Overview
ProductRatingMost Used ByProduct SummaryStarting Price
GoCo
Score 8.3 out of 10
N/A
GoCo is an HR platform designed for small and mid-sized businesses to simplify HR tasks and enhance productivity. GoCo empowers HR teams to streamline workflows and focus on building happier, more efficient teams.N/A
Gusto
Score 8.9 out of 10
N/A
Gusto offers payroll, benefits and compliance capabilities. Gusto is scaled for small to mid-sized businesses, and emphasizes an easy to use interface.
$49
per month
Paychex
Score 6.9 out of 10
N/A
Paychex Flex, of Paychex' Online Payroll Services, is a cloud-based human resource management and payroll platform. Paychex offers core and specialized services, and scales to meet the needs of small businesses, SMBs, and large enterprises.N/A
Pricing
GoCoGustoPaychex
Editions & Modules
No answers on this topic
Simple: A streamlined set of automatic payroll features and benefits integrations
$49/month + $6/mo per person
per month
Plus: Comprehensive payroll, benefits, and HR tools for employers building a great place to work
$80/month + $12/mo per person
per month
Premium: Scalable payroll and benefits, expert HR, and dedicated support for the complex needs of growing teams
$180/month + $22/mo per person
per month
Paychex Flex Pro
Custom Pricing
per month/+$4 per employee
HR Pro
Custom Pricing
HR PEO
Custom Pricing
Paychex Flex Select
Custom Pricing
Paychex Flex Enterprise
Custom Pricing
Offerings
Pricing Offerings
GoCoGustoPaychex
Free Trial
YesYesNo
Free/Freemium Version
NoNoNo
Premium Consulting/Integration Services
NoYesNo
Entry-level Setup FeeNo setup feeNo setup feeRequired
Additional DetailsWe are an all-in-one solution, without being one-size fits all. Improve your entire employee lifecycle with our comprehensive platform options. Whether you are upgrading from paper-based processes or looking for a more modern solution with better support — we have the package you need.Gusto offers three pricing plans for payroll, benefits, and HR.
More Pricing Information
Community Pulse
GoCoGustoPaychex
Considered Multiple Products
GoCo
Chose GoCo
we chose goco over paychex for benefits administration because it is broker agnostic. Paychex requires you to use their broker.
Gusto
Chose Gusto
Gusto blows PayChex out of the water when it comes to small businesses. For a much larger business model, Paychex Flex might have the advantage though.

I have used/seen Paychex Flex being used for a nationwide company with 100s of employees. For the accounting team in that …
Chose Gusto
Gusto is young. They are nowhere close to the level of paychex or ADP, But as a payroll provider in time they can get there.
Chose Gusto
We switched from Paychex to Gusto due to challenges in employee management and onboarding. Gusto has significantly improved our experience with its efficient and error-free processes, making payroll and HR tasks smoother and more reliable for our team. One personal incident was …
Chose Gusto
Paychex way to big for a small business. Never able to get immediate help when needed.

Toast Payroll outsourced company with lots nice features but needs more time to figure it out.
Chose Gusto
Gusto is more cost-effective and has been very responsive to inquiries.
Chose Gusto
Gusto is the far superior product.
Chose Gusto
Gusto has a glitch-free on-boarding process that surpasses all of the other systems that I have ever tried and used. Rippling is the only other platform that comes close to the Gusto online experience, but Rippling has its PEO/behind-the-scenes legacy system glitches, and it's …
Chose Gusto
I honestly don't remember any others besides Paychex.. I don't recall having the ability (as an employee) to split my own direct deposits, or even remember a nice portal to log into. Perhaps they do have it and it wasn't communicated well to me. Gusto has always been super easy …
Chose Gusto
A lot easier to use and to set up. Employees have an easier time locating paystubs and keeping track of hours worked and PTO or days off.
Chose Gusto
Paychex was horrible. We were having problems with them on a monthly basis. We had a new account manager almost quarterly who never seemed to have note on the practice.
Chose Gusto
Gusto is more accurate and allows for more efficiency when tracking employee hours. While I am not the admin on our account, I notice that this product has impacted our team better.
Chose Gusto
Paychex didn’t have an app or easy access when I was using it
Chose Gusto
In my former job, we used this system to clock in and clock out for work. It was pretty hard to manage your hours because there was no mobile app that went with it. We also didn't get any sort of pay info because the only thing we would get on pay day was a direct deposit.
Chose Gusto
Gusto is far superior to other payroll software I have used! I can clock in and out using the app, so there is no longer a need for a workplace time clock. Gusto is the first software I've used that reminds employees to check their hours at the end of a pay period, …
Chose Gusto
Much better, easier to find things.
Chose Gusto
I thought that Gusto's solution was more modern and flexible. All of that would be fantastic if they gave any care to onboarding correctly, customer service, and honest sales tactics... but in my opinion, they do not so I feel it's worthless.
Chose Gusto
Gusto has been my favorite option both as an end-user (ie. employee) and admin (ie. employer). It's easy to use, has all the features we need, integrates with Guideline (our preferred 401k provider), and priced well for great value.
Chose Gusto
Comparable prices are overall with other payroll service companies. I can't do all the complicated payrolls like a few others, but overall good to work with 90% of our clients.
Chose Gusto
Gusto is better than Paychex and ADP but worse than Rippling and PEOs, although it's much cheaper than PEOs.
Chose Gusto
Gusto seems to be more flexible from the start. It makes adjustments to payroll easy.
Chose Gusto
I have used many other alternatives available of Gusto for my business and it is safe to say that this tool has been the best among all. It was so much easier to implement Gusto than all other competitors. Some of the software had awful customer service. Some of them had bad …
Chose Gusto
There's no comparison here. Any other payroll tool we've ever looked at just can't measure up, at least for our small business use. I'm sure there are some niche applications we're missing, but it just isn't an issue for us. Gusto has a better UI, better support, employees …
Paychex
Chose Paychex
Gusto is a much easier platform to use and integrate with. It may lack a few features of Paychex, but it has most features, is easier to work with, costs less money and does most things better.
Chose Paychex
Gusto is more intuitive than Paychex and easier for smaller companies. Paychex has better customer support than Paylocity. Paychex is easier to navigate than Paycom.
Chose Paychex
I think the Paychex reporting menus are easier to use and navigate than ADP.
Chose Paychex
I did not select Paychex. It was at 2 companies I started with and ended up having them switch out
Chose Paychex
Most of the reporting is a little easier to find and create in Paychex Flex. Most of the web interfaces for submitting payroll are fairly easy just like Paychex Flex.
Chose Paychex
The system automates the whole process of managing HR tasks helping businesses be more productive, save time and stay compliant.
Features
GoCoGustoPaychex
Human Resource Management
Comparison of Human Resource Management features of Product A and Product B
GoCo
7.1
10 Ratings
13% below category average
Gusto
-
Ratings
Paychex
6.7
272 Ratings
19% below category average
Employee demographic data7.410 Ratings00 Ratings7.8219 Ratings
Employment history7.910 Ratings00 Ratings8.1242 Ratings
Job profiles and administration8.27 Ratings00 Ratings7.8177 Ratings
Workflow for transfers, promotions, pay raises, etc.7.29 Ratings00 Ratings7.8172 Ratings
Organizational charting7.49 Ratings00 Ratings1.01 Ratings
Organization and location management6.67 Ratings00 Ratings7.5158 Ratings
Compliance data (COBRA, OSHA, etc.)4.86 Ratings00 Ratings6.8146 Ratings
Payroll Management
Comparison of Payroll Management features of Product A and Product B
GoCo
5.9
8 Ratings
32% below category average
Gusto
9.0
599 Ratings
9% above category average
Paychex
7.7
313 Ratings
5% below category average
Pay calculation6.54 Ratings9.4575 Ratings8.0295 Ratings
Support for external payroll vendors5.52 Ratings8.58 Ratings00 Ratings
Off-cycle/On-Demand payment6.33 Ratings00 Ratings7.1153 Ratings
Benefit plan administration7.27 Ratings8.7409 Ratings6.9174 Ratings
Direct deposit files7.45 Ratings9.5580 Ratings8.3294 Ratings
Salary revision and increment management6.14 Ratings9.0450 Ratings8.0209 Ratings
Reimbursement management2.72 Ratings9.0188 Ratings7.7118 Ratings
Leave and Attendance Management
Comparison of Leave and Attendance Management features of Product A and Product B
GoCo
6.4
4 Ratings
24% below category average
Gusto
-
Ratings
Paychex
7.3
159 Ratings
11% below category average
Approval workflow7.34 Ratings00 Ratings7.3113 Ratings
Balance details6.83 Ratings00 Ratings7.5151 Ratings
Annual carry-forward and encashment5.03 Ratings00 Ratings7.0119 Ratings
Employee Self Service
Comparison of Employee Self Service features of Product A and Product B
GoCo
7.7
10 Ratings
6% below category average
Gusto
-
Ratings
Paychex
7.8
270 Ratings
5% below category average
View and generate pay and benefit information8.18 Ratings00 Ratings7.8248 Ratings
Update personal information8.210 Ratings00 Ratings7.9260 Ratings
View company policy documentation8.28 Ratings00 Ratings7.7121 Ratings
Employee recognition6.45 Ratings00 Ratings00 Ratings
View job history7.79 Ratings00 Ratings7.9184 Ratings
Asset Management
Comparison of Asset Management features of Product A and Product B
GoCo
7.0
1 Ratings
14% below category average
Gusto
-
Ratings
Paychex
5.0
43 Ratings
47% below category average
Tracking of all physical assets7.01 Ratings00 Ratings5.043 Ratings
HR Reporting
Comparison of HR Reporting features of Product A and Product B
GoCo
5.7
8 Ratings
28% below category average
Gusto
-
Ratings
Paychex
5.9
177 Ratings
24% below category average
Report builder6.57 Ratings00 Ratings6.3147 Ratings
Pre-built reports6.78 Ratings00 Ratings6.3165 Ratings
Ability to combine HR data with external data4.05 Ratings00 Ratings5.191 Ratings
Onboarding
Comparison of Onboarding features of Product A and Product B
GoCo
7.7
8 Ratings
3% below category average
Gusto
-
Ratings
Paychex
6.4
173 Ratings
22% below category average
New hire portal8.08 Ratings00 Ratings6.7165 Ratings
Manager tracking tools7.38 Ratings00 Ratings6.1109 Ratings
Performance and Goals
Comparison of Performance and Goals features of Product A and Product B
GoCo
3.8
3 Ratings
72% below category average
Gusto
-
Ratings
Paychex
-
Ratings
Corporate goal setting3.62 Ratings00 Ratings00 Ratings
Individual goal setting1.82 Ratings00 Ratings00 Ratings
Line-of sight-visibility3.61 Ratings00 Ratings00 Ratings
Performance tracking5.92 Ratings00 Ratings00 Ratings
Performance Management
Comparison of Performance Management features of Product A and Product B
GoCo
5.0
2 Ratings
45% below category average
Gusto
-
Ratings
Paychex
-
Ratings
Performance plans5.52 Ratings00 Ratings00 Ratings
Performance improvement plans4.52 Ratings00 Ratings00 Ratings
Review status tracking5.51 Ratings00 Ratings00 Ratings
Review reminders4.51 Ratings00 Ratings00 Ratings
Recruiting / ATS
Comparison of Recruiting / ATS features of Product A and Product B
GoCo
4.5
1 Ratings
53% below category average
Gusto
-
Ratings
Paychex
5.2
70 Ratings
40% below category average
Job Requisition Management4.51 Ratings00 Ratings5.536 Ratings
Company Website Posting4.51 Ratings00 Ratings5.334 Ratings
Publish to Social Media4.51 Ratings00 Ratings4.728 Ratings
Job Search Site Posting4.51 Ratings00 Ratings5.235 Ratings
Duplicate Candidate Prevention00 Ratings00 Ratings4.834 Ratings
Applicant Tracking00 Ratings00 Ratings4.839 Ratings
Notifications and Alerts00 Ratings00 Ratings5.964 Ratings
Best Alternatives
GoCoGustoPaychex
Small Businesses
Dayforce Powerpay
Dayforce Powerpay
Score 9.3 out of 10
Dayforce Powerpay
Dayforce Powerpay
Score 9.3 out of 10
Dayforce Powerpay
Dayforce Powerpay
Score 9.3 out of 10
Medium-sized Companies
Paypro Workforce Management
Paypro Workforce Management
Score 9.1 out of 10
Paypro Workforce Management
Paypro Workforce Management
Score 9.1 out of 10
Paypro Workforce Management
Paypro Workforce Management
Score 9.1 out of 10
Enterprises
PeopleStrong
PeopleStrong
Score 10.0 out of 10
Infor Human Resources
Infor Human Resources
Score 7.1 out of 10
PeopleStrong
PeopleStrong
Score 10.0 out of 10
All AlternativesView all alternativesView all alternativesView all alternatives
User Ratings
GoCoGustoPaychex
Likelihood to Recommend
7.8
(10 ratings)
9.1
(590 ratings)
6.2
(321 ratings)
Likelihood to Renew
-
(0 ratings)
10.0
(12 ratings)
1.2
(44 ratings)
Usability
8.0
(8 ratings)
9.5
(414 ratings)
6.7
(264 ratings)
Availability
-
(0 ratings)
-
(0 ratings)
5.6
(12 ratings)
Performance
-
(0 ratings)
-
(0 ratings)
7.1
(12 ratings)
Support Rating
9.0
(1 ratings)
1.8
(26 ratings)
6.2
(264 ratings)
In-Person Training
-
(0 ratings)
-
(0 ratings)
4.5
(1 ratings)
Online Training
-
(0 ratings)
-
(0 ratings)
8.3
(4 ratings)
Implementation Rating
-
(0 ratings)
9.1
(2 ratings)
5.4
(13 ratings)
Configurability
-
(0 ratings)
-
(0 ratings)
5.0
(9 ratings)
Ease of integration
-
(0 ratings)
-
(0 ratings)
9.1
(3 ratings)
Product Scalability
-
(0 ratings)
-
(0 ratings)
6.0
(12 ratings)
Vendor post-sale
-
(0 ratings)
-
(0 ratings)
2.2
(33 ratings)
Vendor pre-sale
-
(0 ratings)
-
(0 ratings)
3.2
(34 ratings)
User Testimonials
GoCoGustoPaychex
Likelihood to Recommend
GoCo.io. Inc.
It's great for a small company who needs an easy way to save employee data. It's harder to use if you have complex needs or compliance. I often find I know more about HR-related things than our customer support representative, and they're unable to share how GoCo will comply with legal changes.
Read full review
Gusto
Gusto is well-suited for small businesses looking for a one-stop platform for payroll, tax-related tasks, and onboarding. It has many automated features that make tasks related to running a business/running an S-Corp simpler. I have not tried any other similar platforms, so I am unsure how it compares, but the pricing Gusto offers feels reasonable compared to other providers.
Read full review
Paychex Inc.
Paychex is great option for smaller employers as the site offers perk benefits to employees at no cost to the employer. I don't see anything like this being offered at competitors such as ADP RUN/Total Source, Bamboo, Trinet, Justworks or Gusto. Also, the initial set up is relatively easy and the dedicated support for set up is great along with our regular dedicated payroll support.
Read full review
Pros
GoCo.io. Inc.
  • Support staff is ready to respond with any questions I have.
  • Communication about new offerings and ways to make things easier is great.
  • Site is very user friendly and easy to find what I'm/staff is looking for.
Read full review
Gusto
  • New employee/contractor onboarding - all the documents are stored and easily accessible (the same goes for off-boarding).
  • A one-click option for syncing hours worked with payroll.
  • The option to run payroll on auto-pilot.
  • Ensuring I'm tax compliant with the states we have employees in.
  • Always having digital records of payroll runs.
Read full review
Paychex Inc.
  • It provides a well account of Retirement Plan Account Information.
  • Alerts are sent to email when there is new information to access.
  • Employee access both online and thru app.
  • Paperless options.
  • Easy and quick access to paystubs and tax forms.
  • Easy employee retirement management.
Read full review
Cons
GoCo.io. Inc.
  • Handling exceptions for staff PTO requests for employees in their 90 day probationary period
  • Ease of managing different hourly work week exceptions
Read full review
Gusto
  • Digital compliance tools for remote teams
  • Gusto upsold us labor law posters, but I later found them available for free online. Since we’re a fully remote team, I had to manually download and distribute them digitally. It would be much more efficient if Gusto offered free, auto-distributed digital posters tailored to remote compliance.
  • Benefits setup is unintuitive for startups
  • While our rep was helpful, navigating the benefits system felt complex and not tailored to early-stage companies. More guided flows or simplified options for small, remote startups would be a big help.
  • Limited dashboard customization for remote workflows
  • As a fully online company, we’d benefit from dashboard options that highlight relevant tools for remote operations—like compliance tracking, digital communications, or onboarding checklists.
Read full review
Paychex Inc.
  • I understand logging you out is a security function, but I'd prefer it not to log you out so soon.
  • The training we received for the team's meeting was subpar, in my opinion. Probably better geared for people with little to no computer experience. Very slow pace; we could have easily received all of this from some tutorials in a few minutes.
Read full review
Likelihood to Renew
GoCo.io. Inc.
No answers on this topic
Gusto
Unless they break it, I'm never leaving. It's just too easy. Gusto is also really affordable, and for what I pay, it's worth having the historical record within the system. I like that I can go back and pull up W2's for year's past. This sort of easy access reporting, has been helpful especially when getting reports for PPP loans.
Read full review
Paychex Inc.
Overall I like the features that Paychex Flex offers. I am sure that there are other features that I am unaware of, so I am excited to see if there is more that Flex is capable of to make my job easier. The basic features are really user friendly and easy to access. If there ever is an issue customer service is great
Read full review
Usability
GoCo.io. Inc.
We are very pleased with the product and the support we receive when we have a question or a request. We have been assigned specific support members who know our business and our expectations. Our employees find the platform to be user-friendly and self-explanatory which reduces the number of questions that our HR team has to field.
Read full review
Gusto
Wonderful overall usability – especially for the new business owner. The user interface is clean and intuitive, so it's easy to find what you're looking for. They also have great explanation pages ingrained into the process, so if you get stuck knowing what to do next, there's a link right there to walk you through the process!
Read full review
Paychex Inc.
Employee usability is very good and user-friendly. For the most part, the employer usability is good, but for complicated rules and policies, it requires technical assistance, which in our case, was clunky and slow in implementation. Once is place, everything works as it should
Read full review
Reliability and Availability
GoCo.io. Inc.
No answers on this topic
Gusto
No answers on this topic
Paychex Inc.
We have not experienced any difficulties with unplanned outages. Notifications are always made for outages, and they do not effect normal business operations.
Read full review
Performance
GoCo.io. Inc.
No answers on this topic
Gusto
No answers on this topic
Paychex Inc.
Unless there is lag time within the internet, the Paychex Flex website loads exceptional fast, pages load quickly and reports that I need to print or download load quickly. If I need to create a specialized report, once I complete it I receive an e-mail telling me my report is ready to be downloaded. Changing between web pages is fast as well.
Read full review
Support Rating
GoCo.io. Inc.
GoCo has done a great job of being responsive to us in working through issues in the system.
Read full review
Gusto
Gusto's customer service has really deteriorated lately and they seem to have really changed their focus. It used to be when you called you were routed to an individual who knew about payroll, benefits, reporting, etc. but now you get someone who seems to have not received the correct training. My last call about a dismissal payroll took me over an hour of my time and the person still could not help me and finally transferred me to someone else.
Read full review
Paychex Inc.
Chat has been helpful but the person I chat with isn't always able to help me with my questions. Phone support is ok, depending on your payroll specialist. We have a great one currently, but the few before that were never available and did not return calls.
Read full review
In-Person Training
GoCo.io. Inc.
No answers on this topic
Gusto
No answers on this topic
Paychex Inc.
We did online training only
Read full review
Online Training
GoCo.io. Inc.
No answers on this topic
Gusto
No answers on this topic
Paychex Inc.
It was easy to understand and follow along. I do like the informational videos that we can utilize before we opt to call in for customer service support. It has made a difference since sometimes that resolves the issue I may have had and saved myself a phone call to Paychex support.
Read full review
Implementation Rating
GoCo.io. Inc.
No answers on this topic
Gusto
Reach out to support immediately if you are having trouble setting up Gusto. Rather than being confused and trying to figure it out yourself, it's much better to talk to someone who knows what they are doing. Save yourself time and frustration and reach out to support
Read full review
Paychex Inc.
Implementation was very smooth. The most cumbersome task was entering the current employees into the system during initial set up, but Paychex staff handled most of that and verified against prior system reports as well as internal reports provided to ensure 100% accuracy.
Read full review
Alternatives Considered
GoCo.io. Inc.
GoCo was my first choice during the selection process. It was the most user friendly. It has the cleaned appearance. The staff was easy to communicate with. And as a small non-profit, the pricing was good.
Read full review
Gusto
It's been a while since I used QuickBooks for payroll, but it doesn't even come close to it. Gusto is infinitely easier, allowing for employee time tracking, handling calculations and payments of payroll and payroll taxes, managing regulatory compliance in the background, and more. I had a lot of moments using QuickBooks Payroll where I thought, "Am I even doing this right?" — it felt like you had to have additional knowledge of HR regulations in your state to do everything correctly. Gusto has it ALL handled so you can focus your time on higher-impact tasks in your business.
Read full review
Paychex Inc.
We still use QB Desktop Pro to maintain a Check Register / Overall Balance for the company, but once having tried QB Payroll Online for about 3 months prior to finding Paychex Flex I can tell you that there's just no comparison. QB online is VERY EXPENSIVE and not so user-friendly. I hated every minute of those 6 payrolls we ran through QB online.
Read full review
Scalability
GoCo.io. Inc.
No answers on this topic
Gusto
No answers on this topic
Paychex Inc.
I generally do payroll at the office, however I have had to go remote due to internet issues and also had to take payroll on vacation with me. Very easy to log in wherever you are and manage your TAA and payroll
Read full review
Return on Investment
GoCo.io. Inc.
  • We save so much time when onboarding new employees
  • We look much more organized and professional in the new hire process (because we are, thanks to GoCo)
Read full review
Gusto
  • I am not involved enough to know well, but I would say that Gusto has saved me about 1-2 hours in my onboarding process with my new company compared to my past experiences trying to onboard with ADP. I have also finished the process and am not frustrated like usual.
Read full review
Paychex Inc.
  • With Paychex Flex we have been able to improve our compliance with required documentation for new/rehires
  • Moving everyone to direct deposit and mobile clock in/out eliminated lines at punching stations and paycheck pickup stations
  • Lost checks is a thing of the past
Read full review
ScreenShots

Gusto Screenshots

Screenshot of Gusto's automated payrollScreenshot of the time-off tracking interfaceScreenshot of the source of truth for HR data

Paychex Screenshots

Screenshot of Paychex Payroll DashboardScreenshot of Employee Background ChecksScreenshot of Paychex HR DashboardScreenshot of Paychex Flex Perks