Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Expensify
Score 9.0 out of 10
N/A
Expensify automates the entire spend management process. Scan receipts, track mileage, submit and approve expenses, manage corporate cards, reimburse employees, pay bills, send invoices, and book travel. Built for individuals and companies of all sizes, anywhere in the world.
$5
per month per user
Rippling
Score 8.9 out of 10
N/A
Rippling’s platform for HR, IT, payroll, and spend management automates the entire employee lifecycle, ensures compliance, supports device management, and provides real-time financial visibility from a central dashboard.
$8
per month per user
Zoho Expense
Score 8.6 out of 10
N/A
Zoho Expense is online expense reporting software, tailor-made for businesses worldwide to automate expense report creation, streamline approvals and make swift reimbursements.
$5
per month per user
Pricing
ExpensifyRipplingZoho Expense
Editions & Modules
Collect
$5
per month per user
Control
$9
per month per user
Recommended
$8.00
starting price per user, per month
Free
$0
Standard Plan
$5
per month per user
Premium Plan
$9
per month per user
Custom
Get a Quote
per month per user
Custom
Get a Quote
per month per user
Custom
Get a Quote
per month per user
Offerings
Pricing Offerings
ExpensifyRipplingZoho Expense
Free Trial
YesNoYes
Free/Freemium Version
NoNoYes
Premium Consulting/Integration Services
NoYesYes
Entry-level Setup FeeNo setup feeNo setup feeOptional
Additional DetailsFor additional pricing details visit the Rippling pricing page.20% discount for annual pricing.
More Pricing Information
Community Pulse
ExpensifyRipplingZoho Expense
Considered Multiple Products
Expensify
Chose Expensify
A dedicated app like Expensify does better than a combined platform at the main use case - expense tracking, reporting, and reimbursement. Bigger, wider-scope platforms take more effort or have other features that can occasionally get in the way. We prefer Expensify's simpler, …
Chose Expensify
I can't remember what they were called... they were unmemorable.
Chose Expensify
Other alternatives have similar features with better value and better customer service. Our company will be moving to Zoho Expenses.
Chose Expensify
Expensify was simply the easiest to use. It picked up emails and scanned receipts with the least amount of hassle and setup with the least amount of clicks. By far the quickest and easiest.
Rippling
Chose Rippling
Rippling has a way better UI and is easier to work with compared to these other products. I hope our company considers implementing the features of Expensify (for reimbursement) and Navan (for travel) into Rippling as I have had issues with both of those products and imagine …
Chose Rippling
Expensify was great, but it didn't offer spend cards and associated credit card management, which was a huge bonus for our teams.
Chose Rippling
Rippling is WAY better than Nexonia in almost every way. It's been a long time since I used Expensify, but Rippling has new features, such as a digital expense/per diem card, that Expensify did not have when I was using it.
Chose Rippling
I have not used any other product as I used to work in academia and the paperwork as dealt with by the H.R. /planning department.
After using Rippling I can tell the impact that it has on H.R. effort and the easiness to access one own's information easily.
Chose Rippling
Although I did not choose Rippling, I’m glad my company did! It’s the best platform I’ve used by far. It exceeds Workday's capabilities and is easier to use in terms of its user interface. I’d pick Rippling 10 times out of 10 over any HR platform I’ve used before, especially …
Chose Rippling
Rippling is Much more user-friendly.
Chose Rippling
Rippling has a lot more features as opposed to the other programs I have used, and they seem to be better with their customer service. The interface is also a lot easier to use and manage when dealing with the team of people
Chose Rippling
Rippling has a much easier interface and usability. I love it way more than Workday and everything (almost everything except benefits) is housed within one platform for easy access. Workday was difficult to navigate and the dropdown menu never had all the options that you need …
Chose Rippling
Rippling is new, its hip and it knows what's up. It easy to use and all the successful brands are using it. Why would you complicate things? Other products were confusing and just kind of old school.
Chose Rippling
Rippling is all inclusive instead of having to jump from one application to another when tracking personal information where the others are not. We selected Rippling because of this ease of use for the employees plus less integration with other systems for pulling and tracking …
Chose Rippling
Rippling is far more intuitive and detailed, with more features which integrate with each other. UKG Pro was much more barebones with less automation, and so it was harder to find the answers to my questions. Rippling has been extremely smooth, and I don't have to spend much …
Chose Rippling
Rippling was recommended by one of my mentors and used at my previous company. We migrated off Gusto for one main reason - the increased options for benefits coverage were much more attractive for a growing company with employees in different parts of the US. I haven't used TriN…
Chose Rippling
It's not even a competition. Rippling blows Workday out of the water.
Chose Rippling
I used Gusto previously at this company. As we grew, I believe we selected Rippling because we knew that we needed a more holistic view of payroll, time off, and benefits that Gusto just couldn't provide. We also knew that the more detailed information our employees can pull …
Chose Rippling
Head to head I think they are equal from a user standpoint. I am not sure how this product stands up from an HR point of view.
Chose Rippling
I was not involved in the buying decision for either - I am just a user. From that perspective, both tools were easy but Rippling has a more simple and clean interface that is easy to navigate. I also had to use UltiPro in the past which I did not like, there was no mobile app …
Chose Rippling
Rippling customer blows them out of the water. Rippling is also so much easier to use than either of these platforms.
Zoho Expense
Chose Zoho Expense
Zoho Expense is on the lower end with limited features however the cost out weights all the fancy features the others have. As they charge way to much and have limited return on investment. The return on investment for the other platforms is only worth it when operating large …
Chose Zoho Expense
We selected (switched) to Zoho Expense because it had similar features at a lower price and we were able to receive a discount through our partner relationship with another software company. We have considered moving from Zoho Expense to something else recently due to …
Features
ExpensifyRipplingZoho Expense
Expense Management
Comparison of Expense Management features of Product A and Product B
Expensify
9.7
160 Ratings
16% above category average
Rippling
-
Ratings
Zoho Expense
7.8
3 Ratings
6% below category average
Employee Expense Reporting9.8159 Ratings00 Ratings8.13 Ratings
Corporate Card Reconciliation9.668 Ratings00 Ratings7.63 Ratings
Payment Management
Comparison of Payment Management features of Product A and Product B
Expensify
9.4
147 Ratings
16% above category average
Rippling
-
Ratings
Zoho Expense
7.2
3 Ratings
10% below category average
Customizable Approval Policies9.3101 Ratings00 Ratings7.93 Ratings
Financial Document Management9.3106 Ratings00 Ratings8.02 Ratings
Payment Status Tracking9.7120 Ratings00 Ratings7.93 Ratings
Payment Audit Trail9.894 Ratings00 Ratings8.02 Ratings
Duplicate Bill Detection9.1120 Ratings00 Ratings7.83 Ratings
Advanced OCR9.0100 Ratings00 Ratings5.22 Ratings
Electronic Funds Transfer9.582 Ratings00 Ratings5.33 Ratings
Human Resource Management
Comparison of Human Resource Management features of Product A and Product B
Expensify
-
Ratings
Rippling
9.1
1117 Ratings
11% above category average
Zoho Expense
-
Ratings
Employee demographic data00 Ratings8.9794 Ratings00 Ratings
Employment history00 Ratings8.9820 Ratings00 Ratings
Job profiles and administration00 Ratings9.1933 Ratings00 Ratings
Workflow for transfers, promotions, pay raises, etc.00 Ratings9.2830 Ratings00 Ratings
Organizational charting00 Ratings9.1966 Ratings00 Ratings
Organization and location management00 Ratings9.2860 Ratings00 Ratings
Compliance data (COBRA, OSHA, etc.)00 Ratings9.0662 Ratings00 Ratings
Payroll Management
Comparison of Payroll Management features of Product A and Product B
Expensify
-
Ratings
Rippling
9.3
1164 Ratings
13% above category average
Zoho Expense
-
Ratings
Pay calculation00 Ratings9.31048 Ratings00 Ratings
Off-cycle/On-Demand payment00 Ratings9.0735 Ratings00 Ratings
Benefit plan administration00 Ratings9.01017 Ratings00 Ratings
Direct deposit files00 Ratings9.51020 Ratings00 Ratings
Salary revision and increment management00 Ratings9.4787 Ratings00 Ratings
Reimbursement management00 Ratings9.3690 Ratings00 Ratings
Leave and Attendance Management
Comparison of Leave and Attendance Management features of Product A and Product B
Expensify
-
Ratings
Rippling
9.3
1044 Ratings
13% above category average
Zoho Expense
-
Ratings
Approval workflow00 Ratings9.41007 Ratings00 Ratings
Balance details00 Ratings9.3960 Ratings00 Ratings
Annual carry-forward and encashment00 Ratings9.3715 Ratings00 Ratings
Employee Self Service
Comparison of Employee Self Service features of Product A and Product B
Expensify
-
Ratings
Rippling
9.2
1211 Ratings
12% above category average
Zoho Expense
-
Ratings
View and generate pay and benefit information00 Ratings9.41146 Ratings00 Ratings
Update personal information00 Ratings9.51197 Ratings00 Ratings
View company policy documentation00 Ratings9.4998 Ratings00 Ratings
Employee recognition00 Ratings8.6669 Ratings00 Ratings
View job history00 Ratings9.0859 Ratings00 Ratings
Asset Management
Comparison of Asset Management features of Product A and Product B
Expensify
-
Ratings
Rippling
8.9
518 Ratings
10% above category average
Zoho Expense
-
Ratings
Tracking of all physical assets00 Ratings8.9518 Ratings00 Ratings
HR Reporting
Comparison of HR Reporting features of Product A and Product B
Expensify
-
Ratings
Rippling
9.0
631 Ratings
18% above category average
Zoho Expense
-
Ratings
Report builder00 Ratings8.8611 Ratings00 Ratings
Pre-built reports00 Ratings9.1577 Ratings00 Ratings
Ability to combine HR data with external data00 Ratings9.2523 Ratings00 Ratings
Onboarding
Comparison of Onboarding features of Product A and Product B
Expensify
-
Ratings
Rippling
9.4
862 Ratings
16% above category average
Zoho Expense
-
Ratings
New hire portal00 Ratings9.5838 Ratings00 Ratings
Manager tracking tools00 Ratings9.3657 Ratings00 Ratings
Performance and Goals
Comparison of Performance and Goals features of Product A and Product B
Expensify
-
Ratings
Rippling
9.0
511 Ratings
11% above category average
Zoho Expense
-
Ratings
Corporate goal setting00 Ratings9.1440 Ratings00 Ratings
Individual goal setting00 Ratings9.0470 Ratings00 Ratings
Line-of sight-visibility00 Ratings9.1436 Ratings00 Ratings
Performance tracking00 Ratings8.9466 Ratings00 Ratings
Performance Management
Comparison of Performance Management features of Product A and Product B
Expensify
-
Ratings
Rippling
9.3
588 Ratings
17% above category average
Zoho Expense
-
Ratings
Performance plans00 Ratings9.2519 Ratings00 Ratings
Performance improvement plans00 Ratings9.2492 Ratings00 Ratings
Review status tracking00 Ratings9.2522 Ratings00 Ratings
Review reminders00 Ratings9.4553 Ratings00 Ratings
Multiple review frequency00 Ratings9.3478 Ratings00 Ratings
Succession Planning
Comparison of Succession Planning features of Product A and Product B
Expensify
-
Ratings
Rippling
9.1
433 Ratings
15% above category average
Zoho Expense
-
Ratings
Create succession plans/pools00 Ratings9.1359 Ratings00 Ratings
Candidate ranking00 Ratings9.2370 Ratings00 Ratings
Candidate search00 Ratings9.2388 Ratings00 Ratings
Candidate development00 Ratings9.0369 Ratings00 Ratings
Recruiting / ATS
Comparison of Recruiting / ATS features of Product A and Product B
Expensify
-
Ratings
Rippling
9.0
495 Ratings
15% above category average
Zoho Expense
-
Ratings
Job Requisition Management00 Ratings9.0393 Ratings00 Ratings
Company Website Posting00 Ratings9.0377 Ratings00 Ratings
Publish to Social Media00 Ratings9.2334 Ratings00 Ratings
Job Search Site Posting00 Ratings8.9345 Ratings00 Ratings
Duplicate Candidate Prevention00 Ratings9.1344 Ratings00 Ratings
Applicant Tracking00 Ratings8.9379 Ratings00 Ratings
Notifications and Alerts00 Ratings9.0465 Ratings00 Ratings
Best Alternatives
ExpensifyRipplingZoho Expense
Small Businesses
Dext
Dext
Score 9.6 out of 10
Dayforce Powerpay
Dayforce Powerpay
Score 9.3 out of 10
Dext
Dext
Score 9.6 out of 10
Medium-sized Companies
Rippling
Rippling
Score 8.9 out of 10
Paypro Workforce Management
Paypro Workforce Management
Score 9.1 out of 10
Rippling
Rippling
Score 8.9 out of 10
Enterprises
Emburse Chrome River
Emburse Chrome River
Score 7.6 out of 10
PeopleStrong
PeopleStrong
Score 10.0 out of 10
Emburse Chrome River
Emburse Chrome River
Score 7.6 out of 10
All AlternativesView all alternativesView all alternativesView all alternatives
User Ratings
ExpensifyRipplingZoho Expense
Likelihood to Recommend
9.6
(239 ratings)
9.2
(1161 ratings)
7.9
(7 ratings)
Likelihood to Renew
10.0
(14 ratings)
8.9
(20 ratings)
-
(0 ratings)
Usability
9.6
(140 ratings)
9.4
(1160 ratings)
8.0
(3 ratings)
Availability
-
(0 ratings)
9.1
(4 ratings)
-
(0 ratings)
Performance
-
(0 ratings)
8.7
(4 ratings)
-
(0 ratings)
Support Rating
8.5
(45 ratings)
9.1
(877 ratings)
10.0
(3 ratings)
In-Person Training
-
(0 ratings)
8.6
(2 ratings)
-
(0 ratings)
Implementation Rating
9.5
(2 ratings)
7.8
(9 ratings)
-
(0 ratings)
Configurability
-
(0 ratings)
6.9
(3 ratings)
-
(0 ratings)
Ease of integration
-
(0 ratings)
9.1
(2 ratings)
-
(0 ratings)
Product Scalability
-
(0 ratings)
9.1
(3 ratings)
-
(0 ratings)
Vendor post-sale
-
(0 ratings)
9.1
(2 ratings)
-
(0 ratings)
Vendor pre-sale
-
(0 ratings)
8.6
(2 ratings)
-
(0 ratings)
User Testimonials
ExpensifyRipplingZoho Expense
Likelihood to Recommend
Expensify
I think it's really good for small businesses. At least in the way we use it. It's very good for keeping an eye on employee spending in nearly real time. I'm not sure how it works for larger companies when there is a larger number of people to keep track of.
Read full review
Rippling
It has a favourites section for commonly used functions. This is perfect for logging in pre-sift and managing my timekeeping. It is easy to view my payslip. It is well-documented and accurate, and it also provides me with an accurate timeline for when to expect my pay to clear. Overall, very easy to use and great interface.
Read full review
Zoho
easy of use for the end users as well as to manage. The option to add new categories (expenses) and have the end users use them immediately is wonderful. The ease of creating a new user as well as customer support has been great. The customer support while having issues has been quick to resolve any issues
Read full review
Pros
Expensify
  • Easy to access online portal whether using a mobile device or desktop app
  • Receipts can be uploaded in a breeze and automatically categorized
  • Expense Reports are submitted monthly on autopilot
  • Expenses for gas is calculated on the app by entering the starting/ending destinations.
Read full review
Rippling
  • Keeping track of and entering time off and watching time of approvals
  • Providing fast links to access accounts for health/retirement benefits
  • Extremely convenient access to see how much money is left in my flexible savings account and reordering a new card if I need one
Read full review
Zoho
  • The program will notify users if they have entered a duplicate charge.
  • Once the end-users understood that receipts were mandatory, attaching those receipts has become second-nature. The app makes it very easy to do so.
Read full review
Cons
Expensify
  • I wish that I could sync accounts on the back end kind of like with banking software, so that Expensify would automatically port over receipts for recurring expenses as soon as they're available
  • It would be nice to one-click submit an expense all the way through instead of having to attach it to a report
  • Wackier profile icons? :) Not a big deal. This software is pretty much amazing as it is now, and typically the urge to update and modify very good software leads to poor outcomes!
Read full review
Rippling
  • Rippling could improve their payment days. Currently they make employee payments around the 15th and 30th of the month, but it varies slightly with every month. It would make more sense to do this payment on every other Friday or every other Monday.
Read full review
Zoho
  • Could have more default options. Instead of making my users select payment method, allow us to default it to one of the options.
  • More room for customization by department. My service department needs different categories of expenses then my sales department.
Read full review
Likelihood to Renew
Expensify
We like using the tool and we receive positive feedback from employees and management who use the tool. It saves time and helps us concentrate on the value adding activities so we are very likely to keep using Expensify in the future
Read full review
Rippling
The AI assistant has always been able to direct me to the correct solution to any question i have about Rippling. Payroll is so easy, it takes about 10 minutes to go through the process.
Read full review
Zoho
No answers on this topic
Usability
Expensify
My rating of 8 out of 10 for Expensify's overall usability reflects its strong performance in empowering individual users and streamlining core expense processes, while acknowledging that there are specific areas, particularly on the administrative or enterprise side, where the user experience could be further refined. Exceptional End-User Experience (for basic tasks).Automation & Time-Saving Features.Clear Workflow for Approvers. Why it's not a perfect 10 (areas for improvement that dock points): Limited corporate bank to choose from, limited multi-currency to pay to ( for instance, as a foreign corporatio,n i cannot pay with my US account to Israeli employees, or pay to our UK employees)
Read full review
Rippling
It's extremely user friendly! I've used some awful UI in tools before, and Rippling is not one of them. It's very clear where certain things can be found, and it's very easy to update/change any information whether it's employee info or a policy. Our implementation was a breeze and getting everyone onboard was as simple as sending an email.
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Zoho
Ease of use for the simple basic options. I wish the there was an option for reimbursement to be marked separately. Example for all corporate credit expense reports with $0 reimbursements still have to be marked as reimbursed in order to be removed from pending reimbursement section. For the cost the features offer benefits
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Reliability and Availability
Expensify
No answers on this topic
Rippling
I like that the availability in using Rippling at any given time is useful to me. Getting on the site freely when I need gives me security of knowing that I can be in control of viewing health insurance and hours information. I have yet to get any errors in using the Rippling app.
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Zoho
No answers on this topic
Performance
Expensify
No answers on this topic
Rippling
Rippling's performance has been great, no errors or glitches yet so far. I am confident that Going from one page to the next and all its complexity usage does not lag or times out, it works effectively and efficiently. While using Rippling and other apps it does not tend to slow it down, works great. No complaints.
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Zoho
No answers on this topic
Support Rating
Expensify
Our rep has been amazing. He has built custom reports for us that have been very time consuming and difficult. Our reps are also currently looking into new submission solutions for us that we are excited about. They came up with this and recommended it on their own without me complaining about an issue. They are about our success and are very excited about the product they offer.
Read full review
Rippling
I have contacted support one time, and I was assisted by the Artificial Intelligence bot. Not only did it help with my inquiry, but it also went the extra mile by suggesting other options. I was looking for a feature I could not find, and it was very helpful. It would be nice also to chat with an actual person.
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Zoho
The only reason I give Zoho a 9 is because of the issue with the Chart of Accounts skewing every time I export/import. I believe this is due to the fact that I use sub-accounts and Zoho cannot differentiate. Still hoping. :)
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In-Person Training
Expensify
No answers on this topic
Rippling
The trainer went slow and and answered our questions.
Read full review
Zoho
No answers on this topic
Implementation Rating
Expensify
The implementation process went rather smoothly, linking it to the bank and cards was handled easily. without too many unnecessary steps. Getting the accounts setup did take some time, but that would be true with any organization. All in all things went smoothly and I was very pleased with the setup and implementation process
Read full review
Rippling
It's really easy to implement in comparison to other tools or applications. Different key points are easily configured and implemented as per need, having different configurations in systems. Implementation is something which binds the different parameters of an organization in a single row. Implementation of rippling is much easier, quicker, and error free than any other software. I recommend it strongly!
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Zoho
No answers on this topic
Alternatives Considered
Expensify
It is definitely 10 times better than using an Excel spreadsheet. We are talking a digitized with AI type capabilities to do the work for you. It’s honestly a lifesaver. This beats manual calculations and data entry any day. Scanning 100 receipts and saving them to pdf files not only takes space on your storage but it is an extra unnecessary step
Read full review
Rippling
Rippling has a much more modern, user-friendly approach, and it continues to build out their product suite to help create a seamlessly integrated eco-system. BambooHR is also more modern, but doesn't seem to have the broad product suite that Rippling is pursuing. UKG felt so disconnected and archaic to work with... quite painful, actually. I really like that Rippling has been extremely supportive with the onboarding process, ensuring that you work with various members of their implementation team to get things up and running which leads to a better experience and quicker ROI.
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Zoho
We selected (switched) to Zoho Expense because it had similar features at a lower price and we were able to receive a discount through our partner relationship with another software company. We have considered moving from Zoho Expense to something else recently due to continued issues with being able to accurately import credit card charges and organize them correctly be team member. Creating some confusion among users.
Read full review
Scalability
Expensify
No answers on this topic
Rippling
I can go on here and see all my hours and pto plus health benefits. I like to have the work handbook handy to refer to legal things. How to work my role within it's limits. Being able to put in my hours and view when they are approved is a huge benefit for me.
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Zoho
No answers on this topic
Return on Investment
Expensify
  • We went from paying credit card fees with no approval process to a no fees and complex approval processes.
  • I personally save time in not having to develop a spend report I just have my admin assistent fill in the details of the auto generated report and it is done. Went from an hour long process to 5- 10 minutes max to prepare a high quality audit ready report.
Read full review
Rippling
  • It was great to receive money from other country.
  • It was very helpful to use an user friendly platform for my first oversea job.
  • It was great to keep track of the amount of money I've received for the time I was employed overseas.
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Zoho
  • We have had some issues with the credit card reconciliation process which has made our monthly accounting / close process. This has been a negative
  • Positive ROI is that team members spend less time on expense reports due to the ease of reporting
  • Positive ROI is that substantial training and onboarding is not needed due to the features and simplicity.
Read full review
ScreenShots

Expensify Screenshots

Screenshot of the dashboard used to manage expenses, book travel, reimburse employees, and create expense reports.Screenshot of corporate cards. The Expensify Card offers cash back on every US purchase.

Rippling Screenshots

Screenshot of the Rippling Dashboard: Employees' home for their payroll, benefits, documents, devices, expenses, and apps.Screenshot of Rippling Payroll: Runs payroll in 90 seconds. Pays employees and contractors around the world. Automatic tax filing.Screenshot of Rippling Benefits Administration: For the management of employees' Medical, Dental, Vision, 401K, FSA, HSA, and commuter benefits.Screenshot of Rippling Single Sign-On: Employees can access all of their SaaS apps in one click from their Rippling dashboard.Screenshot of Rippling’s Time & Attendance platform. This integrates with the rest of the product suite so that when employees clock in, their approved hours automatically synced with payroll and accounting systems.Screenshot of Rippling Mobile Device Management: To manage employees' computers and devices 100% remotely.