust SAP Concur
Chose SAP Concur
SAP Concur works perfectly with our SAP systems. Zoho required custom work that was unreliable.
Chose SAP Concur
I truly love the mobile app as it adds elegance and convenience, hence allowing me to manage expenses effortlessly on the go. Overall, SAP Concur also transforms potentially tedious tasks into a seamless experience, making it a more effective, efficient, and stress-free tool. …
Chose SAP Concur
SAP Concur offers cloud-based services that integrate well with each other and the existing systems (ERP, HRMS, or other accounting systems) in organizations.
SAP Concur's solutions help businesses of all sizes automate and streamline their travel and expense management …
Chose SAP Concur
Can never compare SAP Concur with any other products in the market as the SAP Concur has developed itself with various innovations and improvements in recent years. It has more user friendly interface and also its mobile applications helps the approvers to approve/reject the …
Chose SAP Concur
Concur's interface is user-friendly, making it simple to submit expenses and make travel arrangements. Features that automate tasks save time and cut down on errors by decreasing manual labor. The Concur policy compliance checker makes sure that the organization's rules are …
Zoho Expense
Chose Zoho Expense
Zoho Expense is on the lower end with limited features however the cost out weights all the fancy features the others have. As they charge way to much and have limited return on investment. The return on investment for the other platforms is only worth it when operating large …
Features
SAP ConcurZoho Expense
Expense Management
Comparison of Expense Management features of Product A and Product B
SAP Concur
8.3
321 Ratings
4% above category average
Zoho Expense
7.0
3 Ratings
13% below category average
Employee Expense Reporting8.4315 Ratings8.33 Ratings
Corporate Card Reconciliation8.2231 Ratings5.73 Ratings
Payment Management
Comparison of Payment Management features of Product A and Product B
SAP Concur
8.1
276 Ratings
4% above category average
Zoho Expense
7.4
3 Ratings
5% below category average
Customizable Approval Policies8.1237 Ratings7.73 Ratings
Financial Document Management8.5194 Ratings8.02 Ratings
Payment Status Tracking8.3238 Ratings7.73 Ratings
Payment Audit Trail8.3217 Ratings8.02 Ratings
Duplicate Bill Detection7.8187 Ratings6.93 Ratings
Advanced OCR7.9166 Ratings6.62 Ratings
Electronic Funds Transfer8.2158 Ratings6.73 Ratings
Best Alternatives
SAP ConcurZoho Expense
Small Businesses
Dext
Dext
Score 9.6 out of 10
Dext
Dext
Score 9.6 out of 10
Medium-sized Companies
Rippling
Rippling
Score 8.9 out of 10
Rippling
Rippling
Score 8.9 out of 10
Enterprises
Webexpenses
Webexpenses
Score 8.8 out of 10
Webexpenses
Webexpenses
Score 8.8 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
SAP ConcurZoho Expense
Likelihood to Recommend
8.3
(800 ratings)
7.7
(7 ratings)
Likelihood to Renew
9.0
(32 ratings)
-
(0 ratings)
Usability
8.3
(76 ratings)
8.0
(3 ratings)
Availability
9.0
(11 ratings)
-
(0 ratings)
Performance
9.0
(8 ratings)
-
(0 ratings)
Support Rating
8.1
(38 ratings)
10.0
(3 ratings)
In-Person Training
4.7
(5 ratings)
-
(0 ratings)
Online Training
9.0
(5 ratings)
-
(0 ratings)
Implementation Rating
9.0
(11 ratings)
-
(0 ratings)
Configurability
9.0
(5 ratings)
-
(0 ratings)
Ease of integration
8.3
(51 ratings)
-
(0 ratings)
Product Scalability
8.1
(50 ratings)
-
(0 ratings)
Vendor post-sale
5.0
(7 ratings)
-
(0 ratings)
Vendor pre-sale
5.1
(6 ratings)
-
(0 ratings)
User Testimonials
SAP ConcurZoho Expense
Likelihood to Recommend
SAP Concur
SAP Concur works very well to book travel. It provides several options for airlines, hotels and cars. Automatically updates the calendar. Reminds to complete relevant subsequent activities. The app allows to capture the receipts and amounts very easily. While reconciliation this becomes very easy and fast. It allows to capture tips and one can manually update the amount.
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Zoho
easy of use for the end users as well as to manage. The option to add new categories (expenses) and have the end users use them immediately is wonderful. The ease of creating a new user as well as customer support has been great. The customer support while having issues has been quick to resolve any issues
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Pros
SAP Concur
  • SAP Concur has mobile applications for iOS and Android devices.
  • It offers capabilities that automate complex and repetitive accounting processes.
  • In addition, SAP Concur offers invoice, travel, and expense modules in one place.
  • It eradicates errors when paying vendors by matching POs, invoices, and receivables.
Read full review
Zoho
  • The program will notify users if they have entered a duplicate charge.
  • Once the end-users understood that receipts were mandatory, attaching those receipts has become second-nature. The app makes it very easy to do so.
Read full review
Cons
SAP Concur
  • For a new user of SAP Concur, it becomes difficult to file the first reimbursement as that person is new to the application and probably, one needs to to go through the instructions to get used to it. So, user interface can be improved and could be tried to make more interactive. Other than that, it's all good to go.
Read full review
Zoho
  • Could have more default options. Instead of making my users select payment method, allow us to default it to one of the options.
  • More room for customization by department. My service department needs different categories of expenses then my sales department.
Read full review
Likelihood to Renew
SAP Concur
Now that we are fully on Concur, switching is not an option. Concur has become ingrained in our expense reporting process. Furthermore, Concur continues to improve its offering. Each month, they release updates and changes, many of which were client requested. Concur's constant evolution means it is adapting with my business
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Zoho
No answers on this topic
Usability
SAP Concur
I think it is very easy to use, especially once you are acquainted with it. I think the UX could be improved so some things, like accessing old reports, are more intuitive once you learn it though it is not difficult to replicate.
Read full review
Zoho
Ease of use for the simple basic options. I wish the there was an option for reimbursement to be marked separately. Example for all corporate credit expense reports with $0 reimbursements still have to be marked as reimbursed in order to be removed from pending reimbursement section. For the cost the features offer benefits
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Reliability and Availability
SAP Concur
In prior years I would have given them a 9.5 for availability. Unfortunately in 2015 so far this rating has dropped to a 7 overall.
We have experienced far too many interruptions - from admins to employees who rely on it for day to day booking of travel and submission of expense reports. Server errors, slow system response time and spinning wheels are too common place. Those things should be a rare occurrence, not a daily interruption.

While Conur still has great product offerings overall, they are currently not offering world class or best in class product (and customer service) availability. Remaining hopeful they step up and get their A game going again soon.
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Zoho
No answers on this topic
Performance
SAP Concur
Pages always load quickly, reports are always completed in a quick and efficient time frame, and everything about the experience is swift. I've never had any frustrations or complexities that can't be handled easily
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Zoho
No answers on this topic
Support Rating
SAP Concur
I have never had to use customer support when using Concur Expense - the UX could be a bit nicer on the eyes or easier to understand, but there have never been any problems when using Concur Expense that I have had to ask or reach out to customer support to help me with anything.
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Zoho
The only reason I give Zoho a 9 is because of the issue with the Chart of Accounts skewing every time I export/import. I believe this is due to the fact that I use sub-accounts and Zoho cannot differentiate. Still hoping. :)
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In-Person Training
SAP Concur
My Seniors were the ones who taught me about Concur. Concur Support team has sent me training links and answered me in their tickets too. Usually they are helpful and knows their stuff. There are times when webex meetings is conducted for reporting training. They were very patient and took down all the details from me.
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Zoho
No answers on this topic
Online Training
SAP Concur
I can use it after that training, so it fits the purpose.
Read full review
Zoho
No answers on this topic
Implementation Rating
SAP Concur
There are different implementation teams for each module of the product you purchase, so implementation is not a 'one size fits all' environment. Also, the different implementation teams have different ways of doing things, so Concur could stand some standardization and streamlining in this area. A Project Manager can make or break an implementation so don't be scared to ask for a new one if things are rocky.
Read full review
Zoho
No answers on this topic
Alternatives Considered
SAP Concur
Expensify and Zoho Expense work for small and mid-size businesses. Big multinationals do not receive benefits from the apps. Coupa is good as a solution for organizations with non-SAP leading systems. If you plan to use SAP ERP as the main/lending system then SAP Concur is the best solution, mainly for its native integration with SAP ecosystem.
Read full review
Zoho
We selected (switched) to Zoho Expense because it had similar features at a lower price and we were able to receive a discount through our partner relationship with another software company. We have considered moving from Zoho Expense to something else recently due to continued issues with being able to accurately import credit card charges and organize them correctly be team member. Creating some confusion among users.
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Scalability
SAP Concur
This program has been very helpful, user friendly and has been a great asset to use to assist with time management. Not only are leadership involved with using this program but all staff as well. This is also a great way to hold each accountable. Easy startup with not many means for hands on training
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Zoho
No answers on this topic
Return on Investment
SAP Concur
  • Concur's automation has produced impressive efficiency improvements, which have decreased the time and effort required for expense management.
  • Manual errors and policy violations have decreased, which has led to cost savings.
  • We now adhere to corporate regulations better, which lowers risks thanks to Concur's policy compliance checker.
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Zoho
  • We have had some issues with the credit card reconciliation process which has made our monthly accounting / close process. This has been a negative
  • Positive ROI is that team members spend less time on expense reports due to the ease of reporting
  • Positive ROI is that substantial training and onboarding is not needed due to the features and simplicity.
Read full review
ScreenShots

SAP Concur Screenshots

Screenshot of a picture of a receipt snapped from a smartphoneScreenshot of analytics from SAP ConcurScreenshot of the integrated travel and expense applicationScreenshot of the SAP Concur mobile app