Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Gusto
Score 8.9 out of 10
N/A
Gusto offers payroll, benefits and compliance capabilities. Gusto is scaled for small to mid-sized businesses, and emphasizes an easy to use interface.
$49
per month
Namely
Score 7.8 out of 10
N/A
Namely is an end-to-end HR, benefits, and payroll solution for mid-sized businesses. The cloud-based platform can be used to manage the entire HR process.N/A
OnPay
Score 9.9 out of 10
N/A
OnPay's payroll and HR is designed for people who want to spend more time running their business, and less on back-office tasks. The application aims to enable users to: • Run payroll • Automate taxes • Let employees do more themselves • Simplify HR processes • Offer benefits in any state OnPay starts at $49 plus $6 per person each month. The monthly fee includes integrations with QuickBooks, Xero, and time-tracking software, as well as all quarterly and…
$49
per month +$6 per month, per person
Pricing
GustoNamelyOnPay
Editions & Modules
Simple: A streamlined set of automatic payroll features and benefits integrations
$49/month + $6/mo per person
per month
Plus: Comprehensive payroll, benefits, and HR tools for employers building a great place to work
$80/month + $12/mo per person
per month
Premium: Scalable payroll and benefits, expert HR, and dedicated support for the complex needs of growing teams
$180/month + $22/mo per person
per month
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
GustoNamelyOnPay
Free Trial
YesNoYes
Free/Freemium Version
NoNoNo
Premium Consulting/Integration Services
YesNoNo
Entry-level Setup FeeNo setup feeRequiredNo setup fee
Additional DetailsGusto offers three pricing plans for payroll, benefits, and HR.First month free, then $49 + $6 per employee each month.
More Pricing Information
Community Pulse
GustoNamelyOnPay
Considered Multiple Products
Gusto
Chose Gusto
I did not select Gusto, my client did. I add all new clients to OnPay. If a client has payroll previously and are happy with the provider, I do not force them to change even though I wish I could.
Chose Gusto
For payroll processing, Gusto has better software/interface, better reporting, and better support.
Chose Gusto
Gusto was affordable and worked the best for what our organization needed. We only have four employees, so we didn't want something expensive or hard to use. Gusto is easy and works for us!
Namely
Chose Namely
We've used a variety of HRIS and payroll software in the past: ADP, Zenefits, Gusto, Namely, and now, Justworks.

Of all of them but, Justworks and Gusto are far and away the winners. Namely is just not competitive with them from a UX perspective, attractiveness of benefits …
Chose Namely
Namely was able to check all of the boxes in the most affordable way
Chose Namely
I selected Namely because it offered the most functions and integration that I was looking for at the time (two years ago). It was not the most affordable option, but worth the extra features.
OnPay
Chose OnPay
OnPay is far superior. I would not recommend Gusto. It was a problem from the start. After only a few months we realized Gusto was unable to provide us with a payroll service we could use. Switching to OnPay has been an excellent move. With Gusto it was one major problem after …
Chose OnPay
OnPay is less expensive than the larger HRIS payroll platforms, and same cost as Gusto Solo. But OnPay has better peer reviews than Gusto and I was impressed with their speed to onboard.
Chose OnPay
We choose OnPay for their reputation for being small business and beginner friendly, competitive pricing, and their generally positive reviews. Going with QB Payroll would have been the "default" choice, but their pricing and customer service (we are QB accounting customer) is …
Chose OnPay
Overall OnPay was the best bang for my buck. Had a lot to offer and was cheaper than the rest of the people we looked into
Chose OnPay
OnPay is just a lot more user friendly. It isn't bogged down by a million different features, it really just has everything you need and nothing you don't. It just makes everything really simple and efficient. It's my favorite payroll processing system to use out of several …
Chose OnPay
Onpay was a "no-brainer" . Implementation, training, and ROI, exceeded all the other platforms we reviewed. Plus their customer support is excellent. You always know who you're working with. Really appreciated all the help we received implementing clients, and great customer …
Chose OnPay
I selected OnPay because of the cost and the help they provided in transferring client data over from Intuit.
Features
GustoNamelyOnPay
Payroll Management
Comparison of Payroll Management features of Product A and Product B
Gusto
9.1
601 Ratings
10% above category average
Namely
9.2
128 Ratings
12% above category average
OnPay
9.6
66 Ratings
15% above category average
Pay calculation9.5577 Ratings10.0112 Ratings9.062 Ratings
Support for external payroll vendors8.58 Ratings10.054 Ratings00 Ratings
Benefit plan administration8.8411 Ratings8.0110 Ratings9.924 Ratings
Direct deposit files9.6582 Ratings10.0114 Ratings9.461 Ratings
Salary revision and increment management9.1452 Ratings9.9101 Ratings10.046 Ratings
Reimbursement management9.1189 Ratings6.657 Ratings10.030 Ratings
Off-cycle/On-Demand payment00 Ratings9.958 Ratings00 Ratings
Human Resource Management
Comparison of Human Resource Management features of Product A and Product B
Gusto
-
Ratings
Namely
9.6
144 Ratings
17% above category average
OnPay
-
Ratings
Employee demographic data00 Ratings8.0133 Ratings00 Ratings
Employment history00 Ratings9.9139 Ratings00 Ratings
Job profiles and administration00 Ratings9.931 Ratings00 Ratings
Workflow for transfers, promotions, pay raises, etc.00 Ratings9.9133 Ratings00 Ratings
Organizational charting00 Ratings9.8135 Ratings00 Ratings
Organization and location management00 Ratings9.9130 Ratings00 Ratings
Compliance data (COBRA, OSHA, etc.)00 Ratings9.983 Ratings00 Ratings
Leave and Attendance Management
Comparison of Leave and Attendance Management features of Product A and Product B
Gusto
-
Ratings
Namely
9.9
125 Ratings
19% above category average
OnPay
-
Ratings
Approval workflow00 Ratings9.9122 Ratings00 Ratings
Balance details00 Ratings9.9117 Ratings00 Ratings
Annual carry-forward and encashment00 Ratings10.096 Ratings00 Ratings
Employee Self Service
Comparison of Employee Self Service features of Product A and Product B
Gusto
-
Ratings
Namely
7.2
142 Ratings
13% below category average
OnPay
-
Ratings
View and generate pay and benefit information00 Ratings9.9130 Ratings00 Ratings
Update personal information00 Ratings10.0141 Ratings00 Ratings
View company policy documentation00 Ratings7.0128 Ratings00 Ratings
Employee recognition00 Ratings2.2117 Ratings00 Ratings
View job history00 Ratings7.1135 Ratings00 Ratings
Asset Management
Comparison of Asset Management features of Product A and Product B
Gusto
-
Ratings
Namely
5.9
53 Ratings
31% below category average
OnPay
-
Ratings
Tracking of all physical assets00 Ratings5.953 Ratings00 Ratings
HR Reporting
Comparison of HR Reporting features of Product A and Product B
Gusto
-
Ratings
Namely
7.9
122 Ratings
5% above category average
OnPay
-
Ratings
Report builder00 Ratings8.0118 Ratings00 Ratings
Pre-built reports00 Ratings8.0113 Ratings00 Ratings
Ability to combine HR data with external data00 Ratings7.574 Ratings00 Ratings
Onboarding
Comparison of Onboarding features of Product A and Product B
Gusto
-
Ratings
Namely
6.5
117 Ratings
20% below category average
OnPay
-
Ratings
New hire portal00 Ratings8.0111 Ratings00 Ratings
Manager tracking tools00 Ratings5.086 Ratings00 Ratings
Performance and Goals
Comparison of Performance and Goals features of Product A and Product B
Gusto
-
Ratings
Namely
6.2
97 Ratings
26% below category average
OnPay
-
Ratings
Corporate goal setting00 Ratings5.087 Ratings00 Ratings
Individual goal setting00 Ratings3.194 Ratings00 Ratings
Line-of sight-visibility00 Ratings9.973 Ratings00 Ratings
Performance tracking00 Ratings7.090 Ratings00 Ratings
Performance Management
Comparison of Performance Management features of Product A and Product B
Gusto
-
Ratings
Namely
6.3
108 Ratings
22% below category average
OnPay
-
Ratings
Performance plans00 Ratings5.097 Ratings00 Ratings
Performance improvement plans00 Ratings5.069 Ratings00 Ratings
Review status tracking00 Ratings7.096 Ratings00 Ratings
Review reminders00 Ratings7.099 Ratings00 Ratings
Multiple review frequency00 Ratings7.485 Ratings00 Ratings
Succession Planning
Comparison of Succession Planning features of Product A and Product B
Gusto
-
Ratings
Namely
5.9
21 Ratings
28% below category average
OnPay
-
Ratings
Candidate search00 Ratings5.921 Ratings00 Ratings
Recruiting / ATS
Comparison of Recruiting / ATS features of Product A and Product B
Gusto
-
Ratings
Namely
8.8
6 Ratings
12% above category average
OnPay
-
Ratings
Job Requisition Management00 Ratings8.95 Ratings00 Ratings
Company Website Posting00 Ratings8.85 Ratings00 Ratings
Publish to Social Media00 Ratings8.85 Ratings00 Ratings
Job Search Site Posting00 Ratings8.95 Ratings00 Ratings
Duplicate Candidate Prevention00 Ratings8.85 Ratings00 Ratings
Applicant Tracking00 Ratings8.95 Ratings00 Ratings
Notifications and Alerts00 Ratings8.66 Ratings00 Ratings
Best Alternatives
GustoNamelyOnPay
Small Businesses
Dayforce Powerpay
Dayforce Powerpay
Score 9.3 out of 10
Dayforce Powerpay
Dayforce Powerpay
Score 9.3 out of 10
Dayforce Powerpay
Dayforce Powerpay
Score 9.3 out of 10
Medium-sized Companies
Paypro Workforce Management
Paypro Workforce Management
Score 9.1 out of 10
Paypro Workforce Management
Paypro Workforce Management
Score 9.1 out of 10
Paypro Workforce Management
Paypro Workforce Management
Score 9.1 out of 10
Enterprises
Infor Human Resources
Infor Human Resources
Score 7.1 out of 10
PeopleStrong
PeopleStrong
Score 10.0 out of 10
Infor Human Resources
Infor Human Resources
Score 7.1 out of 10
All AlternativesView all alternativesView all alternativesView all alternatives
User Ratings
GustoNamelyOnPay
Likelihood to Recommend
9.1
(590 ratings)
7.0
(145 ratings)
9.9
(60 ratings)
Likelihood to Renew
10.0
(12 ratings)
8.0
(10 ratings)
9.2
(7 ratings)
Usability
9.5
(414 ratings)
8.4
(71 ratings)
9.7
(31 ratings)
Availability
-
(0 ratings)
10.0
(1 ratings)
9.1
(1 ratings)
Performance
-
(0 ratings)
10.0
(1 ratings)
9.1
(1 ratings)
Support Rating
1.8
(26 ratings)
6.0
(28 ratings)
9.9
(31 ratings)
Implementation Rating
9.1
(2 ratings)
5.5
(85 ratings)
9.6
(4 ratings)
Configurability
-
(0 ratings)
9.0
(1 ratings)
9.1
(1 ratings)
Contract Terms and Pricing Model
-
(0 ratings)
-
(0 ratings)
9.1
(1 ratings)
Ease of integration
-
(0 ratings)
8.0
(1 ratings)
9.1
(1 ratings)
Product Scalability
-
(0 ratings)
8.0
(1 ratings)
9.1
(1 ratings)
Vendor post-sale
-
(0 ratings)
9.0
(1 ratings)
9.1
(1 ratings)
Vendor pre-sale
-
(0 ratings)
9.0
(1 ratings)
9.1
(1 ratings)
User Testimonials
GustoNamelyOnPay
Likelihood to Recommend
Gusto
Gusto is well-suited for small businesses looking for a one-stop platform for payroll, tax-related tasks, and onboarding. It has many automated features that make tasks related to running a business/running an S-Corp simpler. I have not tried any other similar platforms, so I am unsure how it compares, but the pricing Gusto offers feels reasonable compared to other providers.
Read full review
Namely
Namely is aesthetically very pleasing and navigates like other social media platforms which can be appealing to potentially a remote workforce who interacts more online than in person. Unfortunately, it did not serve our population well as we are primarily manufacturing where people are not as interested in utilizing the HRIS for interactions when they would rather connect in person.
Read full review
OnPay
OnPay is well-suited for small nonprofits or organizations new to payroll that want clear guidance and responsive customer support. OnPay may be less ideal for large or highly complex organizations that need extensive customization, very advanced reporting, or deep integrations with a wide range of enterprise systems.
Read full review
Pros
Gusto
  • New employee/contractor onboarding - all the documents are stored and easily accessible (the same goes for off-boarding).
  • A one-click option for syncing hours worked with payroll.
  • The option to run payroll on auto-pilot.
  • Ensuring I'm tax compliant with the states we have employees in.
  • Always having digital records of payroll runs.
Read full review
Namely
  • Namely has helped with our COVID sick leave response. It has made a major difference both with the weekly payroll and the 941 tax filing
  • Keeping track of our multiple PTO plans. Thank goodness for Namely, I have shredded my old PTO spreadsheets.
  • Employees like the convenience of the cell phone app. As a payroll administrator, I like the Geo Tracking tool where I can see where some are when the clock is in or out.
  • The flexibility inside of the payroll system both as you are finalizing an employee profile and when you are processing payroll is a major advantage.
  • The reports I get out of Namely in Excel format work well for me.
Read full review
OnPay
  • Communication - From my first call I was so impressed at the level of care and compassion OnPay expressed. I was assigned specific employees who were available in the sign up process to walk me through each step and to answer all my questions. I know some of my questions were probably "stupid" but OnPay never minded answering them and I was always treated with respect.
  • On Boarding - The nightmare I had experienced with a competitor became a dream with OnPay. They said if I would authorize them to sign onto my account they would take care of the sign up process. And they did!!! They also did it correctly. All of the numbers and information was error free. The only information I was required was input was direct deposit bank information.
  • Resolving an Issue - I have only had one issue that needed to be resolved. The person I talked to had to check with another person for an answer but she stayed on the line with me to make sure the problem was resolved. Then I received a follow up email outlining exactly what action they had taken.
  • Ease of using the website - I can find what I am looking for! I like the verification code. And every time I sign on to my account the red heart by our company name makes me smile.
Read full review
Cons
Gusto
  • Digital compliance tools for remote teams
  • Gusto upsold us labor law posters, but I later found them available for free online. Since we’re a fully remote team, I had to manually download and distribute them digitally. It would be much more efficient if Gusto offered free, auto-distributed digital posters tailored to remote compliance.
  • Benefits setup is unintuitive for startups
  • While our rep was helpful, navigating the benefits system felt complex and not tailored to early-stage companies. More guided flows or simplified options for small, remote startups would be a big help.
  • Limited dashboard customization for remote workflows
  • As a fully online company, we’d benefit from dashboard options that highlight relevant tools for remote operations—like compliance tracking, digital communications, or onboarding checklists.
Read full review
Namely
  • Limits to custom reporting
  • No direct feed for Ohio Workers Comp (now a manual process on our end)
  • No option to place an employee on Leave of Absence and exclude them from payroll while they are "inactive"
  • No option to suppress certain deductions for certain pay types (i.e. allow 401K for commissions but block remaining deductions - also now a manual process to uncheck the suppress box for 401K for each commission check)
Read full review
OnPay
  • You can add additional additions or benefit items such as a car allowance. The process required me to contact a representative as that wasn't as easy to navigate.
  • The process for handling additional withholdings for pre-payed taxes required support to ensure the calculations were accurate.
  • Process for on-boarding is a little tricky if you don't start the process from the point of hire. You can add various things easily but it reflects differently in terms of completion of an Employee file.
Read full review
Likelihood to Renew
Gusto
Unless they break it, I'm never leaving. It's just too easy. Gusto is also really affordable, and for what I pay, it's worth having the historical record within the system. I like that I can go back and pull up W2's for year's past. This sort of easy access reporting, has been helpful especially when getting reports for PPP loans.
Read full review
Namely
Administrators and employees love Namely. It is very easy to use and streamlined. Employees stay engaged with news feed updates and enjoy all the self service options. The time cards are very easy to access and clocking in and out for non-exempt employees is a breeze. Namely is part of our family.
Read full review
OnPay
We have used OnPay for a few years now and we do continue to renew our annual use of OnPay. We are only a small organization and although OnPay provides a lot of additional services that larger organizations might ind useful, OnPay still meets our limited requirements of running bi-weekly payroll and submitting our quarterly state and federal tax documents, and at a price that we still find affordable.
Read full review
Usability
Gusto
Wonderful overall usability – especially for the new business owner. The user interface is clean and intuitive, so it's easy to find what you're looking for. They also have great explanation pages ingrained into the process, so if you get stuck knowing what to do next, there's a link right there to walk you through the process!
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Namely
It is very simple to use for myself, the HR team, and our employees. I find the payroll process very user-friendly. Reporting is simple to navigate and produce the required information requested. I know our employees enjoy the self-service feature and use it on a regular basis, which saves me time.
Read full review
OnPay
OnPay is very easy to use. The computer interface is setup very well. You can quickly add people, enter your Payroll, print reports, etc. If your Payroll doesn't change from pay period to pay period (example, salaried employees) it takes mere seconds to enter in your Payroll.
Read full review
Reliability and Availability
Gusto
No answers on this topic
Namely
No answers on this topic
OnPay
OnPay immediately responds to any of my inquiries.
Read full review
Performance
Gusto
No answers on this topic
Namely
No answers on this topic
OnPay
No complaints on OnPay's integration with Xero.
Read full review
Support Rating
Gusto
Gusto's customer service has really deteriorated lately and they seem to have really changed their focus. It used to be when you called you were routed to an individual who knew about payroll, benefits, reporting, etc. but now you get someone who seems to have not received the correct training. My last call about a dismissal payroll took me over an hour of my time and the person still could not help me and finally transferred me to someone else.
Read full review
Namely
Namely platform has pretty good support: knowledgeable and relatively fast response times. Namely Payroll and Namely Benefits are very much depending on the quality of the support agent or CSM: we have had knowledgeable and attentive ones, but also ones that have provided erroneous information or failed to respond to urgent asks in a timely manner
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OnPay
As mentioned previously, I appreciate the Chat feature and have used it several times. I've also used the help database and found it wonderful. And I've had many email support interactions. Every time I've interacted with many individuals from the support team including...(who has helped me a number of times). The interactions have been professional and courteous and extremely helpful. Often they're able to resolve my problems and questions very quickly. OnPay has provided great support to our team here at Strike Visuals.
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Implementation Rating
Gusto
Reach out to support immediately if you are having trouble setting up Gusto. Rather than being confused and trying to figure it out yourself, it's much better to talk to someone who knows what they are doing. Save yourself time and frustration and reach out to support
Read full review
Namely
Implementation was a bit complicated and our company had to carry most of the weight. It often felt like our implementation manager was giving us extra work that she did not want to do herself. It also took much longer than expected - I believe almost 2 months. I believe our company carried a bit too much of the weight.
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OnPay
Easy to implement and easy to convert any other payroll reports to the OnPay system when making the switch
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Alternatives Considered
Gusto
It's been a while since I used QuickBooks for payroll, but it doesn't even come close to it. Gusto is infinitely easier, allowing for employee time tracking, handling calculations and payments of payroll and payroll taxes, managing regulatory compliance in the background, and more. I had a lot of moments using QuickBooks Payroll where I thought, "Am I even doing this right?" — it felt like you had to have additional knowledge of HR regulations in your state to do everything correctly. Gusto has it ALL handled so you can focus your time on higher-impact tasks in your business.
Read full review
Namely
The reason I continued to choose Namely at multiple employers is due to the continuity of employee experience. And the features have continued to grow since I initially onboarded in 2014. Also, through the years, I have had terrific benefits teams. The customer service has been the worst part of the experience outside of the benefits team.
Read full review
OnPay
OnPay is tremendously less expensive and technically superior to Quickbooks in my opinion. OnPay is less expensive and offered the ease of managing a restaurant payroll that was better in my opinion than When I Work. My experience when evaluating all of the payroll products that I felt the company could afford was that OnPay had a superior staff of professionals who knew their product and could explain how to use it most clearly.
Read full review
Scalability
Gusto
No answers on this topic
Namely
No answers on this topic
OnPay
OnPay works.
Read full review
Return on Investment
Gusto
  • I am not involved enough to know well, but I would say that Gusto has saved me about 1-2 hours in my onboarding process with my new company compared to my past experiences trying to onboard with ADP. I have also finished the process and am not frustrated like usual.
Read full review
Namely
  • We were able to transition to a fully digital onboarding process which saved us hours in time per new hire and made the process smoother for the new hire.
  • Namely is our first HRIS and has helped the HR department to find data and information quickly.
  • Namely helped us digitize our performance management process which the company undergoes on an annual basis.
Read full review
OnPay
  • Cut our payroll fees by more than half of what was being paid to CPA firm
  • Save time in dealing with CPA firm for payroll returns and filing
  • Could easily generate various payroll related reports..even from the past....this was not possible with the CPA firm previously used
Read full review
ScreenShots

Gusto Screenshots

Screenshot of Gusto's automated payrollScreenshot of the time-off tracking interfaceScreenshot of the source of truth for HR data

Namely Screenshots

Screenshot of the Namely employee dashboard. This creates a central hub to access payroll and benefits info, share announcements, celebrate milestones, and navigate everything HR, from a desk or on the go.Screenshot of Namely Payroll, which is backed by automation and built-in compliance.Screenshot of the Onboarding interface, for new hires.Screenshot of the Applicant Tracking interface, which supports processes from job posting to onboarding with tools for hiring teams and candidates.Screenshot of the Benefits Administration interface, which supports open enrollment, plan changes, and employee elections.Screenshot of the Workforce Management interface. From here, viewers can track time, manage schedules, and handle complex workforce needs.

OnPay Screenshots

Screenshot of full-service payrollScreenshot of multiple pay rates and schedulesScreenshot of employee self-onboarding and org charts, which are built-inScreenshot of an e-signable offer lettersScreenshot of calendars, where PTO is managed and approvedScreenshot of centralized finances, viewed with over 20 reports for analyzing employment-related expenses