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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    BILL

    Score8.2 out of 10
    N/ABILL is an online service for SMBs which provides a central dashboard for managing Accounts Receivable, Accounts Payable, and cash flow management. It syncs with all major accounting systems like QuickBooks, Sage, Intaact, and NetSuite.

    $45

    per month

    SAP Business Network

    Score8.4 out of 10
    N/ASAP Business Network is a comprehensive B2B collaboration platform that connects people, processes, and systems across multiple enterprises, digitizing transactions, and creating transparent, resilient, and sustainable supply chains.N/A

    Tipalti

    Score7.7 out of 10
    Mid-Size Companies (51-1,000 employees)
    Tipalti automates critical financial processes to drive efficiency, including accounts payable, mass payments, procurement, and expenses, all on one global finance automation platform that grows with the organization, automating, de-risking and simplifying finance.

    $129

    per month

    Pricing
    BILLSAP Business NetworkTipalti
    Editions & Modules
    Essentials
    $45
    per user/per month
    Team
    $55
    per user/per month
    Corporate
    $79
    per user/per month
    Enterprise
    Custom Pricing
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    BILLSAP Business NetworkTipalti
    Free Trial
    YesYesNo
    Free/Freemium Version
    NoYesNo
    Premium Consulting/Integration Services
    NoYesYes
    Entry-level Setup FeeNo setup feeOptionalRequired
    Additional Details——Pricing starts at $149 per month for the platform fee. Users can upgrade to Tipalti's more advanced capabilities as their businesses gets more complex. The Tipalti pricing model is designed to grow with the user's company. Advanced features such as W-8 tax forms, international tax IDs, or multi-entity payables are available as needed.
    More Pricing Information
    Community Pulse
    BILLSAP Business NetworkTipalti
    Considered Multiple Products
    BILL
    Chose BILL
    We are switching from Bill.com to Tipalti because it is able to handle everything Bill.com cannot and allows our company to quickly scale. Bill.com has had the opposite effect on our company. We could not continue to scale until we decided to stop using their service. It was …
    Incentivized
    SAP
    No answer on this topic
    Tipalti
    Chose Tipalti
    Tipalti was more cost-effective than Bill.com. The approval process is much easier with Tipalti as well. I did not implement Bill.com so I can’t speak to that. I do remember OCR in both invoice coding and approval workplace was good.
    Incentivized
    Chose Tipalti
    I haven't used Bill.com for several years. I was not involved in the Tipalti selection process.
    Incentivized
    Chose Tipalti
    While Bill.com is a respectable software with no glaring deficiencies, we chose Tipalti because we felt that this is a better platform on which to conduct international payables.
    Incentivized
    Chose Tipalti
    Bill.com did not allow batch international payments.
    Incentivized
    Chose Tipalti
    Bill.com has limited size of transactions and didn't have international payments, but most importantly it did not collect tax forms.
    Incentivized
    Chose Tipalti
    We migrated from Bill.com, and I've only heard good things since.
    Incentivized
    Chose Tipalti
    We originally selected Tipalti based on their ability to manage multi-entity subsidiary AP management, but improvements to the software haven't been as great or as quick as we would have hoped.
    Incentivized
    Chose Tipalti
    We chose Tipalti over other options as it provided us the flexibility we needed to process payments with minimal inputs and at a price point that really made sense for us. It removed some of the roadblocks that existed with other products in this space. The ease in …
    Incentivized
    Chose Tipalti
    We find that it has been much easier to use and the customer service is friendly and easier to get a hold of.
    Incentivized
    Chose Tipalti
    I love how Tipalti has the early-payment offer option which allows payees to be able to accept or request their payment earlier than the due date. The early-payment offer option is also a good ROI for companies as a percentage of the fees deducted for the payee goes to the …
    Incentivized
    Key User Insights
    Would buy again
    66%
    Would buy again
    23 Answers
    98%
    Would buy again
    50 Answers
    98%
    Would buy again
    94 Answers
    Delivers good value for the price
    66%
    Delivers good value for the price
    23 Answers
    93%
    Delivers good value for the price
    40 Answers
    100%
    Delivers good value for the price
    85 Answers
    Happy with the feature set
    66%
    Happy with the feature set
    23 Answers
    90%
    Happy with the feature set
    46 Answers
    98%
    Happy with the feature set
    94 Answers
    Lived up to sales and marketing promises
    52%
    Lived up to sales and marketing promises
    13 Answers
    84%
    Lived up to sales and marketing promises
    32 Answers
    98%
    Lived up to sales and marketing promises
    64 Answers
    Implementation went as expected
    67%
    Implementation went as expected
    20 Answers
    83%
    Implementation went as expected
    34 Answers
    96%
    Implementation went as expected
    68 Answers
    Features
    BILLSAP Business NetworkTipalti
    Payment Management
    Comparison of Payment Management features of BILL and SAP Business Network and Tipalti
    Feature
    BILL
    7.9
    8 Ratings
    4% above category average
    SAP Business Network
    -
    Ratings
    Tipalti
    9.0
    64 Ratings
    17% above category average
    Customizable Approval Policies8.06 Ratings00 Ratings8.952 Ratings
    Financial Document Management7.68 Ratings00 Ratings8.649 Ratings
    Payment Status Tracking8.18 Ratings00 Ratings9.461 Ratings
    Payment Audit Trail8.18 Ratings00 Ratings9.255 Ratings
    Duplicate Bill Detection8.16 Ratings00 Ratings9.354 Ratings
    Advanced OCR7.54 Ratings00 Ratings8.346 Ratings
    Electronic Funds Transfer7.97 Ratings00 Ratings9.550 Ratings
    Accounts Payable
    Comparison of Accounts Payable features of BILL and SAP Business Network and Tipalti
    Feature
    BILL
    7.8
    5 Ratings
    8% above category average
    SAP Business Network
    -
    Ratings
    Tipalti
    8.6
    56 Ratings
    18% above category average
    Automated Accounts Payable Processes8.54 Ratings00 Ratings8.953 Ratings
    Vendor Management8.15 Ratings00 Ratings9.153 Ratings
    Tax Form Preparation6.92 Ratings00 Ratings7.833 Ratings
    Best Alternatives
    BILLSAP Business NetworkTipalti
    Small Businesses
    Tipalti
    Score7.7 out of 10
    No answers on this topic
    BILL
    Score8.2 out of 10
    Medium-sized Companies
    Stampli
    Score8.4 out of 10
    No answers on this topic
    Stampli
    Score8.4 out of 10
    Enterprises
    Yooz
    Score8.8 out of 10
    No answers on this topic
    Yooz
    Score8.8 out of 10
    All AlternativesView all alternativesView all alternativesView all alternatives
    User Ratings
    BILLSAP Business NetworkTipalti
    Likelihood to Recommend
    7.9
    (68 ratings)
    8.4
    (51 ratings)
    9.0
    (103 ratings)
    Likelihood to Renew
    8.0
    (14 ratings)
    8.2
    (4 ratings)
    9.1
    (4 ratings)
    Usability
    8.5
    (8 ratings)
    7.8
    (24 ratings)
    9.1
    (79 ratings)
    Availability
    8.0
    (7 ratings)
    -
    (0 ratings)
    9.1
    (1 ratings)
    Performance
    6.0
    (3 ratings)
    -
    (0 ratings)
    8.2
    (1 ratings)
    Support Rating
    9.0
    (18 ratings)
    8.2
    (1 ratings)
    7.3
    (14 ratings)
    Online Training
    9.0
    (2 ratings)
    -
    (0 ratings)
    7.3
    (2 ratings)
    Implementation Rating
    8.0
    (6 ratings)
    8.2
    (2 ratings)
    7.3
    (3 ratings)
    Configurability
    8.0
    (1 ratings)
    -
    (0 ratings)
    7.3
    (2 ratings)
    Contract Terms and Pricing Model
    8.0
    (1 ratings)
    -
    (0 ratings)
    -
    (0 ratings)
    Ease of integration
    8.0
    (2 ratings)
    -
    (0 ratings)
    6.4
    (1 ratings)
    Product Scalability
    8.0
    (1 ratings)
    -
    (0 ratings)
    6.4
    (1 ratings)
    Vendor post-sale
    8.0
    (1 ratings)
    -
    (0 ratings)
    8.2
    (1 ratings)
    Vendor pre-sale
    8.0
    (1 ratings)
    -
    (0 ratings)
    8.2
    (1 ratings)
    User Testimonials
    BILLSAP Business NetworkTipalti
    Likelihood to Recommend
    BILL
    It depends, Bill.com certainly has a strong reputation and I agree it can be a great solution in the right scenario but I think the implementation and initial setup are critical and need to be well thought out based on the setup of the organization you are a part of.
    Incentivized
    Read full review
    SAP
    If your organization processes a large number of purchase orders and invoices every month/year, SAP Business Network is very effective, whereas smaller vendors without strong IT support sometimes struggle with setup and ongoing use. making onboarding and training a barrier.
    Incentivized
    Read full review
    Tipalti
    I would tell them that it manually syncs to ERPS. Additionally I would include the fact that you can pay multiple entities in one pay run allowing to be very efficient. I would also include that they can add rules to bill approvals or set up auto payments for certain vendors. Lastly, there are many reports you can run providing you will very informational data in seconds.
    Incentivized
    Read full review
    Pros
    BILL
    • The fact that bill.com automatically processes most information on the invoice is really helpful - leads to quicker processing
    • The "to do list" feature ensures you see the tasks that need to be completed ASAP
    • The reports section is very helpful in year end prepping for audits
    Incentivized
    Read full review
    SAP
    • The clients can link with different systems and data sources, making the functioning of various processes more accessible and more efficient.
    • The audience can interact with high-performance and meaningful analytics that reveal all the critical indicators of influencers and campaigns based on the data/information approach.
    • It includes a marketplace for brands, which makes the search process easier to find companies to partner with.
    Incentivized
    Read full review
    Tipalti
    • Tipalti has a very user friendly interface, clearly laid out and easy to navigate
    • The audit trail feature is hugely helpful to track an invoice's progress through the system
    • Being able to schedule invoices to be paid exactly on their due date ensures we pay on time but not earlier than necessary
    • We were able to put in strong controls around changes to vendor data
    Read full review
    Cons
    BILL
    • Currently, our company uses a different platform to submit expenses, we only use bill.com to receive them. So perhaps this isn't actually a place where bill.com could improve, but the expense submission process may not have been robust enough for our company.
    • The bill.com platform wasn't the most beautiful or pleasing to use, but this is a minor fault.
    • I'd love a way to set up recurring payments (e.g., my phone bill is reimbursed each month).
    Incentivized
    Read full review
    SAP
    • User Interface Complexity This interface can feel overwhelming and difficult to use, mainly for new users. A more streamlined, role-specific layout will help decrease the learning curve and enhance productivity.
    • Limited Small Vendor Integration for smaller vendors to adopt. Introducing a Modified or simplified version for smaller suppliers will make it more accessible.
    • Enhanced Predictive Analytics and Automation—The platform's predictive capabilities are limited, particularly in demand risk assessment.
    • Adding advanced automation analytics will help users proactively address supply chain needs.
    Incentivized
    Read full review
    Tipalti
    • The report that provides the "Not payable" vendors does not work well for us, particularly because the sync to our ERP goes both ways, which means all of the employees also sync over to Tipalti and remain as Not Payable. So the list is very long, and I don't find a good use for it.
    Read full review
    Likelihood to Renew
    BILL
    While our firm does not use Bill.com internally, we know many customers that use Bill.com and are very happy with it. Based on the feedback from current users, I would say that the product should have a strong renewal forecast. Once customers move their AP to the cloud, they would be unlikely to move it back given a choice.
    Read full review
    SAP
    I will give it a 9, one is deducted for business inspection and improvement i feel that they are in the right direction and streamlined our flow of business agility also helped us get the R.o.i and helped with more sales and visibility over business and its metrics.
    Incentivized
    Read full review
    Tipalti
    Solid system performance. Suits our needs and solution provider very inclined to accept feedback and involve users in developing the solution to serve both the provider and the ultimate user. Tipalti has streamlined our process that was previously very manual and prone to error. Now there is transparency of information and role.
    Incentivized
    Read full review
    Usability
    BILL
    Bill.com continues to raise the bar with new features and improved interface. The Fast Pay option is another innovation that reduces administrative time when you have to get an overnight check out. The new Chat Support interface, powered by Zopim, which is world-class, adds to the responsiveness of Bill.com's support team and makes getting real-time answers that much easier.
    Incentivized
    Read full review
    SAP
    There is still a ton of flexability on the customer's end of the platform, which makes standard onboarding for suppliers a challenge. Customers are allowed to ask for things, or customize certain things that are not standard for us, so we have to have special rules set up to complete an integration. There are also some limitations to automate invoice rejections that happen on the platform when a customer rejects an invoice
    Incentivized
    Read full review
    Tipalti
    Two-time Tipalti selector, implementor, and user. The payment features in the app saves many steps in the payment process. No longer do you have to set-up or upload payment information to your bank and then go back to your accounting system and mark items as paid. Tipalti does all of this with a click of a mouse. The payment feature is the stand out feature. Many vendors can process your invoices. Look at how at the payment process of others.....you will see.
    Incentivized
    Read full review
    Reliability and Availability
    BILL
    The only time Bill.com was ever "unavailable" was then the Sync to Quickbooks function failed. That happened a time or two but was usually quickly remedied. I'm not sure if that's an issue with newer online versions of Quickbooks Enterprise -- at the time we were using a remotely hosted Quickbooks instance accessed via terminal server (vs a cloud offering like Bill.com is)
    Read full review
    SAP
    No answers on this topic
    Tipalti
    Tipalti has always been responsive to our questions and concerns.
    Read full review
    Performance
    BILL
    Load times can be slow after long use.
    Incentivized
    Read full review
    SAP
    No answers on this topic
    Tipalti
    No issues here. Generally has been pretty fast.
    Read full review
    Support Rating
    BILL
    I could not explain to them how I was trying to remove an old email account from my company page while granting the new email account access to the bank account that the first email account had added. The "set a bank account as inactive" button is labeled delete, but they don't seem to recognize that. I requested my Bill.com account be deleted on Wednesday so I could start all over with a fresh account; this seemed to be completed Wednesday night, but when I tried to create a new Bill.com account from the same email, it took me to my old bill.com account.
    Incentivized
    Read full review
    SAP
    Support by errors of static ecats are not really helpfull
    Read full review
    Tipalti
    Since I also work in customer support, I often have to contact Tipalti's team with questions from our users. Tipalti's support team has always been exceptionally helpful and it was a pleasure to communicate with them. I have always received prompt responses to any inquiries and they are excellent at solving our customers' issues within a short time
    Incentivized
    Read full review
    Online Training
    BILL
    The online training provided by Bill.com is concise and since the firm consistently improves the platform functionality, users are able to select the training for the modules they specifically need.
    Incentivized
    Read full review
    SAP
    No answers on this topic
    Tipalti
    Tipalti provides great How to online guide
    Read full review
    Implementation Rating
    BILL
    I heard from my leadership that it went very well.
    Incentivized
    Read full review
    SAP
    Good performance from SAP as key deployment partner; collaboration and deployment with additional business partner for data provision and business partner onboarding was rather difficult, slowing down the project progress and overall success perception
    Incentivized
    Read full review
    Tipalti
    The salesperson involved was involved in implementation which I found very helpful.
    Incentivized
    Read full review
    Alternatives Considered
    BILL
    1. Automation & Workflow Efficiency.2. Integration Capabilities with other softwaresWe needed a centralized, automated, and scalable solution for managing both payables and receivables. The strong integration with our existing accounting software was a key factor.The platform gave us better visibility and control over cash flow and approval processes.
    Read full review
    SAP
    Before we chose SAP Business Network, we looked at Oracle Supply Chain Management Cloud and Infor Supply Chain Management. While SAP Business Network boasted robust features, the fact that our existing ERP system could be integrated with the tool in a better fashion, and it was more intuitive, sealed the deal for us.
    Incentivized
    Read full review
    Tipalti
    From initial implementation through to user experience, Tipalti has been able to exceed our expectations in terms of its functionality and useability. We have found with other systems implemented in the past they did not match our expectations which resulted in us terminating these services.
    Incentivized
    Read full review
    Contract Terms and Pricing Model
    BILL
    None, all good.
    Incentivized
    Read full review
    SAP
    No answers on this topic
    Tipalti
    I did not make the decision to purchase this product.
    Read full review
    Scalability
    BILL
    We have multiple locations, and everything works fine.
    Incentivized
    Read full review
    SAP
    No answers on this topic
    Tipalti
    We were given the option of only one integration.
    Read full review
    Return on Investment
    BILL
    • After receiving an offer to 'finance' outstanding invoices, I was enticed by the promise of a 3% total cost for a 60-day period, with the possibility of extending the financing for an additional 10 months (for an additional fee). Eager to access funds, I decided to finance an invoice worth $17,160.00. Within 24 hours, BILL deposited $16,645.20 (97% of the invoice amount) into my account.
    • However, when the customer paid their $17,160 invoice four days later, instead of the funds being deposited into my checking account as I expected, BILL chose to retire the loan and retain my $514.80 fee for the 4 day advance period. This unexpected turn of events resulted in an effective interest rate of a staggering 273.75%. It was clear that this arrangement was far from what I had initially understood, and the financial impact was outrageously high.
    • Frustratingly, my attempts to resolve this issue through customer service were in vain, as I spoke with three agents who provided no satisfactory solutions. To anyone contemplating using BILL's services, I strongly urge you to carefully scrutinize the fine print and consider opting for a more reputable finance company."
    Read full review
    SAP
    • SAP Business Network's streamlined supply chain and procurement processes have significantly reduced operational costs and improved resource allocation, leading to enhanced overall efficiency.
    • The platform's robust analytics have provided valuable insights, facilitating data-driven decision-making and enabling us to make more informed strategic choices, ultimately contributing to improved business performance.
    • Implementing and integrating the SAP Business Network initially required a substantial financial investment, impacting short-term cash flow and potentially delaying other critical business initiatives.
    Incentivized
    Read full review
    Tipalti
    • Vendor onboarding has taken the responsibility from one person to the Vendor directly. This provides the vendor with the ability to enter their own banking information for payments and upload their Federal W9 form.
    • Vendors can upload their own invoices to the system, taking the possibility that our AP team did not receive an emailed or mailed invoice to upload. This also increases payment efficiency as the vendor's invoice is processed in a more timely manner.
    • AP can review invoices for accuracy and concentrate on how to code an invoice, rather than be a paper pusher or a data entry clerk. AP doesn't spend time searching for invoices that might be a duplicate, the system will communicate this on the software review process and if AP has uploaded by email the same invoice multiple times, an email will be sent to AP to indicate that the invoice was not uploaded due to duplication.
    Incentivized
    Read full review
    ScreenShots

    BILL Screenshots

    Screenshot of BILL’s central dashboard, which displays upcoming bills, invoices, and ingoing and outgoing payments.Screenshot of BILL automatically pulls in bills via email and automatically starts the process. It also checks for duplicate invoices by looking at the invoice numbers and payment amounts to flag questionable invoices.Screenshot of BILL's desktop and mobile applications so users' teams can review invoices and send payments on-the-go.Screenshot of BILL’s mobile app, which can be used to review invoices, add comments, and approve from anywhere.Screenshot of The overview screen, where the status of invoices can be reviewed to get a bird’s eye view of tasks.

    Tipalti Screenshots

    Screenshot of Intelligent invoicing workflowScreenshot of Mobile approvals for invoices and paymentsScreenshot of Brandable self-service supplier portal (including handling tax forms)Screenshot of Brandable self-service portal to collect and validate payment detailsScreenshot of Combined payment methods, currencies, and entities in a single payment fileScreenshot of an early payment, which can be offered to suppliers through email or the supplier portal