Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Gusto
Score 7.7 out of 10
N/A
Gusto offers payroll, benefits and compliance capabilities. Gusto is scaled for small to mid-sized businesses, and emphasizes an easy to use interface.
$46
per month
QuickBooks Online
Score 8.0 out of 10
N/A
QuickBooks Online is a SaaS version of the QuickBooks product. It contains all of the features found in the local version. Higher-priced plans include greater automation, payment management, inventory and time tracking, and analytics features.
$15
per month
Pricing
GustoQuickBooks Online
Editions & Modules
Simple: A streamlined set of automatic payroll features and benefits integrations
$40/month + $6/mo per person
$12 per employee/contractor
Plus: Comprehensive payroll, benefits, and HR tools for employers building a great place to work
$80/month + $12/mo per person
Premium: Scalable payroll and benefits, expert HR, and dedicated support for the complex needs of growing teams
Exclusive pricing, contact Gusto
Self-Employed
$15
per month
Simple Start
$25
per month
Plus
$75
per month
Advanced
$150
per month
Offerings
Pricing Offerings
GustoQuickBooks Online
Free Trial
YesYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
YesNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsGusto offers three pricing plans for payroll, benefits, and HR, so you can choose the plan that meets your business needs.
More Pricing Information
Community Pulse
GustoQuickBooks Online
Considered Both Products
Gusto
Chose Gusto
Personally, I believe that Gusto is the superior product, especially if used by a smaller firm. It has all of the same capabilities as QBO, but has a much simpler design that makes it more user friendly. As I've stated early, the technical support for Gusto is certainly more …
Chose Gusto
Gusto is far superior. Very, very difficult to get an error from Quickbooks resolved. Takes tremendous amount of time and energy.
Chose Gusto
I have only used Gusto for my payroll needs for both of my businesses from the very beginning but I have heard from colleagues that Quickbooks payroll is much more time intensive and takes longer to input than the amount of time I spend in Gusto running payroll and onboarding …
Chose Gusto
This system allowed us to approve payroll online, which was an improvement from the prior ADP system where we had to call in via phone to dictate hours and pay for employees. But, RUN was clunky, and seemed cobbled together. It was also expensive for what it provided. Also, I …
Chose Gusto
Gusto has been my favorite option both as an end-user (ie. employee) and admin (ie. employer). It's easy to use, has all the features we need, integrates with Guideline (our preferred 401k provider), and priced well for great value.
Chose Gusto
For payroll processing, Gusto has better software/interface, better reporting, and better support.
Chose Gusto
Gusto was affordable and worked the best for what our organization needed. We only have four employees, so we didn't want something expensive or hard to use. Gusto is easy and works for us!
Chose Gusto
Comparable prices are overall with other payroll service companies. I can't do all the complicated payrolls like a few others, but overall good to work with 90% of our clients.
Chose Gusto
Gusto is cheap and easy if you just want to process payroll. If you want customer service, support, and any help whatsoever from a live person, do not use Gusto. They have no sense of urgency in resolving problems, and reaching a live person who can actually provide …
Chose Gusto
There are three major concerns for me. Ease of use; how easy is it to perform the payroll. Most systems are competitive here. Tax compliance; how well do they handle tax filings and tax payments. Here Gusto needs to improve a little. Payments are timely and so is reporting, …
Chose Gusto
I have used ProService and actually looked into moving our company to them, but a few factors made it impossible at this time. One of the main reasons I like ProService is that you are a member of one team there, and they are the people you always talk to and when you are …
Chose Gusto
Gusto doesn't necessarily have the full power of an ADP or options that Justworks may provide. However, I have found it much easier to use by comparison. It seems to me like a platform created specifically for startups and companies looking for pleasing UX to make sense of …
Chose Gusto
Gusto is more purpose-built for this than QBO which, while good, was more of an add-on rather than their primary product focus. Gusto also has very thorough and responsive support for us and for employees which was also a huge plus. It also felt like the taxes were managed …
Chose Gusto
I would spend countless hours on the phone with the previous payroll provider trying to get them to fix mistakes they've made. There were always mistakes being made, and every time I called, I got different answers from everyone. I have lost count of the hours I had into …
Chose Gusto
Gusto was by far the most user-friendly and easy to use. QBO was a close second, but I believe Gusto is better priced for small businesses.
Chose Gusto
Much less work for me. Much more accurate. My employees like Gusto too.
Chose Gusto
100% user-friendly and it is not only a platform but a company with experts behind it that can help resolve ANY question.
Chose Gusto
Neither Gusto nor QB Payroll offer dedicated support. The cost of each is comparable with Gusto being a little higher on average. QB is glitchy from all of their recent updates (2020-2021). Tech phone support can take a minimum of an hour per issue. Gusto used to be very …
Chose Gusto
I would advise going with any other provider as opposed to Gusto. While Quickbooks/Intuit has some limitations, they're nothing like the ones we experienced with Gusto. We are going back to Quickbooks
Chose Gusto
The website seemed streamlined and I thought the price was cheaper, but certainly not worth the inconvenience and disappointment I am currently experiencing with them right now.
Chose Gusto
Our previous software was far less robust and [had] far fewer features.
QuickBooks Online
Chose QuickBooks Online
The only other service I have used that was similar to QuickBooks was Gusto. My experience with it was pretty limited. We did not use it for very long. We tried it because it was made for small businesses and we are a smaller department. QuickBooks was more scalable and worked …
Chose QuickBooks Online
Other software packages such as NetSuite and Intacct I used in the past are more robust in terms of supporting a bigger organization, but at my current company we selected QuickBooks Online as our ERP because it is a perfect fit for the size of the company and our operations as …
Chose QuickBooks Online
I have used larger ERP systems like SAP and Netsuite which do offer a better solution however for the size of business (small) that is best fit for QuickBooks Online, it is a good tool to use. We selected this because its cloud bases, billed easy, low cost, and easy to learn.
Top Pros
Top Cons
Features
GustoQuickBooks Online
Payroll Management
Comparison of Payroll Management features of Product A and Product B
Gusto
8.6
162 Ratings
4% above category average
QuickBooks Online
3.1
78 Ratings
83% below category average
Pay calculation8.6154 Ratings4.369 Ratings
Support for external payroll vendors8.58 Ratings00 Ratings
Benefit plan administration7.9106 Ratings3.832 Ratings
Direct deposit files8.7157 Ratings4.865 Ratings
Salary revision and increment management8.4133 Ratings1.644 Ratings
Reimbursement management9.511 Ratings1.346 Ratings
Customization
Comparison of Customization features of Product A and Product B
Gusto
-
Ratings
QuickBooks Online
2.5
68 Ratings
95% below category average
API for custom integration00 Ratings1.354 Ratings
Plug-ins00 Ratings3.857 Ratings
Security
Comparison of Security features of Product A and Product B
Gusto
-
Ratings
QuickBooks Online
3.7
108 Ratings
73% below category average
Single sign-on capability00 Ratings2.981 Ratings
Role-based user permissions00 Ratings4.5102 Ratings
Reporting & Analytics
Comparison of Reporting & Analytics features of Product A and Product B
Gusto
-
Ratings
QuickBooks Online
5.3
132 Ratings
35% below category average
Dashboards00 Ratings4.7124 Ratings
Standard reports00 Ratings5.3128 Ratings
Custom reports00 Ratings5.9116 Ratings
General Ledger and Configurable Accounting
Comparison of General Ledger and Configurable Accounting features of Product A and Product B
Gusto
-
Ratings
QuickBooks Online
3.7
143 Ratings
67% below category average
Accounts payable00 Ratings5.4122 Ratings
Accounts receivable00 Ratings6.0131 Ratings
Cash management00 Ratings6.3120 Ratings
Bank reconciliation00 Ratings6.2137 Ratings
Expense management00 Ratings5.6123 Ratings
Time tracking00 Ratings1.756 Ratings
Fixed asset management00 Ratings5.353 Ratings
Multi-currency support00 Ratings1.423 Ratings
Multi-division support00 Ratings1.442 Ratings
Regulations compliance00 Ratings1.738 Ratings
Electronic tax filing00 Ratings5.266 Ratings
Self-service portal00 Ratings2.566 Ratings
Global Financial Support00 Ratings1.316 Ratings
Primary and Secondary Ledgers00 Ratings3.535 Ratings
Intercompany Accounting00 Ratings4.929 Ratings
Localizations00 Ratings4.121 Ratings
Journals and Reconciliations00 Ratings5.274 Ratings
Enterprise Accounting00 Ratings1.825 Ratings
Configurable Accounting00 Ratings2.038 Ratings
Centralized Rules Framework00 Ratings2.924 Ratings
Standardized Processes00 Ratings3.948 Ratings
Inventory Management
Comparison of Inventory Management features of Product A and Product B
Gusto
-
Ratings
QuickBooks Online
1.2
47 Ratings
142% below category average
Inventory tracking00 Ratings1.245 Ratings
Automatic reordering00 Ratings1.222 Ratings
Location management00 Ratings1.321 Ratings
Manufacturing module00 Ratings1.317 Ratings
Order Management
Comparison of Order Management features of Product A and Product B
Gusto
-
Ratings
QuickBooks Online
3.7
86 Ratings
67% below category average
Pricing00 Ratings4.855 Ratings
Order entry00 Ratings4.853 Ratings
Credit card processing00 Ratings2.363 Ratings
Cost of goods sold00 Ratings3.968 Ratings
Order Orchestration00 Ratings4.721 Ratings
End-to-end order visibility00 Ratings4.720 Ratings
Order exception Resolution00 Ratings1.218 Ratings
Best Alternatives
GustoQuickBooks Online
Small Businesses
Patriot Software
Patriot Software
Score 9.0 out of 10
Dext Prepare (with Receipt Bank)
Dext Prepare (with Receipt Bank)
Score 9.1 out of 10
Medium-sized Companies
Paypro Workforce Management
Paypro Workforce Management
Score 9.5 out of 10
Accounting Seed
Accounting Seed
Score 8.3 out of 10
Enterprises
Infor Human Resources
Infor Human Resources
Score 7.3 out of 10
Oracle Fusion Cloud ERP
Oracle Fusion Cloud ERP
Score 8.1 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
GustoQuickBooks Online
Likelihood to Recommend
7.2
(175 ratings)
4.2
(161 ratings)
Likelihood to Renew
8.9
(7 ratings)
2.5
(24 ratings)
Usability
8.1
(3 ratings)
4.1
(76 ratings)
Availability
-
(0 ratings)
2.1
(5 ratings)
Performance
-
(0 ratings)
1.1
(4 ratings)
Support Rating
2.0
(23 ratings)
2.2
(68 ratings)
Implementation Rating
8.2
(1 ratings)
3.0
(6 ratings)
Configurability
-
(0 ratings)
10.0
(1 ratings)
Ease of integration
-
(0 ratings)
1.4
(2 ratings)
Product Scalability
-
(0 ratings)
1.1
(2 ratings)
Vendor post-sale
-
(0 ratings)
1.1
(2 ratings)
Vendor pre-sale
-
(0 ratings)
1.1
(2 ratings)
User Testimonials
GustoQuickBooks Online
Likelihood to Recommend
Gusto
I would love to use Gusto for companies of all staff sizes but I understand that larger businesses will opt for a PEO and willingly give up flexibility and features to do that. However, I love that Gusto can be customized on so many levels – offer letter, adding documents for new hires, document verification, deploying documents to existing staff, tracking who has signed, helping staff select health benefits (love that this is an entirely paperless process!), screen share support (love this!), a host of integrations with other apps are easy to link up. The interface is delightful (love the piglet!), HR support for Master Admins is very professional. There are templates, forms, rules and updates provided for all States. And the reports are so easy to read, customize and understand. Amazing!
Read full review
Intuit
It seems Intuit is more interested in generating revenue than taking care of their customers. After only 28 (working) days using it, I've had to call for Help 23 times, and, in my experience, only spoken to 2 people who had an understanding of basic accounting practices and the ramifications of some of their suggested fixes on the General Ledger.
Read full review
Pros
Gusto
  • The self-service aspect of the software is very nice. We rarely need to get customer service involved.
  • For the first 2 years of our subscription to Gusto, customer service has been good when we needed it.
  • We have also had good experience with third parties recommended by Gusto including a 401(k) administrator, R&D tax credit analyst, and background check software.
Read full review
Intuit
  • It enables me to do a P&L for each specific program as requested by the county for the grant money that they give us.
  • It enables me to do [an] organizational budget as well as a budget for each specific program
  • It enables the accountant and the auditor access at any time for transparency
Read full review
Cons
Gusto
  • The support isn't very impressive, although it's rare that we even need their help.
  • I would like to see a better scheduling tool for the staff. Currently I have to use Homebase for this feature alone because Gusto's offering is lacking in this area.
Read full review
Intuit
  • The budgets feature leaves a lot be desired - difficult and clunky to populate and maintain.
  • Reporting for Budget vs Actual is available but the ability to reforecast based on updated data is not.
  • The rules function to default common types of expenses isn't perfect and will get confused if like amounts or a number of similar items present.
Read full review
Likelihood to Renew
Gusto
Unless they break it, I'm never leaving. It's just too easy. Gusto is also really affordable, and for what I pay, it's worth having the historical record within the system. I like that I can go back and pull up W2's for year's past. This sort of easy access reporting, has been helpful especially when getting reports for PPP loans.
Read full review
Intuit
It like the product 'right out of the box' and I trust Intuit will continually improve it over the years based on my experience with their desktop products. The large providers of Apps makes customizing the entire package relatively easy and seamless for a wide variety of business types.
Read full review
Usability
Gusto
The UI is clean and simple. It's incredibly easy to find what you need to find, and if you can't, a quick search of their help files will direct you where you need to go about 90% of the time. For that last 10%, a support e-mail will result in a quick answer. Almost any time I try to do something new I haven't done before with Gusto, I can do it in a few minutes.
Read full review
Intuit
While QuickBooks Online is generally easy to navigate, there are some features and functions that often require a Google search in order to find out where they are actually hidden. Additionally, there are some simple customization features that are surprisingly not available for an otherwise advanced program (e.g. only having a pool of 4 fonts to choose from, only having 4 very limited templates for invoicing, not color selection, etc). While I would say that about 75% of users shouldn't have a problem finding their way around with basic functions, there is a learning curve if you want to be able to dive into some of the more useful features, almost to the point that you need to have a dedicated account manager in order to use QuickBooks Online most effectively.
Read full review
Reliability and Availability
Gusto
No answers on this topic
Intuit
We have rarely had outages in the last 10 years. I can only recall 2 times in the last 10 years where we were not able to access our client files.
Read full review
Performance
Gusto
No answers on this topic
Intuit
There are tab issues. When I tab the field doesn't highlight and I have to backspace or delete what is in the field. Happens on the memo field and sometimes other fields. Very time consuming.
Read full review
Support Rating
Gusto
Gusto's customer service has really deteriorated lately and they seem to have really changed their focus. It used to be when you called you were routed to an individual who knew about payroll, benefits, reporting, etc. but now you get someone who seems to have not received the correct training. My last call about a dismissal payroll took me over an hour of my time and the person still could not help me and finally transferred me to someone else.
Read full review
Intuit
Support is great, all incidents been resolved. Quickbooks Online forum is very well organized and helpful. I like the fact that they let the community contribute in resolving issues. Most or many of your answers can be found online. You can also get help on YouTube, but the easiest way to get assistance is through their chat system.
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Implementation Rating
Gusto
Super easy to implement and use!
Read full review
Intuit
The person in charge of QB needs to be very accurate with record keeping and is recommended to stay on top of tasks. The biggest issue we have is reconciliation, and those issues occur only when too much time has occurred between reconciliations
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Alternatives Considered
Gusto
Gusto was the only payroll provider we used for our business. Before Gusto we were running payroll manually, which was cumbersome and didn’t account for our tax liability. Gusto is heads and shoulders above running payroll manually. It takes the load of payroll management off your shoulders and gives employees and easy to use portal to manage their personal payroll information.
Read full review
Intuit
I have used Wave Accounting for another business. I selected QuickBooks Online over Wave because of the features available from QuickBooks. Wave is great since it is free, but I feel that paying for QuickBooks Online is worth it for the features. In addition there is such a robust support network and training available for QuickBooks.
Read full review
Scalability
Gusto
No answers on this topic
Intuit
As we have grown along our professional path, we have also expanded our use of QB. The scalability is easy and features seem to be waiting for you until you need them. We have increased profits by over 10x from our first year in business to the current and have yet to find a reason to look elsewhere
Read full review
Return on Investment
Gusto
  • Saves me time and time is money so I've definitely saved money using Gusto over other payroll providers
  • 401k integration was not a good fit for my size company unfortunately, which I was disappointed about initially, but if you are a larger company it could be an excellent asset to your benefits structure for your team
  • Has increased employee retention because of its ease of use
Read full review
Intuit
  • It has created a lot of cost and in-efficiency whenever we need to talk to support.
  • I spent a lot of time setting up their automatic reminders for past due invoices and it worked for a couple of months and then it stopped. It's currently being worked on by their tech team but it has been months and it is still not working. It would have saved me a lot of time.
  • Their multi-currency saves time in sending invoices abroad but it's limiting when a customer wants an invoice in USD instead of a foreign currency so I have to set up different customer accounts for different currencies.
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ScreenShots

Gusto Screenshots

Screenshot of Flexible, automated payrollScreenshot of Time-off trackingScreenshot of The source of truth for HR data