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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Human Interest

    Score8.7 out of 10
    N/AHuman Interest headquartered in San Francisco offers their cloud-based 401k administation platform for employers featuring flexible plan design and a dedicated account manager.

    $80

    per month

    Paylocity

    Score8.1 out of 10
    N/APaylocity provides 24/7 access to your online payroll and human resource data management. Paylocity offers highly customizable payroll functionality, as well as HR, benefits administration, and time and talent management programs.N/A
    Pricing
    Human InterestPaylocity
    Editions & Modules
    Essentials
    $80 + $5 per eligible employee
    per month
    Complete
    $180 + $7 per eligible employee
    per month
    Concierge
    $280 + $9 per eligible employee
    per month
    No answers on this topic
    Offerings
    Pricing Offerings
    Human InterestPaylocity
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoYes
    Entry-level Setup Fee$499 one-time feeNo setup fee
    Additional DetailsEmployees pay a recordkeeping services and custody-related asset-based fee of 0.05% to Human Interest Inc., an investment advisory fee of 0.01% to Human Interest Advisors, plus underlying fund fees. Asset-based fees are deducted monthly from the employee’s account according to the HII Terms of Service and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsors will pay such advisor as agreed between the plan sponsor and advisor. All prices are exclusive of applicable taxes and are subject to a $499 startup fee. See Terms of Service for additional details. Refer to humaninterest.com/payrolls for a list of integrated payroll providers. For non-rollover distributions, shipping and handling fees may apply to requests for check issuance and delivery.—
    More Pricing Information
    Community Pulse
    Human InterestPaylocity
    Considered Both Products
    Human Interest
    Chose Human Interest
    So we had previously been with Empower, which is another 401k. They're substantially larger. Their web platform is very bulky. Their compliance was hard to get information from. We really liked when we talked with Human Interest Implementation Team that we could get pretty much …
    Incentivized
    Chose Human Interest
    ADP was more expensive. Their app and online features are great, but some of my employees do not like to use them, so that was not beneficial.
    Incentivized
    Chose Human Interest
    To date, our experience with Human Interest is much improved over our old 401k provider. Even the GUI is much easier to use from our employees' standpoint.
    Incentivized
    Chose Human Interest
    We selected Human Interest because they covered costs for switching vendors that our previous vendor was charging us. They also seemed to be very user friendly for our employees, and not too big to get lost in customer service as an administrator or employee. We are a smaller …
    Incentivized
    Chose Human Interest
    I use both for my company.
    Incentivized
    Paylocity
    Chose Paylocity
    There is no comparison. Every single one of these products are hog-poged and they do not encompass the seamless connection between 401k, benefits, cobra administration, employee / manager training and record keeping, performance and PIP, workforce management, etc. All …
    Incentivized
    Chose Paylocity
    ADP's customer service and usability was super difficult. If I had a question or an issue, it took a long time to get an answer and the wait time was always super frustrating. I was nervous to switch away and complete an implementation, but it was well worth it. I will never …
    Incentivized
    Chose Paylocity
    ADP TotalSource - Too expensive
    Paycom - Complicated implementation, not so user friendly
    Bamboo HR - too simple, didn't include everything we wanted
    Incentivized
    Key User Insights
    Would buy again
    87%
    Would buy again
    178 Answers
    87%
    Would buy again
    1523 Answers
    Delivers good value for the price
    92%
    Delivers good value for the price
    167 Answers
    93%
    Delivers good value for the price
    1416 Answers
    Happy with the feature set
    91%
    Happy with the feature set
    185 Answers
    91%
    Happy with the feature set
    1593 Answers
    Lived up to sales and marketing promises
    85%
    Lived up to sales and marketing promises
    158 Answers
    77%
    Lived up to sales and marketing promises
    930 Answers
    Implementation went as expected
    83%
    Implementation went as expected
    161 Answers
    69%
    Implementation went as expected
    868 Answers
    Features
    Human InterestPaylocity
    401(k)
    Comparison of 401(k) features of Human Interest and Paylocity
    Feature
    Human Interest
    9.0
    107 Ratings
    16% above category average
    Paylocity
    -
    Ratings
    Payroll Integration9.095 Ratings00 Ratings
    Compliance Maintenance8.9102 Ratings00 Ratings
    Plan Flexibility8.899 Ratings00 Ratings
    Filings and Disclosures8.899 Ratings00 Ratings
    Ease of Enrollment9.3104 Ratings00 Ratings
    Human Resource Management
    Comparison of Human Resource Management features of Human Interest and Paylocity
    Feature
    Human Interest
    -
    Ratings
    Paylocity
    8.0
    1650 Ratings
    2% below category average
    Employee demographic data00 Ratings8.51586 Ratings
    Employment history00 Ratings8.31538 Ratings
    Job profiles and administration00 Ratings8.01430 Ratings
    Workflow for transfers, promotions, pay raises, etc.00 Ratings7.81444 Ratings
    Organizational charting00 Ratings7.41329 Ratings
    Organization and location management00 Ratings8.11301 Ratings
    Compliance data (COBRA, OSHA, etc.)00 Ratings7.61126 Ratings
    Payroll Management
    Comparison of Payroll Management features of Human Interest and Paylocity
    Feature
    Human Interest
    -
    Ratings
    Paylocity
    8.4
    1582 Ratings
    3% above category average
    Pay calculation00 Ratings8.81562 Ratings
    Support for external payroll vendors00 Ratings7.9788 Ratings
    Off-cycle/On-Demand payment00 Ratings8.81237 Ratings
    Benefit plan administration00 Ratings7.81084 Ratings
    Direct deposit files00 Ratings9.11549 Ratings
    Salary revision and increment management00 Ratings8.51266 Ratings
    Reimbursement management00 Ratings8.0799 Ratings
    Leave and Attendance Management
    Comparison of Leave and Attendance Management features of Human Interest and Paylocity
    Feature
    Human Interest
    -
    Ratings
    Paylocity
    7.7
    1344 Ratings
    7% below category average
    Approval workflow00 Ratings8.01207 Ratings
    Balance details00 Ratings7.51301 Ratings
    Annual carry-forward and encashment00 Ratings7.71051 Ratings
    Employee Self Service
    Comparison of Employee Self Service features of Human Interest and Paylocity
    Feature
    Human Interest
    -
    Ratings
    Paylocity
    8.4
    1589 Ratings
    2% above category average
    View and generate pay and benefit information00 Ratings8.71561 Ratings
    Update personal information00 Ratings8.71590 Ratings
    View company policy documentation00 Ratings8.11309 Ratings
    Employee recognition00 Ratings8.41188 Ratings
    View job history00 Ratings8.41402 Ratings
    Asset Management
    Comparison of Asset Management features of Human Interest and Paylocity
    Feature
    Human Interest
    -
    Ratings
    Paylocity
    7.7
    512 Ratings
    4% below category average
    Tracking of all physical assets00 Ratings7.7514 Ratings
    HR Reporting
    Comparison of HR Reporting features of Human Interest and Paylocity
    Feature
    Human Interest
    -
    Ratings
    Paylocity
    7.4
    1477 Ratings
    3% below category average
    Report builder00 Ratings7.41433 Ratings
    Pre-built reports00 Ratings7.81451 Ratings
    Ability to combine HR data with external data00 Ratings7.0962 Ratings
    Onboarding
    Comparison of Onboarding features of Human Interest and Paylocity
    Feature
    Human Interest
    -
    Ratings
    Paylocity
    8.3
    1387 Ratings
    3% above category average
    New hire portal00 Ratings8.51390 Ratings
    Manager tracking tools00 Ratings8.21143 Ratings
    Performance and Goals
    Comparison of Performance and Goals features of Human Interest and Paylocity
    Feature
    Human Interest
    -
    Ratings
    Paylocity
    7.7
    791 Ratings
    5% below category average
    Corporate goal setting00 Ratings7.6637 Ratings
    Individual goal setting00 Ratings7.7736 Ratings
    Line-of sight-visibility00 Ratings7.6574 Ratings
    Performance tracking00 Ratings7.8738 Ratings
    Performance Management
    Comparison of Performance Management features of Human Interest and Paylocity
    Feature
    Human Interest
    -
    Ratings
    Paylocity
    7.6
    987 Ratings
    5% below category average
    Performance plans00 Ratings7.6905 Ratings
    Performance improvement plans00 Ratings7.3789 Ratings
    Review status tracking00 Ratings7.7915 Ratings
    Review reminders00 Ratings7.8922 Ratings
    Multiple review frequency00 Ratings7.7785 Ratings
    Succession Planning
    Comparison of Succession Planning features of Human Interest and Paylocity
    Feature
    Human Interest
    -
    Ratings
    Paylocity
    7.4
    547 Ratings
    6% below category average
    Create succession plans/pools00 Ratings7.3380 Ratings
    Candidate ranking00 Ratings7.4445 Ratings
    Candidate search00 Ratings7.7503 Ratings
    Candidate development00 Ratings7.4414 Ratings
    Recruiting / ATS
    Comparison of Recruiting / ATS features of Human Interest and Paylocity
    Feature
    Human Interest
    -
    Ratings
    Paylocity
    8.1
    944 Ratings
    2% above category average
    Job Requisition Management00 Ratings8.4822 Ratings
    Company Website Posting00 Ratings8.3848 Ratings
    Publish to Social Media00 Ratings7.8667 Ratings
    Job Search Site Posting00 Ratings8.1817 Ratings
    Duplicate Candidate Prevention00 Ratings7.6713 Ratings
    Applicant Tracking00 Ratings8.5880 Ratings
    Notifications and Alerts00 Ratings8.2881 Ratings
    Best Alternatives
    Human InterestPaylocity
    Small Businesses
    No answers on this topic
    UZIO
    Score9.4 out of 10
    Medium-sized Companies
    No answers on this topic
    Zoho People
    Score8.6 out of 10
    Enterprises
    No answers on this topic
    PeopleStrong
    Score10 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    Human InterestPaylocity
    Likelihood to Recommend
    8.8
    (202 ratings)
    8.0
    (1753 ratings)
    Likelihood to Renew
    10.0
    (10 ratings)
    9.1
    (195 ratings)
    Usability
    9.2
    (196 ratings)
    8.1
    (565 ratings)
    Availability
    10.0
    (3 ratings)
    8.8
    (49 ratings)
    Performance
    10.0
    (3 ratings)
    8.8
    (47 ratings)
    Support Rating
    8.1
    (35 ratings)
    8.0
    (178 ratings)
    In-Person Training
    -
    (0 ratings)
    7.8
    (9 ratings)
    Online Training
    10.0
    (1 ratings)
    8.3
    (41 ratings)
    Implementation Rating
    10.0
    (5 ratings)
    6.6
    (109 ratings)
    Configurability
    10.0
    (1 ratings)
    7.9
    (41 ratings)
    Contract Terms and Pricing Model
    10.0
    (3 ratings)
    8.0
    (33 ratings)
    Ease of integration
    10.0
    (2 ratings)
    6.5
    (39 ratings)
    Product Scalability
    10.0
    (3 ratings)
    8.4
    (48 ratings)
    Professional Services
    10.0
    (2 ratings)
    7.8
    (25 ratings)
    Vendor post-sale
    10.0
    (3 ratings)
    7.5
    (45 ratings)
    Vendor pre-sale
    10.0
    (3 ratings)
    7.9
    (43 ratings)
    User Testimonials
    Human InterestPaylocity
    Likelihood to Recommend
    Human Interest
    Actually you guys serve a lot of variety of clients that we have. So everything from simple clients on your 316 and then you got your 338 platforms to some more of the complex clients that want to carve out their own funds. You guys integrate well with financial advisors if they wish to use that, but a lot of times it's, those aren't necessary if clients want to save money.
    Read full review
    Paylocity
    Consistent and ongoing issues with time and labor, payroll, benefits, and a lack of care and sense of urgency from the account manager and Paylocity staff in general when issues do arise. Every time an issue is fixed within the system, it seems that something else then begins to malfunction. 2026 specifically, there have been numerous issues with the time-off feature for both the employees and the HR Team.
    Incentivized
    Read full review
    Pros
    Human Interest
    • So as a user of it, since I was being paid by these companies, being able to manage my level of risk, being able to manage how much I was putting in from a percentage standpoint was always super easy. Even in a situation where my last company was acquired, we had to go through transferring over to different solutions was super useful. The team was always very open, honest about, Hey, what can we do? How can we work with them? And accommodating in that way. I think as a provider it was so easy to get team members set up. I never had any complaints. I never had anybody worry. I never had somebody come to me and go like, I don't understand Human Interest.
    Read full review
    Paylocity
    • When I need assistance, calling the help line is easy, and most of the time there isn't a long wait. Also, they can and do call back if necessary. I have had Zoom meetings to address issues that required more than just a phone call.
    • Tracking taxes and filing reports is truly important to us so that we file in a timely manner and avoid penalties and interest. We incurred many penalties when we were using QuickBooks.
    • Keeping track of employee documents such as I-9 forms along with visas, work authorizations, resident cards, driver's licenses, and certifications is easy and in one location.
    • With Paylocity, we can easily see who filled out applications. Previously, we used paper applications, which were more manual and involved looking through actual paperwork. This was hard to manage.
    Incentivized
    Read full review
    Cons
    Human Interest
    • The only thing I can think of right off hand is that there's a day delay when we look at our total. So for instance, we heard the other day that there was a rally in the markets on Friday and that everybody had supposedly recouped all of their losses from March. We actually had to wait the whole weekend until Monday to log in to actually see what those were. And I know real time is really, really hard, but anytime we could get something faster, that would probably be my only.
    Read full review
    Paylocity
    • There's a lot of confusion of the Effective Date and Begin Check Date.
    • Better explanations of cross-company managers when not all companies use the same modules.
    • Better explanation of the Time and Labor piece and how we can better utilize live labor, forecasting, and overall scheduling.
    Incentivized
    Read full review
    Likelihood to Renew
    Human Interest
    We will drop Human Interest as soon as they rectify their error in withdrawing $3600 in additional fees earlier this year
    Read full review
    Paylocity
    The system is easy to use. I love the knowledge base system offered, I can answer many of my questions by looking here first before calling in. If i do have to call in to the help desk, everyone seems to be super knowledgably about the Paylocity Product and if they are unable to assist, which rarely happens, they will escalate my call to the next level of assistance
    Incentivized
    Read full review
    Usability
    Human Interest
    It's really easy to get, well, first of all, they get enrolled automatically so they get added to the platform automatically. They get removed from the platform automatically and everything is really easy to understand for someone who doesn't have a lot of experience. And that's actually a lot of our employees have never had a retirement benefit before. They don't know anything about it. They really don't understand how it works. There's also a little bit of a fear factor with deducting money from their paycheck to be able to contribute to this. And so how easy it is for them to get it set up and then the information that Human Interest gives them about what the benefit is, how it works, all that, it's great
    Read full review
    Paylocity
    I would say that these 2 factors are the biggest contributors to the rating that I have given. The app is still buggy; I gave up on it after not being able to clock in 3 times. Also, the Firefox unavailability. I had to give up the Firefox browser in order for me to sign my contract and use Paylocity. If they are able to address those 2 issues then it should be a perfect 10.
    Incentivized
    Read full review
    Reliability and Availability
    Human Interest
    no issues so far
    Read full review
    Paylocity
    Over the last 3 years, we've only had one major service issue that rendered Airbase unusable for us for about 24 hours. That said, they navigated the SVB bank crisis very well and made sure funds were available during that time.
    Incentivized
    Read full review
    Performance
    Human Interest
    Easy to navigate
    Incentivized
    Read full review
    Paylocity
    We had some minor hiccups throughout the year but they have all been fixable. Paylocity integrates well with our 401k provider, Principal, and our benefits, OneDigital. It makes it simple to house everything and have it all connected. It doesn't slow anything down to have Principal integrated. It makes it more efficient
    Incentivized
    Read full review
    Support Rating
    Human Interest
    So we had a designated rep and he was fantastic. I don't remember his name at the moment, but he was almost immediately responsive. And you guys also partnered with us for client knowledge webinars and he was great. Great at that too.
    Read full review
    Paylocity
    I have contacted support on several occasions, mostly for assistance with voiding a check and running an off-cycle payroll. The account managers and support team were all very knowledgeable and helpful. They provided great insight and clarity in answering my questions and helping me navigate these processes. I learn something new and helpful each time I speak with them! On a separate note, we have reported technical issues regarding several Paylocity onboarding tasks since this past year. We have reached out several times regarding these issues, but are still waiting for a resolution. It seems sometimes that technical concerns are reported, with no proper solution or follow-up.
    Incentivized
    Read full review
    In-Person Training
    Human Interest
    No answers on this topic
    Paylocity
    I didn't have in-person training, but I'm sure it was just as great as any other training/assistance Paylocity provides. Paylocity customer service is always available. You never have to be on hold and their answers are always accurate and timely. Documents in the help section are helpful as well. My in-person training was conducted y one of our employees who was involved in the initial set-up and training of all employees. She was excellent.
    Incentivized
    Read full review
    Online Training
    Human Interest
    super easy to get going
    Read full review
    Paylocity
    It was virtually, click orange button in top right corner, click run report, hit submit. The training was minimal at best. I did not know what I was doing, so I just wrote down the steps, so when they steps failed I had no idea what to do, where I was in the process, What the terms mean or where to find them. When I had questions it was always the same answers, no understanding for WHAT I was doing when I hit the orange button.
    Incentivized
    Read full review
    Implementation Rating
    Human Interest
    A key insight from our implementation of Human Interest is that early coordination across finance, HR, and leadership is critical. The platform itself is straightforward, but ensuring payroll integration, compliance documentation, and employee education are aligned from the start makes the rollout smoother and increases adoption. Another insight is that employees respond best when given clear, simple communication about how to enroll and the benefits of participation—this minimizes confusion and builds trust in the program. Finally, dedicating time up front to review compliance and reporting features helps avoid issues later and gives leadership confidence in the plan’s long-term stability.
    Incentivized
    Read full review
    Paylocity
    Implementation was a bit bumpy and Paylocity team not always available for next steps and/or questions. I feel like Paylocity could have done a better job in their fact finding as far as what we were currently doing, our payroll policies and needs, etc. so that we would have run into less issues as we moved forward.
    Incentivized
    Read full review
    Alternatives Considered
    Human Interest
    Insperity was horrible. Expensive, hidden fees at every corner, not communicative. They messed up my plan and didn't include the requested Safe Harbor provision and I had to pay the piper for their mistake. Nothing Insperity did was customer first, fiduciary, or even compliant. I have had the exact opposite experience with Human Interest and they cleaned up Insperity's mess without any complaints and dealt with Insperity dragging their feet on the conversion over a $1k offboarding fee I refused to pay after they screwed up my plan
    Incentivized
    Read full review
    Paylocity
    We switched from QuickBooks because Paylocity offers more than just payroll. It combines payroll, time tracking, HR, benefits, and employee self-service in one system. This has helped us reduce manual work, improve reporting, and make payroll more efficient. Overall, Paylocity was a better fit for our company's growth and HR needs.
    Incentivized
    Read full review
    Contract Terms and Pricing Model
    Human Interest
    it was all great
    Read full review
    Paylocity
    Everyone wants a good deal of course. We thought we did ok and felt you still made your money also
    Incentivized
    Read full review
    Scalability
    Human Interest
    we are only using it for one employee but when we hire more, it will be easy to expand already setup
    Read full review
    Paylocity
    We have gone from a medium sized company to a larger company with no issues whatsoever with Paylocity being able to keep up or do what we need it to do for the size of our needs. In fact, it does more than we even use at this juncture
    Incentivized
    Read full review
    Professional Services
    Human Interest
    Very professional
    Incentivized
    Read full review
    Paylocity
    Some are knowledgable others not as much and sometimes instead of helping you fix the issue will just give you some directions and expect you to try to figure it out yourself. Also, when your Account Manager needs to escliate the issue to another group, it can take a long time for them to get to your issue and there's no commuication.
    Incentivized
    Read full review
    Return on Investment
    Human Interest
    • It's been super positive because everyone wants payroll to be streamlined and not have to go into different systems. And I solved at Coastal, our platform is fully integrated with Human Interest and there's no fee to the customer for that. So that's definitely the best.
    Read full review
    Paylocity
    • The time savings alone is worth the cost. I went from having to spend 3 - 4 full business days on payroll to about 1.
    • Being able to look all employee data up in one place is a lifesaver and time saver - even outside of the office if I need to access information quickly it is all just a sign in away.
    • It has saved significant time and reduced confusion related to onboarding. Everyone is able to see what stage an employee is at, I do not need to worry about employees potentially working for us illegally thanks to eVerify, and I am always assured that all required documentation for regulatory purposes has been obtained prior to employment beginning.
    Incentivized
    Read full review
    ScreenShots

    Human Interest Screenshots

    Screenshot of the Admin Portal - A summary page offers a snapshot of the plan.Screenshot of the Admin Portal - Employee List: See employees at a glance and information such as contribution rate, participation, balance, risk setting, etc.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.

    Paylocity Screenshots

    Screenshot of a view of real-time employee data and performance metrics used to uncover and analyze trends. This creates an impactful understanding of the business, increase retention, understand labor costs, and plan for changes.Screenshot of where to automate manual processes with Paylocity's self-serve automation engine, Workflows. Users can implement routines for time-consuming manual tasks.Screenshot of where to manage and comply with employment law. Paylocity's HR Compliance solution helps users to stay on track and view important employee compliance items, from Equal Employment Opportunity (EEO), healthcare, and compensation.Screenshot of how Paylocity Recruiting can automate hiring processes. amplify outreach, showcase a company's culture, and build stronger candidate connections to swiftly fill positions.Screenshot of recognition and rewards in Paylocity.